simple loan application letter in nigeria

How to Write a Loan Application Letter in Nigeria

Do you find it difficult to write a loan application letter or you are clueless about how to go about the process?

No need to fret, you have come to the right page for a solution.

It is not surprising that a lot of Nigerians apply for loans in various financial organisations ranging from commercial banks, and microfinance banks, and that online loan apps are on the increase in Nigeria. 

Due to the current economic hardship coupled with debts incurred by some Nigerians, to settle their debts, they simply look forward to applying for a loan as a solution to their problems.

Nigerians apply for loans for different reasons and purposes. Some for their businesses, education, to pay off debt while some apply for loans to “japa”.

If you’re looking to apply for a loan here in Nigeria, in simple steps, I’ll guide and put you through how to write a loan application letter in Nigeria. 

Table of Contents

Applying For a Loan in Nigeria

Firstly, you need to have a plan, ask yourself the question “what do I need this money for?”

Will the business you’re planning to venture into be productive enough to pay back the loan you’re applying for in the bank?

If you don’t have a plan, at the end of the day, when you write the application for a loan, you often find it difficult to pay back the loan.

This is why some of these loan sharks make public the loan defaulters personal details on social media platforms creating public embarrassment to the defaulters and the people close to them.

Steps in Applying for a Loan  

The major thing you should look out for as you’re about to apply for a loan in Nigeria is the financial institution you want to go for.

Put in mind their interest rates, the loan duration (how long will it take for you to pay off?). 

Read properly the T&Cs, and read it line by line before you append your signature. 

Lots of Nigerians applying for loans make the mistake of not going through the terms and conditions thoroughly, you definitely don’t want to make this mistake to avoid “had I known?”

Don’t be too eager, I repeat, don’t be too eager.

Just recently someone told me something I want you to pick from, she said “one of the policies in giving loans is not to give a loan to a customer that is too eager, the one who never lets you rest”.

Read also: How to get loans without a salary account or collateral.

How to Write a Loan Application Letter

Writing a loan application letter in Nigeria is quite simple as you can refer to the letters you wrote while in school. 

Your loan application letter should be well detailed and concise, not verbose.

There are two things to consider here, are you applying for personal use or for your company?

If it is a personal loan, it is simple, all you have to do is to walk into any bank of your choice to make some findings.

Make sure you get a clean sheet of paper (A4 Paper), your identity card (work id is included), a letter of introduction from your working place if you’re an employee of an organisation.

I’ll list out in bullet points what should be included in your loan application letter so you won’t make any mistakes or leave any information out of your loan application letter.

NOTE: You’re writing a formal letter, not an informal letter.

• The bank’s address (include the branch manager if you’re addressing the letter to him/her. This should be on the left side of your A4 paper.
• Your address should be on the right side of your letter.
• Under the address to the bank, “Dear Ma/Sir” should be written.
• Heading: You should provide heading to your loan application letter. See more details in the samples below.
• Body of your letter: You should explain in detail the reason and the duration.

Read also: Top banks in Nigeria for entrepreneurs. 

Samples of a Loan Application Letter

Below are samples of loan application letters for an individual/personal use:

To the Branch Manager,

United Bank for Africa,

Lebanon Dugbe,

23rd April 2009.

40,  Boladuro Street,

Challenge Ibadan,

Dear Ma/Sir,

               LOAN REQUEST

  I (your name), with the account number (×××××××××) wish to request for a loan in your business office. 

    I look forward to hearing from you soon.

Thanks in advance.

Yours faithfully,

(Signature)

(Phone number).

Applying for a loan in the name of your company? Ensure you have a great turnover with the bank to get a good loan.

The letter for loan application should be on your company’s letterhead. You can’t apply for a loan in Nigeria as a company on a plain sheet of paper. 

        XYZ CONSULTING FIRM LTD.

            +234***********, 40 Boladuro Street Challenge Ibadan. Oyo State.

 To the Branch Manager,

No 40 Boladuro Street,

    Dear Sir/Ma, 

  Our company (name), with the account number (×××××××××) wishes to request for a loan in your business office to get some equipment for our business.

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Applying For a Loan on Your Mobile Phone

Do you know you can pick up your phone and apply for that loan you’ve been searching for? 

Simply visit the Play Store/Apple store app, there are lots of applications offering loan services. 

From Okash to New Credit, Fairmoney, 9ja Cash, Soko Loan and a host of others. 

It is not surprising that some Nigerians prefer to apply for a loan using these mobile applications than walking into the bank.

Everyone wants comfort and a very easy experience. 

Once you download the application of your choice, you click on the register button (all your information would be recorded together with your bank verification number).

While some Nigerians don’t like to apply for a loan from these Loan apps, due to the embarrassment/disgrace they put people  through if they fail to make payment after the payback day, some apply for the loan and pay back in due time. 

Read also: Top 10 best loan apps in Nigeria. 

  Conclusion

 I hope you’ve learnt a thing or two from this article on how to write a loan application letter in Nigeria. 

Whenever you’re in a fix or there’s something really urgent you need money to settle, you can simply visit any bank branch to make enquiries on the type of loan product they have to offer, or make use of online apps.

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Angela Ajani

Give her books and you've made her day. Ajani Angela is a graduate of History and International Studies from Bowen University, currently pursuing her Masters Degree in Peace and Conflict Studies at the University of Ibadan. Angela loves to read and meet new people. Her interests are not limited to just education; she also loves to offer advice to people going through a lot. Angela loves to hear from readers. You can email her at [email protected] .

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5 Best Format Examples of Loan Application Letter in Nigeria 2023 Code

Loan Application Letter in Nigeria – Do you wish to apply for a Loan in Nigeria? Whether it’s a business Loan or a personal loan, knowing how to properly write loan application letter can help you obtain the loan you are currently looking for. Do you know the right format in writing a loan application in Nigeria? If no, then continue reading this post to see the best loan format for all types of loan in Nigeria. Information Guide Nigeria

A well written application letter can be just what you need to land that loan you’ve been waiting for. Most business owners often apply for a business loan to maybe expand their business enterpr i se, or to cover for a new business idea they wish to venture into. However, getting the loan isn’t as easy as it may seem sometimes. Although, there are several financial institutions that offers loans to business owners, but they usually require you to write an application letter before getting the loan. That’s why you need to learn the proper format in writing a loan application.

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What is a Loan Application Letter?

A loan application letter is formally written application letter to a your employer, financial institution, or company to express your intention of acquiring a business or personal loan from them.

The loan application letter highlights your personal achievements, skills, and life as an individual. It helps you to gain the attention of the employer or the financial institution responsible for reviewing the loan applications.

For your loan appl i cation to be approved, it must be interesting enough to the manager, and it must highlight your key qualifications that makes you fit for the type of loan you’re requesting for.

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How to Write a Loan Application Letter

To write a good loan application letter, follow the key points below:

1.    Address the Letter to the Right Authority

One of the important key note of writing a loan application letter is addressing it to the authority. If your loan application letter is addressed to the wrong authority, then your loan application will not be processed. Always conf i rm the right authority to which you are expected to address the loan application before addressing your letter. For example: HR, Your Manager, or Loan Officer.

2.    State Your Reasons For Requesting the Loan

When applying for a loan, whether for business use or personal use, it is important that you explain in details how the money will be spent. When you apply for a loan with vague explanation of how the money is to be spent, then your loan application may not be approved. The lender needs to know why you need the money in other to determine if it is reasonable or not.

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3.    Be Specific About the Amount you want

Always be specific about the amount you’re requesting for when applying for a loan. It is believed that if your reason for requesting a loan is legitimate, then you should know the exact amount of loan you need to solve your problem. Also, this will help the lender know if you have the borrowing capacity for the amount you’re requesting for.

4.    Present Your Positive Attributes

When applying for a loan, make sure you describe all your good attributes in the application letter to show the lender that you are trustworthy. Describe your positive work history, and what you can offer to guarantee that the loan will be paid on time.

5.    Describe How You Intend to Pay the Loan

This a an important part of the loan application letter. Make you depict your intention of repaying the loan if granted to you. This will let the lender know that you are indeed worthy of the loan you are requesting for.

6.    Make Sure the Information You Provided are Correct and be Honest

Money lending is a sensitive issue, that’s why money lenders only loan money to people who are honest and factual about the situation. Also, it is important that you keep a good credit history, to enjoy smooth loan application.

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Loan Application Letter (5 Best Format)

The loan application letter is divided into six paragraphs, with each paragraph addressing a major topic like the loan amount, descr i ption of your business, purpose of loan, target market, repayment plan, etc. See the best loan application letter format below:

Business Loan Application Letter Format

Let’s take a look at how to write a business loan. Taking a case study of a businessman who owns a furniture business and is requesting for a loan amount of N30 million to expand his business.

Mr. Victor Nnaji

Chief Executive Officer

Nnaji’s Furniture Homes

Mr Johnson Michael JAMB Result

The manager

Administration Department

XYZ Co. Ltd.

Application for Loan to Expand My Business

Dear Mr Johnson,

I am requesting a business loan of N30 million to help me expand my furniture business most especially my warehouse facilities. In the last 2 years, my business have experienced a major boost in sales and income which has made me see reasons to opt for an expansion.

I have accumulated a huge experience in the furniture business industry and I could be considered an expert and also a top marketer in this industry. JAMB Form

I started the Nnaji’s Furniture Homes in 1992 and since then, the company has consistent profit till date. Although there have been some ups and downs in the business, which is normal with all businesses, but the company has thrived greatly under my leadership.

The market for Furniture business depends on the housing market of the economy and we have lots of clients who have been satisfied with our products and have given good reviews about our products.

In recent years, the housing market has improved greatly and the projected growth in the next 10 years exceeds the numbers prior to recession. So at Nnaji’s furniture, we are doing our very best to ensure we meet up with the growing demand for furniture as well as the keeping up to date with the latest designs coming up, so we can always be ahead in the market.

I utilized cost-effective marketing strategies that resulted in an average of 4000 new orders every month from numerous private homeowners across the nation.

So far, I have invested about N20 million into the business, and my collateral consist of business assets with a fair market value of N45 million, while my personal assets is valued at N25 million. Npower Recruitment

I am disclosing my business plan which shows in details the reasons for the loan request. You can contact me on +2341647745362 if there are any questions you wish to ask.

Kind Regards,

Chief Executive Officer 5 Best Format Examples of Loan Application Letter in Nigeria

Nnaji’s Furniture Homes.

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Personal Loan Application Letter Format

If your loan application is for personal use, then use the format below. The case study here is customer service officer who is applying for loan to pay his children’s school fees.

Brian Dennis.

Customer Service Officer

Administration Team WAEC Result

Mr Bruce Banner

BCV Co. Ltd.

Application for Loan to Pay Up Children’s School Fees

Dear Mr Bruce, How to Check MTN Bonus Balance

I am humbly request for a personal loan of N200,000 to enable me pay my children’s school fees. I was supposed to have paid the fees before now but due to some unplanned events came up, and was quite urgent, I couldn’t pay the fees.

This unplanned event led to the reduction of the money set aside for my children’s school fees and I was hoping to get a loan from you to enable me paid up their fees.

It is no news that I have been with the company for over five years now and I throughout my time a the company, I have shown utmost loyal and dedicated to the organization and so I believe you could consider my request for the loan and deem me worthy of getting the loan.

You can use your discretion to determine or suggest a repayment plan for me as an employee of this organization.

Thanks in anticipation as I hope to hear from you soon.

Kind regards,

Brian Dennis. How to Connect NIN to Glo SIM

Administration Team

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Best 8 Format for Loan Application Letter in Nigeria

A loan application letter in Nigeria stands out when you attach an application letter outlining your interest in the organization as well as your qualifications, experience, and talents.

The letter also should demonstrates to the lender why you are the best candidate for the loan.

If you looking for the best format for your loan application letter as well as what to include, then you have found a perfect guide.

Let’s show you how to write the best loan application letter in Nigeria

What is a Loan Application Letter

This is a detailed letter explaining your aims and the reasons behind your loan request addressed to a possible employer or a company.

The loan application letter presents you as a unique personality, showcasing your accomplishments and abilities in an effort to catch the hiring manager’s or application reviewer’s eye.

This letter should grab the manager’s interest enough to prompt him to ask for an interview with you by highlighting your essential credentials for the loan.

The loan application letter, can make or break your chances of getting a loan. A compelling credit application letter ought to just be one page long and contain six or less passages.

What to Include in Your Loan Application Letter For Business

The letter should persuade the financial lender to approve your loan application by emphasizing critical details about your company’s financial history and current state.

You must be careful with how you structure your loan application letter, what you include in it, and the tone you use throughout because banks use the loan application letter to percieve borrowers and their creditworthiness.

Salutation and Heading

A header and greeting section are essential components of a strong loan application letter. The header of the letter will include the applicant’s name,

address, and phone number, the date, the recipient’s name, address, and phone number, as well as a formal salutation addressed to the recipient.

The information you should include in this section is your name, the name of your company, your business address, your business mobile phone number, the receiver’s name, title, and contact information,

including their physical addresses, as well as a clear subject line that states the purpose of the letter and the precise amount of money you are asking the potential lender for.

Acknowledge The Right Authority

Any correspondence must be addressed to the appropriate person. It is highly important since it marks the beginning of a formal engagement,

and you want this to get off on the proper approach. Always try to determine to whom the application must be filed and be sure to address it.

You can use a more general salutation, such as Dear Loan officer, Manager, etc. if you are unable to identify the loaning officer’s or agent’s name.

Give a Brief Summary

Briefly state the aim of the letter and the amount you are requesting from the potential lender at the start of the loan application letter.

Additionally, you should briefly describe your firm, how the money will be used, and your creditworthiness in this part.

