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PowerPoint Presentation on Educational Technology

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Digital learning and transformation of education

Digital technologies have evolved from stand-alone projects to networks of tools and programmes that connect people and things across the world, and help address personal and global challenges. Digital innovation has demonstrated powers to complement, enrich and transform education, and has the potential to speed up progress towards Sustainable Development Goal 4 (SDG 4) for education and transform modes of provision of universal access to learning. It can enhance the quality and relevance of learning, strengthen inclusion, and improve education administration and governance. In times of crises, distance learning can mitigate the effects of education disruption and school closures.

What you need to know about digital learning and transformation of education

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Information and communication technology (ICT) in education

Information and communications technology (ict) can impact student learning when teachers are digitally literate and understand how to integrate it into curriculum..

Schools use a diverse set of ICT tools to communicate, create, disseminate, store, and manage information.(6) In some contexts, ICT has also become integral to the teaching-learning interaction, through such approaches as replacing chalkboards with interactive digital whiteboards, using students’ own smartphones or other devices for learning during class time, and the “flipped classroom” model where students watch lectures at home on the computer and use classroom time for more interactive exercises.

When teachers are digitally literate and trained to use ICT, these approaches can lead to higher order thinking skills, provide creative and individualized options for students to express their understandings, and leave students better prepared to deal with ongoing technological change in society and the workplace.(18)

ICT issues planners must consider include: considering the total cost-benefit equation, supplying and maintaining the requisite infrastructure, and ensuring investments are matched with teacher support and other policies aimed at effective ICT use.(16)

Issues and Discussion

Digital culture and digital literacy: Computer technologies and other aspects of digital culture have changed the ways people live, work, play, and learn, impacting the construction and distribution of knowledge and power around the world.(14) Graduates who are less familiar with digital culture are increasingly at a disadvantage in the national and global economy. Digital literacy—the skills of searching for, discerning, and producing information, as well as the critical use of new media for full participation in society—has thus become an important consideration for curriculum frameworks.(8)

In many countries, digital literacy is being built through the incorporation of information and communication technology (ICT) into schools. Some common educational applications of ICT include:

• One laptop per child: Less expensive laptops have been designed for use in school on a 1:1 basis with features like lower power consumption, a low cost operating system, and special re-programming and mesh network functions.(42) Despite efforts to reduce costs, however, providing one laptop per child may be too costly for some developing countries.(41)
• Tablets: Tablets are small personal computers with a touch screen, allowing input without a keyboard or mouse. Inexpensive learning software (“apps”) can be downloaded onto tablets, making them a versatile tool for learning.(7)(25) The most effective apps develop higher order thinking skills and provide creative and individualized options for students to express their understandings.(18)
• Interactive White Boards or Smart Boards : Interactive white boards allow projected computer images to be displayed, manipulated, dragged, clicked, or copied.(3) Simultaneously, handwritten notes can be taken on the board and saved for later use. Interactive white boards are associated with whole-class instruction rather than student-centred activities.(38) Student engagement is generally higher when ICT is available for student use throughout the classroom.(4)
• E-readers : E-readers are electronic devices that can hold hundreds of books in digital form, and they are increasingly utilized in the delivery of reading material.(19) Students—both skilled readers and reluctant readers—have had positive responses to the use of e-readers for independent reading.(22) Features of e-readers that can contribute to positive use include their portability and long battery life, response to text, and the ability to define unknown words.(22) Additionally, many classic book titles are available for free in e-book form.
• Flipped Classrooms: The flipped classroom model, involving lecture and practice at home via computer-guided instruction and interactive learning activities in class, can allow for an expanded curriculum. There is little investigation on the student learning outcomes of flipped classrooms.(5) Student perceptions about flipped classrooms are mixed, but generally positive, as they prefer the cooperative learning activities in class over lecture.(5)(35)

ICT and Teacher Professional Development: Teachers need specific professional development opportunities in order to increase their ability to use ICT for formative learning assessments, individualized instruction, accessing online resources, and for fostering student interaction and collaboration.(15) Such training in ICT should positively impact teachers’ general attitudes towards ICT in the classroom, but it should also provide specific guidance on ICT teaching and learning within each discipline. Without this support, teachers tend to use ICT for skill-based applications, limiting student academic thinking.(32) To sup­port teachers as they change their teaching, it is also essential for education managers, supervisors, teacher educators, and decision makers to be trained in ICT use.(11)

Ensuring benefits of ICT investments: To ensure the investments made in ICT benefit students, additional conditions must be met. School policies need to provide schools with the minimum acceptable infrastructure for ICT, including stable and affordable internet connectivity and security measures such as filters and site blockers. Teacher policies need to target basic ICT literacy skills, ICT use in pedagogical settings, and discipline-specific uses. (21) Successful imple­mentation of ICT requires integration of ICT in the curriculum. Finally, digital content needs to be developed in local languages and reflect local culture. (40) Ongoing technical, human, and organizational supports on all of these issues are needed to ensure access and effective use of ICT. (21)

Resource Constrained Contexts: The total cost of ICT ownership is considerable: training of teachers and administrators, connectivity, technical support, and software, amongst others. (42) When bringing ICT into classrooms, policies should use an incremental pathway, establishing infrastructure and bringing in sustainable and easily upgradable ICT. (16) Schools in some countries have begun allowing students to bring their own mobile technology (such as laptop, tablet, or smartphone) into class rather than providing such tools to all students—an approach called Bring Your Own Device. (1)(27)(34) However, not all families can afford devices or service plans for their children. (30) Schools must ensure all students have equitable access to ICT devices for learning.

Inclusiveness Considerations

Digital Divide: The digital divide refers to disparities of digital media and internet access both within and across countries, as well as the gap between people with and without the digital literacy and skills to utilize media and internet.(23)(26)(31) The digital divide both creates and reinforces socio-economic inequalities of the world’s poorest people. Policies need to intentionally bridge this divide to bring media, internet, and digital literacy to all students, not just those who are easiest to reach.

Minority language groups: Students whose mother tongue is different from the official language of instruction are less likely to have computers and internet connections at home than students from the majority. There is also less material available to them online in their own language, putting them at a disadvantage in comparison to their majority peers who gather information, prepare talks and papers, and communicate more using ICT. (39) Yet ICT tools can also help improve the skills of minority language students—especially in learning the official language of instruction—through features such as automatic speech recognition, the availability of authentic audio-visual materials, and chat functions. (2)(17)

Students with different styles of learning: ICT can provide diverse options for taking in and processing information, making sense of ideas, and expressing learning. Over 87% of students learn best through visual and tactile modalities, and ICT can help these students ‘experience’ the information instead of just reading and hearing it. (20)(37) Mobile devices can also offer programmes (“apps”) that provide extra support to students with special needs, with features such as simplified screens and instructions, consistent placement of menus and control features, graphics combined with text, audio feedback, ability to set pace and level of difficulty, appropriate and unambiguous feedback, and easy error correction. (24)(29)

Plans and policies

• India [ PDF ]
• Detroit, USA [ PDF ]
• Finland [ PDF ]
• Alberta Education. 2012. Bring your own device: A guide for schools . Retrieved from http://education.alberta.ca/admin/technology/research.aspx
• Alsied, S.M. and Pathan, M.M. 2015. ‘The use of computer technology in EFL classroom: Advantages and implications.’ International Journal of English Language and Translation Studies . 1 (1).
• BBC. N.D. ‘What is an interactive whiteboard?’ Retrieved from http://www.bbcactive.com/BBCActiveIdeasandResources/Whatisaninteractivewhiteboard.aspx
• Beilefeldt, T. 2012. ‘Guidance for technology decisions from classroom observation.’ Journal of Research on Technology in Education . 44 (3).
• Bishop, J.L. and Verleger, M.A. 2013. ‘The flipped classroom: A survey of the research.’ Presented at the 120th ASEE Annual Conference and Exposition. Atlanta, Georgia.
• Blurton, C. 2000. New Directions of ICT-Use in Education . United National Education Science and Culture Organization (UNESCO).
• Bryant, B.R., Ok, M., Kang, E.Y., Kim, M.K., Lang, R., Bryant, D.P. and Pfannestiel, K. 2015. ‘Performance of fourth-grade students with learning disabilities on multiplication facts comparing teacher-mediated and technology-mediated interventions: A preliminary investigation. Journal of Behavioral Education. 24.
• Buckingham, D. 2005. Educación en medios. Alfabetización, aprendizaje y cultura contemporánea, Barcelona, Paidós.
• Buckingham, D., Sefton-Green, J., and Scanlon, M. 2001. 'Selling the Digital Dream: Marketing Education Technologies to Teachers and Parents.'  ICT, Pedagogy, and the Curriculum: Subject to Change . London: Routledge.
• "Burk, R. 2001. 'E-book devices and the marketplace: In search of customers.' Library Hi Tech 19 (4)."
• Chapman, D., and Mählck, L. (Eds). 2004. Adapting technology for school improvement: a global perspective. Paris: International Institute for Educational Planning.
• Cheung, A.C.K and Slavin, R.E. 2012. ‘How features of educational technology applications affect student reading outcomes: A meta-analysis.’ Educational Research Review . 7.
• Cheung, A.C.K and Slavin, R.E. 2013. ‘The effectiveness of educational technology applications for enhancing mathematics achievement in K-12 classrooms: A meta-analysis.’ Educational Research Review . 9.
• Deuze, M. 2006. 'Participation Remediation Bricolage - Considering Principal Components of a Digital Culture.' The Information Society . 22 .
• Dunleavy, M., Dextert, S. and Heinecke, W.F. 2007. ‘What added value does a 1:1 student to laptop ratio bring to technology-supported teaching and learning?’ Journal of Computer Assisted Learning . 23.
• Enyedy, N. 2014. Personalized Instruction: New Interest, Old Rhetoric, Limited Results, and the Need for a New Direction for Computer-Mediated Learning . Boulder, CO: National Education Policy Center.
• Golonka, E.M., Bowles, A.R., Frank, V.M., Richardson, D.L. and Freynik, S. 2014. ‘Technologies for foreign language learning: A review of technology types and their effectiveness.’ Computer Assisted Language Learning . 27 (1).
• Goodwin, K. 2012. Use of Tablet Technology in the Classroom . Strathfield, New South Wales: NSW Curriculum and Learning Innovation Centre.
• Jung, J., Chan-Olmsted, S., Park, B., and Kim, Y. 2011. 'Factors affecting e-book reader awareness, interest, and intention to use.' New Media & Society . 14 (2)
• Kenney, L. 2011. ‘Elementary education, there’s an app for that. Communication technology in the elementary school classroom.’ The Elon Journal of Undergraduate Research in Communications . 2 (1).
• Kopcha, T.J. 2012. ‘Teachers’ perceptions of the barriers to technology integration and practices with technology under situated professional development.’ Computers and Education . 59.
• Miranda, T., Williams-Rossi, D., Johnson, K., and McKenzie, N. 2011. "Reluctant readers in middle school: Successful engagement with text using the e-reader.' International journal of applied science and technology . 1 (6).
• Moyo, L. 2009. 'The digital divide: scarcity, inequality and conflict.' Digital Cultures . New York: Open University Press.
• Newton, D.A. and Dell, A.G. 2011. ‘Mobile devices and students with disabilities: What do best practices tell us?’ Journal of Special Education Technology . 26 (3).
• Nirvi, S. (2011). ‘Special education pupils find learning tool in iPad applications.’ Education Week . 30 .
• Norris, P. 2001. Digital Divide: Civic Engagement, Information Poverty, and the Internet Worldwide . Cambridge, USA: Cambridge University Press.
• Project Tomorrow. 2012. Learning in the 21st century: Mobile devices + social media = personalized learning . Washington, D.C.: Blackboard K-12.
• Riasati, M.J., Allahyar, N. and Tan, K.E. 2012. ‘Technology in language education: Benefits and barriers.’ Journal of Education and Practice . 3 (5).
• Rodriquez, C.D., Strnadova, I. and Cumming, T. 2013. ‘Using iPads with students with disabilities: Lessons learned from students, teachers, and parents.’ Intervention in School and Clinic . 49 (4).
• Sangani, K. 2013. 'BYOD to the classroom.' Engineering & Technology . 3 (8).
• Servon, L. 2002. Redefining the Digital Divide: Technology, Community and Public Policy . Malden, MA: Blackwell Publishers.
• Smeets, E. 2005. ‘Does ICT contribute to powerful learning environments in primary education?’ Computers and Education. 44 .
• Smith, G.E. and Thorne, S. 2007. Differentiating Instruction with Technology in K-5 Classrooms . Eugene, OR: International Society for Technology in Education.
• Song, Y. 2014. '"Bring your own device (BYOD)" for seamless science inquiry in a primary school.' Computers & Education. 74 .
• Strayer, J.F. 2012. ‘How learning in an inverted classroom influences cooperation, innovation and task orientation.’ Learning Environment Research. 15.
• Tamim, R.M., Bernard, R.M., Borokhovski, E., Abrami, P.C. and Schmid, R.F. 2011. ‘What forty years of research says about the impact of technology on learning: A second-order meta-analysis and validation study. Review of Educational Research. 81 (1).
• Tileston, D.W. 2003. What Every Teacher Should Know about Media and Technology. Thousand Oaks, CA: Corwin Press.
• Turel, Y.K. and Johnson, T.E. 2012. ‘Teachers’ belief and use of interactive whiteboards for teaching and learning.’ Educational Technology and Society . 15(1).
• Volman, M., van Eck, E., Heemskerk, I. and Kuiper, E. 2005. ‘New technologies, new differences. Gender and ethnic differences in pupils’ use of ICT in primary and secondary education.’ Computers and Education. 45 .
• Voogt, J., Knezek, G., Cox, M., Knezek, D. and ten Brummelhuis, A. 2013. ‘Under which conditions does ICT have a positive effect on teaching and learning? A call to action.’ Journal of Computer Assisted Learning. 29 (1).
• Warschauer, M. and Ames, M. 2010. ‘Can one laptop per child save the world’s poor?’ Journal of International Affairs. 64 (1).
• Zuker, A.A. and Light, D. 2009. ‘Laptop programs for students.’ Science. 323 (5910).

