argumentative essay about financial

Argumentative Essay on Financial Literacy

Financial literacy entails teaching students the basics of managing money through investing, budgeting and saving. This knowledge gives the foundation for learners to have resilient money habits at an early age to avoid problems later in life (Morgan, and Long 105). Financial literacy is critical to high school students because it lays a strong foundation for financial stability, reduces minor financial errors, and facilitates students’ debts to initiat e  saving.

Financial literacy helps students to have a strong foundation for gauging their financial stability which is essential to future leaders. Students with these skills reflect excellent financial management initiated by how a person creates his spending plan and budget (Grohmann and Menkhoff 84). Students with solid skills and firm foundations in financial stability will be able to develop sensible minds that allow them to distinguish between needs and wants

Furthermore, students with financial literacy make fewer financial errors in school. There are several financial mistakes students without financial literacy make, including overspending the little cash given by their parents. Overspending on luxurious things creates an irresponsible trait for students who will be the future adults. Financial literacy equips the students with skills that allow them to develop wisdom on how to minimize their expenditure (Grohmann and Menkhoff 90). Quality expenditure promotes saving and planning hence inculcating stable financial systems in the country and improving the economic status.

Nevertheless, financial literacy alleviates debts in students because they can understand the value of money. When students appreciate the money value, they become capable of handling their cash better. They become more aware of the importance of budgets and savings hence avoiding unnecessary expenses (Jayaraman and Jambunathan 169). Financial literacy helps students avoid unhealthy debts as they only buy the essential items needed in their lives, thus reducing impulse buying.

Financial literacy is essential in high school students because it instills the value of saving and investing in learners. This practice is vital because it forms a saving habit for the student early in life. A student with saving skills needs to have a financial plan, both long and short terms, and learn their implementation procedures (Jayaraman and Jambunathan. 170). Students with such skills are mindful in setting their personal financial goals and can calculate their expenditures to see if they are within their budget limit. Such students will focus on high savings and investments in their future lives.

However, financial literacy is not taught in many schools in the United States of America because the program is not included in the national curriculum provided by the government. To the state, including this course needs more funding while some schools may not be able to cater for these expenses. For the schools to provide a central curriculum, they should adopt an education system that is affordable and accessible to all students and schools (Kyoung et al. 195). Some education stakeholders, like teachers, believe that students should only concentrate on their academic studies. To the teachers, financial literacy skills are irrelevant to students who are still learning and not in a position to earn money.

Conclusively, financial literacy involves skills and knowledge in saving, budgeting, and spending money. High school students need these skills to have a strong foundation for financial stability, reduce overspending errors, alleviate debts, and promote savings and investment. However, this literacy is not practiced because it’s not in the education system of the national curriculum.

Works Cited

Grohmann, Antonia, Theres Klühs, and Lukas Menkhoff. “Does financial literacy improve financial inclusion? Cross country evidence.”  World Development  111 (2018): 84-96.

Jayaraman, J. D., and Saigeetha Jambunathan. “Financial literacy among high school students: Evidence from India.”  Citizenship, Social and Economics Education  17.3 (2018): 168-187.

Kim, Kyoung Tae, Somer G. Anderson, and Martin C. Seay. “Financial knowledge and short-term and long-term financial behaviors of millennials in the United States.”  Journal of Family and Economic Issues  40.2 (2019): 194-208.

Morgan, Peter J., and Trinh Quang Long. “Financial literacy, financial inclusion, and savings behavior in Laos.”  Journal of Asian Economics  68 (2020): 101197.

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Finance Essay Topics

Step Up Your Game with These 200 Unique Finance Essay Topics

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Published on: May 7, 2023

Last updated on: Jan 31, 2024

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Do you find yourself struggling to come up with a compelling topic for your finance essay? Are you feeling overwhelmed by the complex landscape of financial markets and policies?

If so, don't worry – you're not alone!

Choosing the right topic is crucial for the success of your essay. You need to find a problem that is both relevant and interesting, and that you can feasibly research and analyze. 

But with so many potential topics to choose from, where do you even start?

That's where we come in!

In this blog, we'll provide you a variety of finance essay topics that will help you stand out from the crowd. 

We'll also provide you with tips to polish your ideas, so you can craft a truly compelling essay.

So, let's dive into the fascinating world of finance essay topics and discover new insights together!

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Corporate Finance Essay Topics 

If you are interested in how companies manage their financial resources, corporate finance may be the field for you. 

Here are essay topics related to corporate finance:

• Analyzing the impact of dividend policies on shareholder value
• Evaluating the use of financial derivatives to manage corporate risk
• Assessing the impact of mergers and acquisitions on firm performance
• Investigating the role of corporate governance in preventing financial scandals
• Analyzing the relationship between corporate social responsibility and financial performance
• Examining the effects of financial distress on corporate decision-making
• Evaluating the impact of exchange rate fluctuations on multinational corporations
• Assessing the effectiveness of performance-based compensation for CEOs
• Analyzing the impact of technological innovation on corporate financial performance
• Investigating the effectiveness of financial forecasting models for strategic decision-making

Personal Finance Essay Topics 

Managing personal finances can be challenging, especially in today's economy. Check out these personal finance essay topics:

• Analyzing the impact of credit scores on loan approval rates
• Evaluating the effectiveness of budgeting tools and apps for personal finance management
• Investigating the impact of financial literacy on retirement planning
• Analyzing the benefits and drawbacks of using a financial advisor
• Assessing the effectiveness of debt consolidation strategies for managing multiple loans
• Examining the impact of rising healthcare costs on retirement planning
• Evaluating the effectiveness of online investment platforms for small investors
• Analyzing the impact of financial stress on mental health
• Investigating the effectiveness of online personal finance courses for improving financial literacy
• Assessing the impact of tax policies on personal savings rates

Banking and Finance Essay Topics 

• The role of central banks in managing monetary policy
• The impact of Basel III on banking regulation
• The effectiveness of risk management in commercial banks
• The effects of bank mergers and acquisitions on competition
• The relationship between credit risk and profitability in banking
• The role of fintech in transforming the banking industry
• The impact of financial innovation on banking operations
• The impact of non-performing loans on banking stability
• The challenges of bank regulation in the digital age

Business Finance Essay Topics

• The impact of leverage on firm performance
• The role of financial ratios in evaluating business performance
• The effects of working capital management on profitability
• The impact of dividend policy on shareholder value
• The relationship between corporate governance and financial performance
• The role of venture capital in financing new businesses
• The challenges of international business finance
• The effects of trade credit on small business financing
• The impact of intellectual property on business valuation
• The role of microfinance in supporting small businesses  

Public Finance Essay Topics

• The role of government in promoting economic growth
• The impact of taxation on income inequality
• The effects of fiscal policy on aggregate demand
• The role of public-private partnerships in infrastructure finance
• The impact of government debt on economic stability
• The challenges of financing social security systems
• The role of subsidies in promoting renewable energy
• The impact of globalization on public finance
• The challenges of public finance in developing countries
• The impact of climate change on public finance

Accounting and Finance Essay Topics 

• The impact of financial reporting on investor decisions
• The role of accounting standards in financial reporting
• The effects of fair value accounting on financial statements
• The relationship between corporate governance and financial reporting quality
• The impact of financial statement analysis on investment decisions
• The challenges of auditing in the digital age
• The role of forensic accounting in fraud detection
• The impact of tax accounting on corporate finance
• The challenges of accounting for intangible assets
• The effects of accounting regulations on multinational corporations

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International Finance Essay Topics 

• The impact of exchange rate volatility on international trade
• The role of international financial institutions in promoting economic development
• The effects of capital flows on emerging market economies
• The impact of currency manipulation on trade balance sheets
• The relationship between foreign direct investment and economic growth
• The challenges of cross-border banking regulation
• The role of international capital markets in financing global infrastructure
• The impact of trade policies on international finance
• The effects of globalization on international financial stability
• The role of sovereign wealth funds in global finance

Behavioral Finance Essay Topics

If you are interested in this field, consider exploring these essay topics:

• Analyzing the impact of herd behavior on stock market bubbles
• Evaluating the effectiveness of financial education in reducing cognitive biases
• Investigating the impact of overconfidence on investment decision-making
• Analyzing the role of emotions in financial decision-making
• Assessing the impact of loss aversion on portfolio management
• Examining the effects of framing on financial decision-making
• Evaluating the effectiveness of behavioral finance theories in predicting market trends
• Analyzing the impact of social norms on financial decision-making
• Investigating the effectiveness of nudges in promoting financial well-being
• Assessing the impact of cultural differences on behavioral finance

Healthcare Finance Essay Topics 

• The impact of healthcare financing on access to healthcare services
• Healthcare cost control strategies and their effectiveness in improving healthcare quality
• Analyzing the role of health insurance in healthcare financing
• The relationship between healthcare financing and health outcomes
• The effect of healthcare financing on health inequalities
• The role of public-private partnership (ppp) in healthcare financing
• The impact of healthcare financing on technological advancements in healthcare sector
• Healthcare financing policies in addressing the burden of non-communicable diseases 
• The relationship between healthcare financing and social protection
• The role of healthcare financing in achieving universal health coverage

Good Finance Essay Topics

• The impact of the gig economy on personal finance management
• The role of technology in shaping the future of finance
• Analyzing the ethics of tax avoidance and tax evasion in the corporate world
• The importance of financial education in modern society
• A comparative analysis of the effectiveness of traditional and digital banking systems
• The role of behavioral finance in shaping investment strategies
• The impact of social media on the stock market
• Analyzing the ethical dilemmas of investment banking
• The role of financial institutions in promoting economic growth and development
• A critical analysis of the effectiveness of microfinance in poverty alleviation

Finance Paper Topics

• The impact of corporate social responsibility on financial performance
• The role of financial regulation in preventing another global financial crisis
• The impact of inflation on the stock market
• Analyzing the financial implications of climate change
• The effectiveness of alternative financing methods for small businesses
• The impact of political instability on international finance
• Analyzing the effectiveness of crowdfunding platforms
• The role of credit rating agencies in the financial market
• The impact of e-commerce on the retail banking industry
• A comparative analysis of the financial performance of publicly traded and privately held companies

Finance Essay Questions

Looking for some interesting finance essay questions to explore new ideas? Check them out:

• How does the stock market reflect the state of the economy?
• What are the ethical implications of insider trading?
• How do interest rates affect the global economy?
• What are the advantages and disadvantages of investing in the stock market?
• How has technology transformed the financial services industry?
• What is the impact of globalization on international finance?
• How can financial institutions promote financial inclusion and literacy?
• What are the challenges of managing personal finances in today's society?
• How can behavioral finance concepts be applied to investment strategies?
• What are the key factors that contribute to financial market instability?

Finance Argumentative Essay Topics

• Should governments regulate cryptocurrency?
• Is it ethical for companies to use tax loopholes to avoid paying their fair share?
• Should banks be held responsible for the global financial crisis of 2008?
• Is the current student loan system fair to borrowers?
• Should there be limits on CEO salaries in the finance industry?
• Is insider trading ever justified?
• Should the government provide free financial education to the public?
• Is the stock market an accurate reflection of the economy as a whole?
• Should high-frequency trading be allowed?
• Is it ethical for companies to invest in environmentally harmful industries?

Financial Related Essay Topics

• The importance of financial planning for a secure financial future
• Efficient market hypothesis and its implications for investment decision making
• The impact of globalization on financial markets and the economy
• An analysis of the impact of interest rates on the housing market
• The role of financial institutions in promoting economic growth
• The ethics of corporate finance and its impact on corporate social responsibility
• The role of central banks in regulating the economy
• The impact of financial regulation on the banking sector
• The role of financial markets in facilitating international trade

Research Topics in Finance

• An analysis of the impact of exchange rate fluctuations on international trade
• The effectiveness of credit rating agencies in predicting corporate default risk
• The impact of corporate governance on firm performance
• An analysis of the impact of financial innovation on the banking sector
• The relationship between dividend policy and firm value
• The role of financial intermediaries in promoting entrepreneurship
• The impact of insider trading on stock prices
• The impact of political instability on financial markets
• The role of microfinance in promoting financial inclusion
• An analysis of the impact of corporate social responsibility on firm performance

Financial Crisis Research Paper Topics

Let's delve into the world of finance and crisis with these topics!