When composing this part, think about excluding everything except the most important information to direct the reader to the letter’s body.

Include Your Business Details

Give the crucial information about your firm in the first body paragraph of your loan application letter. The specific business structure (such as a sole proprietorship, partnership, limited liability company, etc.)

of your company, its legal name, how long it has been in operation, the number of employees it has at present, if any, as well as its annual revenue and profit, are all things you should include in this section.

State The Purpose of The Loan

Describe the loan’s purpose and intended use in the second body paragraph of your letter of loan application.

You must be as explicit as you can in this section and use numbers to describe your objectives.

Avoid making any ambiguous comments, though, as this might give the lender cause for concern and cause them to reject your loan application.

State The Exact Amount

A particular sum must be stated when you have a valid justification for the loan request because this will help the lender determine whether you have the borrowing capacity.

If your earnings are high enough to cover the cost of returning the borrowed funds, that is. It also indicates whether the amount borrowed is appropriate for the purpose for which it was borrowed.

State the Means of Repayment

This expresses your desire to refund the money. Because it provides a complete picture of the loan cycle, this is important.

Be truthful and accurate when giving out information: Because lending money is risky in itself, maintaining a strong credit history depends heavily on you being truthful and accurate about the circumstance.

A strong loan application letter conclusion should include a paragraph referencing the financial statements of your company that are attached,

a few sentences encouraging the reader to review the loan application materials and expressing your eagerness to meet with them,

your signature and printed name, and a list of enclosures.

Sample Letter

[Applicant’s Name] [Applicant’s Title] [Business Name] [Physical Address] [City, State, Zip Code]

[Loan Officer/Agent/Lender’s Name] [Official Title] [Financial Institution’s Name] [Physical Address] [City, State, Zipcode]

REF: Small Business Loan Request for [Dollar Amount]

To Mr/Mrs [Receiver’s Surname],

I am writing this loan request  letter to ask for a small business loan amounting to [specify the loan amount you wish to borrow] for the purpose (s) of [provide a practical purpose for the loan, e.g., expanding the business, marketing your business to a target audience, recruiting new staff, etc.]

My business, [mention the company name and specify the business structure], became operational in the year[write the year] with [Mention the number of employees at the time of inception] and one location. Over the last 12 years, we have consistently grown, and we now have [Total number of branches] located in [Mention the various branch locations], and we currently have [write your current number of employees].

My business solely specializes in the [Mention the industry type, e.g., food-service, motor vehicle spare parts, building, and renovation industry, etc.]. We advertise on our official website, [provide your business’s website link] and market our products/services on various social media channels such as [Mention the social media pages, e.g., Twitter, Instagram, Facebook, etc.]. So you can visit those sites to follow our business journey and success stories.

In the previous business financial year, our annual sales revenue amounted to [provide the factual figure in dollar amount], and the business generated a net profit of [write profit in dollar amount or percentages].  These figures prove that we have consistently maintained our cash flow for the past [write the number of years] and have managed to generate profits each year we have been operational.

To promote our continued growth, we have strategized a business expansion plan to reach our target market in remote areas. The loan we are requesting will help us meet our business expansion goals. In addition, we anticipate increasing our total revenue by [quantify in figures or percentages] within the first quarter of opening, which will contribute to our loan repayments.

We want to pursue this endeavor in (mention the anticipated project start dates], and we hope you consider financing our business expansion goals. I have also attached our business plan, the most recent financial statements, including our income statement, business balance sheet, and business credit reports, for your review.

I appreciate you for taking the time to review this loan application letter along with the enclosed financial documents. I look forward to hearing from you at your convenience.

Sincerely, [Loan applicant’s name]

[Loan applicant’s signature]

[Loan applicant’s business title]. [List the enclosures provided]

Format for Loan Request letter to Employer

• Address to the right authority
• State Your Reason for the loan
• State the specific amount
• Mention your positive Attributes in the company
• Mention how you intend to pay back

Peter Walters

The Manager

Administration Department

Sub: Application for Loan to purchase a New Bicycle.

Dear Mr. Walters ,

I would like to request you if you could please grant me a loan of $800 as a personal loan as I need to purchase a New Bicycle. Also, I am in need of a new Bicycle as my old one is broken beyond repair and this is the mode of transport to commute to work.

I do not have that amount of money in hand at the moment, hence, I was hoping if you could help me by lending me the money.

As you are aware that I have been with the company for the past 3 years and have proven me to be a loyal and dedicated employee under your kind leadership, hence I believe you would consider me worthy of the loan.

As per the company’s employee loan policy, you can suggest a repayment plan for me as per your discretion to be deducted from my salary.

Thanking you in advance and hoping to hear from you soon.

Kind regards,

Candy Silver

Customer Service Officer

Administration Team

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You can use the above listed formats to write the best loan application letter in Nigeria

Drop a comment now if this was helpful

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How to Write a Loan Application Letter: a Complete Guide

Have you been having challenges with how to write a loan application letter? If yes, then this article is for you. Nothing is as frustrating and depressing as finding a company or body ready to give you a loan but requires you to submit a loan application letter. Then you can’t write a convincing application letter.

Many people have had potential loans slip through their hands because they submitted an unconvincing letter. If you have had such a problem in the past, I’ve got good news for you. I have put up a guide on writing a detailed, convincing loan application letter that will help you get a loan to support your business or solve your problem. I have also written a sample that you can use as a guide. Without any further ado, let’s get started!

Table of Contents

When Should You Write A Loan Application Letter?

Two primary situations may necessitate the writing of a loan application letter. The first situation is needing a loan from a traditional bank lender. These financial institutions do not grant loans but make them available to the public. To prove their creditworthiness, applicants must typically submit a loan application to traditional banks.

The second situation that may require a loan application letter is when you are applying for an SBA-guaranteed loan. This type of loan involves the federal government, and applicants must undergo additional screening before being approved for funding. Submitting a formal loan application with supporting documentation can improve an applicant’s chances of receiving an SBA guarantee.

A well-written loan application letter can significantly affect the approval process in both situations. The letter should be personalized and provide all the details supporting your case for receiving a loan.

The letter must include your name, contact information, and an explanation of why you are seeking a loan. Additionally, you should provide details on how to use the loan funds and how to repay the loan.

Your loan application letter should be written formally and professionally, with proper grammar and formatting. It should also include supporting documentation, such as a business plan, financial statements, and tax returns. These documents will help substantiate your application and provide additional information lenders may require to make an informed decision.

It is essential to take the time to prepare a thorough and professional loan application letter that accurately reflects your financial situation and your ability to repay the loan.

What Your Loan Application Should Contain

Various elements must be found in your loan application letter; with these key elements, your loan application will be complete.

Personal Information: The first section of the loan application letter should contain personal information about the borrower. This information should include the borrower’s name, phone number, and email address. It is important to provide accurate information to ensure the lender can contact the borrower if necessary.

Loan Information: The next section of the loan application letter should provide details about the requested loan. This information should include the loan amount, the purpose of the loan, and the repayment terms. It is important to be specific about the loan amount and the repayment terms to ensure everything is clear.

Employment and Income Information: The lender will want to know about the borrower’s employment and income to determine if they can repay the loan. The borrower should provide information about their current employment status, including their job title, length of employment, and monthly income. If the borrower is self-employed, they should provide details about their business and income.

Credit History: The lender will also want to know about the borrower’s credit history. The borrower should provide information about past loans or credit accounts, including their current status and repayment history. They should also provide information about any bankruptcies or foreclosures.

Collateral: If the borrower is applying for a secured loan, they should provide information about the collateral they offer. This information should include a description of the collateral and its value.

Loan Purpose: The borrower should explain the purpose of the loan in detail. This could include paying off debt, making home improvements, or purchasing a vehicle. It is important to be specific about the loan’s purpose to help the lender understand how the loan will be used.

Repayment Plan: The borrower should provide a detailed repayment plan outlining how to repay the loan. This plan should include the repayment schedule, the amount of each payment, and the payment method. It is important to be realistic about the repayment plan to ensure the borrower can afford the payments.

Conclusion: The loan application letter should conclude with a summary of the borrower’s financial situation and why they are a good candidate for the loan. The borrower should thank the lender for considering their loan application and provide their contact information for follow-up.

Tips for Writing an Effective Loan Application Letter

• Be clear and concise in your writing.
• Provide accurate and detailed information.
• Use proper grammar and spelling.
• Be honest about your financial situation.
• Make sure your repayment plan is realistic.
• Include any relevant documents, such as pay stubs or tax returns.

Example of a Loan Application

[Your Name]

[Your Address]

[City, State ZIP Code]

[Your Phone Number]

[Your Email Address]

Dear [Lender’s Name],

I am writing to apply for a loan in the amount of [Loan Amount] to [Purpose of Loan]. I have researched various lenders and have determined that your lending institution offers the best terms for my needs.

I have been employed as an [Occupation] at [Company] for [Years of Employment] years and have a stable income of [Monthly Income]. My credit score is [Credit Score], and I have no outstanding debts or obligations. I am confident I can repay this loan in full and on time.

The funds from this loan will be used for [Purpose of Loan], which is important to me for [Reason for Purpose of Loan]. I have attached a detailed budget plan outlining how I intend to use the funds and how I plan to repay the loan.

I would appreciate your consideration of my loan application. Please let me know if you require additional information or documentation through this contact [phone number] or [email address]. I am available to discuss my application at your convenience.

As part of my loan application, I have included the following documents for your review:

• Business plan
• Financial statements for the past three years
• Articles of incorporation
• Personal financial statements for all owners
• Tax returns for the past three years
• Cash flow projections
• A list of collateral that will be used to secure the loan.

Thank you for your time and consideration.

Frequently Asked Questions

What is the most important factor in getting a loan.

The most important factor in getting a loan is your Debt-to-Income Ratio.

What is The Best Reason to Put When Asking for a Loan

You can use emergency expenses like medical emergencies, job loss, car repair, the death of a family member, etc., as reasons for requesting a loan.

Should I Attach Any Supporting Documents with My Loan Application Letter?

Yes. Attaching any supporting documents you have is very important, as they will help increase your chances of getting a loan.

Final Wrap Up

A loan application letter is an important part of the loan application process. Providing accurate and detailed information about your financial situation and the requested loan is essential. Following the tips outlined in this article, you can write an effective loan application letter that increases your chances of getting approved for a loan.

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How to write a Loan Application Letter in Nigeria

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How to write a Loan Application Letter in Nigeria easy

Want to know How to write a Loan Application Letter in Nigeria this article would guide on it step by step.

• Ever dreamt of a new business venture but lacked the capital?
• Facing unexpected expenses and need a financial lifeline?

If you’re nodding your head, then a well-crafted loan application letter could be your key to unlocking the funds you need. But navigating the world of loan applications in Nigeria can feel like deciphering ancient hieroglyphics. Fear not, aspiring borrower! This comprehensive guide will equip you with the knowledge and tools to write a loan application letter that stands out from the crowd and increases your chances of securing approval.

Table of Contents

Crafting a Winning Application:

1. Understand Your Needs:

• Before diving in, take a step back and ask yourself: what  type of loan  do you need? Is it a personal loan, a business loan, or something else? Each type has its own specific requirements and considerations.
• Determine the loan amount : Research the average cost of achieving your goal and be realistic about what you can afford to repay.

2. Choose Your Lender Wisely:

• Research different banks, microfinance institutions, and other lending institutions in Nigeria. Compare interest rates, terms, and eligibility criteria to find the best fit for your needs and financial situation.

3. Structure Your Letter:

• Formal Format:  Use a professional letter format with your contact information, date, and the lender’s address at the top.
• Clear and Concise:  Write in simple, easy-to-understand language, avoiding jargon and technical terms.
• Proofread Meticulously:  Ensure your letter is free of typos and grammatical errors. A polished presentation reflects well on your attention to detail and professionalism.

4. Key Elements of Your Letter:

• Introduction:  Briefly introduce yourself and state your intention to apply for a loan.
• Purpose of Loan:  Clearly explain why you need the loan and how you plan to use the funds. Be specific and avoid vague statements.
• Financial Situation:  Highlight your income sources, employment status, and any assets you own. Be transparent about your financial health and ability to repay the loan.
• Repayment Plan:  Outline your proposed repayment schedule, including monthly installments and duration. Show the lender you have a realistic and achievable plan to manage the debt.
• Collateral (if applicable):  If the loan requires collateral, mention the type and value of the assets you can offer as security.
• Closing:  Thank the lender for their time and consideration, and express your enthusiasm for a positive response.

5. Supporting Documents:

• Attach relevant documents like pay stubs, bank statements, tax returns, or business plans depending on the loan type.
• Ensure all documents are clear, authentic, and up-to-date.

Additional Tips: How to write a Loan Application Letter in Nigeria

• Be Honest and Transparent:  Don’t try to embellish your financial situation or sugarcoat any potential risks. Honesty goes a long way in building trust with the lender.
• Highlight Your Strengths:  Showcase your experience, skills, and track record of success (if applicable). This demonstrates your potential for responsible loan management.
• Tailor Your Letter:  Don’t use a generic template. Adapt your letter to the specific lender and loan type you’re applying for.
• Follow Up:  Don’t be afraid to follow up with the lender after submitting your application. Show your continued interest and address any questions they may have.

Frequently Asked Questions (FAQ):

1. What documents are typically required with a loan application letter?

This varies depending on the loan type and lender. However, common documents include pay stubs, bank statements, tax returns, and business plans (for business loans).

2. Can I apply for a loan if I have a bad credit history?

Some lenders may consider applicants with bad credit, but it may affect your interest rate and loan terms. Be upfront about your credit history and explain any mitigating factors.