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Use our remarkable template for MS PowerPoint and Google Slides to deliver a remarkable presentation on how Edtech or educational technology is revolutionizing traditional teaching methods. You can also explain how this technology aims to enhance learning experiences.

Educators, professors, and instructors will find this deck helpful for showcasing the types, future scope, and significance of Edtech. You can shed light on the core elements and technologies within the Edtech landscape. You can also depict the ways in which these educational technologies benefit teachers and students. Additionally, you can highlight the advantages that the digital platform provides over traditional educational methods.

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Educational Technology PPT: Definition and Theory

Educational Technology PPT, Definition, Theory and Technology Free Download : Educational technology (typically abbreviated as edutech, or edtech) is the blended use of laptop hardware, software, and academic idea and exercise to facilitate gaining knowledge of. When noted with its abbreviation, edtech, it frequently refers to the industry of businesses that create educational technology.

Also See: Impact of Education on Technology PPT With Impacts

Educational Technology PPT: Definition, Theory and Technology

In addition to the sensible educational experience, educational technology is primarily based totally on theoretical know-how from diverse disciplines together with conversation, education, psychology, sociology, synthetic intelligence, and computer science. It encompasses numerous domain names inclusive of gaining knowledge of idea, computer-primarily based totally training, online learning, and m-learning in which cellular technology are used.

Also See: Philosophy of Education PPT: Definition, Components, Role and Facts

Table of Content

• Introduction
• Theory of Educational Technology
• Technologies in Education

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Educational Technology PPT

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28 Free Technology PowerPoint Templates for Presentations from the Future

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If you’re amongst the science and technology teachers, students, or businesses in the field; we have something for you. We deep-dived to find the best free technology PowerPoint templates for your presentation, so today’s collection has 28 amazing designs to choose from.

The following selection has templates related to science, technology, cybersecurity, search engines, bitcoin, networking, programming, and engineering, so there’s something for everyone.

1. Computer Hardware Free Technology PowerPoint Template

This template sports a cool design with a bright light of a microchip processor and a blue background. Ideal for explaining concepts such as semiconductors, databases, and central computer processors.

• Theme : Technology, Hardware
• Slides : 48
• Customization : Fully editable + 136 editable icons
• Graphics : Vector
• Aspect Ratio : 16:9
• License : Free for Personal and Commercial Use │ Do Not Redistribute Any Components of the Template

2. Space Science Free Technology Powerpoint Templates

This free template has 3D spaceship graphics and blue background color. It’s great for presentations on astronomy.

• Theme : Technology, Cosmos
• Slides : 25
• Customization : Fully editable
• Resolution : 1920×1080

3. 5G Technology Speed Free Powerpoint Templates

Design with twinkling rays of geometric shapes is perfect for presentations on technology topics such as internet networking, intranet, and communication technology.

• Theme : Technology, Networking, 5G
• Customization : Editable

4. Start-Up Tech Corporation Free Powerpoint Template

This free tech corporation template is great for presentations on tech business startups.

• Theme : Technology, Tech Business, Start-Up Companies

5. App Startup Free Powerpoint Technology Template

This design is great for presentations on communication, mobile technology, and other digital devices used for the PPT presentations.

• Theme : Technology, Apps, Software

6. Cloud Technology Free Powerpoint Template

A technology template with a clean and modern design for your presentations about cloud computing and other computing services.

• Theme : Cloud Technlogy

7. Artificial Intelligence High Technology Free PowerPoint Template

This template represents artificial intelligence as an illustration . It also includes related shapes to allow for a variety of expressions.

• Theme : Technology, Artificial Intelligence

8. Search Engine Optimization PowerPoint Template

The template is SEO-themed but you can adapt it to any presentation related to marketing and search engines.

• Theme : Technology, Marketing, SEO

9. Binary Code Free PowerPoint Template

The cool binary code design makes this template perfect for any presentation on computer science.

• Theme : Computer Science, Programming

10. Network Free Technology PowerPoint Template

Sporting design with crags and electric rays in many angles are representing networking around the globe, the template is suitable for presentations on communication, networking, technology, and crag wheels.

• Theme : Technology, Networking

11. Hexagonal Design Free PowerPoint Template

Here we have a free template with hexagons and icons pattern for techy content. Its dark background and bright blue color palette give a professional look.

• Theme : Technology

12. Technology Pixels Free PowerPoint Template

A technology-themed template for presentations on consulting, IT, software, and other related subjects. The pixel pattern is grouped by tones which you can change from the master slides.

13. Connections and Networking Free PowerPoint Template

This free Powerpoint template is perfect for a presentation about the internet, blockchain, machine learning, cybersecurity, or cloud computing.

14. Isometric Free Technology PowerPoint Template

Here we have an amazing isometric design and high-tech background with gradients. Ideal for subjects like cloud computing, SaaS development, servers, and networks, or cybersecurity.

• Theme : Networking, Programming

15. Free PowerPoint Template with Techy Contour Lines

This design has an abstract contour lines background in a dark green color. Ideal for subjects like geography, technology, video games, or even military affairs.

• Theme : Technology, Gaming

16. Marketing and Technology Free PowerPoint Template

The isometric design has illustrations on business, marketing, and technology topics that will make every slide stand out.

• Theme : Technology, Marketing

17. Purple Hexagons Free PowerPoint Template

For presentations related to scientific or technological topics, with professional hexagonal design.

• Theme : Technology, Science

18. Rockets Taking Off  Free PowerPoint Template

Rockets taking off is a great metaphor for growing businesses. It’s also a symbol of progress and technology.

• Slides : 35

19. IOT Smart City Free PowerPoint Template

Smart City offers a futuristic design for subjects such as internet communication, smart city concepts, and tech innovation.

• Theme : Technology, Smart City

20. Cyber Security Free PowerPoint Template

The perfect template for presentations on cybersecurity, antivirus software, and other related topics.

• Theme : Technology, Cyber Security

21. BlockChain Free PowerPoint Templates

This template is a 3D rendering design of blockchain technology and you can use it for a variety of purposes.

Presentation Design Tips You Wish You Knew Earlier:

The shorter you keep the text, the better. In fact, some specialists suggest that you shouldn’t use more than 5-6 words per slide . And sometimes, a single word combined with a powerful visual is enough to nail the attention of the people sitting in front of you and make them listen to what you have to say.

22. BitCoin Themed Free PowerPoint Template

A very versatile template that includes 20 semi-transparent illustrations of different concepts: security, social networks, programming, bitcoin.

• Theme : Technology, Bitcoin

23. Technical Blueprint Free Technology PowerPoint Template

This template uses a blueprint style and a monospaced font to emulate the technical drawings used in construction and industry.

• Theme : Technology, Engineering

24. Blue Connections Free PowerPoint Template

The design of this free template fits social media, connection, internet, cloud computing, and science-related topics.

• Theme : Technology, Social Media

25. Cute Robots Free PowerPoint Template

Here we have a colorful design with beautifully illustrated robots for presentation on technology, science, and physics.

• Theme : Technology, Physics

26. Green Circuit Free PowerPoint Template

This is a free template with futuristic vibes that you can use for your tech presentations both in PowerPoint and Google Slides.

27. Data Particles Free Technology PowerPoint Template

The design with particle lines gives it a modern and slightly technological look.

28. Science Hexagons Free Technology PowerPoint Template

The background gradients highlight the white text, and the hexagons give it a techie style.

Final Words

That’s it. Today’s collection covered the best free technology PowerPoint templates that you can download and adapt to your presentations related to science, technology, programming, engineering, and physics. Now all you need to do is open your PowerPoint and make the most amazing presentation your viewers have ever seen.

For more freebies, you can check the Best Free Powerpoint Templates of 2022  or see these related articles:

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education technology

Education technology (also known as “edtech”) refers to an area of technology devoted to the development and application of tools (including software, hardware, and processes) intended to promote education. – powerpoint ppt presentation.