• The causes of the 2008 financial crisis and its impact on the global economy
• An analysis of the regulatory failures that led to the 2008 financial crisis
• The role of the housing market in the 2008 financial crisis
• The impact of the 1997 Asian financial crisis on emerging economies
• The impact of the European sovereign debt crisis on the Eurozone economy
• The role of financial institutions in the 2011 European debt crisis
• The impact of the 2020 COVID-19 pandemic on the global economy
• Troubled Asset Relief Program (TARP) in stabilizing the US financial system 
• The impact of the 1970s oil crisis on the global economy and financial markets
• The lessons learned from past financial crises and their implications for future 

Financial Management Essay Topics

• The role of financial management in a company's success
• Analyzing the financial risks and rewards of different investment strategies
• The impact of globalization on financial management practices
• The importance of financial forecasting for business planning and decision-making
• How financial management practices can be used to mitigate financial risks
• The role of financial management in mergers and acquisitions
• Best practices for managing cash flow in small businesses
• The impact of interest rates on financial management decisions
• The challenges and opportunities of managing finances in non-profit organizations
• The use of financial ratios and other analytical tools in financial management

Exciting Financial Essay Topics

• How to create a successful personal finance plan for long-term financial security
• Investigating the role of fintech in shaping the future of the financial industry
• The ethical implications of corporate social responsibility in financial decision-making
• Analyzing the impact of COVID-19 on global financial markets and economies
• Exploring the potential benefits and risks of investing in emerging markets
• Investigating the use of big data and AI in financial decision-making
• The future of digital currencies and their impact on traditional financial systems
• The role of financial regulation in preventing financial crises and promoting stability
• Analyzing the impact of interest rate fluctuations on personal and corporate finances
• Investigating the use of blockchain technology in financial transactions

Investment Essay Topics

• Analyzing the impact of diversification on portfolio management
• Evaluating the effectiveness of value investing strategies
• Investigating the impact of market volatility on investment performance
• Analyzing the role of financial advisors in investment decision-making
• Assessing the effectiveness of socially responsible investing strategies
• Examining the effects of behavioral biases on investment performance
• Evaluating the impact of technological innovation on investment management
• Analyzing the effectiveness of momentum investing strategies
• Investigating the impact of interest rates on investment performance
• Assessing the effectiveness of robo-advisors in portfolio management

Tips for Choosing a Good Finance Essay Topic 

When it comes to writing a finance essay, choosing a good topic is crucial to the success of your paper. 

To help you select the best finance essay topic, here are some tips:

• Consider your Interests: Start by thinking about your personal interests and passions. Choosing a topic that you're genuinely interested in can help you stay motivated. It will kep you engaged throughout the writing process.
• Narrow your Focus: Finance is a broad field. It's important to narrow down your topic to a specific aspect or subtopic. This will help you focus your research and ensure that your essay has a clear and concise argument.
• Research Current Events: Stay up to date with current financial news and trends. This can help you identify emerging issues and topics that are relevant and timely.
• Look for Controversy: Controversial topics can make for compelling essays, but be careful to approach them with objectivity and balance. Avoid taking extreme positions or relying on biased sources.
• Consider your Audience: Think about your intended audience and what topics may be of interest or relevance to them. This can help you tailor your essay to their needs and expectations.

All in all , finance is a vast and complex field with many opportunities for research and exploration. To create a well-written essay, it's important to select a topic that aligns with your interests. By following these steps, you can showcase your knowledge and understanding of finance.

Feeling overwhelmed with your academic workload? Let us take the burden off your shoulders – simply say, " write my essay for me ," and we'll deliver top-quality essays tailored to your needs.

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Barbara is a highly educated and qualified author with a Ph.D. in public health from an Ivy League university. She has spent a significant amount of time working in the medical field, conducting a thorough study on a variety of health issues. Her work has been published in several major publications.

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155 Financial Crisis Essays & Examples

Looking for finance essay topics? You’re in the right place! The subject of financial economics is worth exploring.

💸 Top 10 Finance Essay Topics

🏆 top financial crisis essay examples, 💰 financial crisis essay topics, 👍 financial crisis research paper topics, 🏧 exciting financial essay topics, 📑 financial crisis topics for essays, ❓ research questions about financial crisis.

A financial crisis means massive depreciation of financial assets. It usually happens in the forms of banking, currency, and debt crises. Though the issue is studied well, financial crises still occur in various parts of the world.

In your finance crisis essay, you might want to focus on financial management in turbulent periods. Another idea is to discuss what it takes to survive a global financial crisis. One more option is to compare various types of financial crises. Whether you are assigned an argumentative essay, analytical paper, or research proposal, this article will be helpful. Here we’ve collected financial crisis research paper topics, current essay titles, writing tips, and financial crisis essay samples.