3. How long does it take to process a loan application?

Processing times vary depending on the lender and the complexity of your application. Expect anywhere from a few days to several weeks.

4. What are some common reasons for loan application rejection?

Incomplete applications, insufficient income, poor credit history, and lack of collateral are common reasons for rejection.

5. What happens if my loan application is rejected?

Don’t get discouraged! Review the lender’s feedback and address any shortcomings in your application. You can also consider applying to other lenders with more favorable terms.

Conclusion: How to write a Loan Application Letter in Nigeria

Remember, a well-written loan application letter is your chance to make a strong first impression on potential lenders. By following these tips and tailoring your approach to each application, you can increase your chances of securing the funding you need to turn your dreams into reality.

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30+ How to Write an Application Letter in Nigeria with Templates

• Letter Writing
• March 1, 2024
• Application Letters

How To Write An Application Letter In Nigeria: When writing an application letter in Nigeria, it is important to follow a proper format and include all the necessary details. The letter should be addressed to the appropriate person, such as the human resources manager or admission officer. The opening paragraph should state the purpose of the letter and express your interest in the position or program.

In the body of the letter, you should provide details about your qualifications, skills, and experience that make you a suitable candidate for the position or program. You should also highlight any achievements or accomplishments that are relevant to the job or program.

In the closing paragraph, you should express your appreciation for considering your application and reiterate your interest in the position or program. You should also include your contact information so that the employer or admission officer can reach out to you for further discussion.

Also Check: Hostel Application Letter

How To Write An Application Letter In Nigeria – Follow these steps

Content in this article

Here are the steps to write an application letter in Nigeria

• Address the letter to the appropriate person or organization.
• Use a professional tone and language throughout the letter.
• State the purpose of the letter in the opening paragraph.
• Express your interest in the job or program and mention where you saw the job posting or program announcement.
• Briefly introduce yourself and highlight your relevant skills and experience.
• Provide specific examples of how your skills and experience can benefit the organization or program.
• Use bullet points to make your qualifications stand out.
• Close the letter by expressing your appreciation for considering your application and reiterating your interest in the position or program.
• Include your contact information and availability for an interview.
• Proofread the letter for spelling and grammatical errors before sending.

an Application Letter in Nigeria – Sample Format

Below is a sample format for an application letter in Nigeria. This example is for a job application:

[Your Name] [Your Address] [City, State, Postal Code] [Email Address] [Phone Number] [Date]

[Employer’s Name] [Company Name] [Company Address] [City, State, Postal Code]

Subject: Application for [Job Position] – [Your Full Name]

Dear [Employer’s Name],

I am writing to express my interest in the [Job Position] advertised on [where you found the job posting, e.g., company website or job portal]. With a [mention relevant years of experience] in [your field], I am confident in my ability to contribute effectively to your team.

• [Highlight key skills, experiences, or achievements that align with the job requirements.]
• [Mention any relevant certifications or qualifications.]
• [Express enthusiasm for the company and its mission.]

Why This Job:

• [Explain why you are interested in this particular job and how your skills align with the company’s needs.]
• [Show that you’ve researched the company and understand its values and goals.]
• [Briefly mention your current situation and why you are seeking a new opportunity.]

I have attached my resume for your consideration, providing further details about my professional background. I am eager to contribute my skills and expertise to [Company Name], and I look forward to the opportunity to discuss how my qualifications match the requirements of the [Job Position].

Thank you for considering my application. I am available for an interview at your earliest convenience and can be reached at [Your Phone Number] or [Your Email Address].

[Your Full Name]

Remember to customize this template according to the specific details of your application and the job you are applying for.

An Application Letter in Nigeria – Sample Format

an Application Letter in Nigeria – Example

Here’s an example of an application letter in Nigeria for a job position:

Subject: Application for Sales Executive Position – John Doe

I am writing to express my sincere interest in the Sales Executive position advertised on your company’s website. With a solid background in sales and a proven track record of achieving and exceeding sales targets, I am confident in my ability to contribute to the continued success of [Company Name].

In my previous role as a Sales Representative at XYZ Company, I consistently exceeded monthly sales targets by 20%, demonstrating my ability to drive revenue. My excellent communication and interpersonal skills have allowed me to build strong relationships with clients, resulting in a 30% increase in customer retention. Why This Job:

I am impressed by [Company Name]’s commitment to innovation and quality, and I am excited about the opportunity to contribute to your dynamic team. Your company’s values align with my own professional values, and I am eager to be part of a company that values excellence and customer satisfaction. Why Now:

I am currently seeking a new challenge where I can leverage my skills and contribute to the growth of a forward-thinking company like [Company Name]. I have attached my resume for your perusal, which provides additional details about my professional background. I am enthusiastic about the possibility of contributing to [Company Name]’s success and would welcome the opportunity to further discuss how my skills and experiences align with the requirements of the Sales Executive position.

Thank you for considering my application. I am available at your earliest convenience for an interview, and I can be reached at [Your Phone Number] or [Your Email Address].

Feel free to tailor this example to your specific circumstances and the job you are applying for.

An Application Letter in Nigeria – Example

An Application Letter In Nigeria for Job Vacancy

Here is An Application Letter In Nigeria for job Vacancy:

[Your Name] [Your Address] [City, State ZIP Code] [Your Phone Number] [Your Email Address] [Date]

[Recipient’s Name] [Recipient’s Title] [Company Name] [Address] [City, State ZIP Code]

Dear [Recipient’s Name],

I am writing to express my interest in the vacant position of [Job Title] in your esteemed organization as advertised on [Job Portal/Website/Newspaper]. I am a recent graduate of [Course/Program] from [University/Institution] with [Grade/CGPA], and I believe that my skills, knowledge, and experience make me an excellent fit for this position.

I have gained experience in [Skill/Experience] while working on [Project/Internship/Previous Job], and I am confident that I can bring these skills to your organization to contribute to its growth and success. I am a quick learner, a team player, and have excellent communication and interpersonal skills that will enable me to work collaboratively with colleagues and clients.

I have attached my resume, academic transcripts, and any other relevant documents for your review. I am available for an interview at your convenience and look forward to discussing my qualifications further.

Thank you for your time and consideration.

Sincerely, [Your Name]

Application Letter In Nigeria for Admission to a Nigerian University

Here’s an Application Letter In Nigeria for Admission to a Nigerian University:

[Recipient’s Name] [Admission Officer] [University Name] [Address] [City, State ZIP Code]

Dear Sir/Madam,

I am writing to apply for admission to [University Name] for the [Program] starting in [Semester/Year]. I have completed my [Secondary Education/Higher Education] from [School/College] with [Grade/CGPA] and have a keen interest in pursuing higher education in [Field of Study].

I have researched [University Name] and am impressed by its academic reputation, faculty, and facilities. I am particularly interested in [Course/Program], as it aligns with my academic and career goals. I have taken courses in [Subject] and have participated in [Extracurricular Activity] that have enhanced my skills and knowledge in this field.

I have attached all the required documents, including my academic transcripts, standardized test scores, and other relevant certificates, for your review. I am confident that my academic achievements and extracurricular activities make me a suitable candidate for this program.

I would appreciate the opportunity to discuss my qualifications further and attend an interview. Thank you for considering my application.

[Your Name]

an Application Letter in Nigeria – Template

Here’s a template you can use as a starting point for an application letter in Nigeria:

Customize this letter according to your specific situation, the job you are applying for, and any other relevant details.

An Application Letter in Nigeria – Template

Job application letter in Nigeria

Below is a job application letter in Nigeria:

Feel free to customize this letter based on your specific circumstances, the job you are applying for, and any other relevant details.

Job Application Letter in Nigeria

Nigeria cover letter

Here’s a cover letter for a job application in Nigeria:

Nigeria Cover Letter

Professional application letter in Nigeria

Below is a professional application letter for a job in Nigeria:

I am writing to express my sincere interest in the [Job Position] at [Company Name], as advertised on [where you found the job posting, e.g., company website or job portal]. With a solid background in [your field] and a track record of successful project management, I am confident in my ability to contribute effectively to your esteemed organization.

Key Strengths:

• [Highlight key skills, experiences, or achievements relevant to the job.]
• [Emphasize any certifications, training, or qualifications that make you stand out.]
• [Demonstrate your knowledge of industry trends and your commitment to continuous learning.]

Why [Company Name]:

• [Express why you are particularly interested in working for this company.]
• [Highlight how your skills align with the company’s values and goals.]
• [Show that you have researched the company and are aware of its industry reputation.]
• [Briefly explain your career goals and how this role fits into your long-term plans.]
• [Mention any unique skills or experiences that make you a strong candidate.]

I have attached my resume for your perusal, providing additional details about my professional background. I am enthusiastic about the prospect of contributing to [Company Name]’s success and would welcome the opportunity to discuss how my skills align with the requirements of the [Job Position].

Feel free to customize this letter according to your specific situation, the job you are applying for, and any other relevant details.

Professional Application Letter in Nigeria

How To Write An Application Letter In Nigeria- Email format

Here’s an Email format of An Application Letter In Nigeria

Subject: Application for [Job Position/Program Admission] at [Organization/University Name]

I am writing to express my interest in the [Job Position/Program Admission] at [Organization/University Name] and have attached my application documents for your review.

I am a [your qualification or background] with [your experience or skills] that make me an ideal candidate for this position. I have a strong [your skills] and [your skills] that I can bring to the table to contribute to the growth and success of [Organization/University Name].

I am confident that my [your skills or experience] align with the requirements of this position/program, and I am eager to demonstrate how I can make a valuable contribution to your organization/university.

Please find attached my [resume/academic transcripts/other relevant documents], and I would appreciate the opportunity to discuss my qualifications further with you in an interview.

Thank you for considering my application.

[Your Contact Information]

How To Write An Application Letter In Nigeria- Email Format

Application letter for employment in Nigeria

Below is a sample application letter for employment in Nigeria:

I am writing to express my interest in the [Job Position] at [Company Name], as advertised on [where you found the job posting, e.g., company website or job portal]. With a strong background in [your field] and a passion for [specific aspect of the industry], I am confident in my ability to contribute effectively to your team.

Feel free to customize this template according to your specific situation, the job you are applying for, and any other relevant details.

Application Letter for Employment in Nigeria

Formal letter writing in Nigeria

Formal letter writing in Nigeria follows standard conventions and formats. Here is a template for a formal letter that you can use as a guide:

[Your Name] [Your Title or Position, if applicable] [Your organization, if applicable] [Your Address] [City, State, Postal Code] [Email Address] [Phone Number] [Date]

[Recipient’s Name] [Recipient’s Title or Position] [Company or Organization Name] [Company Address] [City, State, Postal Code]

Subject: [Brief Description of the Letter’s Purpose]

[Salutation] (e.g., Dear Mr. Smith, Dear Dr. Johnson),

Introduction:

• Begin with a formal greeting.
• Clearly state the purpose of your letter.
• Provide detailed information, supporting facts, or any necessary context.
• Break the content into paragraphs for clarity.
• Use a formal tone and avoid colloquial language.

Conclusion:

• Summarize key points.
• Clearly state any actions you expect the recipient to take.
• Express gratitude or appreciation if applicable.
• Use a formal closing (e.g., Sincerely, Yours faithfully).
• Leave space for your signature.

Enclosures:

• If you are including additional documents, mention them here.

Remember to customize the template based on the specific type of formal letter you are writing and the details of the situation. Additionally, it’s important to follow any specific guidelines or requirements provided by the recipient or organization.

Formal Letter Writing in Nigeria

FAQS About How to Write an Application Letter in Nigeria with Templates

The standard format for an application letter in Nigeria includes your contact information, the recipient’s contact information, a formal salutation, an introduction stating the purpose of an Application Letter in Nigeria, a body providing details about your qualifications and experiences, a conclusion summarizing your interest in the position, a formal closing, and your typed name.

How do I start an application letter in Nigeria?

You can start an application letter in Nigeria with a formal salutation such as “Dear Hiring Manager” or “Dear [Recipient’s Name],” followed by an introductory paragraph that expresses your interest in the position and briefly outlines your qualifications.

What should I include in the body of an Application Letter in Nigeria?

In the body of the application letter, you should include details about your relevant skills, experiences, and accomplishments that make you a suitable candidate for the position. You can also provide specific examples of how your past experiences align with the requirements of the job.

Do you have any templates for writing an application letter in Nigeria?

Yes, you can find templates for writing an application letter in Nigeria online or in career resources. These templates typically include the standard format and structure for an application letter, which you can customize with your own information and details.

What are some tips for writing an effective application letter in Nigeria?

Some tips for writing an effective application letter in Nigeria include researching the company or organization you’re applying to, tailoring your letter to the specific job requirements, highlighting your most relevant qualifications and experiences, proofreading carefully for errors, and being concise and professional in your writing.

A well-written application letter can increase your chances of being shortlisted for an interview or being admitted to a program. It should be concise, professional , and tailored to the specific job or program that you are applying for.

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22+ Sample Loan Application Letters – PDF, DOC

There are times when we need financial aid to push through with our education, business ideas, or other personal projects or goals which require a huge amount of money for its realization. It is for this reason that lending companies have been existing ever since the days of old. Today, the primary step to being taken by someone who wants to borrow money from another individual or institution is to write a loan application letter .

Loan Application Letter

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The Loan Application Process

• Before the loan contract , the borrower would send a loan application cover letter to the prospective lender to express his or her intent to ask for a loan.
• Afterward, when the lender has decided to consider the application for a loan made by the borrower, the borrower, and the lender would convene to negotiate the terms of the loan.
• The payment method, whether personal, through a check, online banking, etc.
• The number of times the payment is going to be made. There are various options. For example, the loan can be paid at one time, or it can be done in yearly or monthly installments.
• The amount of interest to be added on top of the loaned amount. The interest is the amount of money that is charged by the lender to the borrower on top of the amount which he/she has loaned. You may also see job reference letters .
• The assets (land, buildings, vehicles, or other properties) of the borrower would serve as collateral damage in case the borrower fails to make his/her payment on the time it is due.