• Educational technology as the theory and practice of educational approaches to learning. Educational technology as technological tools and media, for instance massive online courses, that assist in the communication of knowledge, and its development and exchange.
• Educational technology as the theory and practice of educational approaches to learning.
• Educational technology as technological tools and media, for instance massive online courses, that assist in the communication of knowledge, and its development and exchange. This is usually what people are referring to when they use the term "EdTech".
• Educational technology for learning management systems (LMS), such as tools for student and curriculum management, and education management information
• Educational technology is a wide field. Therefore, one can find many definitions, some of which are conflicting. Educational technology can be considered either as a design science or as a collection of different research interests addressing fundamental issues of learning, teaching and social organization. Official Definitions The Association for Educational Communications and Technology, the professional society for ET, defines it as Educational technology is the study and ethical practice of facilitating learning and improving performance by creating, using, and managing appropriate technological processes and resources. As a field, educational technology emphasizes communication skills and approaches to teaching and learning through the judicious use and integration of diverse media. Scholars in the field examine the uses of innovative media and technologies for education, examining all aspects from direct student learning to management and impacts on institutions.
• 1. Considered implementation.
• 2. Appropriate tools, techniques, or processes.
• 3. Facilitate the application of senses, memory, and cognition.
• 4. Enhance teaching practices.
• 5. Improve learning outcomes.
• 1. Determination of Objectives
• 2. Improvement in Teaching Learning Process
• 3. Development of Teaching Learning Material
• 4. Improvement in Teaching Training
• 5. Development of Teaching Learning Strategies
• 6. Proper Use of Audio Visual Aids
• 7. Utilization of the Sub-System of Education
• 8. Development of Curriculum
• 9. Proper Use of Hardware and Software
• 10. Provides Feedback
• 1. Promotes independent learning in students-
• The internet is a treasure trove of information. Practically anything you need to know can be found online.
• 2. Prepares students for the future-
• From the way technological advancements are going, it is obvious that the future will be digital and technology-focused. If students are well-versed on using technology to collaborate and communicate as early as now, they will not have trouble fitting in, competing and finding jobs in the future.
• 3. Has the potential to lower textbook and tuition prices-
• With resources more accessible and in great abundance, the cost of textbooks is likely to decrease.
• 4. Allows teachers to create an exciting way to educate students-
• Gone are the days when the only tools for teaching are limited to books, a blackboard or whiteboard, and a chalk or markers. With technology integrated to education, teachers can now incorporate images, videos and other graphics when delivering lessons.
• 5. Encourages development of new teaching methods-
• Rather than spend an hour or so talking while the students listen, or have them read an entire chapter in silence, teachers and professors now have the option to use advanced teaching methods, such as podcasts, blogs and social media.
• Technology also presents universal tools that enable teachers to educate all types of students, including those who are struggling or have special needs. These include voice recognition, text-to-speech converter, translator, volume control, word prediction software and other assistive technologies.
• 1. Results in a lack of interest in studying-
• Because everything is now accessible online or through data saved in a computer or mobile devices, students are likely to develop poor studying habits and a lazy attitude towards education.
• 2. Makes students vulnerable to potential pitfalls-
• While computers prove to be an invaluable educational tool, it can also be a source of problems. This is especially true for students who lack the skills needed to maximize a devices functionalities.
• 3. Negative views on technology-
• Consumerism has taught us that technologies, from computers to mobile devices, are widely viewed as tools to entertain rather than educate.
• The timing has never been better for using technology to enable and improve learning at all levels, in all places, and for people of all backgrounds. ... Learning dashboards and collaboration and communication tools can help connect teachers and families with instantaneous ease.
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Navigating the investment landscape in education technology.

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Denys Vorobyov, CEO at EltexSoft : Custom software solutions for accelerated business success.

Technology integration into education has catalyzed a monumental shift in how knowledge is imparted and assimilated. This transformation from traditional classrooms to digital platforms redefines the educational experience, paving the way for a future where learning has no boundaries. With an increasing reliance on digital tools, the landscape of education technology startups has evolved remarkably over the past few years—driven by a surge in demand for innovative learning solutions.

Evolution Of EdTech Startups: From Supplementary To Essential

Initially serving as supplementary tools, edtech solutions have become central to educational strategies globally. With steady growth since the early 2010s, the industry saw an exponential acceleration post-pandemic as the need for flexible, adaptable and inclusive educational models became undeniable.

This shift toward edtech has been characterized by a move from enhancing traditional teaching methods to being fundamental in delivering education. The Covid-19 pandemic expedited this, accommodating a new generation of digital natives and addressing diverse learning preferences.

Key Trends Shaping EdTech: Personalization And Accessibility

The current trends shaping the edtech industry include personalized learning environments, AI-driven adaptive learning systems and increased accessibility through mobile platforms. These trends underscore a growing recognition of the potential for educational technologies to customize learning experiences and make education accessible to students regardless of geographical location or socio-economic status. This shift is not just about technological innovation but also about creating equitable opportunities for all learners.

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Investors are increasingly attracted to edtech for its potential to combine substantial social impact with financial returns.

For example, in an interview with Authority Magazine, Ivan Bercovich—a general partner at ScOp Venture Capital and former interim CEO of HeyTutor, an edtech company we've worked with—noted that innovative startups that enhance educational outcomes, such as those developing platforms that support individualized learning plans or use gamification to engage students, are particularly appealing. The appeal lies in their ability to address pressing educational challenges while offering scalable business models that promise sustainable growth.

Addressing Equity Through Technology: Bridging The Digital Divide

The digital divide remains a significant educational barrier, particularly for underserved and rural communities. Technology can play a pivotal role in these efforts by providing solutions that reach all learners, regardless of socioeconomic status or geographical location.

For instance, our company has helped enhance the capabilities of platforms to effectively serve a broader demographic. We've helped develop an advanced edtech marketplace platform, integrating sophisticated matching algorithms and mobile applications that improved accessibility and user engagement—helping to address equity by making tutoring more accessible across various regions of North America.

Initiatives And Strategies

Educational technology initiatives focus on several key strategies to address the digital divide:

1. Infrastructure development. Build and enhance internet infrastructure in remote and underserved areas to ensure reliable and high-speed internet access. This may involve partnerships between educational institutions, governments and private companies to fund and construct necessary infrastructure.

2. Affordable access. Programs to make technology affordable for all students are essential. This could include subsidized broadband services, low-cost laptops and grants for purchasing digital devices. Such initiatives ensure that cost allows students to access necessary educational technology.

3. Community engagement and training. Community-based training sessions can help increase technology adoption and utilization. These sessions can educate community members about the benefits of technology in education and train them on how to use these tools effectively.

4. Content and language accessibility. Develop educational content accessible in multiple languages and formats to cater to diverse populations. This includes audiobooks, videos with subtitles and materials designed for learners with disabilities.

5. Monitoring and feedback. Implement systems to monitor the effectiveness of technology initiatives and gather feedback from the communities they serve. This feedback can guide further improvements and adjustments to meet all learners' needs better.

By implementing these strategies, edtech companies and educational institutions can directly tackle the issues of access and equity, making strides toward a more inclusive academic environment where every student has the tools they need to succeed.

The Future Of EdTech: Long-Term Impacts And Sustainable Growth

The long-term impact of edtech investments is poised to alter how education is structured and delivered fundamentally. With a shift toward more hybrid learning environments, the demand for robust, scalable educational platforms is expected to grow. The ongoing developments in AI and machine learning are anticipated to enhance the personalization of education further, making learning experiences even more tailored to individual needs and learning styles.

Balancing Innovation With Educational Integrity: The Human Element

A balanced approach to educational technology involves creating platforms and tools that support educators and enable meaningful student interactions. For instance, technology can handle administrative tasks or grade objective assessments, allowing teachers more time to focus on one-on-one student mentoring, collaborative projects and personalized feedback.

This approach maintains and enriches the educational process by freeing educators to engage more deeply with students. It fosters an environment where technology serves as a bridge rather than a barrier between the educator and the learner. These enhancements are pivotal in maintaining educational quality and effectiveness, ensuring that the human touch remains at the forefront of the learning experience.

Envisioning A Tech-Driven Educational Future

As we look to the future, the role of technology in education is set to grow, with edtech shaping a more inclusive, effective and engaging learning environment. The evolution of edtech not only signifies a shift in tools and techniques but represents a broader transformation in the educational paradigm. Investors and educators alike are tasked with navigating this changing landscape, ensuring that technology continues to enrich and expand educational opportunities for all learners.

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Budget 2024 highlights: New employment-linked incentives for employees; ₹1.48 lakh crore allocation for education, employment, skill

The budget for education scheme for madrasas and minorities has gone down from ₹10 crore to ₹2 crore; standard deduction for salaried taxpayers hiked to ₹75,000 from ₹50,000.

Updated - July 23, 2024 09:10 pm IST

Published - July 23, 2024 07:26 am IST

Union Finance Minister Nirmala Sitharaman addressing the post-Budget press conference at National Media Center. | Photo Credit: Sushil Kumar Verma

Finance Minister Nirmala Sitharaman presented her seventh straight Budget on July 23 for the fiscal 2024-25, surpassing the record of former Prime Minister Morarji Desai. This the first Budget by the BJP-led NDA government since it was re-elected in June. Read the Budget highlights here.

What are the most significant announcements?

Presenting the Budget, Ms. Sitharaman said the standard deduction for salaried employees will be hiked to ₹75,000, from ₹50,000 under the new income tax regime in FY25. The Union Budget 2024-25 identified nine priorities for generating ample opportunities — Productivity and Resilience in Agriculture, Employment and Skilling, Inclusive Human Resource Development and Social Justice, Manufacturing and Service, Urban Development, Energy Security, Infrastructure, Innovation, Research and Development and Next Generation Reforms.

Also read | Budget 2024: Mobile phones, gold and silver jewellery to get cheaper

India-funded projects in the neighbourhood received the bulk of the allocation for the Ministry of External Affairs under the Union Budget. Nepal secured an allocation of ₹700 crore, which is a jump of ₹150 crore from previous year’s allocation of ₹550 crore. Sri Lanka, which has a number of India-funded projects, has received ₹245 crore, an improvement of ₹95 crore over last year’s funding of ₹150 crore. 

Also read | Budget in Focus: The Hindu’s series on pre-Budget expectations

Benchmark Sensex and Nifty settled marginally lower in volatile trade on July 23 as the government proposed to hike securities transaction tax on futures & options in the Budget for 2024-25. Recovering most of its intra-day losses of over 1,200 points, the 30-share BSE Sensex settled lower by 73.04 points or 0.09% 80,429.04.

Key Updates

• Budget 2024: Understanding the allocation for Southern States
• Defence budget pegged at ₹6.21 lakh crore for 2024-25
• In charts: Key takeaways from Union Budget 2024-25
• Budget 2024 highlights
• Catch the latest political and industry reactions on Union Budget 2024-25
• Union Budget 2024-25: What is cheaper, what is costlier?
• Stock markets give a thumbs down to Budget
• Revisions in new tax regime
• What does the Union Budget say on personal Income Tax?