• The financial system and its components
• The role of investors in the financial system
• Personal, corporate, and public finance
• Financial risk management
• Quantitative finance and financial engineering
• Behavioral finance: the psychology of investors
• Early history of finance
• History and development of money
• Experimental finance and its goals
• Mathematical modeling in financial markets analysis
• 2008 Financial Crisis in Dubai In order to address the collapse in the real estate market observed in Dubai in 2008, the Emirate’s authorities focused on elaborating stricter regulations on developers of the housing projects and on the buyers. 26 […]
• Impact of World Financial Crisis on the UAE Economy The decline in economic growth was reflected in the significant reduction in the country’s GDP. However, the profitability and growth of the sector reduced substantially in 2009 due to the following factors.
• Financial Crisis of 2007-2008 in ‘The Big Short’ Movie Michael predicted that it would devaluate mortgage bonds and, therefore, decided to short the housing market, that is, to bet on the market crash.
• General Electric and the Financial Crisis of 2008 Although GE’s success is often attributed to the significant amount of financial assets that the company has, it owes its survival through the 2008 crisis to the careful and well-thought-out plan of investing in the […]
• Apple and Hewlett Packard During 2008 Financial Crisis Though the general demand has not reached the level it was before the crisis, many companies have taken advantage of the rising demand and have made tremendous sales. However, the company has increased its spending […]
• British Airways Performance and Global Financial Crisis This paper analyzes the performance of British Airways’ leadership in the wake of the global financial crisis. BA CityFlyer, which is a subsidiary of the British Airways, dominates operations in the London municipality airport.
• The global financial crisis of 2008 The magnitude and the level of disruption of the global economies have led to speculation of various causes that has contributed to its occurrence.
• The Shadow Banking System: Financial Crisis Source The so-called shadow banking system, comprised of numerous institutions operating outside the regulated banking system, has undoubtedly contributed greatly to the emergence of the latest global financial crisis.
• Social Distancing, Financial Crisis and Mental Health The lockdown leads to the inability of people to go to the hospital for mental health consultation and treatment due to the anti-COVID measures. It is possible to talk about the spread of mental health […]
• Aspects of the 2008 Financial Crisis According to Eisinger, none of the participants in the story in the film had any idea of the coming crisis. One of the connections between the film and the textbook is that of corporate social […]
• Essential Points From the Financial Crisis The first important point on slide 10 is the failure to penalize the originator for passing the mortgage to the provider.
• Argentina and Russia’s Financial Crisis Investors’ loss of faith in the Russian economy caused them to sell their Russian holdings, lowering the value of the Russian rouble and raising fears of a financial crisis.
• Ethical Questions in the 2008-2009 Financial Crisis What followed was an investigation of the genesis of the crisis, which revealed that catastrophic failure in oversight, the systemic weakening of usury laws, and outright thuggery by banks and mortgage salespeople were the major […]
• The 2008 Financial Crisis and Housing Policies Under the State Department of Housing and Urban Development, the government introduced the Section 8 Voucher. The function of this voucher was to meet the gap between what the renters would get and the actual […]
• 2008 Financial Crisis from a Neoliberal Perspective While such a position seems reasonable, the overall adherence of the financial system, including accounting and auditing, contributed to the crisis due to the unbearable level of loans and fictitious assets dominating the business.
• Corporate Social Capital During Financial Crisis The credit crisis related to the mortgage problem in 2008 has been one of the massive financial issues of the world since the times of the Great Depression.
• 2008 Global Financial Crisis in Andrew Sorkin’s “Too Big to Fail” The book Too Big to Fail: The Inside Story of How Wall Street and Washington Fought to Save the Financial System from Crisis and Themselves, written by Andrew Ross Sorkin, explores the events and consequences […]
• Financial Crisis in Greece It is doubtless that the value of money is essential in determining a number of factors like the stability of the economy and inflation.
• The Euro Financial Crisis Causes and Outcomes The involvement of the central banks of is an attempt to demonstrate that all the central bankers are collaborating. The Euro crisis has exarcebated the currency swap process as it is now more expensive to […]
• The 2007 Financial Crisis: Development of the Prices of Shares, Corporate Bonds and Loans The crippling of the financial system in the US and the UK in the period beginning late 2007 was a product of crippling loans.
• Challenges Facing College Sports After Financial Crisis When the housing bubble caused financial depression in the national economy, colleges and universities were some of the most affected institutions, especially because the state and federal legislatures were forced to cut funding, the major […]
• How Money Market Mutual Funds Contributed to the 2008 Financial Crisis While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy […]
• How Quantitative Models Contribute to the Financial Crisis The motivation behind this study lies in the desire to understand why and how the economies of many countries around the world, especially in the Middle East, have been shaken to the core by the […]
• Causes and Solutions of the 2008 Financial Crisis The current essay describes the causes of the Financial Crisis of 2008 and the solutions suggested by the Keynesian school of thought.
• South Africa’s Response to Global Financial Crisis Desire to the achieve objective that duly fulfils the needs of an individual while being disadvantageous to the majority of individuals led to the crisis.
• Manifestations of the Financial Crisis in Greece The bank which is also affected by the crisis will also exaggerate the cost of this operation and this leads to a loss on my side.
• Global Financial Crisis Impact on Multi-Nationals The credit crisis was linked to the sub-prime mortgage business. So as to encourage lending, the interest rates were also lowered credibly.
• Qantas’ Actions in the Financial Crisis Context The actions taken by Qantas in reducing their costs can be said to be influenced by the global financial crisis, where the decline of the number of passengers in September 2009 was 0.
• Prospects for Chindia After 2008 Global Financial Crisis According to the Australian business press, the recent economic growth achieved was a result of the relationship between itself and the two countries i.e. However, China experienced a hitch on its international markets especially in […]
• The Global Financial Crisis and Its Impact on Australia The collapse of key institutions in the US and other economies in the world has people scurrying back to the drawing board in a bid to rethink economic policy and regulation strategies.
• The Investment Industry in Kuwait Today (During Financial Crisis) One of the confessions was that the investment authority of Kuwait otherwise known as would not be in a position to provide financial support that would assist in the restoration of confidence that was already […]
• The Financial Crisis on the UK Economy Analyze the causes and the impact of the current financial crisis on the UK economy. Due to the above-trend growth in 2006 and 2007, activity needs to be slow.
• Financial Crisis Management in the United Nations A crisis can be defined as the perception of an abnormal situation that is beyond the capability of the business and its scope to deal with.
• Lehman Brothers and the 2008 Financial Crisis As a result, when the management of the bank expected assistance from other firms and the Bank of America, it did not receive the help it needed.
• Global Financial Crisis and Real Estate Issues The central point of the argument is that the real estate market in the US and the policy called “trailer park lending” was the main reason for the worldwide economic crisis.
• 2008 Global Financial Crisis: Crises of Capitalism? Although I had an idea of the possible catalysts of the 2008 global financial meltdown before watching the video, Harvey presented a clear report of the events that occurred before the crisis and put them […]
• Corporate Government During the World Financial Crisis The chairman is the leader of the board of directors while the CEO is the person who oversees the day to day activities of the company; each of them performs a distinct and critical role […]
• Corporate Governance During the Global Financial Crisis The chairman of the board of directors is the leader of both the board and the company whereas the CEO is the person who oversees the day-to-day activities of the company.
• Nucor Corporation After Financial Crisis in the US However, in 2009, the company made the largest loss in its history of $299 million; the loss was the first annual loss since 1966. The depreciated purchasing power parity of the people in 2009 is […]
• Global Financial Crisis and Its Ethical Causes The reason for this is simple the analysis of what had brought about this particular financial crisis and what accounted for the subtleties of its extrication points out to an undeniable fact that it was […]
• Economic Shocks and Financial Crisis in Kuwait At the year 2008, the intensity of the crisis was at the peak, causing oil prices which led to a decrease in production and drop in GDP of Kuwait.
• Financial Crisis of 2008 Economics specialists have argued that the global financial crisis of 2008 was caused by a combination of factors, including the abundance of cheap credits in the macroeconomic environment as well as counterproductive decision-making in governments […]
• Banking Instability During the Global Financial Crisis Though the combination of aspects that resulted in the banking instability in the course of the global financial crisis had never been witnessed previously, the shift from extreme risk-taking to fiscal chaos was a common […]
• Rotana Company’s Financial Crisis and Culture This statement can be seen as being true to the values of the company and how it addressed the issues caused by the 2008 financial crisis.
• British and Dutch Banks After 2008 Financial Crisis Many countries utilised the opportunity of the crisis to work on improving corporate governance and leadership to avoid similar crises in the future.
• The Global Financial Crisis and Its Impacts In addition, a case of a company is studied to evaluate the impact of GFC on a particular firm, and consider the capability of the firm to survive the crisis.
• The Global Financial Crisis and Its Effect The latest global financial crisis managed to restart a debate on the value of both the stakeholder as well as shareholder theories. This led to the managers being more attentive to the prices of the […]
• Australian Banks in the Global Financial Crisis To understand how Australian banks managed the GFC, it is essential to pay attention to the very structure of its banking.
• Financial Crisis and Great Recession Causality The financial crisis is typically viewed as a primary factor behind the development of the Great Recession. Instead, the financial crisis of 2008 can be deemed a prerequisite of the Great Recession as well as […]
• Financial Crisis in Ferguson’s “The Ascent of Money” By Ferguson, the main purpose of the historian is to relieve humanity from the financial illusions on the examples of the past.
• Global Financial Crisis and Regulatory Responses In the aftermath of the crisis, the government through the Federal Reserve embarked on a mission to restore these financial institutions to their original position.
• Reasons and Consistency of the Financial Crisis 2007-2008 The financial crisis that occurred in 2007-2008 is frequently defined as one of the major financial events at the beginning of the 2000s.
• Financial Crisis and Its Impact on UAE Construction The determination of this research is to evaluate the enactment of construction corporations in the United Arab Emirates for the period of the pre and post worldwide eras of financial disaster, which is from 2006 […]
• 1997 Asian Financial Crisis and Its Consequences Beja explores the impacts the crisis had on these countries and the outcomes that occurred years after the end of the crisis.
• American Financial Crisis and Its Prevention The interviewee brings about the idea of bureaucracy and political aspects that contributed to the problem, highlighting the corruption and ineffectiveness in the government when bailing out the institutions.
• West Midlands Designers and Architects Ltd: Financial Crisis The second option, which is by merit, will favor the company’s future and also acceptable by a number of the current employees.
• Financial Crisis of 2008 and Consumer Behavior Although the main cause of the global financial crisis that began in 2007 was the bursting of the housing bubble, economists largely agree that the ensuing recession was the outcome of a combination of several […]
• Financial Crisis of 2007-2008: Laws and Policies Nevertheless, one should not assume that the absence of legal safeguards is the only factor that led to this crisis since it is necessary to consider the development of the economy and lack of internal […]
• Financial Crisis in Greece: Origin and Aspects This essay seeks to establish the nature and origin of the crisis, Greece’s advantages and disadvantages in the Eurozone, and Greece’s fiscal policy.
• Austerity Measures after of the World Financial Crisis That is why it becomes obvious that there is a great need in some austerity measures whose main aim is to overcome the results of the world financial crisis and guarantee the stability of the […]
• US Financial Crisis Hit and Its Economy Effect He is an economist and runs a column in the Atlantic magazine on financial matters in the U.S. The article is by Lee Don, a columnist, and journalist in the U.
• The 2008 Financial Crisis In September 2008, the two giant mortgage companies faced the danger of bankruptcy as they had guaranteed close to half of the total mortgages in the US.
• Impact of the Global Financial Crisis on the World The recent global financial crisis happened between the years 2007 and 2008 that was a serious threat to the financial markets in the United States and the rest of the world.
• Effects of Hedge Funds on the Global Financial Crisis The article titled “Do not Blame Hedge Funds for Financial Crisis, Study Says,” in 19th September 2012 issue of the The Wall Street Journal, attempts to remove the hedge fund from blame in the global […]
• Role of International Financial Institutions in 2008 Financial Crisis Even more disappointing is the fact that the financial regulatory standards that were in place were unable to anticipate and therefore avert the ramifications of the financial crisis before it happened as should have been […]
• Global Financial Crisis: Corruption and Transparency Due to the large number of the emerging markets, the global financial regulators lacked a proper mechanism to handle the situation.
• Managing Financial Crises In this line, the financial institutions would have distributed the risk to all the stakeholders. The involvement of many players in the management systems of banks makes it out rightly difficult to blame banks for […]
• ‘What Went Wrong? An Initial Inquiry into the Causes of the 2008 Financial Crisis’ Additionally, failures at the managerial group also resulted in the crash as it led to a re evaluation of the cost of the agencies by the investors.
• Training and Skills Development Programs vs. the Global Financial Crisis The Level of education influences the rate of unemployment in an economy. The increase in gross domestic products is attributed to levels of education and employment.
• The Worst of the Global Financial Crisis Is Still To Come Therefore, considering the numerous flaws that exist in the global economic system and the fact that, most governments have deviated from addressing the real causes of the global financial crisis; hence, formulate strategies of avoiding […]
• The Financial Crisis Impacts on East Asian States The policy response to the currency crisis later led to a crisis in the financial institutions. The financial crisis was similar to the crisis that hit Mexico in 1995 and the difference was only on […]
• States regulatory response to the current financial crisis Having been cited by the International Monetary Fund as the leading contributor towards the world economy in 2007, the onset of the financial crisis meant economic disaster to the state.
• Financial Risk Management: Based on the 2008 Global Financial Crisis While it is believed that the U.S.subprime mortgage market might have prompted the occurrence of the global financial crisis, the primary cause of the crisis was founded on the flawed institutional practices and the instability […]
• Carolina Panthers Financial Crisis While it was expected that the team could lose its operating income because of the losses it went through last season, the team emerged as one of the teams that profited greatly in the 2010/2011 […]
• EU Financial Crisis: Risk Management Failures This is for example over- dependence on: the capability of managers to create returns.the merits of financial innovation in efficiently spreading returns and risks in the market, the sufficiency of data and models used for […]
• Public Discourse under the Financial Crisis in the U.S and Canada The number of people that lost their jobs, the number of companies that ran into bankruptcy and dwindled in self-destruction through foreclosures and closures, the amount of money that was pumped into the economy by […]
• Impacts of Financial crisis on Bahrain Impacts of financial crisis on the country’s economy have accelerated debate within the mainstream of economics and many market analysts have devised economic stimulus plan to confront the crisis.
• Effect of Global financial crisis on the Gulf Countries The financial crisis which hit the US in the late months of the year 2007 have over time spread to almost all other countries in the world.
• Cultural Change at Texaco and Financial Crisis The most important and influential challenge was the opportunity to solve the questions of exclusion and discrimination of the minorities and women from the company’s workforce in such high status posts like management.
• After the 2007-2010 Financial Crisis: Across the Chaos and Destruction to the Universal Order Because of the half-baked decisions concerning the integration in the Eurozone had been taken, the Great Britain had to sign the agreement with Brussels concerning the further economical steps, which is likely to drive to […]
• Global Financial Crisis Problems This paper discusses the problem created by the global financial crisis and assesses the viability of the courses of actions taken to counter the problem.
• Global Financial Crisis of 2007-2010 In particular, it has shown that many financial institutions are too much dependent on one another, and the collapse of one organization can result in the collapse of the entire system.
• Eurozone Financial Crisis Henceforth, an analysis is drawn of the causes of crisis in the Eurozone. In addition, the effect of this Eurozone crisis did spread to other countries.
• East Asian Financial Crisis Analysts have argued that the inherent problem with the approach in the region, especially in Japan, was primarily due to much involvement of the government in guiding the free economy.
• The Financial Crisis Causes: Moral Hazard and Adverse Selection The consequences were similar in most parts of the world with the main indicators being debt crises, high unemployment rates, a reduction in the number of home ownership facilities and the demand for the same, […]
• East Asian Financial Crisis of 1997-98 However, the quick actives responses by the states in the region helped in the quick aversion of the crisis and its impacts on the region’s economy.
• American Financial Crisis It discussed the underlying causes of the crisis and the impact it has had on the economy of the United States.
• Short-term decisions lead to the emergence of the global financial crisis Over the years, since the great depression in the 1930’s, the role of management seems to have diverted significantly from expectations as illustrated by the global financial crisis.
• Spain’s Financial Crisis The disproportionate growth in the real estate sector, coupled with the expansion of credit needed to finance it, is at the basis of the economic imbalances.
• Global Financial Crisis Causes and Impacts After a number of years since the first occurrence of the crisis, it is still not possible to explain fully the impact of the global financial crisis because the economic emergency keeps on hindering and […]
• Minsky’s Economic volatility theory as an evaluation of Financial Crisis The modern Marxist, FSA, and organizational Keynesian perspectives associate the causes of the financial slow down with the implementation of the liberal development framework in 1970s when the “Accord of Detroit” development framework was ditched.
• The Global Financial Crisis of 2008-2009 The two key sectors that take the blame for the financial crisis of 2008 and 2009 are the financial sector and the real estate industry.
• Global Financial Crisis Initially, the collapse of AIG, the under-performance of Fallie Mac and Fannie Mac and the merging of the Bank of America and the Merrill Lynch were the start point of the financial problems in the […]
• Global Financial Crisis of the United States Mortgage Industry The deterioration of economies called for government to take fast and immediate measures to rescue their nations; the United Nations for instance had to make policies that protected its local industry from the adverse effects […]
• What Caused the 2008 Financial Crisis in the USA? The opposite trends in the cost of mortgage credit and the housing prices also made the home owners participate more in the market since the risk of default was much lower.
• The Global Financial Crisis and Capitalism for the Elite Rich This Ideology adopted by many if not all of the western nations upholds the private ownership of business and institutions and the owners of these entities are allowed to spread out as much as they […]
• The UK Banking Practice That Led to Financial Crisis Crisis of the magnitude that was experienced is a real threat to the economy of any country and it is imperative for people to learn as much as they can to avoid the circumstance that […]
• The effect of global financial crisis on Saudi Arabian economy The countries stability of the banking sector was also seen in the change in banking activities over the period of global financial crisis, the country recorded the worst banking growth rate in the years between […]
• The effect of the global financial crisis on political and financial risks The negative effects of the global financial crisis have been felt in most parts of the world i.e.in the advanced countries, the emerging markets and in the developing world.
• Global Trade During the Financial Crisis (from 2006 to 2010) Each of the major trade regions of the world seemed to concentrate more on a given branch of trade and give their outputs to the rest of the world.
• Global Financial Crisis Impact on Australian and World Economies After affecting the banking and credit sectors in the US, the global crisis slowly crept to other countries and in the process became a world crisis.
• International Finance. Main Causes of Recent Financial Crisis One of the specific factors that can be attributed to the recent international financial crisis was the loss on housing mortgage loans due to the decline of mortgage prices in the market.
• The 2008 global financial crisis Soros asserts that whereas the U.S.subprime mortgage market is believed to have prompted the current financial crisis, the basis of the crisis derived from the flawed practices and institutions of the current financial system.
• Benefits of the Old Fashioned Business Models in the light of Global financial Crisis The purpose of this essay is to establish the benefits and drawbacks of old fashioned business models in the light of global financial crisis with reference to Airdrie bank of Lanarkshire in the UK.
• The Recent Financial Crisis The financial crisis has been considered by most economists to be the worst crisis since the Great Depression as it contributed to the failure of major financial institutions in the U.S.and the decline of consumer […]
• Turkey’s 2000-2001 Financial Crisis The first crisis began at the early 90’s while the second began at the beginning of the 21st century. This led to the collapse of the exchange rate and the beginning of the country’s second […]
• The 1997-1998 Asian Financial Crisis This growth was associated with “inflow of investments, improvements in technology, increases in education, a ready supply of labor as people moved from the countryside to the cities to work in factories, and reduced restrictions […]
• Impact of the Global Financial Crisis on the Healthcare Industry The global financial crisis threatened to lead to the total breakdown of the global economy. The global financial crisis reduced the funding of that the healthcare facilities received from the government.
• Changes in Financial Markets and it impact on Recent Financial Crisis Due to the above reason, this study seeks to examine the reasons behind the changes in financial markets during the last 30 years and the role of these changes in the recent financial crisis.
• Argentina’s Financial Crisis: A Critical Review of Causes and Effects The unprecedented expansion in the country’s markets and economy at large was attributed to the rise in agricultural exports. The country’s economy was heading in the right direction following the introduction of the convertibility system.
• Cause of the Financial Crisis The reason for this is quite apparent it was namely the Democrats’ preoccupation with ‘combating poverty’ that resulted in passing of the infamous Community Reinvestment Act and in reinforcing its provisions through the course of […]
• Disadvantages of Developed Country (America) When 2008 Financial Crisis However, the scholars do not singly use this as a reason of terming a country as being developed but also adds on to the fact that people in that country should be having the freedom […]
• The Global Financial Crisis Every entity is faced with the inevitable reality of making financial decisions in the following departments; investment for instance where to open shop, dividends for example whether or not to pay and when, working capital […]
• Theories on Causes of Financial Crisis A financial system shock disrupted the situation and the prices of the houses fell and many people could not pay their loans.
• Wesfarmers Limited and the Global Financial Crisis In order to put into perspective the effect of the GFC, we shall study the profitability of the firm from 2007 to 2010.
• Regulation in the Financial Crisis 2008 While numerous claims have been put forth to explain the causes of the 2007-2009 financial crisis, there is almost a universal agreement that the major causes of the financial crisis was the combination of a […]
• The 2008 Financial Crisis: Causes and Consequences Foster and Magdoff Perspective of 2008 Financial Crisis Foster and Magdoff theory that attempts to explain the 2008 financial crisis attributes it to broader factors of monopoly finance capitalism which is a function of a […]
• Ethical Aspects of the Financial Crisis Yet, they would agree that to some degree, the origins of the financial crisis can be traced to the immoral behavior of some individuals who attempted to maximize their own benefits of at the expense […]
• Is Globalization the Main Culprit for the 2008 Global Financial Crisis? Globalization has eroded the powers and the sovereignty of the state, the role of the state to regulate and to steer forward the economy has been largely ignored at the expense of the market, these […]
• The Importance of Ethics in Business in Light of the Recent Global Financial Crisis The lack of concern for the overall good of the society stemmed from the increase in equity-based compensation to top executives which resulted in the declaration that “the paramount duty of management and board is […]
• What Was the Biggest Financial Crisis?
• Did Financial Crisis Alter the Level of Competition in the EMU Banks?
• What Is the Effect of Financial Crisis?
• What Are the Three Stages of Financial Crisis?
• Did Firms Manage Earnings More Aggressively during the Financial Crisis?
• What Causes a Financial Crisis?
• Did the Recent Housing Boom Signal the Global Financial Crisis?
• How Can We Solve Financial Crisis?
• What Is Another Word for Financial Crisis?
• What Is the First Stage in Financial Crisis?
• Can the Government Take Money from Your Bank Account in a Financial Crisis?
• What Was the Worst Financial Crisis in History?
• What Caused the Global Financial Crisis?
• Did the Financial Crisis Affect the Market Valuation of Large Systemic U.S. Banks?
• What Is the Impact of the Global Financial Crisis?
• What Happened in the 2008 Financial Crisis?
• How Did the Financial Crisis Started?
• Did Family Firms Perform Better During the Financial Crisis?
• Did Investors Herd During the Financial Crisis?
• Did Relational Capital Matter during the Financial Crisis?
• Did the Asian Financial Crisis Scare Foreign Investors Out of Japan?
• Did the Financial Crisis in Japan Affect Household Welfare Seriously?
• Did the Global Financial Crisis Alter the Oil–Gasoline Price Relationship?
• Was the 2008 Financial Crisis Caused by Lack of Ethics?
• Was the Financial Crisis Caused by Bankers or Government?
• Chicago (A-D)
• Chicago (N-B)

