problem solving money year 4

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Year 4 Money Challenges Solving Money Problems

Welcome to our Year 4 Money Challenges page. Here you will find our selection of printable money problem worksheets to help your child learn to use their money skills to solve a range of problems.

These challenges are a great resource as an extension for more able pupils, or to consolidate and extend learning.

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Year 3 Money Learning

Knowing how to handle and calculate with money is a very important life-skill.

During Year 3, children build on their knowledge and skills they have achieved during Year 2.

By the time children reach the end of Year 3, they should be able to:-

• use decimal notation for amounts of money, e.g. £3.27
• change amounts in £ to amounts in pence and back;
• count money up to £10;
• calculate change for amounts of money up to £1 mentally;
• solve simple problems involving money;
• use informal methods to add and subtract money amounts in £ and pence.

Our worksheets will support your child with these objectives.

Year 4 Money Challenges Information

The following worksheets involve solving challenges involving money amounts. They are a great way to consolidate and extend money learning once children are confident with counting money amounts.

The challenges start off at a fairly easy level with problems that involve lower value coins and smaller money amounts. The challenges later on involve more complex problems with larger values to calculate.

If you are teaching a class or group of children, then these sheets should give you some great differentiated learning activities with a money theme.

An answer sheet is available for each challenge provided.

The money challenges in each section are carefully graded, allowing you to introduce concepts at an easier level before introducing harder work, or differentiate within your class.

Using the sheets in this section will help your child to:

• count money in coins;
• develop their reasoning and thinking skills;
• solve problems involving money.

All the money worksheets in this section will help your child to become more confident with money, and develop better problem solving skills.

These problems and challenges build on our Year 3 Money Challenges .

Year 4 Money Challenges Worksheets

There are 3 challenges - Tyger's Money Square Challenge, Row of Coins Challenge and How Much Money Challenge.

Each main challenge has several versions which start with the easiest level and progress onto harder levels of challenge.

Row of Coins Challenges

• Row of Coins Challenge 4:1
• PDF version
• Row of Coins Challenge 4:2

Tyger's Money Square Challenges

• Tyger's Money Square Challenge 4:1
• Tyger's Money Square Challenge 4:2
• Tyger's Money Square Challenge 4:3

How Much Money Challenges

• How Much Money Challenge 4:1
• How Much Money Challenge 4:2

Match the Coins

• Match the Coins 4:1
• Match the Coins 4:2

Extension Activity Ideas

If you are looking for a way to extend learning with the How Much Money challenge, why not...

Try playing 'How Much Money' in pairs.

One person chooses 2 or 3 coins and the other person has to ask questions which involve 'yes' or 'no' answers.

To make the game more interesting, have a maximum of 5 questions before you make a guess!

Looking for some more UK money worksheets?

We also have some counting money worksheets with amounts up to £1 or £5.

The sheets are at a more basic level than those on this page.

• Free UK Money Worksheets Coins up to £1
• Year 3 Money Worksheets Coins up to £5
• Year 3 Money Challenges

More Recommended Math Worksheets

Take a look at some more of our worksheets similar to these.

Money Riddles

These puzzles are a great money starter activity to get children thinking and puzzling out which the correct answer is out of a set number of choices. They are great for partner work too.

UK Money Riddles

If you are looking for some fun learning puzzles involving money, then look no further.

The puzzle sheets in this section are designed primarily for children in Years 3 and 4 who need to develop their problem solving skills and mathematical language.

Using these challenges will help your child to:

• apply their existing skills to puzzle out clues;
• understand money terminology;
• develop their thinking skills.
• Money Riddles for Kids (UK coins)

Money Column Addition Worksheets

Here you will find a selection of Column Addition Money sheets designed to help your child add different amounts of money.

Using these sheets will help your child to:

• add up a range of money amounts involving decimals.

The worksheets in this section are aimed at children in Years 4 and 5.

• Column Addition Money Worksheets (UK)

Money Column Subtraction Worksheets

Here you will find a selection of Column Subtraction Money sheets designed to help your child subtract different amounts of money.