Allocation for Space projects - Union Budget 2024-25

A Flourish data visualization by Graphics Team 2

Union Finance Minister Nirmala Sitharaman allocated about ₹ 1.50 lakh crore to the agriculture sector. Almost all major schemes for farmers see an increase in allocation compared to previous budgets.

However, the fertilisers subsidy is down by about ₹1 lakh crore when compared to the actual expenditure in 2022-23. To address the price rise, the Finance Ministry has also provided ₹10,000 crore to the price stabilisation fund. In the last budget, the allocation was just ₹10 lakh.

Finance Minister Nirmala Sitharaman’s Budget speech has for the first time signalled that polluting industries, such as iron, steel, and aluminium will have to conform to emission targets.

“A roadmap for moving the ‘hard to abate’ industries from ‘energy efficiency’ targets to ‘emission targets’ will be formulated. Appropriate regulations for transition of these industries from the current ‘Perform, Achieve, and Trade’ mode to ‘Indian Carbon Market’ mode will be put in place,” Ms. Sitharaman said in her address.

For deepening tax base the Finance Minister has proposed to increase Securities Transaction Tax on Futures and Options contracts to 0.2% and 0.1%, respectively. This was expected to curb volatility in the market for which everyone including SEBI was concerned. 

Also now income received on buyback of shares will be taxed in the hands of the recipient. As per the budget proposals now unlisted bonds and debentures, debt mutual funds and market-linked debentures will attract tax on capital gains irrespective of holding period.

Budget 2024: Allocation for MGNREGS scheme lower than last year’s actual expenditure, despite BJP’s poll losses in rural India

Union Budget 2024: Despite BJP’s significant losses in rural seats, Budget did not contain any shift for the rural jobs scheme - Mahatma Gandhi National Rural Employment Guarantee Act scheme (MGNREGS).

Union Budget 2024 - Rupee goes to

To address the housing needs of urban poor and middle class families, the Union Finance Minister Nirmala Sitharaman has announced an investment of ₹10 lakh crore under the PM Awas Yojana-Urban 2.0, including the Central assistance of ₹2.2 lakh crore in the next five years.

While tabling the Union Budget 2024-25, the Finance Minister said that under the PM Awas Yojana Urban 2.0, housing needs of 1 crore urban poor and middle-class families will be addressed with an investment of ₹10 lakh crore. This will include the Central assistance of ₹2.2 lakh crore in the next five years.

The Department of Space received an 18% hike over its expenses in 2023-2024 in the 2024-2025 Union Budget presented by Finance Minister Nirmala Sitharaman on Tuesday. The bulk of the hike goes towards the development of space technologies. The allocation increased marginally for space applications, decreased for space sciences, and almost halved for INSAT satellite systems over the budgeted amount in 2023-2024. 

Since successfully concluding the Chandrayaan-3 mission in August 2023, the future road map of the Indian Space Research Organisation (ISRO) has expanded to include a new ‘next generation’ launch vehicle, more ambitious missions to the moon, and an Indian space station. ISRO is also working on its ambitious human spaceflight programme, Gaganyaan. 

The Union government has continued its emphasis on tackling non-communicable diseases, and allocating funds for research in the healthcare sector, with Finance Minister Nirmala Sitharaman on July 23 announcing customs duty exemptions on three cancer treatment drugs — Trastuzumab Deruxtecan, Osimertinib, and Durvalumab.

“To provide relief to cancer patients, I propose to fully exempt three more medicines from customs duties. I also propose changes in the BCD (basic customs duty) on X-ray tubes and flat panel detectors for use in medical X-ray machines under the phased manufacturing programme,” the Finance Minister said.

Finance Minister Nirmala Sitharaman proposed legislative support to provide financing for leasing aircraft and ships in India in a bid to protect airlines from foreign exchange risks.

“We will seek the required legislative approval for providing an efficient and flexible mode for financing leasing of aircrafts and ships,” the Minister said in her Budget speech on July 23. She said legislative backing for “pooled funds of private equity through a variable company structure” would also be explored. 

Union Budget 2024-25: Major expenditures

Railways has been allocated ₹2.62 lakh crore in the Budget 2024-25, which Union Minister for Railways Ashwini Vaishnaw has termed as ‘historic’ and highest ever allocation.

Mr. Vaishnaw said that even as the Kavach roll out has been low (merely 2.14% of the entire railway network), after the approvals for Kavach 4.0 work on deployment of Kavach will be rapid. He also focused on creation of up to 40,000 new railway jobs.

“Recruitments are in progress, railways focus will be on new projects, connectivity with Kashmir and capitals of Northeastern States,” Mr. Vaishnaw said.

The Budget for Ministry of Minority Affairs saw a menial hike of 2.7% but the coaching and allied schemes for minorities was slashed from the allocated ₹30 crore to ₹10 crore this year.

The interest subsidy on educational loans for overseas education for minorities was also reduced. The budget for education scheme for Madrasas and Minorities has gone down from ₹10 crore to ₹2 crore in the budget of 2024-25.

The government has proposed the allocation of ₹1.28 lakh crore for telecom projects and public sector firms under the Telecom Ministry with a majority of funds earmarked for State-owned BSNL.

Of the total proposed allocation, over ₹1 lakh crore is meant for BSNL and MTNL-related expenses, including ₹82,916 crore infusion in BSNL for technology upgradation and restructuring at BSNL.

“The total net allocation for this demand in BE (Budget Estimate) 2024-25 is ₹1,28,915.43 crore (₹1,11,915.43 crore plus ₹17,000 crore). The additional provision of ₹17,000 crore is met from the balances available under Universal Service Obligation Fund and will be utilised for schemes viz., Compensation to Telecom Service Providers, Bharatnet and Research and Development,” the Budget document said.

Kerala’s much-anticipated and decades-long dream of having an All India Institutes of Medical Sciences (AIIMS)-like institution on its soil was dashed yet again when the proposal found no mention in the Union Budget 2024-25 presented by Finance Minister Nirmala Sitharaman on July 23.

Unlike in the previous years, the anticipation this year that the project might finally come through was intense, particularly because of the presence of two Union Ministers of State from Kerala at the Centre, one of whom is the BJP’s first-ever elected MP from the State.

West Bengal Chief Minister Mamata Banerjee on July 23 dubbed the Union Budget 2024-25 as “politically biased and anti-poor” and slammed the Centre for “depriving” the State. The Chief Minister wondered what wrong West Bengal committed that it had been “deprived” by the Centre.

“Bengal has been completely deprived in this Union budget. This doesn’t look into the interest of the poor. The Budget is politically biased. This is directionless and has no vision. It is only to serve a political mission,” she told reporters on the State Assembly premises.

Khelo India, which is the government’s flagship project to promote sports at the grassroots level, was once again the biggest beneficiary in the union budget for the sports ministry as it was assigned ₹900 crore from the overall allocation of ₹3,442.32 crore on July 23.

Khelo India’s share, announced in the budget presented by Finance Minister Nirmala Sitharaman in New Delhi, is ₹20 crore more than the revised allocation of ₹880 crore during the previous financial year.

Read details here

The Budget 2024-24 on July 23 allocated ₹1,309.46 crore for census, a significant reduction from 2021-22 when ₹3,768 crore was allocated for the decadal exercise, an indication that it may not be carried out even after a significant delay.

A meeting of the Union cabinet on December 24, 2019 had approved the proposal for conducting census of India 2021 at a cost of ₹8,754.23 crore and updating the National Population Register (NPR) at a cost of ₹3,941.35 crore.

Read the full story here

Budget 2024-25: Taxes

Union Budget 2024-25: Here is a collection of all stories from The Hindu relating to the changes in direct taxes and custom duties.

On Rahul Gandhi’s allegation that that generosity shown towards States like Bihar and Andhra Pradesh is a way to save ‘ kursi ’, FM Nirmala Sitharaman said that the INDIA alliance members couldn’t cross 230 votes but BJP alone reached 240 votes, and with the pre-election alliance, could form the government for the third term. 

“PM Modi is leading free India for the third time. Something that has not happened in the last 60 years has happened now. Party’s that are talking about saving his ‘ kursi ’ should maybe think. Their alliance of almost 37 party’s could not make even 230 (seats) and they are saying that he is doing it to save his ‘ kursi ’. When Mr. Modi became PM for the third time and has been ‘announcing’ to the world about India, putting us at the forefront of the world, helping in development. This time in the Budget, we have allotted ₹1.50 lakh crore for States without any interest for the next 50 years for free. Finance commission did not mention this at all, but we are,” she said.

On TMC’s allegation that the Union Budget reflects the political bankruptcy of Modi Government, FM Sitharaman said if the name of the State is not mentioned in the Budget it doesn’t mean they don’t get anything at all. “As per the proposals, schemes, different projects in different States, every State will get what they have proposed for,” she said.

In a social media post, TMC dismissed the term ‘Union Budget 2024’, renaming it as the ‘Andhra-Bihar Budget’. TMC national general secretary Abhishek Banerjee told reporters in New Delhi that “the net result is zero because Bengal has been constantly tortured and deprived.” “You have seen how Bengal has been consistently deprived by this BJP Government. Has there been a positive outcome of 12 BJP MPs elected from Bengal?,” Ms. Banerjee said outside the Parliament complex.

Bihar Chief Minister Nitish Kumar said the “special help” announced in the Union Budget addressed the State’s concerns, which had previously led to demands for special category status.

Finance Minister Nirmala Sitharaman skipped any mention of MNREGA, which is one of the biggest rural employment schemes. The allocated budget once again, falls short of the actual expenditure on the scheme in the last financial year. In 2024-25 FY, government has allocated ₹86,000 crore, while in 2023-24, the expenditure including the pending dues to the States, as per the Rural Development Ministry’s website was ₹1.2 lakh crore.

In a first, Home Ministry sets aside a budget of ₹56 crore to establish Bharatiya Bhasha Anubhag for development of a platform to facilitate the translation of various languages into Hindi and vice-versa. Around ₹88 crore allocated for holistic development of Islands in Union Territories. ₹700 crore has been set aside for the first time for Modernisation of Forensic Capacity, which is a crucial element of the newly implemented criminal laws. The budget for rehabilitation and Relief for migrants, which includes Sri Lankan refugees and Tibetans has been slashed. SPG which only protects the Prime Minister has seen an increase of ₹73 crore in budget allocation.

Over ₹200 crore have been earmarked for expenditure on “examination and selection” of the civil servants by the Union Public Service Commission (UPSC) in the 2024-25 Budget announced.

The Commission conducts the civil services examination annually in three stages -- preliminary, main and interview -- to select officers of Indian Administrative Service (IAS), Indian Foreign Service (IFS) and Indian Police Service (IPS), among others.

The UPSC has been given ₹425.71 crore for the ongoing fiscal in the Budget presented by Finance Minister Nirmala Sitharaman.

The 2024-25 Union Budget has allocated ₹1,248.91 for expenses incurred by the Council of Ministers, the Cabinet Secretariat and the Prime Minister’s Office, and for hospitality and entertainment of State guests.