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Things To Remember in Writing a Loan Application Letter

• Observe the proper rules for writing formal letters.
• State your intent to borrow a specific amount of money.
• Explain in detail the reason for borrowing money. You must be offering a clear, honest, and transparent explanation as to how you intend to utilize the money you intend to borrow. You may also see free application rejection letters .
• Enumerate your assets and liabilities.
• State the time, date, manner, and method which you prefer to make your payment.

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How to Write an Application Letter in Nigeria (13 Best Tips)

Have you been wondering how to write an application letter in Nigeria for a job? If yes, then this article is for you. It will guide you on how to write an application letter that will get you the job you desire.

However, before we look at how to write an application letter in Nigeria, won’t you love to know what an application letter is?

What is an Application?

An application letter is often regarded as a cover letter. It is a  letter of introduction  attached to or accompanying another  document  such as a  résumé  or a  curriculum vitae . Application letters are typically categorized according to two purposes:

• Applying for a specific, advertised opening (‘letter of application’).
• Expressing interest in an organization when the job seeker is uncertain whether there are current openings (‘letter of inquiry’).

According to studies, a good application letter should:

• Be specific and up-to-date.
• Also, be well punctuated and spelt, and grammatically correct. It should be free of mistakes and typos.
• Use timelines to highlight chronological information,
• Reference to the latest job positions, most closely related to the position for which one is demanding.
• Also, contain numbers (stark facts highlight one’s achievements).

Tips on How to Write an Application Letter in Nigeria

Below are steps on how to write an application letter in Nigeria:

1. Write an Outline

This is one of the best tips on how to write an application letter in Nigeria. An outline is a structure of what your application letter will contain. Writing an outline will make it easier for you to know what to put down in the original.

Grab a piece of paper and write down the skills and requirements needed for the job. This will help you provide the most vital information about the employer’s needs.

2. Write Your Contact Information at the Top

Make it easier for your prospective employer to contact you. This is by listing your contact information at the top of your application letter.

If you are not sending by E-mail, have a proper letterhead before you begin your application letter. Your contact details should include:

• Residential Address
• Phone number
• Email address
• Your website (optional)
• LinkedIn profile

Make sure the above contact information is aligned to the left.

3. Include the Company’s Information

This is one of the best tips on how to write an application letter in Nigeria. After your contact details, include the name of the hiring manager, their title, and the name and address of the company.

By adding the contact details of the company you are applying, note. You are showing that you are writing the application letter specifically to the company and the position in question. Also, it shows how dedicated you are.

If you do not know the name of the person reviewing applications for the job, search the company website to see if you can find him.

However, if you cannot identify the name of the hiring manager, address your letter to the manager of the department. Example: “[Department] Hiring Manager”.

4. Address the Employer Directly Using a Proper Salutation

Salutation is also an important aspect of an application letter. This is one of the best tips on how to write an application letter in Nigeria.

To begin, start with a proper address. If you don’t have the employer’s name, a simple “Dear Hiring Manager” will do. Example: Dear, Mr Emmanuel,

Note: Remember to put a comma at the end of your salutation.

5. Write an Engaging First Paragraph

Experts recommend treating your application letter like a news article. Why? Because employers read lots of application letters. And they decide which one goes in the trash or the “keep” pile.

Writing an engaging first paragraph helps spare your application letter from entering the trash. This is one of the best tips on how to write an application letter in Nigeria.

Begin with a powerful, declarative statement. This will inform the employer that you are happy to be applying for the position at the company.

When mentioning what attracted you to the job, be short and specific. Also, show the manager why you are a good fit for the job.

6. State where you got the Information about the Position

This is one of the best tips on how to write an application letter in Nigeria. It is important to state where you got the information about the position. This could be the company’s website, friend’s recommendation, job site, in a newspaper, etc.

7. State why hiring you will benefit the Employer

From your wealth of experience and accomplishments state why hiring you will benefit the employer. This is one of the best tips on how to write an application letter in Nigeria.

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8. Briefly Summarize your Strengths, Experience, and Qualifications

Briefly describe your skills, experience, and qualifications that show why you are the perfect candidate for the job.

9. Paint a Picture of Yourself that’s not on your CV

An employer can read your CV and see your past accomplishments. But you want to show him who the person behind the accomplishments is.

By stating the human side of yourself in one or two sentences, you prove that you’re more than just facts on a piece of paper. This is one of the best tips on how to write an application letter in Nigeria.

10. Briefly summarize why you’re the Perfect Candidate for the Job

By ending your application letter on a good note, you are leaving a good impression that can help you land the interview.

11. Invite the Reviewer to Contact you

Inform the hiring manager that you would appreciate the opportunity to speak further about the position and invite him to contact you.

12. Express Appreciation

Conclude your application letter by thanking the hiring manager for his time and consideration. Expressing your appreciation for the time he spent in reviewing your application letter is a professional and polite way to sign off.

• Sign off with a polite close like ‘Yours Sincerely, Best, or Best Wishes. This should be followed by your full name and signature.

If you are sending by email, include your contact details beneath your name rather than in the header.

Make a research to find out more about the company and the position. If you follow the steps outline above on how to write an application letter in Nigeria for a job, you will definitely be invited to the job interview.

These steps will help you to write an effective application letter.

Was this article on how to write an application letter in Nigeria helpful? If yes, please share.

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Business Loan Application Letter Sample: Free & Effective

In this article, I’ll guide you through the process step-by-step, drawing from my personal experiences, and provide you with a handy template to get you started. Whether you’re a seasoned business owner or just starting out, these insights will help you craft a compelling letter that stands out to lenders.

Key Takeaways

• Understand Your Audience: Know the lender’s requirements and tailor your letter accordingly.
• Be Clear and Concise: Communicate your business’s needs and how the loan will be used in a straightforward manner.
• Provide Detailed Information: Include pertinent details about your business and your plan for the loan.
• Use a Professional Tone: Maintain a formal tone throughout the letter to convey seriousness and professionalism.
• Follow a Structured Format: Use a clear and logical structure to make your letter easy to read and understand.
• Include Supporting Documents: Attach essential documents that can vouch for your business’s credibility and financial health.

Step-by-Step Guide to Writing a Business Loan Application Letter

Step 1: understand the lender’s requirements.

Before you begin writing, it’s crucial to understand the lender’s criteria. Each financial institution has its unique set of requirements for loan applications. Familiarize yourself with these to tailor your letter effectively.

Step 2: Start with Your Contact Information

Begin your letter with your contact information at the top, followed by the date and the lender’s details. This establishes a professional tone from the outset.

Your Name Your Business Name Your Business Address City, State, Zip Code Date Lender’s Name Lender’s Institution Lender’s Address City, State, Zip Code

Step 3: Craft a Compelling Introduction

Trending now: find out why.

In the opening paragraph, introduce yourself and your business. Clearly state the purpose of your letter – to apply for a business loan – and the amount you are requesting. This sets the stage for the details that follow.

Step 4: Detail Your Business Plan

This is where you shine. Outline your business plan, emphasizing how the loan will contribute to your business’s growth. Be specific about how you intend to use the funds. Will they be used for expanding operations, purchasing equipment, or maybe for bolstering your working capital? Lenders want to see that you have a clear plan in place.

Step 5: Showcase Your Business’s Financial Health

Include a brief overview of your business’s financial status. Highlight your revenue, profit margins, and financial projections. This demonstrates to lenders that you have a viable business capable of repaying the loan.

Step 6: Mention Collateral (If Applicable)

If you’re offering collateral against the loan, specify what it is. This could be equipment, real estate, or inventory. Detailing the collateral reassures lenders about the security of their investment.

Step 7: Conclude with a Call to Action

End your letter by thanking the lender for considering your application and expressing your willingness to provide further information if needed. Include a polite request for a meeting or a conversation to discuss the application further.

Step 8: Professional Sign-Off

Sign off your letter with a professional closing, such as “Sincerely,” followed by your name and position within the company.

Template for a Business Loan Application Letter

[Your Name] [Your Business Name] [Your Business Address] [City, State, Zip Code] [Date]

[Lender’s Name] [Lender’s Institution] [Lender’s Address] [City, State, Zip Code]

Dear [Lender’s Name],

I am writing to apply for a business loan of [Loan Amount] for [Your Business Name]. As [Your Position] of the company, I am committed to guiding our business to new heights, and this loan is a crucial step in our growth strategy.

Our plan is to allocate the loan towards [Specific Use of Loan]. This investment is projected to [Expected Outcome of Loan Investment], enhancing our profitability and ensuring our ability to repay the loan.

Enclosed with this letter, you will find our business plan, financial statements, and cash flow projections, providing a comprehensive view of our business’s financial health and growth potential.

Thank you for considering our loan application. I am looking forward to the opportunity to discuss this further and am happy to provide any additional information required.

[Your Name] [Your Position] [Your Contact Information]

Tips from Personal Experience

• Personalize Your Letter: While using a template is helpful, adding personal touches that reflect your business’s unique aspects can make your letter stand out.
• Be Transparent: Honesty about your business’s current financial situation and how you plan to use the loan builds trust with lenders.
• Proofread: A letter free from grammatical errors and typos shows attention to detail and professionalism.

I’d love to hear your thoughts or experiences with writing business loan application letters. Do you have any tips to share or questions about the process? Feel free to leave a comment below.

Frequently Asked Questions (FAQs)

Q: What is a business loan request?

Answer: A business loan request is a formal request made by a business to a lender or financial institution for a loan to finance business operations or expansion.

Q: What information is typically included in a business loan request?

Answer:   A business loan request typically includes information about the business, including its financial history, plans for the loan proceeds, and a projected financial statement. 

It may also include personal financial information about the business owner or owners.

Q: How is a business loan request typically made?

Answer:   A business loan request is typically made in writing, through a loan application or business plan submitted to a lender or financial institution.

Q: What documentation is required to support a business loan request?

Answer:   Documentation that may be required to support a business loan request can include financial statements, tax returns, and personal financial information. 

It may also include business plan, projected financial statement, and any collateral that the business can offer.

Q: What are the potential outcomes of a business loan request?

Answer:   The potential outcomes of a business loan request can include the lender or financial institution approving the loan, denying the loan, or offering a modified loan amount or terms. 

The interest rate, repayment period, and other terms of the loan will be based on the creditworthiness of the business and the lender’s lending policies.

Q: What is a business loan request letter?

Answer : A business loan request letter is a formal written document submitted by an individual or a business to a financial institution or lender, seeking financial assistance in the form of a loan. 

It outlines the purpose of the loan, the amount requested, and provides supporting information to convince the lender of the borrower’s creditworthiness.

Q: How do I start a business loan request letter?

Answer : To start a business loan request letter, begin by addressing it to the appropriate person or department at the lending institution. 

Use a formal salutation such as “Dear [Lender’s Name]” or “To Whom It May Concern.” Introduce yourself or your business and clearly state the purpose of the letter, which is to request a loan.

Q: How should I structure a business loan request letter?

Answer : A business loan request letter should follow a professional and organized structure. It typically includes an introduction, a body, and a conclusion. 

The introduction should clearly state the purpose of the letter and provide essential details about yourself or your business. 

The body of the letter should elaborate on the loan request, including the amount needed, the purpose of the loan, and any supporting information or documents. 

Finally, the conclusion should express appreciation for the lender’s time and consideration, while offering your contact information for further communication.

Q: What tone should I use in a business loan request letter?

Answer : A loan request letter should maintain a formal and professional tone throughout. It should be respectful, concise, and polite. Avoid using overly technical jargon or informal language. 

It is important to demonstrate professionalism and credibility to increase your chances of a favorable response.

Q: How long should a business loan request letter be?

Answer : A business loan request letter should be concise and to the point, typically ranging from one to two pages. 

Avoid excessive details or unnecessary information that may distract from the main purpose of the letter. Keep the content focused, clear, and persuasive.

Q: What is the purpose of a business loan request letter?

Answer : The purpose of a business loan request letter is to formally request financial assistance from a lender or financial institution. 

It serves as a written proposal, outlining the borrower’s need for funds, the purpose of the loan, and the borrower’s ability to repay. 

The letter aims to persuade the lender that the loan is a viable investment with a solid repayment plan and potential for positive outcomes.

Q: How important is a business loan request letter?

Answer : A business loan request letter is crucial when seeking a loan from a lender or financial institution. 

It acts as a formal request, providing essential information about the borrower, the purpose of the loan, and the borrower’s ability to repay. 

A well-written and persuasive loan request letter increases the likelihood of the loan being approved, as it demonstrates professionalism, credibility, and a clear understanding of the borrower’s financial needs.

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Loan Agreement

Enter the date in which this agreement was made.

LOAN AGREEMENT

THIS LOAN AGREEMENT is made on ________ .

________ , of the following address:

(hereinafter referred to as the " Lender ") of the one part,

(hereinafter referred to as the " Borrower ") of the other part.

WHEREAS the Lender desires to lend the Borrower the sum of ₦ ________ (________) and the Borrower accepts the Principal upon the fulfillment of the terms and conditions set out in this Agreement. In consideration of mutual covenants and promises contained in this Agreement and the receipt of which is hereby acknowledged, the Parties agree as follows:

1. INTERPRETATION

Unless otherwise defined herein, the following words and expressions shall have the following meaning:

'Agreement' means this loan agreement.

'Business Day' means any day except Saturday, Sunday, public holiday or bank holiday.

'Principal' means the total amount of money provided by the Lender under this Agreement, which is the sum of ₦ ________ (________).