• subtract a range of money amounts involving decimals.
• Column Subtraction Money Worksheets (UK)
• Counting Money Games

Here is our collection of counting money games for kids.

All of these games are suitable for kids aged from 1st grade and upwards.

Playing games is a great way to practice math skills in a fun way. Games also help to develop reasoning, thinking and memory.

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Solving Problems - Money (Year 4)

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Learning about money is part of KS2 Maths in Year Four. You'll solve problems like turning pounds into pence and adding different types of coins. It's like Year Three, but with bigger numbers!

Money problems are like puzzles that test your adding and subtracting skills. You add to know how much things cost and subtract to get the right change. Quick maths helps in everyday life - imagine getting the wrong change!

Try this quiz to see how good you are at solving real-life money puzzles.

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Money word problems

Word problem worksheets: money notation.

Below are three versions of our grade 4 math worksheet with word problems involving the addition, subtraction, multiplication and division of amounts using money notation ($x.xx).  Calculations are kept simple to emphasize the underlying meaning of the questions.  Some problems require more than one step.  These worksheets are pdf files .

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Comparing Amounts of Money (Year 4)

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This worksheet provides a number of excellent ways for children to practise their skills at converting between amounts of money in pounds and pence, and comparing different quantities. Word problems are also included, for opportunities to test reading comprehension.

An answer sheet is included so children can check their own work.

• Key Stage: Key Stage 2
• Subject: Maths
• Topic: Units of Measure
• Topic Group: Measurement
• Year(s): Year 4
• Media Type: PDF
• Resource Type: Worksheet
• Last Updated: 24/10/2023
• Resource Code: M2WAC967
• Curriculum Point(s): Estimate, compare and calculate different measures, including money in pounds and pence.

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Adding money using column addition - Problem-Solving Investigation - Year 4

Subject: Mathematics

Age range: 7-11

Resource type: Worksheet/Activity

Last updated

15 April 2024

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This in-depth maths investigation is an open-ended problem solving activity for Year 4 children. It can be used to support teaching towards the objectives: Adding money using column addition

In-depth Investigation: Present Prices Children use logic and addition, along with some trial and improvement to solve a problem involving money.

This investigation will develop maths meta-skills, support open-ended questioning and logical reasoning, and enable children to learn to think mathematically and articulate mathematical ideas.

This problem-solving investigation is part of our Year 4 Addition and Subtraction block. Each Hamilton maths block contains a complete set of planning and resources to teach a term’s worth of objectives for one of the National Curriculum for England’s maths areas.

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Year 4 Addition & Subtraction - Problem-Solving Investigations

These in-depth maths investigations are open-ended problem solving activities for Year 4 children. **In-depth Investigation: Make 100** Given a pattern of four one-digit numbers, children attempt to make a total of exactly 100. **In-depth Investigation: Total £10** Using only digits 1-9 without the ‘5’, children find all possible pairs of amounts to make £10. **In-depth Investigation: Cats and Dogs** Children work to solve a puzzle involving adding two 3-digit numbers. They find several possible solutions, and then invent their own puzzle. **In-depth Investigation: Hole-y Subtractions** Children create 3-digit palindromic numbers with a ‘hole’ (i.e. a zero) in the middle. They subtract 3-digit numbers with equal numbers of 1s, 10s and 100s and identify patterns in their answers. **In-depth Investigation: Present Prices** Children use logic and addition, along with some trial and improvement to solve a problem involving money. **In-depth Investigation: Wonderful 1089!** Children add two 3-digit numbers and subtract a pair of 3-digit numbers to find patterns. They use mathematical reasoning to begin to explain what they find. **In-depth Investigation: Mobile Subtractions** Children select 3 contiguous numbers from a mobile phone display and create a subtraction. **In-depth Investigation: Subtraction Trios** Children look for patterns in answers when subtracting 3-digit numbers from 4-digit numbers with consecutive digits. **In-depth Investigation: Prime Addition Squares** Children add sets of three 3-digit numbers to find patterns in a magic square based on prime numbers. These investigations will develop maths meta-skills, support open-ended questioning and logical reasoning, and enable children to learn to think mathematically and articulate mathematical ideas. These problem-solving investigations come from our [Year 4 Maths Blocks](https://www.hamilton-trust.org.uk/maths/year-4-maths/). Each Hamilton maths block contains a complete set of planning and resources to teach a term’s worth of objectives for one of the National Curriculum for England’s maths areas.