The allocated amount is substantially lower than the ₹1,803.01 crore earmarked in 2023-24. A total of ₹828.36 crore has been given for the expenses of the Council of Ministers. It was ₹1,289.28 crore in 2023-24.

The allocation for defence in the Union Budget was ₹6.2 lakh crore for 2024-25, the same as the allocation in the interim budget presented in February and is just a marginal increase from last year. “The capital outlay of ₹1,72,000 crore will further strengthen the capabilities of armed forces. Earmarking of ₹1,05,518.43 crore for domestic capital procurement will provide further impetus to Atmanibharta ,” Defence Minister Rajnath Singh said on social media.

Benchmark Sensex and Nifty settled marginally lower in volatile trade as the government proposed to hike securities transaction tax on futures & options in the Budget for 2024-25.

Recovering most of its intra-day losses of over 1,200 points, the 30-share BSE Sensex settled lower by 73.04 points or 0.09% 80,429.04.

The index gyrated between highs and lows during the day as Finance Minister Nirmala Sitharaman announced Budget proposals for 2024-25.

The barometer tanked 1,277.76 points or 1.58% to hit a low of 79,224.32 as the Minister announced a hike in STT on F&O trade and an increase in long-term capital gains tax on equities. However, tax exemptions and customs duty cuts helped boost consumer durables and FMCG shares, aiding stocks to recover from the day’s lows.

When asked whether the Budget has specified anything about Railways, Dr. T.V. Somanathan said, “The expenditure budget for railways for the coming year is ₹2,55,393 crore, which is the highest ever and is a very substantial increase in recent years.”

After Union Finance Nirmala Sitharaman proposed new tax structures for charities, foreign shipping companies, rationalisation of capital gains, she said the tax has been brought down because the govt wants more investments. She also reduced corporate tax on foreign companies from 40 to 35%.

After FM Sitharaman announced the review of the Income Tax Act, she said the govt is working towards a simpler taxing regime and she can’t say right now if the old tax regime will be removed. “Working towards the goal of a simpler taxing regime, we came up with the new tax regime. We need to review about the sunset of the old tax regime and come to a decision,” she said.

FM Sitharaman clarified that ₹15,000 crore for Andhra Pradesh is coming through the multi-lateral development assistance which we borrow from the multi-lateral banks. She added that further assistance will also be extended, however, there is no definitive amount.

The angel tax was introduced under the UPA Government in 2012, Finance Minister Nirmala Sitharaman said. “Money laundering issue was being tackled through a tax measure... there is also PMLA act which will tackle the issue,” Revenue secretary Sanjay Malhotra said stressing that angel tax is not required to keep money laundering in check.

India’s tax net will have to be widened, whether it is direct taxation or indirect. There are also now PSU divisions which have been improving because the valuations have gone up and their performance has also substantially increased, the Finance Minister said addressing the press conference. 

She added that revenue mobilisation is not just tax-based, non-tax revenue mobilisations are also coming up. She stressed on asset monetisation -- optimum utilisation of those assets which are lying in the form of unutilised stadiums or lands with PSUs which can be used for better purposes. She added that govt is also looking at generating resources from newer areas and as a result, the revenue forgone will be made up for.

Budget 2024 key takeaways in charts

Union Budget 2024: Finance Minister Nirmala Sitharaman presented her seventh consecutive Union Budget for FY 2024-25. Here are some key takeaways

In her seventh budget presentation , Finance Minister Nirmala Sitharaman announced allocating ₹11,11,111 crore towards capital expenditure. This would account for 3.4% of the GDP. Enumerating it as among the policy prerogatives towards investment in infrastructure by central government, she told the house that the significant investments made in previous years have triggered a multiplier effect. 

Read the article here

For every rupee in the government coffer, the biggest pie of 63 paise will come from direct and indirect taxes, according to the Union Budget 2024-25 documents. The remaining 27 paise will come from borrowings and other liabilities, 9 paise from non-tax revenue like disinvestment, and 1 paise from non-debt capital receipts, the Budget documents said. In all, 36 paise will come from direct taxes, including corporate and individual income tax. Income tax will yield 19 paise, while corporate tax will account for 17 paise, it said. 

Among indirect taxes, goods and services tax (GST) will contribute the maximum 18 paise in every rupee of revenue. Besides, the government is looking to earn 5 paise out of every rupee from excise duty and 4 paise from customs levy. The collection from “borrowings and other liabilities” will be 27 paise per rupee, as per the Union Budget 2024-25 presented in Parliament by Finance Minister Nirmala Sitharaman. The Budget documents provide a fractional break-up for ₹1 that comes in and gets spent. 

On the expenditure side, the outlay for interest payments and States’ share of taxes and duties, respectively, stood at 19 paise and 21 paise for every rupee. Allocation for defence stands at 8 paise per rupee. Expenditure on central sector schemes will be 16 paise out of every rupee, while the allocation for centrally-sponsored schemes is 8 paise. The expenditure on ‘Finance Commission and other transfers’ is pegged at 9 paise. Subsidies and pension will account for 6 paise and 4 paise, respectively. The government will spend 9 paise out of every rupee on ‘other expenditures’. 

Staffs carry the Budget copies after they arrive at the Parliament House for the Union Budget 2024-25 during the Monsoon Session, in New Delhi on July 23, 2024.

Shares of telecom infrastructure companies on July 23 declined more than 4% after Finance Minister Nirmala Sitharaman said the government will increase the basic customs duty on specified telecom equipment from 10% to 15%.

On the BSE, shares of HFCL tumbled 4.60% to ₹112.10 apiece, Vodafone Idea plunged 4.15% to ₹15.23, Tejas Networks slumped 2.69% to ₹1,278.95, and ITI declined 2.58% to ₹295.10.

The scrip of Bharti Airtel fell 1.50% to trade at ₹1,442.70 per piece, ADC India Communications slipped 2.14% to ₹1,771.95, and Tata Communications dipped 0.97% to trade at ₹1,768.95 on the bourse.

Prime Minister Narendra Modi reacts during the presentation of Union Budget 2024-25 by Union Finance Minister Nirmala Sitharaman in Lok Sabha on July 23, 2024.

In the last 10 years, the NDA Government has ensured that the poor and the middle class continue to get tax relief. In this Budget also, a big decision has been taken to reduce income tax and increase standard deduction. TDS rules have also been simplified. These steps will result in additional savings for every taxpayer, Prime Minister Narendra Modi said.

This Budget will give a new scale to education and skill. This is a Budget that will give new strength to the middle class. It has come up with strong plans to empower the tribal society, Dalits and backward classes. It will help in ensuring the economic participation of women, Mr. Modi said.

This Budget will provide a new path of progress for small traders and MSMES. There is a lot of focus on manufacturing and infrastructure in the Budget. This will give new impetus to economic development, the Prime Minister said.

This Budget puts emphasis on manufacturing as well as infrastructure; will speed up growth, Prime Minister Narendra Modi said after Finance Minister Nirmala Sitharaman presented the Union Budget 2024-25 in the Lok Sabha on July 23. He cited Budget’s stress on youth and said its measures will open many new opportunities for youngsters.

Finance Minister Nirmala Sitharaman on July 23 announced to fully exempt 25 critical minerals from custom duties, and reduce basic custom duties (BCD) on two of them. “This will provide a major fillip to the processing and refining of such minerals and help secure their availability for these strategic and important sectors,” Ms. Sitharaman said.

Union Budget 2024 highlights: From income tax changes to focus on employment, here are some key takeaways

Union Budget 2024 Highlights: Union Finance Minister Nirmala Sitharaman announces Budget 2024 focusing on employment, skilling, MSMEs, and women-led development with various initiatives.

Simplifying the tax regime for corporate industries, Union Finance Nirmala Sitharaman on Tuesday, proposed new tax structures for charities, foreign shipping companies, rationalisation of capital gains in her 2024 Budget speech . She also reduced corporate tax on foreign companies from 40 to 35%. Ms. Sitharaman’s speech lasted just shy of ninety minutes

“58% of corporate tax came from the simplified tax regime in 2022-23 and more than 2/3rd of taxpayers have used the new personal tax regime last year,” announced Ms. Sitharaman.

Budget 2024 | What measures were announced for women?

We summarise the various schemes announced for girls and women as part of the Union Budget 2024-25

Click here to read all the political and industry reactions

Budget 2024: What is cheaper, what is costlier in FY25

Union Finance Minister Nirmala Sitharaman proposes customs duty cuts in 2024 Union Budget to boost domestic manufacturing and exports.

Seeking to attract more funds into the country, Finance Minister Nirmala Sitharaman on July 23 said rules for Foreign Direct Investment (FDI) will be simplified. Presenting the Union Budget 2024-25 , the Minister said the government will bring out a five-year vision document for meeting financial needs of the economy.

2024 Union Budget: Nirmala Sitharaman says changes will be made to IBC to strengthen tribunals

Finance Minister Nirmala Sitharaman announces changes to IBC, strengthening tribunals, and proposing digital infrastructure for productivity and innovation.

Finance Minister Nirmala Sitharaman proposed a reduction in basic customs duty on gold and silver to 6% and platinum to 6.4%. In her budget speech in Lok Sabha, she also proposed reduction of basic customs duty on mobile phones, mobile charger to 15%.

The Congress on said Finance Minister Nirmala Sitharaman has taken a leaf out of its 2024 Lok Sabha polls manifesto by announcing an internship programme but “in their trademark style”, the scheme has been designed to “grab headlines with arbitrary targets” rather than a programmatic guarantee.

Read Congress’s reaction here

In an episode of Budget Focus series from The Hindu , we discussed the Budget projections for the Indian Railways. However, there is no mention of the Railways in the Union Budget 2024-25.

Tune in to the podcast here

Budget 2024 | Land reform measures to be undertaken consulting States, says Finance Minister in Budget speech

In the Union Budget 2024-25, Finance Minister Nirmala Sitharaman announced certain measures calculated to improve land and other factors of production

The Finance Minister introduced the Finance Bill in the Lok Sabha. The Budget Session has been adjourned till July 24, 11 a.m.

Stock markets turned highly volatile amid the Union Budget presentation. Sensex tanked 1,266.17 points to 79,235.91 after FM hikes STT on F&O; Nifty tumbles 435.05 points to 24,074.20.

​​ Read the whole story here ​​

In the new tax regime, the tax rate structure is to be revised, the FM announced. For zero to ₹3 lakh - tax rate is zero. For ₹3 lakh to ₹7 lakh - 5%; For ₹7 lakh to ₹10 lakh - 10%; ₹10 lakh to ₹12 lakh - 15%; For ₹12 lakh to ₹15 lakh - 20%; For ₹15 lakh and higher - 30%. With this, a salaried employee stands to save upto ₹17,500 a year in income tax, the FM said.

The government announced the withdrawal of the 2% equalisation levy. Presenting the Budget for 2024-25 in the Lok Sabha, Finance Minister Nirmala Sitharaman said the standard deduction for salaried employees will be hiked to ₹75,000, from ₹50,000 under new income tax regime in FY25. The government raised the deduction limit to 14% from 10% for employers’ contribution for the National Pension System (NPS). 