'Interest Rate' means ________ % (________ percent) per annum.

'Default Interest' means ________ % (________ percent) per annum.

'Material adverse change' means any change in the circumstance of the Borrower that makes it impossible for the Borrower to perform its obligations in this Agreement.

'Outstanding Amount' means the total amount of principal, interests, and any costs payable by the Borrower which is due and remains unpaid.

'Security' means any security interest, pledge, encumbrance or charge provided by the Borrower or any Guarantor, including the guarantee provided by any Guarantor in relation to the following collateral or property.

'Repayment Date' means the last date on which the Principal together with any interest, costs and any Outstanding Amount becomes due and payable to the Lender under this Agreement.

2.1. The Lender shall advance the sum of ₦ ________ (________) to the Borrower on ________ .

2.2. The loan shall be granted on the terms and conditions set out in this Agreement for the following purpose:

3. DURATION OF THIS AGREEMENT

Save as otherwise provided in this Agreement, notwithstanding the repayment of any sum due in this Agreement, the provision of this Agreement shall remain in force for as long as the loan, interest and any other sum remains unpaid.

4. INTEREST

4.1. Interest shall be payable by the Borrower on the loan, at the rate of ________ % (________ percent) per annum. The interest shall be calculated as of the day of the transfer of the Principal or a part thereof.

4.2. The Lender reserves the right to increase the interest rate.

4.3. If any interest payable under this Agreement is not paid within ________ (________) business days after the interest is due for payment, a Default Interest of ________ % (________ percent) on the due interest will be charged.

5. OBLIGATIONS OF THE BORROWER

5.1. The Borrower shall be required to allow the Lender to check the financial situation of Borrower and examine the respective documentation and assets in order to verify the information submitted by the Borrower, the Borrower's solvency and the reality of performing the payment obligations under this Agreement.

5.2. The Borrower is required to use the Principal only for the intended purpose specified in this Agreement.

5.3. The Borrower shall make no counter-claim or set off against any payment due under this agreement and make such payments

5.4. The Borrower shall provide notice to the Lender of any event of default or Material Adverse Change.

6. REPAYMENT OF LOAN

6.1. Interest shall be due and payable every month, for a period of ________ months.

6.2. The Principal shall be repaid at the end of the term of the loan.

7. SECURITY DEPOSIT

7.1. The Borrower agrees that the following property shall be used as security for loan:

7.2. In the event that the value of the Security decreases (e.g. an insured event has occurred in case of which no insurance indemnity is paid, or the market value of the Security has decreased or any circumstances that may decrease the value of the Security), the Lender shall be entitled to demand that additional Security (Securities) be established by the Borrower or any other An individual providing the security.

7.3. The Borrower is required to established to establish the additional Security (Securities) in favour of the Lender immediately after receipt of a respective demand by the Lender.

7.4. The Borrower undertakes that in the event that the principal and the interest is due and remains unpaid, the Lender shall have title to the property secured above and reserves the right to sell the property secured and use the funds to satisfy the terms of this agreement.

7.5. The Lender shall also collect any unpaid funds not covered by the sale of the property.

8.1. The Lender shall be entitled to unilaterally cancel and demand the payment of the Outstanding Amount and the performance of other claims under this Agreement by notifying the Borrower thereof in writing, if any one or several cases specified below occur:

I. the Borrower fails to make the payments under the Agreement as at when due;

II. if in the opinion of the Lender , the Borrower become insolvent, thereby making the due performance of the Agreement doubtful;

III. in the opinion of the Lender, the value of the Security has significantly decreased and the Parties have failed to reach an agreement on the establishment of additional security.

IV. the Borrower fails to duly perform its obligations under this Agreement or another other agreements entered into by the Parties;

V. the Borrower violates other terms and conditions of this Agreement;

VI. the Borrower breaches any law, regulation, judgement or administrative decision or any law in the circumstances where the Lender reasonably believes that the breach will have an adverse effect on the Borrower's ability to meet its obligations in this Agreement.

8.2. Upon any default, the Lender shall be entitled to demand for the complete repayment of the Principal and compensation for any damage caused to the Lender due to any delay in the repayment of the Principal, interest, or any Outstanding Amount. 9. SET-OFF AND LIEN

The Borrower agrees that the Lender shall be entitled to the possession of the Security until the Principal, interest and other amount due and payable has been paid in full.

The Borrower also agrees that the Lender shall have the right to foreclose or sell the Security if the Principal, interest and other amount due and payable remains unpaid.

10. CONDITION PRECEDENTS

The Lender is entitled to refuse to disburse the Principal or any part thereof to the Borrower if any of the following is discovered:

I. the Borrower and/or the owner of the Security provides false information to the Lender on their solvency or value of security, or other material circumstance.

II. the Borrower has not used the already disbursed part of the Principal for the Purpose for which it was intended for.

III. where the Borrower being a Other organization, goes into liquidation at the commencement of this Agreement.

11. INSURANCE

11.1. The Lender shall insure the Security with a recognized insurance A company and shall be required to supply particulars of any insurance that it may have arranged.

11.2. The Lender or any An individual providing the Security shall notify the insurer of the fact that the property is encumbered.

11.3. The insurance coverage must be applied for the complete restoration of the property in the event that the property is destroyed by fire, an act of God or any other damage done to the property.

12. RECONSTRUCTION AND AMALGAMATION

This Agreement shall not be affected by any reconstruction, winding up or changes that might affect the Borrower, its successors or assigns with any other Other organization or An individuals.

13. WAIVERS

Failure or delay in exercising any right on the part of the Lender shall not operate as a waiver. The right or remedies herein provided are cumulative and not exclusive of any right or remedies provided by law.

14. ASSIGNMENT

Parties under this Agreement shall not assign or transfer any rights and obligations under this Agreement to a third party without the prior consent of the other.

15. CONFIDENTIALITY

15.1. The Parties (including their employees and agents) undertake that they shall not disclose or communicate to any party any confidential information relating to this Agreement or contracts contemplated herein, which may come to their knowledge.

15.2. The Parties further undertake to use their best endeavours to prevent the publication or disclosure of any confidential information concerning such matters.

16. GOVERNING LAW

This Agreement shall be governed by the laws of the Federal Republic of Nigeria.

17. JURISDICTION

Both parties agree that the Nigerian courts shall have the exclusive jurisdiction to settle any dispute or claim in connection with this contract.

18. 585585 828552585

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19. 8855855

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20. VARIATION

No part of this Agreement shall be varied or terminated unless such variation is agreed and signed by the both parties.

21. COUNTERPARTS

This Agreement may be executed in several counterparts, all of which constitutes a single agreement between the Parties.

IN WITNESS WHEREOF the Parties hereto have executed this Contract this day and year first written above.

SIGNED by the within named ________

___________________________

in the presence of:

Name . ...............................................................................................................

Address . ............................................................................................................

Occupation . .......................................................................................................

Signature . .........................................................................................................

HOW TO CUSTOMIZE THE TEMPLATE

Answer the question, then click on "Next".

The document is written according to your responses - clauses are added or removed, paragraphs are customised, words are changed, etc.

At the end, you will immediately receive the document in Word and PDF formats. You can then open the Word document to modify it and reuse it however you wish.

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How To Write An Application Letter In Nigeria To Make Sure You’ll Get A Job

Applying to a job has become rather arduous and challenging task in our modern society. The demand for a position often a couple of times higher, than the supply, which make the authority of an employer the higher.

If you want to increase your chances in getting a job, you should try to impress the person you’re going to work for; you should try to stand out from the crowd. And the best instrument for this purpose is an application letter for a job .

Thus, a person does not normally apply for a new job position before they find a clear answer to the question “ How to write application letter for job vacancy in Nigeria ?”

But to do it right you need to know precisely how to write a good application letter in Nigeria . Here are a few pieces of advice, that will help you to do it right.

Find a job that will suit you with the help of the Jiji !

How to write an application letter : 6 steps

The question “ How do i write an application letter ? ” should not cause anxiety or panic. On the contrary, Nigerian job application for a cook and an application letter to INEC will look very similar due to the general formal letter format in Nigeria . Follow these directions to write an application letter for a job in Nigeria .

Let’s suppose you have already picked the vacancy from the list of job offers, read the description carefully, checked company’s background, and the last thing is to find out how to make an application letter to get this job

Do some more research

Read the description attentively one more time. Note the key requirements and duties. The application letter for employment should explain why you fit for the current job position, so you should focus on what is required during the letter writing process. In other words, match your skills with employer’s needs and describe it in an attractive form.

Create the lists

Take a separate piece of paper and write down your previous job positions in one column and duties in the other one. Then, list separately your soft and hard skills.

Every example of application letter is an extract from job history. Your letter of application should feature only what matters for the current vacancy. Take a pen and strike through what does is not important for an application letter for this particular job in this specific company . Leave only what is suitable and leave out all the rest.

After you know what to write in this application for employment letter , you should arrange the information in a proper way. Take a look at example of an application letter in Nigeria included above to get the understanding of Nigerian application letter format .

Remember that you are learning how to write a job application letter , so you should operate with facts, not literary devices. At the same time, remember about grammar and spelling – literacy always matters.

As you have already understood, there is no any single universal manual or any brand book on how to write an application letter for employment in Nigeria . As format for application letter is quite adaptive, you can alter the size, wordage, fonts etc.

Nevertheless, there is an unconventional rule for job application letter format : clarity. Thus, it should not be more than one page long, with 1” margins, single spaced, and use one of the traditional fonts (Times New Roma, Arial, or Calibri) between 10 and 12 points. Such formatting makes your application letter for employment suitable for every company in Nigeria .

The inseparable part of your “ how to write a formal letter in Nigeria ” quest is proffreading. There is hardly an employer, who will be glad to offer a job to a person, who writes with mistakes and typos.

Of course, you may be excited or nervous, for a single letter is going to decide the future of your career. Nevertheless, after saying to yourself “ I want to write an application letter, ” clear your mind and get ready to spend some time for proofreading and re-writing.

1. Be short and specific

A lot of employers and HR managers look only at the application letters without paying any attention to the CV at first, as they have a lot of people applying for the position.

2. State the benefits to the employer

One of the main tips on how to write an application letter is to skip the benefits the job will give you and focus on what you can offer for the job. Obviously, this point should be based upon the position you’re applying, so try avoiding cliché phrases. Think about what the employer expects you to do and to say.

3. Describe yourself

This doesn’t mean you should reveal your appearance, you should rather state your personal qualities in a way you couldn’t do in your resume. Your personality is important for any job you’re applying, and especially if it involves working in a team or with clients.

4. Address the letter directly to the person

Start your letter with “Dear Mr. Smith” or, if you don’t know the name of the person who is going to read your letter, “Dear Hiring Manager”. You can address the manager in the text by using pronouns. End the letter by informing the person, who reads it that you will be thrilled to hear from them.

5. General style

To know, how to write an application letter for a job vacancy , you need to understand the details of the style of the text you’re about to write.

6. Proofread

Already mentioned, this is one of the main thinks of “ how to write application lette r ” success formula.

Now you know how to write a letter , so put all your doubts aside and apply for your dream job right now.

What is job application letter

Application letter is a document that is usually mailed together with your CV. One or several application letters attached in your email are the short summary of your long list of experiences and qualifications.

Also known as cover letter for job application, it should explain, why exactly do you want to get the job you’re applying to and why your candidacy is the right choice for the company. If it is the first time job vacancy letter is required and you know nothing about how to write an application letter for a job , do not worry.

To get your point across the best way possible you need to follow the right format of application letter . Here is a sample of an application letter you can use when looking for a job in Nigeria .

This sample of job application letter may be very helpful for your job application in Nigeria . Nevertheless, do not forget that a sample cover letter for job application is not the only possible variant of Nigerian formal letter you can use.

Dealing with “ How to write an application letter? ” requires certain flexibility and sometimes creativity. The sample of application letter for employment in Nigeria will help to get thoughts together. Remember that every application for employment is unique, as it deals with individual achievements, skills, and experiences.

Consequently, your application letter can (and probably should) be a bit different. Do not hesitate to customize some parts if needed or to use elements from samples of application letters if you have found more samples of application letter in Nigeria .

Just remember that you are writing a business document, so your application letter format should not include metaphors, fiction etc.

How to write a cover letter for a job application : structure

Job application letter format in Nigeria and not only in Nigeria features several key elements – each obligatory, situated in its own fixed position, and with the specific purpose.

Every Nigerian application letter should begin with contact information, both yours and employer’s. A standard application letter for job includes name, address, phone number, email, and is followed by the date. A sample of application letter looks the following way:

Your Contact Information

• Your Address
• Your City, State, Zip Code
• Your Phone Number
• Your Email Address

Employer’s Contact Information

• City, State, Zip Code

The next part is greeting. According to formal letter format , it goes the following way: “Dear Mr./Ms. + Last Name.”

A standard Nigerian application letter consists of 3 body paragraphs.

• Mention the job you are applying for, where you have found the offer, and why it is interesting for you.
• This is the most important part of every job application letter . Describe your experience, accomplishments, and skills to prove they perfectly match the employer’s requirements.
• The final part of letter of application for employment should include thanks to the employer and follow-up information.

Complimentary close

The final  part of every cover letter for job application is a “formal farewell.” The sample of a closing part application letter in Nigeria can look like this:

• Best regards,
• Your LinkedIn Profile URL

This is the generally accepted application letter format in Nigeria , which can be used as a manual for any company.