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Should All Schools Teach Financial Literacy?

And should students have to understand topics like budgets, consumer credit, student debt, saving and investing in order to graduate?

By Shannon Doyne

Students in U.S. high schools can get free digital access to The New York Times until Sept. 1, 2021.

How well do you think you manage money? Has anyone ever taught you any money-management skills? In general, how “financially literate” do you think you are? For instance, do you know how to budget and save? How to set up a bank account? Apply for financial aid and college loans?

Does your school teach these skills already? If not, do you wish it did? Should passing a financial-literacy class be a requirement for graduating from high school?

In “ Pandemic Helps Stir Interest in Teaching Financial Literacy ,” Ann Carrns writes about the growing interest in teaching students personal financial skills in U.S. schools:

As of early 2020, high school students in 21 states were required to take a personal finance course to graduate, according to the Council for Economic Education , which promotes economic and personal finance education for students in kindergarten through high school. That was a net gain of four states since the council’s previous count two years earlier. “We are making progress,” said Billy J. Hensley, president and chief executive of the National Endowment for Financial Education, a nonprofit group that promotes effective financial education. “I do think the pandemic is bringing more attention to the topic,” he said, noting that after the financial crisis more than a decade ago there was also a flurry of financial literacy proposals in state legislatures. An increasing number of studies support the effectiveness of financial literacy education when taught by well-trained teachers, said Nan J. Morrison, chief executive of the Council for Economic Education. And more teachers now say they feel confident teaching the material. A study released in March by researchers at the University of Wisconsin and Montana State University found significant increases in teacher participation in professional development. Still, the rigor of high school financial education varies. Just six states require high school students to complete a semester-long, stand-alone personal finance course, the council’s 2020 report found. Some states permit shorter courses or include the content as part of another class. In states that don’t require financial instruction, some schools opt to teach it and do an excellent job, but others ignore the subject completely — and they tend to be schools in less affluent districts, Mr. Hensley said.

The article also outlines the specifics on what the curriculum might look like:

Many financial literacy advocates consider a full-semester course the gold standard for personal finance instruction. Rebecca Maxcy, director of the Financial Education Initiative at the University of Chicago, said many courses focused mainly on skills, like writing a check or filing taxes. While those lessons can be helpful, she said, it’s important for courses to include discussions of how personal values and attitudes about money influence behavior, as well as an examination of the financial systems and potential barriers that students will encounter in the world of money. Questions like “Who benefits when you open a bank account?” can prompt meaningful discussions, she said. Some curriculum options, however, offer more condensed, basic instruction. Everfi, a digital instructional company, offers a free seven-session program for high school financial literacy. Students take interactive, self-guided lessons in topics like banking, budgeting and college financing. Sidney Strause, a freshman at Marshall University in West Virginia, said she had taken Everfi’s course as a junior in high school. The lessons were assigned as part of another course she was taking, and typically took 45 minutes to an hour to complete. “It taught me how to budget and save,” she said. “It’s crucial to adulthood.” Sometimes she would do the lessons at home and discuss them with her mother, she said, which led her mother to create a budget and set financial goals.

Students, read the entire article, then tell us:

What, if anything, in this article resonates with you and your experiences with learning about money?

Do you think schools should offer courses on financial literacy? Should taking them be mandatory for graduation?

What topics should financial literacy instruction in schools cover? In what grade should students start learning about it?

One of the experts quoted in this piece says that it’s important for courses to include discussions of how personal values and attitudes about money influence behavior. What are your general attitudes toward money, and where do you think you learned these attitudes? For instance, how much does making money factor into your goals for a future career?

Why do you think that some people believe the interest in teaching students skills about managing money increased during the pandemic? In this time, did you experience or witness any events that made you wish you had some knowledge of personal finances — or that made you grateful for what you know?

Earlier this year, the price of GameStop stock soared when individual traders, including some teenagers, purchased many shares as a way to both make money and retaliate against large hedge funds that forecast the stock losing value. Did you learn about this situation as it happened? Did you participate? Did any of your teachers talk about it, and if so, what did they say? If you have specific thoughts to contribute, answer our Student Opinion question, “ Should All Young People Learn How to Invest in the Stock Market? ”

About Student Opinion

• Find all of our Student Opinion questions in this column . • Have an idea for a Student Opinion question? Tell us about it . • Learn more about how to use our free daily writing prompts for remote learning .

Students 13 and older in the United States and the United Kingdom, and 16 and older elsewhere, are invited to comment. All comments are moderated by the Learning Network staff, but please keep in mind that once your comment is accepted, it will be made public.

Essay on Financial Literacy for Students and Children

Importance of financial literacy, an introduction to financial literacy.

We go to schools, colleges, universities to complete our educated and start earning our livelihood. We take up jobs, practise professions or start our own businesses so that we can earn money to make our living. But which of these institutions make us capable of managing our own hard-earned money? Probably a very few of them. 

Our ability to effectively manage our money by drawing systematic budgets, paying off our debts, making buying and selling decisions and ultimately becoming financially self-sustainable is known as financial literacy. 

Financial literacy is knowing the basic financial management principles and applying them in our day-to-day life. 

Financial Literacy – What does it Involve? 

From simple practices like keeping a track of our expenses and understanding the need to spend money if we like a product to striking a balance between the value of time saved and money lost, paying our taxes and filing of tax returns, finalizing the property deals, etc – everything becomes a part of financial literacy. 

Get the huge list of 500+ Essay Topics here

As human beings, we are not expected to know the nitty-gritty of financial management. But managing our own money in a way that it does not affect us and our family in a negative way is important. We certainly do not want to end up having a day with no money at hand and hunger in our stomach. 

Why is Financial Literacy so Important?

Financial literacy can enable an individual to build up a budgetary guide to distinguish what he buys, what he spends, and what he owes. This subject additionally influences entrepreneurs, who incredibly add to financial development and strength of our economy. 

Financial literacy helps people in becoming independent and self-sufficient. It empowers you with basic knowledge of investment options, financial markets, capital budgeting, etc.

Understanding your money mitigates the danger of facing a fraud-like situation. A few strategies are anything but difficult to accept, particularly when they’re originating from somebody who is by all accounts learned and planned. Basic knowledge of financial literacy will help people with foreseeing the risks and argue/justify with anyone learned and well-informed.

What should you read on / get informed about in Financial Literacy?

• Budgeting and techniques of budgeting
• Direct and indirect taxation system
• Direct tax slabs
• Income and expense tracking 
• Loans and debt – EMI management 
• Interest rate systems: fixed versus floating
• Business and organisational transaction studies
• Elementary Book-keeping and Accountancy
• Cash in-flow and out-flow Statements
• Investment & personal finance management
• Asset management:
• Business negotiation skills and techniques
• Make or buy decision-making
• Financial markets 
• Capital structure – owner’s funds and borrowed funds
• Fundamentals of Risk Management
• Microeconomics and Macroeconomics fundamentals

While there are various media to learn about financial literacy, we recommend that you join a short-term, weekend programme which helps you get financially literate.