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74-year-old woman charged in armed robbery of credit union was scam victim: Family

Relatives say a 74-year-old woman charged in the armed robbery of a credit union in Ohio last week is a victim of an online scam who may have been trying to solve her financial problems

FAIRFIELD TOWNSHIP, Ohio -- A 74-year-old woman charged in the armed robbery of an Ohio credit union last week is a victim of an online scam who may have been trying to solve her financial problems, according to her relatives.

Ann Mayers, who had no previous run-ins with the law, faces counts of aggravated robbery with a firearm and tampering with evidence in Friday's robbery in Fairfield Township, north of Cincinnati. She remained jailed Wednesday on $100,000 bond pending an initial court appearance, and court records don't list an attorney for her.

Officers arrested Mayers at her Hamilton home shortly after the robbery, Fairfield police said in a Facebook post. A handgun was found in her car, which police allege she used in the robbery.

Authorities later learned that Mayers might have been a scam victim and are looking into the claims. Her relatives told detectives that she had been sending money to an unidentified individual, The Columbus Dispatch reported Wednesday.

“In that aspect, some may see her as a ‘victim,'" Sgt. Brandon McCroskey told the newspaper. "Unfortunately, Ann chose to victimize several other people in the bank by robbing it with a firearm as a remedy for her situation.”

If what her relatives say is true, McCroskey called Mayers’ situation “very sad and unfortunate.” He said she reportedly spoke with family members about robbing banks in the days leading up to the holdup, but they didn't take her comments seriously.

Scams against seniors have become increasingly common over the last 10 to 15 years, according to experts. Among them are so-called grandparent scams in which callers claim to be anyone from a victim's grandchild to a police officer and tells the victim something terrible happened and that their younger relative needs money.

The scammers seek to exploit older people’s love for their family and, experts note, they can succeed in part because they tap into the abundance of personal information available about people online and use it make seniors believe the calls are legitimate.

An 81-year-old Ohio man was charged with murder this month after he fatally shot an Uber driver because he wrongly assumed she was part of a scheme to extract $12,000 in supposed bond money for a relative, authorities have said.

The driver was a victim of the same con, summoned by the grifters to the man's house to retrieve a purported package for delivery. The man later told investigators he believed Hall had arrived to get the money the scammers wanted.

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Can the W.N.B.A. Make Money?

A wave of star power has lifted hopes that viewership will pick up for the women’s league.

By Lauren Hirsch ,  Tania Ganguli and Sarah Kessler

After the Indiana Fever made Caitlin Clark the W.N.B.A.’s No. 1 draft pick this week, the team’s ticket prices soared. The basketball star’s long-distance shots and huge following have landed her on “Saturday Night Live,” attracted interest from sponsors like Nike and sold out jerseys at a rapid pace.

In exchange for Clark’s once-in-a-generation talent, the W.N.B.A. will pay her … $76,535.

News of the paltry first-year base salary has ignited a countrywide debate that even President Biden weighed in on, commenting that “even if you’re the best, women are not paid their fair share.”

It also highlighted a hard truth that largely goes unspoken about the W.N.B.A. and many women’s sports leagues: They aren’t profitable.

The simplest reason the W.N.B.A. isn’t paying Clark more is that the league brings in just $200 million annually and relies on the N.B.A. for some of its funding. The N.B.A., by contrast, brings in about $10 billion.

When the N.B.A. and its commissioner at the time, David Stern, founded the W.N.B.A. in 1996, return on their investment wasn’t their immediate focus. As Stern later recounted , he wanted “to develop new fans, more programming, have arena content outside the N.B.A. season, give more girls an incentive to play basketball.”