For those opting for the new tax regime, the standard deduction for salaried employees to be increased from ₹50,000 to ₹75,000. Similarly, deduction for family pension for pensioners to be enhanced from ₹15,000 to ₹25,000. This will provide relief to about 4 crore salaried and pensioner individuals, the FM said. 

Read in detail here

Other major proposals in the Finance Bill relate to withdrawal of an equalisation levy of 2%, expansion of tax benefits to certain funds and entities in the IFSC, and changes to the Benami Transaction Act enforcement.

Securities Transaction Tax on Futures and Options contracts is to be increased to 0.2% and 0.1%, respectively, the FM said. Income received on buyback of shares to be taxed in the hands of the recipient. Tax deduction on NPS contributions to be raised from 10% of salary to 14% of salary. This will cover government employees as well as private companies in the NPS.

The FM said that capital gains taxation is proposed to be hugely simplified. Short-term gains on some financial assets will now attract 20%, while those on all other assets will continue to attract the current rates. “For benefiting lower and middle income classes, I propose to increase the limit of exemption on some financial instruments for capital gains to ₹1.25 lakh a year. Unlisted bonds and debentures, debt mutual funds and market-linked debentures, will attract tax on capital gains irrespective of holding period,” she said.

The TDS rate on e-commerce operators is to be reduced from 1% to 0.1%. I propose to decriminalise delays in payments of TDS upto their filing due date. Simplification of reassessment and reopening of returns. From now, this can be done after three years only if the income involved is ₹50 lakh or more, with a time limit of six years, the FM said. 

The government announced that it will undertake a comprehensive review of the Income Tax Act to make it easy to read. Presenting the Union Budget for 2024-25, Ms. Sitharaman also said the government will come out with SoP (standard operating procedure) for TDS defaults and simplify and rationalise compounding of such offences.

She added that two tax exemption regimes for charitable trusts will be merged into one. Also, 58% of corporate tax have come from simplified tax regime in FY23. More than two-thirds of individuals availed of the new income tax regime, Ms. Sitharaman said in the Lok Sabha. The FM further announced that DPI apps will be developed for credit, e-commerce, education, health, law, MSME service delivery, and urban governance.

To bolster the Indian startup ecosystem, I propose to abolish the so-called Angel Tax for all classes of investors, the FM announced.

For customs, we reduced the number of customs duty rates in 2022-23. I propose to rationalise them after a review over next six months, the FM said. She announced that to provide relief to cancer patients, three more medicines will be fully exempted from customs duty. I propose changes in the basic customs duty on X-ray tubes and flat panel detectors for domestic X-ray machines’ production.

The net tax receipts are estimated at ₹25.83 lakh crore, and the fiscal deficit is estimated at 4.9% of GDP for this year. The gross and net market borrowings through dated securities are estimated at ₹14.01 lakh crore and the ₹11.63 lakh crore, respectively, lower than last year. The government is committed to stay the course on fiscal consolidation, with deficit at below 4.5% of GDP in 2025-26, and with sustained reductions thereafter, the FM said.

She added that GST has reduced compliance burden and logistics costs for trade and industry and enhanced revenues. To multiply its benefits, we will strive to simplify and rationalise the tax structure and expand it to cover more goods, she said.

Union Finance Minister Nirmala Sitharaman in her Budget speech proposed creation of employment of about 4.1 crore youth over the next five years. Towards it, the Finance Minister has made an allocation of ₹2 lakh crore.

Similarly, for skilling the citizens so as to generate job opportunities, she proposed ₹1.48 crore. 20 lakh youth will be skilled over a five-year period. A total of 1,000 industrial training institutes will be upgraded, she announced.

She proposed in her speech that a one-time wage would be provided to all first time employees in all sectors. The incentive for first-timers would be provided through Direct Benefit Transfer (DBT) 

The Finance Minister said that the government will launch internship opportunities in 500 companies to one crore youth in five years. 

Interns will get exposure to real-life environment and an allowance of ₹5000 per month, she said. The companies will bear training and 10% of training cost from CSR funds. Ms. Sitharaman said employment, skilling, MSME, and middle class are among key focus areas of this Budget. 

The Budget proposes to earmark a significant part of the 50-year interest-free loan, to work with the States on following reforms - Land related reforms in both urban and rural areas, that cover land administration, planning and urban planning and building bye-laws. “Rural land-related actions will include assignment of a unique Aadhaar for all lands, digitisation of terrestrial maps, survey of lands, and establishment of land registry. On labour related reforms, our govt. will facilitate a range of services for labour, including employment and skilling.”

She added that open architecture databases for the widely changing job market, and connecting potential employees with industry will be covered. Shram Suvidha and Samadhan portal will be revamped to enhance ease of compliance for industry and trade.

The FM announced that for space economy, with the govt’s continued emphasis on expanding it by 5 times in the next ten years, a venture capital fund of ₹1,000 crore will be set up. “We will formulate an economic policy framework to delineate the strategy for sustaining high growth with next generation reforms. These reforms will cover all factors of production, including land, labour and capital. This will require collaboration of the Centre and States,” she said.

“Tourism has always been a part of our civilisation. Our efforts to position India as a global destination will also create jobs and unlock opportunities in other sectors. I propose Vishnupath temple at Gaya, and Mahabodhi temple in Bodhgaya, are of immense spiritual importance. We will develop corridors there on the model of the successful Kashi Vishwanath corridor to make them a world-class tourist destination,” the FM said.

She added that a comprehensive development initiative for Rajgir and Nalanda (in Bihar) will be pursued. “We will support tourism in Odisha that has scenic beauty, temples, craftsmanship, natural landscapes, wildlife sanctuaries and pristine beaches,” she said.

Finance Minister Nirmala Sitharaman announced that ₹2.66 lakh crore has been allocated for rural development, including rural infrastructure. She also said that three crore additional houses will be constructed under the PM Awas Yojana in rural and urban areas. Presenting the Budget for 2024-25 in the Lok Sabha, she said, “This year I have made a provision of ₹2.66 lakh crore for rural development, including rural infrastructure”.

The FM noted that Bihar has frequently suffered from floods, many of them originating outside the country. “Plans to solve these problems in Nepal have not progressed. We will provide support of ₹11,500 crore for flood mitigation projects. Assam grapples with floods every year from the Brahmaputra river and its tributaries that originate outside India. We will provide support to them. Uttarakhand, Sikkim and Himachal Pradesh, that suffered due to landslides and floods, will be provided assistance,” she said.

The Finance Minister announced that the Phase 4 of the PM Gram Sadak Yojana will be launched to provide all-weather roads to 25,000 rural habitats.

FM said the Centre has made significant infrastructure investments in years, triggering a multiplier effect. “This will continue over the next five years. This year, I provided ₹11,11,111 crore for capex, which is 3.4% of GDP. We will encourage States to provide support of similar scale for infrastructure development based on their priorities,” she said.

Private investment in infrastructure will be promoted through Viability Gap Funding and a market-based financing framework would be brought out, she added.

Electricity storage solutions will be worked out for renewable energy. Research and Development on smaller nuclear reactors. Our govt. will partner with the private sector for setting up Bharat Small Reactors, and research and development of new technologies for nuclear energy. Advanced Ultra-Super Critical Thermal Power Plants, with much higher efficiency, have been developed indigenously. An 800 MW commercial plant will be set up, with the government providing the required fiscal support, the FM said.

She added that a roadmap for hard-to-abate industries, from energy efficiency targets to emission targets, will be formulated.

We will bring out a document on appropriate energy transition pathways, that balances the needs of employment and development. In line with the Interim Budget announcement, the Rooftop Solar scheme has been launched to enable 1 crore households to get upto 300 units of free electricity every month. The scheme has seen 1.8 crore registrations and 14 lakh applicants.

Read the whole story here

“High Stamp Duty may be lowered, especially for women. This reform will be made essential condition for urban development schemes,” she said.

Building on the PM Swanidhi scheme for street vendors, we plan a scheme over the next 5 years to promote 100 weekly haats in select cities, the FM announced. 

In partnership with States, and MDBs, the Modi-led NDA Government will promote water supply, sewage treatment and solid waste management projects for 100 large cities, the FM announced.

Under the PM Awas Yojana-Urban, the housing needs of one crore poor and middle class families will be addressed with an investment of ₹10 lakh crore. This will include the central assistance of ₹2.2 lakh crore in the next five years.

“For facilitating term loans to MSMEs, a credit guarantee scheme will be introduced. The scheme will operate on the cooling of credit risks of such MSMEs. A self-financing guarantee fund will provide to each applicant cover of up to ₹100 crore while loan amount may be larger...” she said.

Backward region grant will be provided to 3 districts of Andhra Pradesh, the Finance Minister announced. In her Budget for 2024-25, Finance Minister Nirmala Sitharaman said the Union Government will arrange financial assistance to Bihar through aid from multilateral development agencies.

The government will also set up airports, medical colleges and sports infrastructure in Bihar, she said. The Centre will also formulate plan ‘Purvodaya’ for all-round development of Bihar, Jharkhand, West Bengal, Odisha, and Andhra Pradesh .

Ms. Sitharaman further said the government will support industrial corridor for development in the eastern region. The Finance Minister also said the government will provide e-vouchers directly to 1 lakh students every year with interest subvention of 3% of loan amount.

The government said it will launch three employment-linked schemes. While presenting the Union Budget for 2024-25, Finance Minister Nirmala Sitharaman said the government will provide incentives to 30 lakh youth entering the job market by providing one month’s PF (provident fund) contribution.

She announced that working women hostels will be set up in the country to promote women’s participation in the workforce. She added that the government will provide funds to the private sector, domain experts and others for developing climate-resilient seeds.

An already existing scheme -- MGNREGA (Mahatma Gandhi National Rural Employment Guarantee) -- aims to provide 100 days of wage employment in a particular fiscal year to at least one member of every household whose adult members seek manual work.

The government will bring a National Cooperation Policy for the overall development of the country, Finance Minister Nirmamala Sitharaman said. Presenting the Budget for 2024-25, she said the Centre will promote digital public infrastructure for agriculture in partnership with states, while Jan Samarth-based Kisan Credit Card will be introduced in five States. Also, the government will provide finance for shrimp farming and marketing, she added.

The FM said that large-scale vegetable production will be developed closer to major consumption centres. “We will promote farmer producer organisations, coops and startups for vegetable supply chains...,” she said.

For achieving self-sufficiency in pulses and oil seeds, the govt will strengthen their production, storage and marketing. A strategy is being put in place to achieve aatanibharta for oil seeds such as mustard, groundnut, sesame, soybean and sunflower, the Finance Minister said in the Lok Sabha, presenting the Union Budget 2024-2025.

Ms. Sitharaman said that in the next two years, one crore farmers across the country will be initiated into natural farming supported by certification and branding. Implementation will be through scientific institutions and willing Gram Panchayats. 10,000 need-based bio input resource centres will be established.