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160 Good Argumentative Essay Topics for Students in 2024

April 3, 2024

The skill of writing an excellent argumentative essay is a crucial one for every high school or college student to master. In sum, argumentative essays teach students how to organize their thoughts logically and present them in a convincing way. This skill is helpful not only for those pursuing degrees in law , international relations , or public policy , but for any student who wishes to develop their critical thinking faculties. In this article, we’ll cover what makes a good argument essay and offer several argumentative essay topics for high school and college students. Let’s begin!

What is an Argumentative Essay?

An argumentative essay is an essay that uses research to present a reasoned argument on a particular subject . As with the persuasive essay , the purpose of an argumentative essay is to sway the reader to the writer’s position. However, a strong persuasive essay makes its point through diligent research and emotion while a strong argumentative essay should be based solely on facts, not feelings.

Moreover, each fact should be supported by clear evidence from credible sources . Furthermore, a good argumentative essay will have an easy-to-follow structure. When organizing your argumentative essay, use this format as a guide:

• Introduction
• Supporting body paragraphs
• Paragraph(s) addressing common counterarguments

Argumentative Essay Format

In the introduction , the writer presents their position and thesis statement —a sentence that summarizes the paper’s main points. The body paragraphs then draw upon supporting evidence to back up this initial statement, with each paragraph focusing on its own point. The length of your paper will determine the amount of examples you need. In general, you’ll likely need at least two to three. Additionally, your examples should be as detailed as possible, citing specific research, case studies, statistics, or anecdotes.

In the counterargument paragraph , the writer acknowledges and refutes opposing viewpoints. Finally, in the conclusion , the writer restates the main argument made in the thesis statement and summarizes the points of the essay. Additionally, the conclusion may offer a final proposal to persuade the reader of the essay’s position.

How to Write an Effective Argumentative Essay, Step by Step

• Choose your topic. Use the list below to help you pick a topic. Ideally, a good argumentative essay topic will be meaningful to you—writing is always stronger when you are interested in the subject matter. In addition, the topic should be complex with plenty of “pro” and “con” arguments. Avoid choosing a topic that is either widely accepted as fact or too narrow. For example, “Is the earth round?” would not be a solid choice.
• Research. Use the library, the web, and any other resources to gather information about your argumentative essay topic. Research widely but smartly. As you go, take organized notes, marking the source of every quote and where it may fit in the scheme of your larger essay. Moreover, remember to look for (and research) possible counterarguments.
• Outline . Using the argument essay format above, create an outline for your essay. Then, brainstorm a thesis statement covering your argument’s main points, and begin to put your examples in order, focusing on logical flow. It’s often best to place your strongest example last.
• Write . Draw on your research and outline to create a first draft. Remember, your first draft doesn’t need to be perfect. (As Voltaire says, “Perfect is the enemy of good.”) Accordingly, just focus on getting the words down on paper.
• Does my thesis statement need to be adjusted?
• Which examples feel strongest? Weakest?
• Do the transitions flow smoothly?
• Do I have a strong opening paragraph?
• Does the conclusion reinforce my argument?

Tips for Revising an Argument Essay

Evaluating your own work can be difficult, so you might consider the following strategies:

• Read your work aloud to yourself.
• Record yourself reading your paper, and listen to the recording.
• Reverse outline your paper. Firstly, next to each paragraph, write a short summary of that paragraph’s main points/idea. Then, read through your reverse outline. Does it have a logical flow? If not, where should you adjust?
• Print out your paper and cut it into paragraphs. What happens when you rearrange the paragraphs?

Good Argumentative Essay Topics for Middle School, High School, and College Students

Family argumentative essay topics.

• Should the government provide financial incentives for families to have children to address the declining birth rate?
• Should we require parents to provide their children with a certain level of nutrition and physical activity to prevent childhood obesity?
• Should parents implement limits on how much time their children spend playing video games?
• Should cell phones be banned from family/holiday gatherings?
• Should we hold parents legally responsible for their children’s actions?
• Should children have the right to sue their parents for neglect?
• Should parents have the right to choose their child’s religion?
• Are spanking and other forms of physical punishment an effective method of discipline?
• Should courts allow children to choose where they live in cases of divorce?
• Should parents have the right to monitor teens’ activity on social media?
• Should parents control their child’s medical treatment, even if it goes against the child’s wishes?
• Should parents be allowed to post pictures of their children on social media without their consent?
• Should fathers have a legal say in whether their partners do or do not receive an abortion?
• Can television have positive developmental benefits on children?
• Should the driving age be raised to prevent teen car accidents?
• Should adult children be legally required to care for their aging parents?

Education Argument Essay Topics

• Should schools ban the use of technology like ChatGPT?
• Are zoos unethical, or necessary for conservation and education?
• To what degree should we hold parents responsible in the event of a school shooting?
• Should schools offer students a set number of mental health days?
• Should school science curriculums offer a course on combating climate change?
• Should public libraries be allowed to ban certain books? If so, what types?
• What role, if any, should prayer play in public schools?
• Should schools push to abolish homework?
• Are gifted and talented programs in schools more harmful than beneficial due to their exclusionary nature?
• Should universities do away with Greek life?
• Should schools remove artwork, such as murals, that some perceive as offensive?
• Should the government grant parents the right to choose alternative education options for their children and use taxpayer funds to support these options?
• Is homeschooling better than traditional schooling for children’s academic and social development?
• Should we require schools to teach sex education to reduce teen pregnancy rates?
• Should we require schools to provide sex education that includes information about both homosexual and heterosexual relationships?
• Should colleges use affirmative action and other race-conscious policies to address diversity on campus?
• Should public schools remove the line “under God” from the Pledge of Allegiance?
• Should college admissions officers be allowed to look at students’ social media accounts?
• Should schools abolish their dress codes, many of which unfairly target girls, LGBTQ students, and students of color?
• Should schools be required to stock free period products in bathrooms?
• Should legacy students receive preferential treatment during the college admissions process?
• Are school “voluntourism” trips ethical?

Government Argumentative Essay Topics

• Should the U.S. decriminalize prostitution?
• Should the U.S. issue migration visas to all eligible applicants?
• Should the federal government cancel all student loan debt?
• Should we lower the minimum voting age? If so, to what?
• Should the federal government abolish all laws penalizing drug production and use?
• Should the U.S. use its military power to deter a Chinese invasion of Taiwan?
• Should the U.S. supply Ukraine with further military intelligence and supplies?
• Should the North and South of the U.S. split up into two regions?
• Should Americans hold up nationalism as a critical value?
• Should we permit Supreme Court justices to hold their positions indefinitely?
• Should Supreme Court justices be democratically elected?
• Is the Electoral College still a productive approach to electing the U.S. president?
• Should the U.S. implement a national firearm registry?
• Is it ethical for countries like China and Israel to mandate compulsory military service for all citizens?
• Should the U.S. government implement a ranked-choice voting system?
• Should institutions that benefited from slavery be required to provide reparations?
• Based on the 1619 project, should history classes change how they teach about the founding of the U.S.?
• Should term limits be imposed on Senators and Representatives? If so, how long?
• Should women be allowed into special forces units?
• Should the federal government implement stronger, universal firearm licensing laws?
• Do public sex offender registries help prevent future sex crimes?
• Should the government be allowed to regulate family size?
• Should all adults legally be considered mandated reporters?
• Should the government fund public universities to make higher education more accessible to low-income students?
• Should the government fund universal preschool to improve children’s readiness for kindergarten?

Health/Bioethics Argumentative Essay Topics

• Should the U.S. government offer its own healthcare plan?
• In the case of highly infectious pandemics, should we focus on individual freedoms or public safety when implementing policies to control the spread?
• Should we legally require parents to vaccinate their children to protect public health?
• Is it ethical for parents to use genetic engineering to create “designer babies” with specific physical and intellectual traits?
• Should the government fund research on embryonic stem cells for medical treatments?
• Should the government legalize assisted suicide for terminally ill patients?
• Should organ donation be mandatory?
• Is cloning animals ethical?
• Should cancer screenings start earlier? If so, what age?
• Is surrogacy ethical?
• Should birth control require a prescription?
• Should minors have access to emergency contraception?
• Should hospitals be for-profit or nonprofit institutions?

Good Argumentative Essay Topics — Continued

Social media argumentative essay topics.

• Should the federal government increase its efforts to minimize the negative impact of social media?
• Do social media and smartphones strengthen one’s relationships?
• Should antitrust regulators take action to limit the size of big tech companies?
• Should social media platforms ban political advertisements?
• Should the federal government hold social media companies accountable for instances of hate speech discovered on their platforms?
• Do apps such as TikTok and Instagram ultimately worsen the mental well-being of teenagers?
• Should governments oversee how social media platforms manage their users’ data?
• Should social media platforms like Facebook enforce a minimum age requirement for users?
• Should social media companies be held responsible for cases of cyberbullying?
• Should the United States ban TikTok?
• Is social media harmful to children?
• Should employers screen applicants’ social media accounts during the hiring process?

Religion Argument Essay Topics

• Should religious institutions be tax-exempt?
• Should religious symbols such as the hijab or crucifix be allowed in public spaces?
• Should religious freedoms be protected, even when they conflict with secular laws?
• Should the government regulate religious practices?
• Should we allow churches to engage in political activities?
• Religion: a force for good or evil in the world?
• Should the government provide funding for religious schools?
• Is it ethical for healthcare providers to deny abortions based on religious beliefs?
• Should religious organizations be allowed to discriminate in their hiring practices?
• Should we allow people to opt out of medical treatments based on their religious beliefs?
• Should the U.S. government hold religious organizations accountable for cases of sexual abuse within their community?
• Should religious beliefs be exempt from anti-discrimination laws?
• Should religious individuals be allowed to refuse services to others based on their beliefs or lifestyles? (As in this famous case .)
• Should the US ban religion-based federal holidays?
• Should public schools be allowed to teach children about religious holidays?

Science Argument Essay Topics

• Would the world be safer if we eliminated nuclear weapons?
• Should scientists bring back extinct animals? If so, which ones?
• Should we hold companies fiscally responsible for their carbon footprint?
• Should we ban pesticides in favor of organic farming methods?
• Should the federal government ban all fossil fuels, despite the potential economic impact on specific industries and communities?
• What renewable energy source should the U.S. invest more money in?
• Should the FDA outlaw GMOs?
• Should we worry about artificial intelligence surpassing human intelligence?
• Should the alternative medicine industry be more stringently regulated?
• Is colonizing Mars a viable option?
• Is the animal testing worth the potential to save human lives?

Sports Argument Essay Topics

• Should colleges compensate student-athletes?
• How should sports teams and leagues address the gender pay gap?
• Should youth sports teams do away with scorekeeping?
• Should we ban aggressive contact sports like boxing and MMA?
• Should professional sports associations mandate that athletes stand during the national anthem?
• Should high schools require their student-athletes to maintain a certain GPA?
• Should transgender athletes compete in sports according to their gender identity?
• Should schools ban football due to the inherent danger it poses to players?
• Should performance-enhancing drugs be allowed in sports?
• Do participation trophies foster entitlement and unrealistic expectations?
• Should sports teams be divided by gender?
• Should professional athletes be allowed to compete in the Olympics?
• Should women be allowed on NFL teams?

Technology Argumentative Essay Topics

• Should sites like DALL-E compensate the artists whose work it was trained on?
• Should the federal government make human exploration of space a more significant priority?
• Is it ethical for the government to use surveillance technology to monitor citizens?
• Should websites require proof of age from their users? If so, what age?
• Should we consider A.I.-generated images and text pieces of art?
• Does the use of facial recognition technology violate individuals’ privacy?
• Is online learning as effective as in-person learning?
• Does computing harm the environment?
• Should buying, sharing, and selling collected personal data be illegal?
• Are electric cars really better for the environment?
• Should car companies be held responsible for self-driving car accidents?
• Should private jets be banned?
• Do violent video games contribute to real-life violence?