• application letter
• Cover Letter
• information
• interesting
• personality

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How to Write an Application Letter in Nigeria (A Complete Guide)

• Reading time: 19 mins read
• Post category: Nigeria Tips

To write a good application letter in Nigeria, you must research, pay attention to details, and communicate well. A letter of application is a formal document that shows your interest in a job and lists your skills and experience. It is often the first thing a potential employer sees about a job candidate, so it is important to make a good impression. In this article, we’ll talk about the most important parts of a successful application letter in Nigeria, such as how to write an application letter in Nigeria that fits the position and company. You’ll also learn how to format and lay it out, use language and tone, end the letter, and follow up. We will also give you tips and examples to help you write a letter that stands out and makes it more likely that you will get an interview.

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Table of Contents

What Is an Application Letter?

An application letter, also called a cover letter, is a formal document usually sent with a resume or curriculum vitae (CV) . It is used to show that you are interested in a job and to give more details about your skills and experience. An application letter aims to introduce yourself to a potential employer and convince them to read your resume and consider you for the job.

Usually, an application letter has the following parts:

• A header with the date and your contact information
• A greeting that tells the reader who the letter is for (if possible)
• An opening paragraph that says why you are writing and why you want the job.
• Body paragraphs that show your relevant skills and experiences and explain how they match the job’s needs.
• A closing that says you’re grateful for the chance to apply and gives your contact information in case they want to get in touch.

Application letters are important because they are often the first time a job seeker meets a potential employer. It is important to make a good first impression. Show off your skills and qualifications by writing a well-written application letter. This makes it more likely that you’ll be asked to come in for an interview.

How to Write an Application Letter in Nigeria

Customize the letter to fit the job and the company.

Customizing the letter to the job and company is one of the most essential parts of writing a successful application letter in Nigeria. This means you need to do your research and use specific language and examples to show that you are qualified for the job and a good fit for it.

First, learn as much as possible about the company and job you are applying for. You can learn about a company’s mission, values, and culture by looking at their website, social media accounts, and any other publicly available information. Also, look at the job posting or ad to find out exactly what qualifications and experience the employer wants.

When writing your letter, use specific language and examples from your research to show how your qualifications and experience fit with the job and the company. For example, if the job description stresses the importance of working as a team, give specific examples of how you have worked on successful team projects in the past. If the company values innovation, talk about times in your career when you creatively solved a problem.

Also, using the right keywords for the job you’re applying for is important when you talk about your qualifications and experiences. This will show the employer that you read the job ad and that you are a good fit for the job.

Also, make sure to send the letter to the right person and use the right title for them. If you can’t find the person’s name, you can always use a general greeting like “Hiring Manager” or “Recruitment Team.”

By making your application letter specific to the job and company, you can show interest in the position and have the skills and experience the employer seeks.

Format and Layout Your Application Letter

When writing an application letter in Nigeria, it is important to consider how it is formatted and laid out. A letter with good formatting is easy to read and looks nice, which can help make a good impression on the employer.

Most application letters should be one page long. This lets you show off your qualifications and experience while keeping the letter short and easy to read.

The way the letter is put together should be clear and easy to understand. Start with a header that has your name, the date, and how to get in touch with you. After that, start with a salutation that tells the reader who the letter is for (if possible). Introduce yourself and tell the person why you’re writing and why you want the job. Use bullet points or short paragraphs to show off your skills and experiences. Close the letter by thanking them for the chance to apply and giving them your contact information in case they want to follow up.

Use a clear, easy-to-read font like Times New Roman or Arial for the best layout and typeface. Use 11 or 12-point font, and make sure to double space. Align the text to the left, and make sure there is enough space between sections and paragraphs.

When you’re putting together your application letter, it is also important to check for mistakes and make sure everything is lined up. This will help make the letter look nice and make it easy to read.

If you follow these rules for formatting and layout, your application letter will be well written and easy to read. This will help you make a good impression on the employer and make it more likely that you will be asked to come in for an interview.

Language and Tone for a Nigerian Application Letter

When writing a letter of application in Nigeria, it is important to use the right words and tone. The letter should always be written in a formal, professional, and positive way.

First, the letter must be written in a formal, businesslike way. This means you should not use slang, colloquialisms, or language that is too casual. Instead, use clear, precise language to describe your skills and experience.

Second, keep the letter’s tone upbeat and confident the whole time. Don’t say anything bad about the job or the company, and don’t say anything that sounds like an apology.

Third, be aware of Nigeria’s culture and traditions. it is important to use respectful language and a polite tone and to address the person you’re writing to with an honorific.

Lastly, you should check your application letter for grammar and spelling mistakes before you send it in. This will make sure that your letter looks nice and is written in a professional way.

By paying attention to the words and tone you use in your application letter, you will be able to talk about your qualifications and experience in a formal, professional, and positive way. This will help you make a good impression on the employer and make it more likely that you will be asked to come in for an interview.

How to End and Follow Up on an Application Letter

In Nigeria, the closing and follow-up of an application letter are essential steps that can help you make a good impression on the employer and increase your chances of getting an interview.

When you close the letter, thank the employer for giving you the chance to apply and for taking the time to read it. Make sure to give your contact information, like your phone number and email address, so that they can get in touch with you. You can also suggest a meeting or interview and let them know you are available.

it is important to follow up with the employer after sending your application letter. You can do this by sending an email or calling to find out where your application is in the process. This shows that you care about the job and are interested in it, and it also makes a good impression on the employer.

it is important to be polite and respectful when following up. Try not to be pushy or mean. Instead, show that you are interested in the job and ask what else the employer needs from you.

You can also use the follow-up as a chance to remind the employer of your skills and experience and why you’d be a good fit for the job.

By using these tips for closing and following up in an application letter in Nigeria, you can make a good impression on the employer and increase your chances of getting an interview.

Read Also: How to Make Money Online in Nigeria

Application Template for a Job in Nigeria

[Your Name] [Your Location] [Town, State, and ZIP Code] [Your Email] [Your Number Here] [Date] [Name of the Hiring Manager] [Name of Company] [Address of Company] [Town, State, and ZIP Code] Dear [Name of Hiring Manager], I’m writing to let [Company Name] know that I’m interested in the [Position] role. I saw the job posting on [where you saw the job posting], and I’m excited about the chance to join your team and use my skills and knowledge. As a [insert your job title or relevant qualifications], I have [insert number] years of experience in [insert relevant field or industry]. In my current job as [insert your current job title] at [insert your current company], I have gained experience in [insert relevant skills or experiences you have gained in your current role]. I’ve also had the chance to work on a number of projects where I was able to [insert specific examples of skills or experience that are relevant]. I really like [Company Name] mission’s and values, and I’m excited about the chance to work for a company that is making a positive difference in [relevant field or industry]. I think my experience and skills are a good fit for the [Position] role, and I am sure I would be a good addition to your team. Thank you for taking my application into account. I would be happy to tell you anything else you want to know or answer any questions you might have. Attached is a copy of my resume for your use. I hope to hear from you soon. Sincerely, [Your Name] [Information on how to reach you]

Example of a Letter of Application

Chukwuma Ciroma Adekunle

12, Adebayo street, Lekki, Lagos Nigeria

[email protected]

+234-805-555-5555

January 26, 2023

Mrs. Ngozi Okonkwo

Sungba Global

6, Adebayo street, Lekki, Lagos Nigeria

Dear Mrs. Okonkwo,

I’m writing to apply for the job of Junior Accountant at Sungba Global. I saw the job posting on the company’s website, and I’m excited about the chance to join your team and use my skills and knowledge.

As someone who just got a degree in Accounting and Finance, I have learned about accounting principles and how to analyze money. I also have certification from ICAN. As an intern at ABC Consulting, I have learned how to keep books, make financial statements, and help with budgeting and making predictions.

I really like how Sungba Global wants to give clients the best accounting services possible, and I’m excited to be a part of a company that is making a difference in the accounting field. I am sure I would be an excellent addition to your team because my education and experience are a good fit for the Junior Accountant position.

Thank you for taking my application into account. I’d be happy to tell you anything else you want to know or answer any questions you might have. I’m looking forward to the chance to talk about how I can help Sungba Global do well.

Tips on How to Write a Great Application Letter in Nigeria

1. Tailor the letter to fit the job and the company: Make sure to tailor your letter to the job and company for which you are applying. This will show that you are interested in the opportunity and have done your research.

2. Showcase your relevant skills and experiences: Use specific examples and accomplishments to show how your skills and experience match the job’s requirements.

3. Use a formal and business-like tone: Use formal, business-like language and a confident, upbeat tone throughout the letter. Don’t use slang, colloquialisms, or language that is too casual.

4. Pay attention to Nigeria’s culture and habits: Be polite and respectful in your language and tone, and use honorifics when writing to someone.

5. Formatting and layout: Make sure your letter is well-formatted and easy to read. Use the standard format for a business letter, and make sure the font is easy to read.

6. Proofreading: Carefully read over your letter to make sure there are no mistakes in grammar, spelling, or punctuation.

7. Closing and following up: Give your contact information and end the letter in a professional and positive way. Ask about the status of your application and remind them of your qualifications in a timely and polite way.

Dos and Don’ts of Writing an Application Letter in Nigeria

The table below summarizes the most important things to remember when writing an application letter in Nigeria. It shows what to do and what not to do. Remember that if you follow these rules, you’ll have a better chance of making a good impression on the employer, which will help you get the job.

To write a good application letter in Nigeria, you need to do a lot of research, customise it, and pay close attention to the details. In summary, you can increase your chances of getting an interview and making a good impression on the employer by highlighting your relevant qualifications and experience, using a professional and formal tone, being aware of the culture and customs of Nigeria, formatting the letter correctly, proofreading and closing it, and following up in a timely and polite way. Make sure to tailor your letter to the job and company you are applying for, show that you are genuinely interested in the position and your qualifications, and be polite and respectful throughout the letter.

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• The federal government has launched the Consumer Credit Scheme platform for Nigerians to apply for loans
• According to Ajuri Ngelale, the scheme can be used to improve quality of life by obtaining goods and services upfront
• Those interested would need to sign up through the website www.credicorp.ng to declare their interest

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President Bola Tinubu has approved the launch of the Consumer Credit Scheme (CCS), which intends to serve civil servants primarily.

Chief Ajuri Ngelale, the President's Special Advisor on Media and Publicity, announced this on Wednesday, April 24, in Abuja .

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Ngelale said that the CCS is essential to contemporary economies because it allows people to improve their quality of life by obtaining goods and services upfront and making responsible payments over time.

According to him, it makes it easier for Nigerians to make the essential purchases—like homes, cars, healthcare, and education—necessary for continued stability so they may follow their goals.

Vanguard reported that People can open up additional options for a better life by building credit histories through conscientious repayment using the scheme.

Credit scheme essential for Nigerians to grow

Ngelale stated that the president believes every diligent Nigerian should be able to move up the social ladder and that consumer credit was essential to realising this goal.

According to him, CREDICORP uses three main frameworks to carry out its mission.

Among them include improving Nigeria's credit reporting systems and guaranteeing that each person engaged in the economy has a stable credit score. Their equity is influenced by this score, making it easier to obtain consumer credit.

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In addition, it provides wholesale loans and credit guarantees to financial institutions committed to increasing consumer access to credit today.

Similarly, it promotes responsible consumer credit as a pathway to an improved quality of life, fostering a cultural shift towards growth and financial responsibility.

Ngelale said that in line with the president's directive to expand consumer credit access to Nigerians, the CREDICORP has launched a portal for Nigerians to express interest in receiving consumer credit.

According to the presidential spokesman, the program aims to increase consumer credit availability and was carried out in partnership with financial institutions and cooperatives nationwide.

He clarified that before May 15, working Nigerians interested in obtaining consumer credit should visit www.credicorp.ng to declare their interest.

Remember that the program will be gradually implemented and extended to further members of the public.

FG gives update on student loan

Legit.ng reported that the federal government of Nigeria will open the website for the much-anticipated student loan soon.

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As reported by Premium Times, the opportunity was supposed to kick off in January (2024).

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_____________________________________of _____________________ ___________________________________________ (hereinafter referred to as ‘the Lender’ which expression shall where the context so admits include his heirs, personal representatives, successors-in-title and assigns) of the one part, AND

_______________________________________of_______________________________________________________________ (hereinafter referred to as ‘the Borrower’ which expression shall where the context so admits include his heirs, personal representatives, successors-in-title and assigns) of the other part,

WHEREAS THE PARTIES AGREE AS FOLLOWS: 1. That the Lender shall lend the borrower the sum of N1,000,000.00 (One Million Naira) Only.

2. That the lender shall collect ______________________ as collateral for the loaned sum of N1,000,000.00 (One Million Naira) from the borrower.

3. Receipt of the said N1,000,000.00 (One Million Naira Only) is hereby acknowledged by the borrower.

4. That the borrower shall repay the sum of ___________________ as interest on the loan.

5. That the borrower agrees to return the loan with the interest on the _________________________.

6. That the Borrower shall issue post-dated cheque(s) in the total sum of the loan and interest to the Lender.

7. In the event that the Borrower does not return the loan or/and interest on the aforementioned date, the Lender shall have authority to – i. ii.     iii. iv.  

IN WITNESS WHEREOF the parties have hereunto set their hands and signatures the day and year first above written.

SIGNED BY THE LENDER     ___________________________

In the presence of :

Name: …………………………………………. Address: ………………………………………. Occupation: …………………………………… Signature:………………………………………

SIGNED BY THE BORROWER    ___________________________

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• September 8, 2020
• Cover Letters

How to write a standard Nigeria application letter. Most of the time, employers prefer to receive an application letter for a vacant position instead of a CV and cover letter. You should use a standard application letter when applying for a job where your personality is most important for the role.

Writing a standard application letter will help showcase your personality, your skills, and relevant achievements that will attract the hiring manager’s attention.

A standard application letter reflects more details about your person. Every employer wants to have an idea of who you are, before inviting you for an interview.