“Transforming agricultural research, our govt will undertake a comprehensive review of the agricultural research setup to bring the focus on raising productivity and developing climate-resilient varieties. Funding will be provided in challenge mode including to the pvt sector, domain experts both from the govt and outside and will oversee the conduct of such research,” Ms. Sitharaman said.

She added that 109 new high-yielding and climate-resilient varieties of 32 field and horticultural crops will be released for cultivation by farmers.

The Finance Minister said that the Budget will focus on employment, skilling, MSME and middle class. “Budget for FY25 to provide ₹1.48 lakh crore for education and employment and skill... Implementation of various schemes announced in Interim Budget in February are still underway,” the Finance Minister said. People of India have reinforced their faith in the government led by Mr. Modi and re-elected it for the third term, she said, while presenting the Budget in Lok Sabha.

India’s economic growth continues to shine while the global economy is still in the grip of policy uncertainty, Ms. Sitharaman added. The country’s inflation continues to be stable and is moving towards 4%, and core inflation stands at 3.1%.

On Budget priorities, the Finance Minister said that in the interim Budget the govt promised to present a detailed roadmap for the pursuit of Viksit Bharat. “In line with the strategy set in the interim Budget, this Budget envisages sustained efforts on the following nine priorities for generating ample opportunities for all -- productivity and resilience in agriculture, employment and skilling, inclusive human resource development and social justice, manufacturing and services, urban development, emergency security, infrastructure, innovation R&D, next-gen reforms. Subsequent Budgets will build on these and more priorities and actions,” she said.

Finance Minister Nirmala Sitharaman is presenting the Union Budget 2024-2025 in Lok Sabha. India’s inflation continues to be low, stable and moving towards the 4% target, the Finance Minister said.

The Budget Session of the Parliament began at 11 a.m. on July 23. Finance Minister Nirmala Sitharaman will present her seventh budget in the Lok Sabha today.

New Delhi: Union Finance Minister Nirmala Sitharaman with a red pouch carrying the Budget documents arrives at the Parliament to present the Union Budget 2024-25, in New Delhi, Tuesday, July 23, 2024. (PTI Photo/Atul Yadav)(PTI07_23_2024_000064B)

Finance Minister Nirmala Sitharaman opted for an off-white checkered handloom saree with a contrasting purple and pink-hued blouse for the presentation of the first Budget on July 23 of the third term of the NDA Government led by PM Narendra Modi.

Indian shares reversed early gains to drop marginally in morning trade on Tuesday, with volatility rising ahead of the union budget, due at 11 a.m. IST, which could have a huge bearing on the trajectory of markets.

The NSE Nifty 50 and S&P BSE Sensex opened about 0.3% higher but were trading about 0.2% lower as of 10:22 a.m. IST. Volatility rose to a six-week-high of 15.79.

“Volatility will remain elevated today as budget announcements will decide the direction of markets in intraday trade,” said ICICI Securities analysts led by Dharmesh Shah.

A market correction cannot be ruled out, given the high valuations, they added.

The Nifty has hit multiple all-time highs through its roughly 13% rally this year, despite a near 6% slide on June 4 when Prime Minister Narendra Modi’s party returned to power but by unexpectedly having to rely on allies. Still, the index has risen in each of the seven weeks since.

The Union Cabinet headed by Prime Minister Narendra Modi approved the full Budget for 2024-25. Following this, Finance Minister Nirmala Sitharaman will present her seventh budget in the Lok Sabha.

Ms. Sitharaman, the first full-time woman Finance Minister of the country, has presented five full Budgets since July 2019 and an interim budget on February 1, 2024. This is the first Budget of the BJP-led NDA Government in its third term in office.

“I think the problem is that the government is not recognising the real concerns. The real concerns are inflation, especially food inflation, and rampant unemployment and inadequate job creation,” says Economist Jayati Ghosh.

“If you look at the economic survey, the country has achieved, even post covid, a very stable growth pattern in GDP numbers. There is an uptick in manufacturing, agriculture, there is a bit of subsiding in the consumption patterns in country because of lower middle income people getting hurt due to inflation and having lost wealth during COVID,” ASSOCHAM President Sanjay Nayar said in an interview to PTI. 

“The govt has done a tremendous job, looking at the geopolitical, geographic scenario. India looks like a fantastic place to attract investments. The expectation would be to keep catalysing the infrastructure spending. I have told this to PTI that another couple of years of heightened spending on infrastructure is a good idea,” he added.

Emphasising the need for measures to address inflation, particularly the soaring prices of essential commodities and life-saving drugs, Uttar Pradesh Congress President Ajay Rai has voiced the expectations of the middle class for the Union Budget 2024-25.

Expressing his expectations from the budget, Congress leader Ajay Rai said on Tuesday, “In this budget, inflation should be controlled. The price of garlic is ₹500 per kg, and the prices of vegetables and medicines have gone up. The price of life-saving drugs has increased.

Employment opportunities also need to be generated. All these factors need to be worked upon.”

Shiv Sena Uddhav Balasaheb Thackeray’s (UBT) faction leader, Priyanka Chaturvedi, echoed similar expectations, stating that the finance minister should concentrate on tackling unemployment and inflation.

More tax benefits for health insurance under the new tax regime, relaxation in payment norms for MSMEs and incentives for the agri-tech sector are among the expectations of stakeholders from the first budget of the Modi 3.0 government .

Finance Minister Nirmala Sitharaman is scheduled to present the full Budget for fiscal 2024-25 on July 23, which will be the first major policy document of the new government.

Anup Rau, Managing Director and Chief Executive Officer of Future Generali India Insurance Company, said the deduction limit on health insurance premiums under Section 80D of the Income Tax Act has remained unchanged for the past nine years despite the fact that there has been a significant rise in healthcare costs across the country.

Watch what women can expect from Budget here

Union Cabinet headed by Prime Minister Narendra Modi met in Parliament on Tuesday to approve the Union Budget ahead of its presentation by Finance Minister Nirmala Sitharaman.

Prime Minister Narendra Modi arrived in Parliament this morning to attend the cabinet meeting.On Monday, Prime Minister said the Economic Survey highlighted the prevailing strengths of the economy and identifies areas for further growth and progress as the government “moves towards building a Viksit Bharat”.

Union Ministers Amit Shah, Rajnath Singh and Pralhad Joshi were also seen arriving in the Parliament earlier for the Cabinet meeting today.

Union Finance Minister Nirmala Sitharaman met President Droupadi Murmu ahead of presenting the Union Budget 2024 in Parliament, as per tradition.

The Finance Minister and her team briefed the President about the provisions of the Budget.

President Murmu then fed the Finance Minister ‘Curd and Sugar’ which is a symbol of wishes for good luck.

GTJVNmibQAE5JC1.jpg

All eyes will be on whether Sitharaman provides the much-expected tax relief for the middle class, leaving more money in their hands, as there is tax buoyancy. Besides, the market also expects staying on the fiscal glide path to lower the fiscal deficit to 4.5 per cent of GDP by 2025-26.

Fiscal Deficit: The budgeted fiscal deficit, which is the difference between the government expenditure and income, for the current fiscal is 5.1 per cent as projected in the Interim Budget in February, against 5.8 per cent in the last fiscal year. The full Budget is expected to provide better-than-earlier projections as there has been tax buoyancy.

Capital Expenditure: The government’s planned capital expenditure for this fiscal year is budgeted at ₹11.1 lakh crore, higher than ₹9.5 lakh crore in the last fiscal year. The government has been pushing infrastructure creation and also incentivising states to step up capex.

Tax Revenue: The Interim Budget had pegged gross tax revenue at ₹38.31 lakh crore for 2024-25, an 11.46 per cent growth over the last fiscal. This includes ₹21.99 lakh crore estimated to come from direct taxes (personal income tax + corporate tax), and ₹16.22 lakh crore from indirect taxes (customs + excise duty + GST).

GST: Goods and Services Tax (GST) collection in 2024-25 is estimated to rise to ₹10.68 lakh crore, an increase of 11.6 per cent. The tax revenue figures will have to be watched out for in the final Budget for the 2024-25 fiscal year.

Finance Minister Nirmala Sitharaman is set to create history when she presents her seventh straight budget on Tuesday for 2024-25, surpassing the record of former prime minister Morarji Desai.

Setting the tone for the third term of the Modi government, its focus areas may be boosting consumption by giving tax benefits to the middle class. Other priority areas may include agriculture, capex and infra spending and manufacturing push..

With India emerging as the biggest sweet spot in global growth, the budget is expected to address three major trends: global offshoring, digitalization, and energy transition.

Sitharaman, who will turn 65 next month, was in 2019 appointed as India’s first full-time woman finance minister when Prime Minister Narendra Modi won a decisive second term. Since then, she has presented six straight budgets, including an interim one in February this year.

A total of 39 shipyards have registered, and 18 shipyards utilised the benefits under the Centre’s scheme to provide financial support to Indian shipyards for shipbuilding contracts signed between April 1, 2016, and March 31, 2026, according to the Economic Survey. 

“India’s Maritime Vision 2030 outlines over 150 initiatives to improve ports, shipping, and inland waterways and envisions investments of ₹3-3.5 lakh crore. The Maritime Amrit Kaal Vision 2047 outlines over 300 initiatives across 11 key areas to drive growth and development in India’s coastal regions,” according to the Economic Survey 2023-24 tabled in the Parliament on Monday.

“Its vision aims to reduce the average vessel turnaround time (containers) from 25 hours in 2020 to less than 20 hours in 2030. Likewise, it also aims to increase the average ship daily output (gross tonnage) from 16,000 in 2020 to more than 30,000 in 2030.”

Union Finance Minister Nirmala Sitharaman will present the estimated receipts and expenditure (2024-25) of the Union Territory of Jammu and Kashmir (with legislature) in Parliament today.

“I hope that the Budget will face the country’s economic realities. The biggest economic reality is that unemployment rate in 9.2% in the country, inflation is at all time high. Food inflation is particularly very high. Private sector investment is falling. I hope that the government and the Budget will project ways to improve this situation,” TMC MP Saugata Roy.

Indian shares opened higher on July 23, led by financials and public sector companies, as investors brace for policy announcements in the Union Budget due at 11 a.m., which could have a huge bearing on the trajectory of markets.

The NSE Nifty 50 rose 0.24% to 24,568.9, while the S&P BSE Sensex added 0.28% to 80,724.3, as of 9:15 a.m. IST.

• July 23, 2024 09:26 Rupee rises 3 paise to 83.63 against U.S. dollar in early trade

Finance Minister Nirmala Sitharaman on Tuesday again took a digital tablet wrapped in a traditional ‘bahi-khata’ style pouch as she headed for Parliament to present the full Budget 2024-25 in a paperless format just like the previous years.

Draped in a white silk saree with magenta border, she posed for the traditional ‘briefcase’ picture outside her office, along with her team of officials, before heading to meet the President.

With the tablet carefully kept inside a red cover with a golden-coloured national emblem embossed on it instead of the briefcase, Parliament will be her next destination after the call on President Droupadi Murmu at Rashtrapati Bhawan.