Business Argument Essay Topics

• Should the U.S. government phase out the use of paper money in favor of a fully digital currency system?
• Should the federal government abolish its patent and copyright laws?
• Should we replace the Federal Reserve with free-market institutions?
• Is free-market ideology responsible for the U.S. economy’s poor performance over the past decade?
• Will cryptocurrencies overtake natural resources like gold and silver?
• Is capitalism the best economic system? What system would be better?
• Should the U.S. government enact a universal basic income?
• Should we require companies to provide paid parental leave to their employees?
• Should the government raise the minimum wage? If so, to what?
• Should antitrust regulators break up large companies to promote competition?
• Is it ethical for companies to prioritize profits over social responsibility?
• Should gig-economy workers like Uber and Lyft drivers be considered employees or independent contractors?
• Should the federal government regulate the gig economy to ensure fair treatment of workers?
• Should the government require companies to disclose the environmental impact of their products?
• Should companies be allowed to fire employees based on political views or activities?
• Should tipping practices be phased out?
• Should employees who choose not to have children be given the same amount of paid leave as parents?
• Should MLMs (multi-level marketing companies) be illegal?
• Should employers be allowed to factor tattoos and personal appearance into hiring decisions?

In Conclusion – Argument Essay Topics

Using the tips above, you can effectively structure and pen a compelling argumentative essay that will wow your instructor and classmates. Remember to craft a thesis statement that offers readers a roadmap through your essay, draw on your sources wisely to back up any claims, and read through your paper several times before it’s due to catch any last-minute proofreading errors. With time, diligence, and patience, your essay will be the most outstanding assignment you’ve ever turned in…until the next one rolls around.

Looking for more fresh and engaging topics for use in the classroom? You might consider checking out the following:

• 125 Good Debate Topics for High School Students
• 150 Good Persuasive Speech Topics
• 7 Best Places to Study
• Guide to the IB Extended Essay
• How to Write the AP Lang Rhetorical Analysis Essay
• AP Lit Reading List
• How to Write the AP Lang Synthesis Essay
• 49 Most Interesting Biology Research Topics
• High School Success

Lauren Green

With a Bachelor of Arts in Creative Writing from Columbia University and an MFA in Fiction from the Michener Center for Writers at the University of Texas at Austin, Lauren has been a professional writer for over a decade. She is the author of the chapbook  A Great Dark House  (Poetry Society of America, 2023) and a forthcoming novel (Viking/Penguin).

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• How to write an argumentative essay | Examples & tips

How to Write an Argumentative Essay | Examples & Tips

Published on July 24, 2020 by Jack Caulfield . Revised on July 23, 2023.

An argumentative essay expresses an extended argument for a particular thesis statement . The author takes a clearly defined stance on their subject and builds up an evidence-based case for it.

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Table of contents

When do you write an argumentative essay, approaches to argumentative essays, introducing your argument, the body: developing your argument, concluding your argument, other interesting articles, frequently asked questions about argumentative essays.

You might be assigned an argumentative essay as a writing exercise in high school or in a composition class. The prompt will often ask you to argue for one of two positions, and may include terms like “argue” or “argument.” It will frequently take the form of a question.

The prompt may also be more open-ended in terms of the possible arguments you could make.

Argumentative writing at college level

At university, the vast majority of essays or papers you write will involve some form of argumentation. For example, both rhetorical analysis and literary analysis essays involve making arguments about texts.

In this context, you won’t necessarily be told to write an argumentative essay—but making an evidence-based argument is an essential goal of most academic writing, and this should be your default approach unless you’re told otherwise.

Examples of argumentative essay prompts

At a university level, all the prompts below imply an argumentative essay as the appropriate response.

Your research should lead you to develop a specific position on the topic. The essay then argues for that position and aims to convince the reader by presenting your evidence, evaluation and analysis.

• Don’t just list all the effects you can think of.
• Do develop a focused argument about the overall effect and why it matters, backed up by evidence from sources.
• Don’t just provide a selection of data on the measures’ effectiveness.
• Do build up your own argument about which kinds of measures have been most or least effective, and why.
• Don’t just analyze a random selection of doppelgänger characters.
• Do form an argument about specific texts, comparing and contrasting how they express their thematic concerns through doppelgänger characters.

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An argumentative essay should be objective in its approach; your arguments should rely on logic and evidence, not on exaggeration or appeals to emotion.

There are many possible approaches to argumentative essays, but there are two common models that can help you start outlining your arguments: The Toulmin model and the Rogerian model.

Toulmin arguments

The Toulmin model consists of four steps, which may be repeated as many times as necessary for the argument:

• Make a claim
• Provide the grounds (evidence) for the claim
• Explain the warrant (how the grounds support the claim)
• Discuss possible rebuttals to the claim, identifying the limits of the argument and showing that you have considered alternative perspectives

The Toulmin model is a common approach in academic essays. You don’t have to use these specific terms (grounds, warrants, rebuttals), but establishing a clear connection between your claims and the evidence supporting them is crucial in an argumentative essay.

Say you’re making an argument about the effectiveness of workplace anti-discrimination measures. You might:

• Claim that unconscious bias training does not have the desired results, and resources would be better spent on other approaches
• Cite data to support your claim
• Explain how the data indicates that the method is ineffective
• Anticipate objections to your claim based on other data, indicating whether these objections are valid, and if not, why not.

Rogerian arguments

The Rogerian model also consists of four steps you might repeat throughout your essay:

• Discuss what the opposing position gets right and why people might hold this position
• Highlight the problems with this position
• Present your own position , showing how it addresses these problems
• Suggest a possible compromise —what elements of your position would proponents of the opposing position benefit from adopting?

This model builds up a clear picture of both sides of an argument and seeks a compromise. It is particularly useful when people tend to disagree strongly on the issue discussed, allowing you to approach opposing arguments in good faith.

Say you want to argue that the internet has had a positive impact on education. You might:

• Acknowledge that students rely too much on websites like Wikipedia
• Argue that teachers view Wikipedia as more unreliable than it really is
• Suggest that Wikipedia’s system of citations can actually teach students about referencing
• Suggest critical engagement with Wikipedia as a possible assignment for teachers who are skeptical of its usefulness.

You don’t necessarily have to pick one of these models—you may even use elements of both in different parts of your essay—but it’s worth considering them if you struggle to structure your arguments.

Regardless of which approach you take, your essay should always be structured using an introduction , a body , and a conclusion .

Like other academic essays, an argumentative essay begins with an introduction . The introduction serves to capture the reader’s interest, provide background information, present your thesis statement , and (in longer essays) to summarize the structure of the body.

Hover over different parts of the example below to see how a typical introduction works.

The spread of the internet has had a world-changing effect, not least on the world of education. The use of the internet in academic contexts is on the rise, and its role in learning is hotly debated. For many teachers who did not grow up with this technology, its effects seem alarming and potentially harmful. This concern, while understandable, is misguided. The negatives of internet use are outweighed by its critical benefits for students and educators—as a uniquely comprehensive and accessible information source; a means of exposure to and engagement with different perspectives; and a highly flexible learning environment.

The body of an argumentative essay is where you develop your arguments in detail. Here you’ll present evidence, analysis, and reasoning to convince the reader that your thesis statement is true.

In the standard five-paragraph format for short essays, the body takes up three of your five paragraphs. In longer essays, it will be more paragraphs, and might be divided into sections with headings.

Each paragraph covers its own topic, introduced with a topic sentence . Each of these topics must contribute to your overall argument; don’t include irrelevant information.

This example paragraph takes a Rogerian approach: It first acknowledges the merits of the opposing position and then highlights problems with that position.

Hover over different parts of the example to see how a body paragraph is constructed.

A common frustration for teachers is students’ use of Wikipedia as a source in their writing. Its prevalence among students is not exaggerated; a survey found that the vast majority of the students surveyed used Wikipedia (Head & Eisenberg, 2010). An article in The Guardian stresses a common objection to its use: “a reliance on Wikipedia can discourage students from engaging with genuine academic writing” (Coomer, 2013). Teachers are clearly not mistaken in viewing Wikipedia usage as ubiquitous among their students; but the claim that it discourages engagement with academic sources requires further investigation. This point is treated as self-evident by many teachers, but Wikipedia itself explicitly encourages students to look into other sources. Its articles often provide references to academic publications and include warning notes where citations are missing; the site’s own guidelines for research make clear that it should be used as a starting point, emphasizing that users should always “read the references and check whether they really do support what the article says” (“Wikipedia:Researching with Wikipedia,” 2020). Indeed, for many students, Wikipedia is their first encounter with the concepts of citation and referencing. The use of Wikipedia therefore has a positive side that merits deeper consideration than it often receives.

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An argumentative essay ends with a conclusion that summarizes and reflects on the arguments made in the body.

No new arguments or evidence appear here, but in longer essays you may discuss the strengths and weaknesses of your argument and suggest topics for future research. In all conclusions, you should stress the relevance and importance of your argument.

Hover over the following example to see the typical elements of a conclusion.

The internet has had a major positive impact on the world of education; occasional pitfalls aside, its value is evident in numerous applications. The future of teaching lies in the possibilities the internet opens up for communication, research, and interactivity. As the popularity of distance learning shows, students value the flexibility and accessibility offered by digital education, and educators should fully embrace these advantages. The internet’s dangers, real and imaginary, have been documented exhaustively by skeptics, but the internet is here to stay; it is time to focus seriously on its potential for good.

If you want to know more about AI tools , college essays , or fallacies make sure to check out some of our other articles with explanations and examples or go directly to our tools!

• Ad hominem fallacy
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An argumentative essay tends to be a longer essay involving independent research, and aims to make an original argument about a topic. Its thesis statement makes a contentious claim that must be supported in an objective, evidence-based way.

An expository essay also aims to be objective, but it doesn’t have to make an original argument. Rather, it aims to explain something (e.g., a process or idea) in a clear, concise way. Expository essays are often shorter assignments and rely less on research.

At college level, you must properly cite your sources in all essays , research papers , and other academic texts (except exams and in-class exercises).

Add a citation whenever you quote , paraphrase , or summarize information or ideas from a source. You should also give full source details in a bibliography or reference list at the end of your text.

The exact format of your citations depends on which citation style you are instructed to use. The most common styles are APA , MLA , and Chicago .

The majority of the essays written at university are some sort of argumentative essay . Unless otherwise specified, you can assume that the goal of any essay you’re asked to write is argumentative: To convince the reader of your position using evidence and reasoning.

In composition classes you might be given assignments that specifically test your ability to write an argumentative essay. Look out for prompts including instructions like “argue,” “assess,” or “discuss” to see if this is the goal.

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Argumentative Essays

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The Modes of Discourse—Exposition, Description, Narration, Argumentation (EDNA)—are common paper assignments you may encounter in your writing classes. Although these genres have been criticized by some composition scholars, the Purdue OWL recognizes the wide spread use of these approaches and students’ need to understand and produce them.

What is an argumentative essay?

The argumentative essay is a genre of writing that requires the student to investigate a topic; collect, generate, and evaluate evidence; and establish a position on the topic in a concise manner.

Please note : Some confusion may occur between the argumentative essay and the expository essay. These two genres are similar, but the argumentative essay differs from the expository essay in the amount of pre-writing (invention) and research involved. The argumentative essay is commonly assigned as a capstone or final project in first year writing or advanced composition courses and involves lengthy, detailed research. Expository essays involve less research and are shorter in length. Expository essays are often used for in-class writing exercises or tests, such as the GED or GRE.

Argumentative essay assignments generally call for extensive research of literature or previously published material. Argumentative assignments may also require empirical research where the student collects data through interviews, surveys, observations, or experiments. Detailed research allows the student to learn about the topic and to understand different points of view regarding the topic so that she/he may choose a position and support it with the evidence collected during research. Regardless of the amount or type of research involved, argumentative essays must establish a clear thesis and follow sound reasoning.