In this article, I will explain to you how to write a standard application letter. Before I proceed, let’s go over what an employment application letter is.

What is an Employment Application Letter?

An employment application letter explains who you are. As earlier stated, it highlights your achievements and skills, it portrays you in a positive light in the eyes of the hiring manager or recruiter responsible for reviewing applications.

An employment application letter explains to the reader why they ought to invite you for an interview. It basically highlights the key qualifications that qualify you for the role.

A standard application letter can impress a possible employer, and it sets you ahead of other applicants. In your letter, you’d also want to point out your familiarity with the organization to which you’re applying. You’ll discuss how your professional goals and aspirations align with the company’s goals. It’s important to use your application letter to showcase some aspects of your personality.

What is the Difference Between Cover Letter and Application Letter?

In most cases, an application letter and also a cover letter perform similar functions. However, they are different. Application letters are meant to stand alone, while a cover letter is sometimes sent alongside a CV or résumé.

An application letter clearly states your skills, competencies, personality, and goals as they align with that of the organization. A cover letter, on the other hand, highlights the information contained on a CV but does not contain an excessive amount of information about the job applicant. It is merely an introduction to the CV/résumé.

A cover letter contains a quick introduction which consists of three to four sentences about the job seeker’s experience, skills, education, and accomplishment. It states in clear terms, why the job seeker is the best person for a role.

An application letter may have an intensive introduction because it stands alone unlike a cover letter that introduces your CV.

A cover letter is written with the intent of capturing a recruiter’s attention, enough for him/her to review the CV or résumé, and possibly invite the job seeker for an interview. While an application letter is generally used by a job seeker to indicate interest in an unpublicized vacancy.

When to Write an Application Letter

For jobs in Nigeria, an application letter is a proper introduction between you and your prospective employer. In most cases, it helps you get ahead of other job seekers and gives your potential employer reasons to consider you ahead of other applicants.

An application letter is not just written for jobs in private companies but also for government-owned companies. Hence, you are meant to write an application letter when applying for government openings.

Nigeria has a far larger number of job seekers compared to other countries. So, what happens when jobs are advertised, with thousands of applicants showing interest? Your well-written application letter is what will make you stand out.

How to Write an Application Letter

To write a standard job application letter, follow these outlines. Ensure you include information about yourself and your professional experience, this will appeal to a hiring manager:

1. Research and Understand the organization and Job role. 2. Decide on your application Format. 3. Address the heading of the letter. 4. Address the letter to the Hiring Manager (HR) or recruiter. 5. Introduction: Describe your interest. 6. Describe your relevant experiences and qualifications. 7. Include key aspects that make you stand out amidst other applicants. 8. Express gratitude. 9. Close the letter.

1. Research and Understand the Company and Job Role .

Making research about the company is something you should do before writing an application letter. The essence is to know the organization, and job role you’re applying for. This will ensure that your prospective employer notices your application amongst others.

Aside from the fact that you will stand out, researching a company and understanding the role of the position before writing your application letter will make it easier for you to compose your application letter.

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2. Decide on Your Application Forma t

After making a research on the organization, and getting a sufficient understanding of the job role. You ought to create a rough draft of the application letter, support it with your research before writing the final one.

3. Address the Heading of Your Letter

Addressing the header of your application letter is vital. Although, ‘ salutation ‘ is one aspect of the application letter that the employer or hiring manager will likely see first as soon as they open the application letter. Nevertheless, the heading of your letter should be written with care.

Use a proper business heading for your application letter. The heading should include your name, contact information, address and date, on the right side of your application letter. Then, the name of the hiring manager(optional), the title of the hiring manager, the company’s name, and the company’s address, on the left side of your application letter.

Example of a header:

Your name. Place of Residence (Your address). Your phone number. Your email address. Date.

Name of hiring manager. Title of hiring manager. Company’s name. Company’s address.

4. Address the Letter to the Hiring Manager (HR) or Recruiter.

How you address the hiring manager or recruiter is very important as he/she can sense your tone from the way you write. Treat the recipients with respect when you are writing your application letter. Be polite, and use formal language when writing. Avoid using any slang or ambiguous words. Address your letter with a typical business greeting, like “Dear Mr./Mrs.”, “Dear Sir/Madam” or “Dear Hiring Manager.”

5. Introduction: Describe Your Interest

Your introduction should describe your interests, but it must be brief. As much as you are giving your prospective employers reasons why you are the most suitable candidate for the role, you should not bore them. Due to the high number of applications employers receive daily, they won’t be ready to spend much time reading a single application letter.

Moreover, your application letter stands out after you’ve mentioned the aim of your letter within the first paragraph. This is most likely the first place the recruiter or hiring manager will observe.

6. Describe Your Relevant Experiences and Qualifications

The next few paragraphs of your letter should highlight your experience, qualifications, and skills, positioned in a way that aligns with the company’s goals and mission. By describing your relevant experience and qualification for the role, you are giving your prospective employer the mindset that you are enthusiastic about the work and ready to help the corporation achieve its set goals and objectives.

7. Include key Aspects that Will Make you Stand Out Amidst other Applicants

When you are writing your application letter, consider how you’ll be able to combine some aspects of your personality in relation to the position. It is important to incorporate key aspects that stands you out as an applicant.

8. Express Gratitude

Before you log out in your letter, express your appreciation to the hiring manager for reviewing your letter and considering you for the position. The hiring manager is taking the time to read what you have written, it is only right to express your gratitude politely and professionally in your last paragraph.

9. Close the Letter

At the end of your application letter, you ought to ensure that your tone matches the tone of the information. A formal application letter closing note should be polite, courteous, and respectful. For example; Yours ‘Sincerely’ or ‘Faithfully.

Sample of a Standard Application Letter

1. fresh graduate/entry-level sample, makky erica.

LAW STUDENT

XXXX, State ● +2xxx ● email

The Hiring Manager,

I am writing to express my interest in the internship position available at your esteemed law firm. As a Juris Doctor candidate at [Law School Name], I have gained valuable knowledge and skills in various areas of the law, and I am eager to apply them in a practical setting.

I am particularly drawn to your law firm because of its reputation for excellence and its commitment to providing clients with the highest level of service. I believe that an internship at your firm would provide me with the opportunity to learn from experienced attorneys, and to gain valuable experience in a fast-paced legal environment.

During my time at law school, I have taken courses in a variety of subjects, including constitutional law, criminal law and procedure, contracts, torts, civil procedure, property law, and evidence. Through these courses, I have developed strong research and analytical skills, as well as excellent written and verbal communication skills. I am also proficient in legal research tools such as LexisNexis and Westlaw, and I have experience drafting legal documents such as memos, pleadings, and motions.

In addition to my coursework, I have gained practical legal experience through my work as a legal intern at [Law Firm Name]. In this role, I have conducted legal research on various legal issues, drafted legal documents, attended court hearings and depositions, and assisted attorneys in client meetings and case preparation. I have also worked as a legal assistant at [Law Firm Name], where I assisted attorneys in legal research and document preparation, managed client communications and scheduled appointments, and maintained and organized case files and documents.

I believe that my skills, experience, and passion for the law make me an excellent candidate for the internship position at your firm. I am eager to learn from experienced attorneys, and to contribute my skills and knowledge to the firm. Thank you for considering my application. I look forward to the opportunity to discuss my qualifications further.

Makky Erica

2. Mid-level professional

KEHINDE OLUSOLA

MECHANICAL ENGINEER

Contact Address ● Email ● LinkedIn

Company’s Name,

Dear Hiring Manager,

I am writing to express my interest in the Mechanical Engineer position at [Company Name], as advertised on [job board/website]. With over 3 years of experience in the mechanical field, I am confident that my skills and knowledge align with the requirements of the position.

As a Mechanical Engineer at ABC Oil Company, I gained extensive experience in designing, analyzing, and testing mechanical equipment and components for drilling and extraction operations. I also developed project management skills by leading teams responsible for the installation, commissioning, and maintenance of mechanical systems and equipment.

I am particularly proud of my achievements during my time at ABC Oil Company. These include designing and developing a new drilling bit that reduced drilling time by 30% resulting in a savings of N500,000 per well, and leading a team in the installation of a new pumping system that increased oil production by 20% resulting in a revenue increase of $2 million per year.

I have also conducted failure analysis and implemented corrective actions to improve performance and reduce downtime, worked with cross-functional teams to ensure compliance with safety and environmental regulations, and developed and maintained technical documentation for mechanical designs and systems.

My proficiency in CAD software (SolidWorks, AutoCAD), experience with project management software (Microsoft Project), and strong analytical and problem-solving skills, make me a suitable candidate for the position. I am also a licensed Professional Engineer (PE) in the state of [insert state name] and a certified Project Management Professional (PMP).

I am excited about the opportunity to contribute to the success of [Company Name] and to bring my skills and knowledge to the team. Thank you for considering my application. I look forward to discussing my qualifications in further detail.

Yours sincerely,

………………………………..

Kehinde Olusola

3. Senior-level professional

OKURU ERICA

ELDERLY CAREGIVER

XXXX, State ● +234xxxx  ● Email

I am excited to apply for the position of Elderly Caregiver at your organization. I have extensive experience in providing compassionate and comprehensive care to seniors, and I am confident that my skills and achievements make me a strong candidate for this role.

For the past ten years, I have been working as a caregiver for elderly individuals. During this time, I have had the privilege of working with many wonderful clients, and I am proud to say that I have made a significant difference in their lives. Some of my measurable achievements in this field include:

• Developing and implementing personalized care plans for each of my clients, which have resulted in significant improvements in their overall health and well-being.
• Creating a safe and comfortable living environment for my clients, ensuring that they feel secure and at ease in their homes.
• Maintaining detailed records of my clients’ health and medical needs, which have been used by healthcare providers to provide better care.
• Coordinating with family members and healthcare providers to ensure that my clients receive the best possible care.
• Building strong relationships with my clients and their families, providing emotional support and companionship during difficult times.

In addition to these achievements, I have also completed several training programs in elder care, including courses in dementia care, end-of-life care, and medication management. I am also CPR and First Aid certified. Moreover, I am well-versed in monitoring and reporting vital signs, administering medications, and providing mobility assistance. 

What I love most about working with elderly individuals is the sense of fulfillment I get from knowing that I am making a positive difference in their lives. It is truly rewarding to see my clients thrive under my care and to know that I am helping them live their best possible lives.

I would be honored to bring my skills and experience to your team and contribute to the well-being of your clients. Thank you for considering my application. I look forward to the opportunity to discuss my qualifications further.

Okuru Erica

10 Application Letter and CV Frequently Asked Questions

• what is the ideal font (style/size) for an application letter and cv.

Writing a job application letter is very different from a quick email to a friend, or a thank-you note to a relative. Hiring managers and potential interviewers have certain expectations when it comes to the letter’s presentation and appearance.

It’s best to use a professional and traditional font, such as Times New Roman, in a size from 10 to 12 points. Try to restrict your job application letter to one page. When a hiring manager reviews your job application letter, they will get their first impression of you as a potential employee, so take time to format it professionally and keep it concise. CV font size: The CV font should be size 12 points.

• What Colours Should I Use for My Application Letter and CV?

The color scheme of your application letter and CV is an important part of its design. There is a balance to be struck between creativity and professionalism. Employers look through hundreds of application letters and CVs so you need yours to stand out. At the same time, you want to give a positive first impression that you’re a serious job candidate.

The best colors to use on an application letter and CV depend on the position you’re applying for. A black and white application letter and CV can be fine for some professions, such as an accounting or a banking.

A web designer or social media content creator can explore a few colors on their CVs. Most professionally-designed CVs use color. Using color on your CV can help to make your CV look attractive and easy-on-the-eye.

• What are the Best Tips to Use When Writing an Application Letter for a Nigerian Job

Do not copy your cv..

An application letter is a marketing pitch. Your application letter should show how exactly your background makes you a good fit for a particular position. In contrast, your CV is a general record of your experience, education, and accomplishments.

Always Write One.

Unless a job posting specifically says not to send a letter of application or cover letter, you should always send one. Even if the company does not request a letter of application, it never hurts to include one. If they do ask you to send a letter, make sure to follow the directions exactly (for example, they might ask you to send the letter as an email attachment, or type it directly into their online application system).

Use Business Letter Format.

Use a formal business letter format when writing your letter. Include your contact information at the top, the date, and the employer’s contact information. Be sure to provide a salutation at the beginning, and your signature at the end.

Sell Yourself.

Throughout the letter, focus on how you would be of benefit to the company. Provide specific examples of times when you demonstrated skills or abilities that would be useful for the job, especially those listed in the job posting or description. Also, include examples of times when you added value to a company.

TIP: Numerical values offer solid evidence of your skills and accomplishments .

Use Keywords.

Reread the job listing. Take note of any keywords (such as skills or abilities that are emphasized in the listing). Try to include some of those words in your application letter. This will help the employer see that you are strongly fit for the job.

Keep it Brief.

Keep your letter on a page, with not more than four paragraphs. An employer is more likely to read a concise letter.

Employers are likely to overlook an application with a lot of errors. Therefore, read through your cover letter, and if possible ask a friend or career counselor to review the letter. Proofread for any grammatical or spelling errors.

• What Experiences Can a Fresh Graduate Reference in Their Application Letter?

As a fresh graduate, you may not have much experience in the workforce. This can make building a CV and writing an application letter challenging. However, if you haven’t worked previously, you should make particular reference to your internships, volunteering, and leadership experience that will be relevant to your role. Check out this Career Tips For Fresh Graduates .

• Sample of a Job Application Email”

• Should I Attach my Application Letter in All Job Application?