And, he added, “we knew it was going to be a long haul.”

Indeed, many argue that the W.N.B.A. simply needs more time: The N.B.A. had a 50-year head start, and stars like Larry Bird, Magic Johnson and Michael Jordan helped lift it up in the 1980s and ’90s.

The question now is whether Caitlin Clark is the W.N.B.A.’s own Larry Bird or Magic Johnson, a huge star coming at exactly the right time to raise interest across the sport. Or is she more like the league’s Tiger Woods: a talent whose popularity as a prodigy has yet to be replicated ?

The W.N.B.A.’s profitability hinges on media rights. The league’s $60 million annual deal is up for renewal in 2025, and several trends are working in its favor, including a race among streamers to collect rights to live sports and a rise in legalized gambling that leaves bettors eager to expand their outlets .

College stars like Clark, Cameron Brink, Angel Reese, Alissa Pili and Aaliyah Edwards, who are joining the W.N.B.A. in fashionable style , bring an additional jolt to the league. Their collective drawing power during the N.C.A.A. tournament helped deliver a television audience for the women’s championship game that topped viewership for the men’s final for the first time.

“We’re way undervalued today,” Cathy Engelbert, the commissioner of the W.N.B.A., told DealBook.

Stars have powered viewership peaks in women’s sports. In a 2018-19 survey by researchers at Ohio State University, only 3 percent of respondents said women’s sports constituted all or almost all of their sports consumption, and 10 percent said half or most of it. But viewers will show up in hordes, particularly when those matches are being played on a big global stage.

Serena Williams’s final match of the 2022 U.S. Open brought in between 4.8 million and 6.9 million views, the most for a tennis match in ESPN’s history

A record 6.43 million viewers tuned in to watch the women’s U.S. soccer team, which included Alex Morgan and Megan Rapinoe, play in the World Cup last year.

Clark’s final college game, a loss in the N.C.A.A. championship game, drew 18.87 million viewers on ABC and ESPN, about four million more than the men’s championship game.

Alex Michael, a managing director at the investment bank LionTree, said the value of stars might be increasing as media consumption continued to shift away from broadcast television. “It’s not only the live games, but just their lives — whether it’s social media or other facets of storytelling,” he said.

The chicken-or-the-egg problem. While more viewers translate to more money for the league, it takes money to find new viewers. In 2022, the W.N.B.A. raised $75 million from an investor group that includes Nike, Condoleezza Rice, Laurene Powell Jobs and Michael Dell. The league is also planning multiple expansion teams that it hopes will bring in more money.

The 2022 funding has gone into marketing, ad campaigns, influencer marketing and live events, Engelbert said. And some of those efforts may be paying off: This past season, the league averaged 627,000 viewers per game on ABC, where it typically sees its biggest audience. That’s still far fewer viewers than the 1.09 million viewers N.B.A. games drew on average across all networks (ABC, ESPN, TNT and NBA TV). but its most-viewed regular season in more than a decade.

“The seeds were sown over the last five years for this monumental growth,” Chiney Ogwumike, a host for ESPN who was the W.N.B.A.’s first overall draft pick in 2014, told DealBook.

As evidence of ESPN’s role in that progress, she cited pregame shows for the W.N.B.A. and an increasing number of shows about women’s college basketball.

Some industry executives say it’s especially hard to ignore this stat. More than 2.4 million people tuned in to the W.N.B.A. draft, beating the previous record by more than 300 percent.

Bobby Sharma, the founder of Bluestone Equity Partners, who previously worked as a senior legal executive in the N.B.A. office, told DealBook that he was one of the many viewers who had tuned in for the first time.

“There is a real possibility we may be witnessing a transformational moment for the W.N.B.A., for the sport of basketball, and maybe even a cultural and economic shift for women’s sports in America,” he said. — Lauren Hirsch and Tania Ganguli

IN CASE YOU MISSED IT

David Zaslav received $50 million last year even as Warner Bros. Discovery struggled. His compensation increased 26 percent from 2022, according to a filing with the S.E.C. on Friday, even though the media group reported $3 billion in losses and a 4 percent drop in revenue for the year. Zaslav has been cutting costs since taking charge of the company after the merger of Discovery and WarnerMedia in 2022.