Sitharaman, India’s first full-time woman Finance Minister, had in July 2019 ditched the colonial legacy of a Budget briefcase for the traditional ‘bahi-khata’ to carry Union Budget papers. She used the same in the following year, and in a pandemic-hit 2021, she swapped traditional papers with a digital tablet for carrying her speech and other Budget documents.

“There is no direction in the Budgets presented in the last 10 years. Inflation is skyrocketing, unemployment is high, the growth rate is declining fundamentally. This indicates that the economy isn’t in a healthy situation,” says AAP MP Sandeep Pathak says. 

The government’s steps such as mandatory quality norms and increase in customs duties have significantly helped the domestic toy players to boost exports and reduce dependence on Chinese imports, Economic Survey said on July 22.

It said that India’s emergence as a toy exporting nation can also be attributed to its integration into the global value chain and zero-duty market access for domestically manufactured toys in critical countries such as the UAE and Australia.

The industry has long faced challenges in the global trade landscape, consistently being a net importer of toys for many years.

“Rising exports, coupled with declining imports, transformed India from a deficit to a surplus nation in the trade of toys,” it said.

Finance Minister Nirmala Sitharaman arrived at the Ministry of Finance ahead of the Union Budget presentation on Tuesday.

The Finance Minister was pictured wearing a white saree with a violet border as she arrived at the Ministry.

Nirmala Sitharaman is set to present the Union Budget 2024 in Parliament today, marking her seventh consecutive budget and eclipsing the late Moraji Desai’s record of six consecutive budgets, which is likely to focus on changes in the income tax structure and improving the ease of doing business in India.

Sitharaman tabled the Economic Survey 2023-24 along with the statistical appendix on Monday.

Minister of State for Finance Pankaj Chaudhary said that the first Union Budget of the third Modi government will be based on his mantra of “Sabka Saath Sabka Vikas”.

“This budget is based on PM Modi’s mantra of Sabka Saath Sabka Vikas,” MoS Chaudhary said.

Chaudhary was among the first from FM Nirmala Sitharaman’s team to reach the North Block offices of the Finance Ministry ahead of the Budget Presentation. Vivek Joshi, Secretary, of the Department of Financial Services and Chief Economic Advisor V. Anantha Nageswaran have also reached the ministry ahead of FM Sitharaman.

Extreme weather, lower reservoir levels and crop damage have affected farm output and led to higher food prices over the past two years, the Economic Survey 2023-24 said on July 22.

Unfavourable weather conditions particularly impacted the production prospects of vegetables and pulses, it said.

“In FY23 and FY24, the agriculture sector was affected by extreme weather events, lower reservoir levels, and damaged crops that adversely affected farm output and food prices. So, food inflation based on the Consumer Food Price Index (CFPI) increased from 3.8% in FY22 to 6.6% in FY23 and further to 7.5% in FY24,” read the consolidated report on the state of the economy in the previous year.

The fiscal deficit for FY 2023-24 was 5.63% of GDP with a target of 5.1% for FY 2024-25. Given the significant share of personal tax in overall direct-tax collections, the government is unlikely to introduce measures that would greatly reduce tax revenue. Here are key expectations from individual taxpayers and potential government changes to minimise fiscal deficit impact:

Changes in simplified tax regime

• Standard deduction
• NPS employee contribution deduction
• Reintroduction of deduction for investment in infrastructure bonds

Changes in old tax regime

• Affordable housing deduction for interest paid on loan
• Metro cities for HRA

Union Finance Minister Nirmala Sitharaman tabled the Economic Survey 2023-24 in both Houses of Parliament on July 22. The Economic Survey is a comprehensive review or annual report of Indian economy during the closed financial year, prepared by the Economics Division of the Department of Economic Affairs of the Finance Ministry under the guidance of the India’s Chief Economic Advisor (CEA).

Here are the charts that show key numbers from the Economic Survey 2023-24:

Union Finance Minister Nirmala Sitharaman is scheduled to present the Budget for 2024-25 in the Lok Sabha on July 23 . Parliament Session begins on July 22 and will conclude with the passage of the Finance Bill on August 12.

In this series, experts from various fields suggest what the focus of Narendra Modi-led NDA government’s third term should be. Read what the experts have told The Hindu .

Union Finance Minister Nirmala Sitharaman tabled the Economic Survey of India 2023-24 , along with a statistical appendix, in both Houses of Parliament on July 22. 

The survey said that the outlook for India’s financial sector appears bright , but it needs to brace for likely vulnerabilities. The Indian financial sector is at a “turnpike moment”, it said, adding that the dominance of banking support to credit is being reduced, and the role of capital markets is rising. 

According to the report, India’s GDP is likely to grow at 6.5 to 7% in the current fiscal year amid global challenges which may impact exports. The growth projected for 2024-25 is lower than the economic growth rate of 8.2% estimated for the previous financial year.

India saw 92 lakh foreign tourist arrivals in 2023, signifying a positive post-pandemic revival, the Chief Economic Advisor has said in the Economic Survey released on July 22.

The survey, which was tabled in Parliament, said India’s tourism industry showed positive signs of revival post-pandemic with an year-on-year increase of 43.5%. The hospitality industry has also met the needs of the increasing numbers of tourists successfully. “In 2023, the highest amount of new supply was created with the addition of 14,000 rooms, bringing the total inventory of chain-affiliated rooms to 183,000 in India,” the survey said.

Finance Minister Nirmala Sitharaman will present the Union Budget 2024 on July 23 at 11 a.m. It will be a record seventh consecutive Budget presentation for Ms. Sitharaman.

The Budget 2024 presentation will be streamed on various platforms. Viewers can watch the Budget 2024 speech by Nirmala Sitharaman live at The Hindu . Follow our liveblog for all the latest news, reactions, and analysis of Budget 2024. The Finance Minister’s address will also be available to stream live via the Sansad TV .

Union Finance Minister Nirmala Sitharaman will be presenting the Union Budget 2024-25 on July 23, 2024.

It will be a record seventh consecutive Budget presentation for Ms. Sitharaman.

Previously, Morarji Desai presented the Union Budget for six times consecutively. Interestingly, Morarji Desai presented budgets for record 10 times followed by former Finance Minister P. Chidambaram 9 times.

Related Topics

Union Budget / economy, business and finance / budgets and budgeting / state budget and tax / Live news

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Education and Technology

Jul 17, 2014

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Education and Technology. Engl 116: Kingsley. Changes in Education.

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Education and Technology Engl 116: Kingsley

Changes in Education • “I would say the historian’s mind-set is the person who sees what’s going on today, and assumes that whatever’s happening is not happening for the first time. And that whatever we’re seeing must have happened in some iteration, at some point, sometime in the past somewhere. And that those versions of the kinds of change that we see around us in various scales are just the latest installment of a very long series of similar such changes” (from “Laptop U”).

Future of education…technology? “Laptop U” • Nathan Heller’s article examines the future of online college education. What does he find? What are some of the ways in which education is changing specifically? And, what are some of the concerns that he evaluates about this change? • Use the text to locate 2-3 examples. Cite small quotes so you can bring our attention to that area of the text. • (IN groups, you have 15 minutes to brainstorm, 15 minutes to write out your answer, and then we’ll present)

Becoming the expert Unit 3 • In this unit, you will be developing your own research question within the theme of the course (This Time: Reading New Technologies in Education). • What’s the question you’re exploring? • What’s the current dialogue? • Who is important to know in this conversation? • Where are people talking about it? • What readings do you want to highlight? “Has the future of college moved online?” (Nathan Heller)

Becoming the expert-- • CHOSING A TOPIC—how to get started: What are your interests? What are your motivations? What kinds of questions are you curious to explore in the juncture between Education and Technology? What do you notice about the world of education? What are your motivations?

Thinking about research as problem solving WHAT PROBLEMS EXIST? ISSUES? WHAT NEEDS HAVEN’T BEEN MET? WHY ARE THOSE PROBLEMS IMPORTANT TO SOLVE?

What are the changes in education? What do you face here? • Individually, take 10 minutes to think through educational challenges you see or you face. Then translate some of those into simple, clear questions….Do 3-4 of these in the format below. • Example: (My own challenge)---Getting students access to better technology (trends aren’t always good… You don’t know which technology to buy. You don’t know what will be most effective. You don’t know how much money there is going to be. You don’t know how it will get implemented or who will implement it. You don’t know if it will translate to better outcomes. • Question: How can colleges better invest in technology?

Exchanging questions • Get feedback on your questions… • Which ones are most clear? • Which ones are most compelling? Why? • What are the most important or pressing ones?

Twitter!! #futureED

Homework • Preparing for Unit 3: • What question will you pursue? • What kinds of conversations have you found? Summarize the most important. (5 articles—can have some videos, too) • Where are you finding this information? (Look on different sites—blogs, twitter, youtube…to see what other kinds of information you find. Also look on DVC databases. You want to make a blend of conversations). • Do any particular ideas get repeated in these readings? Any terms repeated? Any names? • NEXT CLASS—LIBRARY!!!!!

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Fungal proteins: sources, production and purification methods, industrial applications, and future perspectives.

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1. introduction, 2. characteristics of the most important scp producers, 2.1. saccharomyces cerevisiae, 2.2. kluyveromyces marxianus, 2.3. candida utilis, 2.4. yarrowia lipolytica, 2.5. fusarium venenatum, 2.6. aspergillus oryzae, 2.7. monascus purpureus.

3. Bio-Utilization of Waste from the Agri-Food Industry during SCP Production

4. preparation of single-cell protein (scp) for use in food, 4.1. cell disruption, 4.2. protein secretion, 4.3. protein purification, 4.4. reducing the nucleic acid content, 4.5. drying of microbial protein, 5. products containing single-cell protein (scp) on the global market, 6. opportunities and challenges for the single-cell protein (scp) market, 7. conclusions, author contributions, conflicts of interest.

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Pobiega, K.; Sękul, J.; Pakulska, A.; Latoszewska, M.; Michońska, A.; Korzeniowska, Z.; Macherzyńska, Z.; Pląder, M.; Duda, W.; Szafraniuk, J.; et al. Fungal Proteins: Sources, Production and Purification Methods, Industrial Applications, and Future Perspectives. Appl. Sci. 2024 , 14 , 6259. https://doi.org/10.3390/app14146259

Pobiega K, Sękul J, Pakulska A, Latoszewska M, Michońska A, Korzeniowska Z, Macherzyńska Z, Pląder M, Duda W, Szafraniuk J, et al. Fungal Proteins: Sources, Production and Purification Methods, Industrial Applications, and Future Perspectives. Applied Sciences . 2024; 14(14):6259. https://doi.org/10.3390/app14146259

Pobiega, Katarzyna, Joanna Sękul, Anna Pakulska, Małgorzata Latoszewska, Aleksandra Michońska, Zuzanna Korzeniowska, Zuzanna Macherzyńska, Michał Pląder, Wiktoria Duda, Jakub Szafraniuk, and et al. 2024. "Fungal Proteins: Sources, Production and Purification Methods, Industrial Applications, and Future Perspectives" Applied Sciences 14, no. 14: 6259. https://doi.org/10.3390/app14146259

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