The structure of the argumentative essay is held together by the following.

• A clear, concise, and defined thesis statement that occurs in the first paragraph of the essay.

In the first paragraph of an argument essay, students should set the context by reviewing the topic in a general way. Next the author should explain why the topic is important ( exigence ) or why readers should care about the issue. Lastly, students should present the thesis statement. It is essential that this thesis statement be appropriately narrowed to follow the guidelines set forth in the assignment. If the student does not master this portion of the essay, it will be quite difficult to compose an effective or persuasive essay.

• Clear and logical transitions between the introduction, body, and conclusion.

Transitions are the mortar that holds the foundation of the essay together. Without logical progression of thought, the reader is unable to follow the essay’s argument, and the structure will collapse. Transitions should wrap up the idea from the previous section and introduce the idea that is to follow in the next section.

• Body paragraphs that include evidential support.

Each paragraph should be limited to the discussion of one general idea. This will allow for clarity and direction throughout the essay. In addition, such conciseness creates an ease of readability for one’s audience. It is important to note that each paragraph in the body of the essay must have some logical connection to the thesis statement in the opening paragraph. Some paragraphs will directly support the thesis statement with evidence collected during research. It is also important to explain how and why the evidence supports the thesis ( warrant ).

However, argumentative essays should also consider and explain differing points of view regarding the topic. Depending on the length of the assignment, students should dedicate one or two paragraphs of an argumentative essay to discussing conflicting opinions on the topic. Rather than explaining how these differing opinions are wrong outright, students should note how opinions that do not align with their thesis might not be well informed or how they might be out of date.

• Evidential support (whether factual, logical, statistical, or anecdotal).

The argumentative essay requires well-researched, accurate, detailed, and current information to support the thesis statement and consider other points of view. Some factual, logical, statistical, or anecdotal evidence should support the thesis. However, students must consider multiple points of view when collecting evidence. As noted in the paragraph above, a successful and well-rounded argumentative essay will also discuss opinions not aligning with the thesis. It is unethical to exclude evidence that may not support the thesis. It is not the student’s job to point out how other positions are wrong outright, but rather to explain how other positions may not be well informed or up to date on the topic.

• A conclusion that does not simply restate the thesis, but readdresses it in light of the evidence provided.

It is at this point of the essay that students may begin to struggle. This is the portion of the essay that will leave the most immediate impression on the mind of the reader. Therefore, it must be effective and logical. Do not introduce any new information into the conclusion; rather, synthesize the information presented in the body of the essay. Restate why the topic is important, review the main points, and review your thesis. You may also want to include a short discussion of more research that should be completed in light of your work.

A complete argument

Perhaps it is helpful to think of an essay in terms of a conversation or debate with a classmate. If I were to discuss the cause of World War II and its current effect on those who lived through the tumultuous time, there would be a beginning, middle, and end to the conversation. In fact, if I were to end the argument in the middle of my second point, questions would arise concerning the current effects on those who lived through the conflict. Therefore, the argumentative essay must be complete, and logically so, leaving no doubt as to its intent or argument.

The five-paragraph essay

A common method for writing an argumentative essay is the five-paragraph approach. This is, however, by no means the only formula for writing such essays. If it sounds straightforward, that is because it is; in fact, the method consists of (a) an introductory paragraph (b) three evidentiary body paragraphs that may include discussion of opposing views and (c) a conclusion.

Longer argumentative essays

Complex issues and detailed research call for complex and detailed essays. Argumentative essays discussing a number of research sources or empirical research will most certainly be longer than five paragraphs. Authors may have to discuss the context surrounding the topic, sources of information and their credibility, as well as a number of different opinions on the issue before concluding the essay. Many of these factors will be determined by the assignment.

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General Education

Need to defend your opinion on an issue? Argumentative essays are one of the most popular types of essays you’ll write in school. They combine persuasive arguments with fact-based research, and, when done well, can be powerful tools for making someone agree with your point of view. If you’re struggling to write an argumentative essay or just want to learn more about them, seeing examples can be a big help.

After giving an overview of this type of essay, we provide three argumentative essay examples. After each essay, we explain in-depth how the essay was structured, what worked, and where the essay could be improved. We end with tips for making your own argumentative essay as strong as possible.

What Is an Argumentative Essay?

An argumentative essay is an essay that uses evidence and facts to support the claim it’s making. Its purpose is to persuade the reader to agree with the argument being made.

A good argumentative essay will use facts and evidence to support the argument, rather than just the author’s thoughts and opinions. For example, say you wanted to write an argumentative essay stating that Charleston, SC is a great destination for families. You couldn’t just say that it’s a great place because you took your family there and enjoyed it. For it to be an argumentative essay, you need to have facts and data to support your argument, such as the number of child-friendly attractions in Charleston, special deals you can get with kids, and surveys of people who visited Charleston as a family and enjoyed it. The first argument is based entirely on feelings, whereas the second is based on evidence that can be proven.

The standard five paragraph format is common, but not required, for argumentative essays. These essays typically follow one of two formats: the Toulmin model or the Rogerian model.

• The Toulmin model is the most common. It begins with an introduction, follows with a thesis/claim, and gives data and evidence to support that claim. This style of essay also includes rebuttals of counterarguments.
• The Rogerian model analyzes two sides of an argument and reaches a conclusion after weighing the strengths and weaknesses of each.

3 Good Argumentative Essay Examples + Analysis

Below are three examples of argumentative essays, written by yours truly in my school days, as well as analysis of what each did well and where it could be improved.

Argumentative Essay Example 1

Proponents of this idea state that it will save local cities and towns money because libraries are expensive to maintain. They also believe it will encourage more people to read because they won’t have to travel to a library to get a book; they can simply click on what they want to read and read it from wherever they are. They could also access more materials because libraries won’t have to buy physical copies of books; they can simply rent out as many digital copies as they need.

However, it would be a serious mistake to replace libraries with tablets. First, digital books and resources are associated with less learning and more problems than print resources. A study done on tablet vs book reading found that people read 20-30% slower on tablets, retain 20% less information, and understand 10% less of what they read compared to people who read the same information in print. Additionally, staring too long at a screen has been shown to cause numerous health problems, including blurred vision, dizziness, dry eyes, headaches, and eye strain, at much higher instances than reading print does. People who use tablets and mobile devices excessively also have a higher incidence of more serious health issues such as fibromyalgia, shoulder and back pain, carpal tunnel syndrome, and muscle strain. I know that whenever I read from my e-reader for too long, my eyes begin to feel tired and my neck hurts. We should not add to these problems by giving people, especially young people, more reasons to look at screens.

Second, it is incredibly narrow-minded to assume that the only service libraries offer is book lending. Libraries have a multitude of benefits, and many are only available if the library has a physical location. Some of these benefits include acting as a quiet study space, giving people a way to converse with their neighbors, holding classes on a variety of topics, providing jobs, answering patron questions, and keeping the community connected. One neighborhood found that, after a local library instituted community events such as play times for toddlers and parents, job fairs for teenagers, and meeting spaces for senior citizens, over a third of residents reported feeling more connected to their community. Similarly, a Pew survey conducted in 2015 found that nearly two-thirds of American adults feel that closing their local library would have a major impact on their community. People see libraries as a way to connect with others and get their questions answered, benefits tablets can’t offer nearly as well or as easily.

While replacing libraries with tablets may seem like a simple solution, it would encourage people to spend even more time looking at digital screens, despite the myriad issues surrounding them. It would also end access to many of the benefits of libraries that people have come to rely on. In many areas, libraries are such an important part of the community network that they could never be replaced by a simple object.

The author begins by giving an overview of the counter-argument, then the thesis appears as the first sentence in the third paragraph. The essay then spends the rest of the paper dismantling the counter argument and showing why readers should believe the other side.

What this essay does well:

• Although it’s a bit unusual to have the thesis appear fairly far into the essay, it works because, once the thesis is stated, the rest of the essay focuses on supporting it since the counter-argument has already been discussed earlier in the paper.
• This essay includes numerous facts and cites studies to support its case. By having specific data to rely on, the author’s argument is stronger and readers will be more inclined to agree with it.
• For every argument the other side makes, the author makes sure to refute it and follow up with why her opinion is the stronger one. In order to make a strong argument, it’s important to dismantle the other side, which this essay does this by making the author's view appear stronger.
• This is a shorter paper, and if it needed to be expanded to meet length requirements, it could include more examples and go more into depth with them, such as by explaining specific cases where people benefited from local libraries.
• Additionally, while the paper uses lots of data, the author also mentions their own experience with using tablets. This should be removed since argumentative essays focus on facts and data to support an argument, not the author’s own opinion or experiences. Replacing that with more data on health issues associated with screen time would strengthen the essay.
• Some of the points made aren't completely accurate , particularly the one about digital books being cheaper. It actually often costs a library more money to rent out numerous digital copies of a book compared to buying a single physical copy. Make sure in your own essay you thoroughly research each of the points and rebuttals you make, otherwise you'll look like you don't know the issue that well.

Argumentative Essay Example 2

There are multiple drugs available to treat malaria, and many of them work well and save lives, but malaria eradication programs that focus too much on them and not enough on prevention haven’t seen long-term success in Sub-Saharan Africa. A major program to combat malaria was WHO’s Global Malaria Eradication Programme. Started in 1955, it had a goal of eliminating malaria in Africa within the next ten years. Based upon previously successful programs in Brazil and the United States, the program focused mainly on vector control. This included widely distributing chloroquine and spraying large amounts of DDT. More than one billion dollars was spent trying to abolish malaria. However, the program suffered from many problems and in 1969, WHO was forced to admit that the program had not succeeded in eradicating malaria. The number of people in Sub-Saharan Africa who contracted malaria as well as the number of malaria deaths had actually increased over 10% during the time the program was active.

One of the major reasons for the failure of the project was that it set uniform strategies and policies. By failing to consider variations between governments, geography, and infrastructure, the program was not nearly as successful as it could have been. Sub-Saharan Africa has neither the money nor the infrastructure to support such an elaborate program, and it couldn’t be run the way it was meant to. Most African countries don't have the resources to send all their people to doctors and get shots, nor can they afford to clear wetlands or other malaria prone areas. The continent’s spending per person for eradicating malaria was just a quarter of what Brazil spent. Sub-Saharan Africa simply can’t rely on a plan that requires more money, infrastructure, and expertise than they have to spare.

Additionally, the widespread use of chloroquine has created drug resistant parasites which are now plaguing Sub-Saharan Africa. Because chloroquine was used widely but inconsistently, mosquitoes developed resistance, and chloroquine is now nearly completely ineffective in Sub-Saharan Africa, with over 95% of mosquitoes resistant to it. As a result, newer, more expensive drugs need to be used to prevent and treat malaria, which further drives up the cost of malaria treatment for a region that can ill afford it.

Instead of developing plans to treat malaria after the infection has incurred, programs should focus on preventing infection from occurring in the first place. Not only is this plan cheaper and more effective, reducing the number of people who contract malaria also reduces loss of work/school days which can further bring down the productivity of the region.

One of the cheapest and most effective ways of preventing malaria is to implement insecticide-treated bed nets (ITNs).  These nets provide a protective barrier around the person or people using them. While untreated bed nets are still helpful, those treated with insecticides are much more useful because they stop mosquitoes from biting people through the nets, and they help reduce mosquito populations in a community, thus helping people who don’t even own bed nets.  Bed nets are also very effective because most mosquito bites occur while the person is sleeping, so bed nets would be able to drastically reduce the number of transmissions during the night. In fact, transmission of malaria can be reduced by as much as 90% in areas where the use of ITNs is widespread. Because money is so scarce in Sub-Saharan Africa, the low cost is a great benefit and a major reason why the program is so successful. Bed nets cost roughly 2 USD to make, last several years, and can protect two adults. Studies have shown that, for every 100-1000 more nets are being used, one less child dies of malaria. With an estimated 300 million people in Africa not being protected by mosquito nets, there’s the potential to save three million lives by spending just a few dollars per person.