A bill to split TikTok from its Chinese owner or ban it is set to progress. Speaker Mike Johnson bundled the measure as part of a foreign aid package for Ukraine, Israel and Taiwan. The decision to tack the TikTok bill onto national security legislation could force the Senate’s hand, as its members are less likely to want to block the national security spending.

Tesla sends Elon Musk’s $47 billion pay package back to shareholders. The electric vehicle company said it would ask investors to vote again on the agreement that its board backed in 2018. A Delaware judge declared the initial agreement void after a group of shareholders sued to block it, saying Tesla’s board was overly compliant and hadn’t disclosed how the package was agreed.

Buzzword of the week: ‘openwashing’

There’s a big debate in the tech world over whether artificial intelligence models should be “open source.” Elon Musk’s lawsuit against OpenAI and its chief executive, Sam Altman, centers on claims the company diverged from its mission of openness and has become a de facto unit of Microsoft. The Biden administration is investigating the risks and benefits of open source models .

One big hiccup in the debate: While proponents of open source A.I. say it’s more equitable and safer, and detractors say transparency makes A.I. more likely to be abused, neither side agrees on what “open source” A.I. actually means. And many companies that use the label aren’t as open as the label implies.

OpenAI discloses little about its models.

Meta labels its LLaMA 2 and LLaMA 3 models as open source but puts restrictions on their use.

Other models, mostly run by nonprofits, disclose more than Meta does, including the source code and underlying training data, and use an open source license that allows for wide reuse. But even these most open models do not by themselves allow for others to replicate them.

Some experts say the use of the label for A.I. is at best misleading and at worst a marketing tool to suggest a more democratic approach — a use that’s called “openwashing.”

“Even maximally open A.I. systems do not allow open access to the resources necessary to ‘democratize’ access to A.I., or enable full scrutiny,” said David Widder, a postdoctoral fellow at Cornell Tech who has studied use of the “open source” label by A.I. companies . Only a handful of companies can fund the compute power and data curation required to build an A.I. model.

Efforts to create a clearer definition are underway. Researchers at the nonprofit Linux Foundation last month published a framework that places open source A.I. models into different categories. And the Open Source Initiative, another nonprofit group, is trying to draft a definition .

But Widder and others doubt that truly open source A.I. is possible. The prohibitive resource requirements for building A.I. models, he said, “are simply not going away.”

Would you hire the fired Google protesters?

Google fired 28 employees this week after staff protests over its cloud computing contract with Israel. Dozens of workers joined sit-ins at offices in New York; Sunnyvale, Calif.; and Seattle. The company said physically impeding other employees’ work was a clear violation of its policies, while the group that organized the protests said the firings were a “flagrant act of retaliation.”

DealBook wants to hear from you: Would you hire an employee whom Google fired for protesting its decisions? Let us know here .

On our radar: ‘The Everything War’

Amazon’s evolution from scrappy online book retailer to a top player in ecommerce, cloud computing and digital advertising is an extraordinary tale of the internet age.

In “The Everything War,” The Wall Street Journal’s Dana Mattioli uncovers the tactics behind Amazon’s rise. Mattioli illustrates her investigation with exclusive anecdotes gleaned from 600 interviews with employees, partners, competitors and regulators, as well as a review of hundreds of pages of internal documents. The book makes for a topical read ahead of the trial for the Federal Trade Commission’s antitrust lawsuit against Amazon, which is set for October 2026.

Thanks for reading! We’ll see you Monday.

We’d like your feedback. Please email thoughts and suggestions to [email protected] .

Lauren Hirsch joined The Times from CNBC in 2020, covering deals and the biggest stories on Wall Street. More about Lauren Hirsch

Tania Ganguli writes about money, power and influence in sports and how it impacts the broader culture. More about Tania Ganguli

Sarah Kessler is an editor for the DealBook newsletter and writes features on business and how workplaces are changing. More about Sarah Kessler

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