In Nigeria, most job postings always state “Send your CV to”, and there is always an available email address. But, some employers will ask directly for both CV and application letter, so go ahead and attach your CV and application letter. For those that won’t state it, it is required that you always copy your application letter and pass it as the email body. Don’t always leave it blank.

• What is the Best Format to Send an Application Letter PDF or Word?

PDF – Portable document format. This is a file format for capturing and sending electronic documents in exactly the intended format. PDF file will always deliver the exact format you send whereas in most cases the Word Docx won’t always deliver in the same format.

So, unless a company specifies a specific format, you should generally send your CV and application letter as a PDF. That way, it’ll look exactly as you want it to, no matter what format or fonts you have in it, and it’ll look the same both on the web and on your phone.

• How Long Should my Application Letter Be?

Application letters should be between half a page to one full page in length. Limit your application letter length to 4 paragraphs, opening each with a simple topic sentence and closing with an attention-grabbing final thought.

• Is it Rude to Send My Application Letter to a Company that is not Recruiting?

Not all companies advertise job openings. Some companies get plenty of applications even without advertising vacant positions. Similarly, other companies may not be in hiring mode but will consider applications from qualified candidates if they anticipate an opening in the near future.

Therefore, sending a CV and application letter to an employer, even though you aren’t sure if there are available jobs, is a way to get yourself noticed. It may also get you advance consideration for positions that have just opened up. If you have the skills the company is in need of, it may even get you considered for a brand-new position. So, it is not rude to send your application letter to a company that is not recruiting.

See this : 6 Ways to Actively Hunt for Jobs. (Get Job Fast)

• Should Application Letter be Attached as a Document in a Mail or Used as the Body of the Mail?

If the job posting says to include your application letter and CV as an attachment, you can easily attach PDF files to your email message. Some employers do not accept attachments. In these cases, paste your cover letter into your email message. Use a simple font and remove any fancy formatting.

Written by Samuel James

I hope you find this article helpful. Kindly drop your questions, comment, or suggestion in the comment section below.

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How to Write an Application Letter in Nigeria

Still don't have an application letter? Time to put it right and increase your chances of finding a job in Nigeria! All the essential tips are in our guide.

They say that the CV and application letters are a blast from the past, and there is no point in writing them.There are numerous articles on the internet claiming that recruiters and hiring executives don’t even read candidates’ application letters, but that’s not entirely true. What if we told you there was something you could do to increase your chances of landing that dream position by about 95%? Well, there is. It is your perfect cover letter for a job in Nigeria. If you still don’t have it, you are depriving yourself of an excellent opportunity to fend off the competition and bring the employment of your dreams closer. In this guide, you will find the top advice on how to write an application letter for a job in Nigeria, what winning points to include, the typical mistakes to avoid, how to format it, and what tricks to apply to catch the attention of the employer.

What is an application letter?

Before you find how to write a cover letter in Nigeria, you should know what this document is and what purpose it serves. Essentially, an application letter is a piece of documentation that serves as an add-on complementing your CV. Since a CV (or resume) is all about facts, this add-on is intended to provide additional information in a more conversational tone to make a good first impression and to communicate the applicant’s personality, enthusiasm, and professional skills to the prospective employer. An application letter's objective is to make the reader (the hiring executive) curious enough to want to read your resume . Simply put, an application letter is an advertisement, and what you’re trying to sell is your qualifications, strengths, and experience for the target position.

A practical application letter:

• Tells the employer who you are
• Highlights the critical parts of your resume
• Demonstrates your writing skills
• Shows how your background, professional skills, and experience are relevant to the position
• Draws attention to your achievements
• Tells the employer how to get in touch with you by email, phone, mail, etc.

Recruiters and HR staff are busy people; they receive dozens of job applications every day. Imagine how much time they would need to read each application in great detail. Most recruiters open an application letter for employment and read it for about 30-40 seconds. If they are impressed with what they read, they will move on to the resume. If not, the application ends up in the trash can. Let's suppose there are three candidates for the post. They all have well-written resumes, rich industry experience, strong academic backgrounds, etc. What would you do if you were an employer? Call all of them in for an interview? A wise employer knows the value of time, reads the candidates’ application letters in detail, and chooses the one that perfectly fits the organization's needs and requirements. A well thought out application letter for a CV is an excellent opportunity to move the needle.

What makes an application letter stand out from the others? This document is too important to just submit any old document. Even though the process is time-consuming, there is good reason to craft one specifically for the position. If a prospective employer gets the sense that they are reading a one-size-fits-all template, the author’s chances of getting hired immediately go down to zero.

Types of Cover Letters

To start with, let’s check the main types of cover letters and discuss the purpose of each. There are three types: application letter, prospecting letter, and networking letter.

What to Include in Your Application Letter

As was mentioned earlier, the purpose of an application letter is to strengthen your CV contents without duplicating or rehashing information. So what should a proper application letter include? Arm yourself with the following checklist.

Your name and contact details

Start your application letter with your contact information, including your full name, the date of your application, your postal address (street, city, state, zip), phone number, and email address.

Just imagine an application letter that starts with:

We can agree that this is now how a professional email address should look. If you don’t have a professional email, hurry up and create one using a free email service. Make it straightforward and simple – your first and last name, for example.

Recipient’s name and contact details

Next, include the name of the recipient of your application letter, the name of their company, the postal address of the company (street, city, state, zip), and their contact details (contact phone number and email address).

Search on Google, Linkedin, or on the official website of the company/organization (Contacts/About Us sections). If you have trouble finding the information you need, call the HR office and ask for the hiring manager’s name. Try not to use “To whom it may concern” in the beginning of your application letter; it sounds like “Whoever” and shows a lack of interest in the job right off the bat.

Specify the title of the job you're applying for

You should include the title of the available vacancy for which you are applying. It is viable to include the job title on a separate line at the start of your application letter (e.g. “Regarding: Application for Sales Executive position”), or in the opening paragraph (e.g. “I am writing to apply for the Sales Executive position”).

Indicate your relevant skills and experience

Highlight your skills and experience without rehashing the descriptions in your CV. A shortlist is a perfect idea for this. Be sure to use measurable metrics (if possible) to support your statements.

Summarize why you are right for the job

Keep in mind that you have to reinforce your skills or experience with relevant items from your resume. Mention jobs where you’ve used the skills and experiences that you list. Explain to the prospective employer why you are a perfect fit for the position. Be specific and honest; don’t exaggerate your accomplishments. Think not about what the employer and organization can do for you but what you can do for the organization and the employer. Try to identify the company's issues — the problems that you, as a new-hire, could solve. Emphasize your relevant skills and experiences that will actually help the employer. Think over solutions to the most challenging issues of the organization. Impress the prospective hirer with your readiness and willingness to contribute to the development of their company.

Use the right tone

The tone you use will change depending on the company to which you are sending your application. Some modern companies appreciate a creative approach to application letters and CVs, while others favor a strict negotiation and appreciate a formal document. Make sure you know what the company’s “voice” is like. Before writing an application letter to a company, first find out what the company is like by reading materials on their official website. You could also browse their social media pages to see what kind of tone they use when addressing the public.

Complete your appeal with a strong finishing touch

Your closing lines should be a call to action. Closeout your letter appropriately by conveying the right amount of respect to the recipient and asking them to contact you.

Here are some standard ways to sign off:

• Sincerely yours
• Best regards
• Kind regards
• Thank you for your consideration

Never close your appeal with the following:

• Text me back when you get a chance
• Any sort of abbreviations
• Any emoticons

What to Avoid in Your Professional Application Letter

Don’t let grammar mistakes and typos slip through.

It’s often difficult to notice mistakes and typos in your own writing without a fresh look. Ask your friends and/or relatives to read your application letter carefully and review your text for typos. Other ways to correct mistakes include grammarly.com, the built-in “Spelling and grammar” tools in word processors, various extensions, and third-party tools designed to help catch errors in your writing. With so many options, there is no excuse to have any mistakes in your application letter. And always double check the spelling of the company name, the job title, the recipient’s name, and the position.

Don’t copy paste

We’ve already highlighted that an application letter is an add-on or extension for the CV. It is intended to communicate dry facts from the resume in a conversational way. Rephrase those facts instead of copy-pasting. Remember, a good CV is the brain, and a good application letter is the beauty.

Don’t write a memoir

Do not overuse “I” in any form while crafting your document. An application letter is not a memoir or an autobiography “I, me, myself”; it is about the employer and how you can help them, not about you.

Don’t make jokes and inappropriate jests

Humor is highly subjective and can easily be misunderstood. Nevertheless, using your wit and creativity is not prohibited. Be yourself and don’t force things.

Don’t mention your other job applications

Your aim here is to convince the employer that you want this particular job in this specific organization. Of course, you’re applying for several jobs hoping to land one of them. But there is no good reason to tell employers that you’ve sent applications to a row of other companies.

Don’t mention your previous salary or salary expectation

It is unethical and amateurish to talk about salary in any way, shape, or form. Never mention salary unless you are asked.

Instructions for Writing an Effective Application Letter for a Job

The general structure of an amazing application letter looks like this:

• Header: contact section
• Introduction

Let’s demonstrate this structure in action.

[Your Full Name]

[Street, City, State, Zip]

[Phone Number]

[Recipient’s Full Name]

[Recipient’s Company Name]

[Recipient’s Phone]

[Recipient’s Email]

Dear [Recipient],

Draw the reader’s attention with your opening paragraph. Introduce yourself, explain why you are contacting the employer, mention how you learned about the organization or job posting, and explain why you aspire to work for the organization.

Emphasize why you want to work with the employer. Explain your interest in the organization, its reputation, area of specialty, or public service. Describe what you can bring to the role, and provide examples of skills you’ve developed and the achievements you’ve enjoyed that are relevant to the job description. Be specific and honest –don’t exaggerate your accomplishments. Highlight your experience without rehashing the descriptions in your CV. List your achievements using “first”, “second”, “third”, etc. if need be. Tell the prospective employer why you’re specifically attracted to them and their work, and show that you’ve done the research and understand both the organization's mission and how it carries out its work. Identify the key issues facing the company — the problems that they need a worker they hire to solve. Emphasize your relevant skills and experiences that will actually help the employer. Show genuine and informed enthusiasm for the position.

Mention that you've enclosed your CV and look forward to hearing from the firm. Thank the employer for taking the time to consider your application and sign off:

Yours sincerely,

[Your Name]

Additional tips for writing a winning application letter for employment

• Keep your letter short. Do not exceed one page or 300 words total. Be concise — you aren’t writing a memoir;
• Be organized – list out your strengths one-by-one;
• Support your stated skills and experience with numbers;
• Avoid cliches;
• Stick to the Nigerian application letter format . Use reasonably sized fonts like Times New Roman, Cambria, Georgia, Arial, Calibri, or Verdana— they are easy on the eyes;
• Use power verbs, or as they are also called, “doing words”, to charge your application letter. Words like Managed, Increased, Negotiated, Resolved, Improved, etc. show your proactivity and efficacy. But remember: do not oversell yourself by exaggerating your accomplishments. Be wise and honest.

How to Edit an Application Letter for a Job Search

To avoid writing a new application letter for every organization from scratch, create a “master application letter” with relevant static information. By static, we mean things like your personal and contact info, your skills, and closing words. Depending on the organization and job opening, you edit it appropriately. This approach saves time and nerves.

For example, the templatized “master application letter” might look like this:

I am writing to express my excitement about the [Insert Job Title Here] position at [Insert Company Name Here]. I am convinced that it was fate that I found the vacancy posted on [Insert Source Here]. [Custom text about how you admire the company and the way it does its business]

I’d be a great [Job Title] because:

1. [Your relevant skill/competency 1] + [Explanation with numbers]

2. [Your relevant skill/competency 2] + [Explanation with numbers]

3. [Your relevant skill/competency 3] + [Explanation with numbers]

[The bottom line concluding why you’re the right person for the position]

I would welcome the opportunity to discuss the [Insert Job Title Here] position and show you how my success and set of relevant skills can translate into growth for [Insert Company Name Here]. You may contact me at any time!

Sample of job application letter in Nigeria

We have combined all of the above tips into one example of an application letter. This will help you understand how the rules and tricks of professional self-presentation work in the real world. Feel free to use this sample as a template and adopt the best practices for your document. But remember, your application letter must be unique. Otherwise, you risk losing your competitive advantage at the initial selection stage.

Erick Rogers

13 Broad Street, Lagos, 100221

(888) 348-2828

[email protected]

Ramdi Johns

Apata Memorial High School

Plot 36/42 Godwin Omonua Street Ire-Akari estate, Isolo, 100263

(777) 654-7654

[email protected]

Dear Mr. Johns,

I want to join the Apata Memorial High School professional team as a school teacher. I came across your vacancy on the Jobberman website and took it as a chance to try my luck. Your mission is to inspire youth for self-reliance and hard work. And I believe these life principles are no less critical than the high-quality education you provide to students.

I have attached my resume for a comprehensive assessment of my candidacy.

I hope for feedback and fruitful cooperation.

If you want to receive more examples of application letters, you can find them here.

An elaborate application letter can drastically influence the outcome of your job search. We’ve gathered the most relevant and useful information for you to succeed in writing a perfect document. If you’re still hesitant about your ability to write a great application letter, ask for professional assistance. According to a recent survey from TheLadders.com, professionally written resumes are 70% more effective compared to letters written by applicants. There are several proven online services that offer professional help in building outstanding CVs and application letters, and GetCoverLetter is, objectively, one of the best among them. Our expert writers know their stuff. They know how to write a professional self-presentation that will impress a prospective employer every time. By investing a couple of minutes of your time to work with the Get Cover Letter service, you will get a flawless document written by experts in academic writing. Your letter will be well-organized, keyword-rich, properly formatted, uniquely branded, and ready to impress hiring executives.

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