Reducing the number of people who contract malaria would also reduce poverty levels in Africa significantly, thus improving other aspects of society like education levels and the economy. Vector control is more effective than treatment strategies because it means fewer people are getting sick. When fewer people get sick, the working population is stronger as a whole because people are not put out of work from malaria, nor are they caring for sick relatives. Malaria-afflicted families can typically only harvest 40% of the crops that healthy families can harvest. Additionally, a family with members who have malaria spends roughly a quarter of its income treatment, not including the loss of work they also must deal with due to the illness. It’s estimated that malaria costs Africa 12 billion USD in lost income every year. A strong working population creates a stronger economy, which Sub-Saharan Africa is in desperate need of.  

This essay begins with an introduction, which ends with the thesis (that malaria eradication plans in Sub-Saharan Africa should focus on prevention rather than treatment). The first part of the essay lays out why the counter argument (treatment rather than prevention) is not as effective, and the second part of the essay focuses on why prevention of malaria is the better path to take.

• The thesis appears early, is stated clearly, and is supported throughout the rest of the essay. This makes the argument clear for readers to understand and follow throughout the essay.
• There’s lots of solid research in this essay, including specific programs that were conducted and how successful they were, as well as specific data mentioned throughout. This evidence helps strengthen the author’s argument.
• The author makes a case for using expanding bed net use over waiting until malaria occurs and beginning treatment, but not much of a plan is given for how the bed nets would be distributed or how to ensure they’re being used properly. By going more into detail of what she believes should be done, the author would be making a stronger argument.
• The introduction of the essay does a good job of laying out the seriousness of the problem, but the conclusion is short and abrupt. Expanding it into its own paragraph would give the author a final way to convince readers of her side of the argument.

Argumentative Essay Example 3

There are many ways payments could work. They could be in the form of a free-market approach, where athletes are able to earn whatever the market is willing to pay them, it could be a set amount of money per athlete, or student athletes could earn income from endorsements, autographs, and control of their likeness, similar to the way top Olympians earn money.

Proponents of the idea believe that, because college athletes are the ones who are training, participating in games, and bringing in audiences, they should receive some sort of compensation for their work. If there were no college athletes, the NCAA wouldn’t exist, college coaches wouldn’t receive there (sometimes very high) salaries, and brands like Nike couldn’t profit from college sports. In fact, the NCAA brings in roughly $1 billion in revenue a year, but college athletes don’t receive any of that money in the form of a paycheck. Additionally, people who believe college athletes should be paid state that paying college athletes will actually encourage them to remain in college longer and not turn pro as quickly, either by giving them a way to begin earning money in college or requiring them to sign a contract stating they’ll stay at the university for a certain number of years while making an agreed-upon salary.  

Supporters of this idea point to Zion Williamson, the Duke basketball superstar, who, during his freshman year, sustained a serious knee injury. Many argued that, even if he enjoyed playing for Duke, it wasn’t worth risking another injury and ending his professional career before it even began for a program that wasn’t paying him. Williamson seems to have agreed with them and declared his eligibility for the NCAA draft later that year. If he was being paid, he may have stayed at Duke longer. In fact, roughly a third of student athletes surveyed stated that receiving a salary while in college would make them “strongly consider” remaining collegiate athletes longer before turning pro.

Paying athletes could also stop the recruitment scandals that have plagued the NCAA. In 2018, the NCAA stripped the University of Louisville's men's basketball team of its 2013 national championship title because it was discovered coaches were using sex workers to entice recruits to join the team. There have been dozens of other recruitment scandals where college athletes and recruits have been bribed with anything from having their grades changed, to getting free cars, to being straight out bribed. By paying college athletes and putting their salaries out in the open, the NCAA could end the illegal and underhanded ways some schools and coaches try to entice athletes to join.

People who argue against the idea of paying college athletes believe the practice could be disastrous for college sports. By paying athletes, they argue, they’d turn college sports into a bidding war, where only the richest schools could afford top athletes, and the majority of schools would be shut out from developing a talented team (though some argue this already happens because the best players often go to the most established college sports programs, who typically pay their coaches millions of dollars per year). It could also ruin the tight camaraderie of many college teams if players become jealous that certain teammates are making more money than they are.

They also argue that paying college athletes actually means only a small fraction would make significant money. Out of the 350 Division I athletic departments, fewer than a dozen earn any money. Nearly all the money the NCAA makes comes from men’s football and basketball, so paying college athletes would make a small group of men--who likely will be signed to pro teams and begin making millions immediately out of college--rich at the expense of other players.

Those against paying college athletes also believe that the athletes are receiving enough benefits already. The top athletes already receive scholarships that are worth tens of thousands per year, they receive free food/housing/textbooks, have access to top medical care if they are injured, receive top coaching, get travel perks and free gear, and can use their time in college as a way to capture the attention of professional recruiters. No other college students receive anywhere near as much from their schools.

People on this side also point out that, while the NCAA brings in a massive amount of money each year, it is still a non-profit organization. How? Because over 95% of those profits are redistributed to its members’ institutions in the form of scholarships, grants, conferences, support for Division II and Division III teams, and educational programs. Taking away a significant part of that revenue would hurt smaller programs that rely on that money to keep running.

While both sides have good points, it’s clear that the negatives of paying college athletes far outweigh the positives. College athletes spend a significant amount of time and energy playing for their school, but they are compensated for it by the scholarships and perks they receive. Adding a salary to that would result in a college athletic system where only a small handful of athletes (those likely to become millionaires in the professional leagues) are paid by a handful of schools who enter bidding wars to recruit them, while the majority of student athletics and college athletic programs suffer or even shut down for lack of money. Continuing to offer the current level of benefits to student athletes makes it possible for as many people to benefit from and enjoy college sports as possible.

This argumentative essay follows the Rogerian model. It discusses each side, first laying out multiple reasons people believe student athletes should be paid, then discussing reasons why the athletes shouldn’t be paid. It ends by stating that college athletes shouldn’t be paid by arguing that paying them would destroy college athletics programs and cause them to have many of the issues professional sports leagues have.

• Both sides of the argument are well developed, with multiple reasons why people agree with each side. It allows readers to get a full view of the argument and its nuances.
• Certain statements on both sides are directly rebuffed in order to show where the strengths and weaknesses of each side lie and give a more complete and sophisticated look at the argument.
• Using the Rogerian model can be tricky because oftentimes you don’t explicitly state your argument until the end of the paper. Here, the thesis doesn’t appear until the first sentence of the final paragraph. That doesn’t give readers a lot of time to be convinced that your argument is the right one, compared to a paper where the thesis is stated in the beginning and then supported throughout the paper. This paper could be strengthened if the final paragraph was expanded to more fully explain why the author supports the view, or if the paper had made it clearer that paying athletes was the weaker argument throughout.

3 Tips for Writing a Good Argumentative Essay

Now that you’ve seen examples of what good argumentative essay samples look like, follow these three tips when crafting your own essay.

#1: Make Your Thesis Crystal Clear

The thesis is the key to your argumentative essay; if it isn’t clear or readers can’t find it easily, your entire essay will be weak as a result. Always make sure that your thesis statement is easy to find. The typical spot for it is the final sentence of the introduction paragraph, but if it doesn’t fit in that spot for your essay, try to at least put it as the first or last sentence of a different paragraph so it stands out more.

Also make sure that your thesis makes clear what side of the argument you’re on. After you’ve written it, it’s a great idea to show your thesis to a couple different people--classmates are great for this. Just by reading your thesis they should be able to understand what point you’ll be trying to make with the rest of your essay.

#2: Show Why the Other Side Is Weak

When writing your essay, you may be tempted to ignore the other side of the argument and just focus on your side, but don’t do this. The best argumentative essays really tear apart the other side to show why readers shouldn’t believe it. Before you begin writing your essay, research what the other side believes, and what their strongest points are. Then, in your essay, be sure to mention each of these and use evidence to explain why they’re incorrect/weak arguments. That’ll make your essay much more effective than if you only focused on your side of the argument.

#3: Use Evidence to Support Your Side

Remember, an essay can’t be an argumentative essay if it doesn’t support its argument with evidence. For every point you make, make sure you have facts to back it up. Some examples are previous studies done on the topic, surveys of large groups of people, data points, etc. There should be lots of numbers in your argumentative essay that support your side of the argument. This will make your essay much stronger compared to only relying on your own opinions to support your argument.

Summary: Argumentative Essay Sample

Argumentative essays are persuasive essays that use facts and evidence to support their side of the argument. Most argumentative essays follow either the Toulmin model or the Rogerian model. By reading good argumentative essay examples, you can learn how to develop your essay and provide enough support to make readers agree with your opinion. When writing your essay, remember to always make your thesis clear, show where the other side is weak, and back up your opinion with data and evidence.

What's Next?

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Christine graduated from Michigan State University with degrees in Environmental Biology and Geography and received her Master's from Duke University. In high school she scored in the 99th percentile on the SAT and was named a National Merit Finalist. She has taught English and biology in several countries.

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• Essay on Business

Argumentative Essay On Financial Behavior

Type of paper: Argumentative Essay

Topic: Business , Services papers , Perception , Community , Nursing , Medicine , Politics , Health

Published: 01/17/2020

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Introduction

The health care sector in America is one of the expensive undertakings the government appropriate funds from the budget. The main goal is to attend to the needs of its citizens especially the Geriatric population, which is frequently ill. However, there is little education regarding President Obama’s free health care program. Following this, there have been many perceptions, thoughts and framing effects surrounding the matter especially in the elderly generation.

How hospital will benefit from the adoption of the approach

According to the Medicare program initiated by president Obama, the elderly will be expected to pay higher premiums compared to other groups in the society because of their health conditions. Since many are afraid to enjoy the benefit of the program, they have a perception that the more the visit hospitals for treatment or checkup, the more they will pay. Therefore, they have developed a negative perception based on the little knowledge they have regarding the entire plan (Don, 2009). This has been the reason why many have failed to make decisions whether they should be members of such a program or not; hence, avoided revisiting health facilities. Since most of them have taken long to save some little assets, which might help them throughout their remaining time, they feel that they cannot spend a sizable amount on Medicare programs. As a result, they are reluctant or reduce the number of times they visit health facilities. There have been framing effects among the elderly group as it regards to Medicare program. Many have a feeling or thoughts that, since the program “is free” then they cannot access quality services at most of the health services. In Canada, in an elderly home, some opted to utilize the services of domestic nurses instead of visiting health facilities. According to them, they the time they spend waiting for health services, is long; therefore, they cannot go to hospital or they do not make frequent visits (Richard & Maggie, 2008). This benefits health facilities in a way that they can have time to attend to other patients. The memory of the elderly group is usually full of criticism because of the experience they have had throughout their lifetime. Following this, they do not confidence about “this new generation” medical plans; it is an unattainable. Such discoveries and perceptions about free medical health care reduce the number of times they visit hospitals (Don, 2009). Some, who succumbed to psychological disorders or minor illnesses, have psychologically healed because of their perception about new programs in the health care system. There is usually an inherent behavior among the elderly group regarding new technology or changes, which might affect their social or economic welfare. The effect of tax increment, especially to the aged made them discover that they more one visits health facilities, they more he/she is taxed indirectly. These discoveries have raised heated debates among members of this group, who have felt that the government is discriminating them.

The old generation usually have a negative perception of any free benefit accrued from a given services or activity tailored to improve their welfare. Lack of enough information regarding President Obama’s Medicare plan has made the aged come up with their own discoveries and thoughts that, the number of times they visit health facilities determine the premium they pay for this program.

Don, D. (2009). Heuristics and Biases in Medical Decision-Making. Journal of Medical Education, 53(8), 282-284. Richard, W., Maggie, T., & E., S. K. (2008). Heuristics and Biases as Measures of Critical Thinking: Associations with Cognitive Ability and Thinking Dispositions. Journal of Educational Psychology, 100(4), 930-941.

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