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  • Application for Closing Bank Account

Application for Closing Bank Account - Letter Format with Sample Letters

Do you have a bank account that is not used or an account that you are not able to maintain? This article will give you the reasons why you should close your bank account. Sample account closing letters are also given for your better understanding.

Table of Letters

Why close a bank account, format of an account closing letter, sample 1 – current account closing letter, sample 2 – letter to bank manager for closing account, sample 3 – bank account closing letter.

  • FAQs on Bank Account Closing Letter Format

The reasons to close a bank account can vary from person to person. Most common reasons include no proper response or service, fees being charged unnecessarily, c online services, etc. It can also be because you cannot maintain the account, need the money or simply that you would like to start a fresh account.

Sometimes, it happens otherwise too. The bank closes your account because your account remained inactive for a very long period of time, you have had zero balance over a period of time, you have too many bounced checks or overdrafts, you have been subjected to identity theft, etc.

How to Write a Letter to Close a Bank Account?

Every time you wish to open or close a bank account, you would be required to write a letter to the bank manager stating the reasons for the same. To help you with it, here are some sample letters.

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

The Manager

South Indian Bank

Coimbatore- 641022

Subject: Request for closing current account

I am Sneha, and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, and so I would like to close the account. I am enclosing the account passbook along with this letter. Kindly do the needful and initiate the closing process as soon as possible.

Thanking you.

State Bank of India

Chennai – 600054

Subject: Request to close account

I hold an account with the account number 0305000002356032 at your bank. I have been transferred to Bangalore, and so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000201).

Thank you in advance.

Yours sincerely,

Thara Sudhan

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th March, 2021

Subject: Closure of savings account

I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch. I am moving to Chennai for personal reasons, and so I would like to close my savings account and withdraw the amount. I request you to kindly do the needful and close my account at the earliest as I will be leaving next week.

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Frequently Asked Questions on Bank Account Closing Letter Format

How do i write a letter to close my bank account.

You have to address the letter to the branch manager of the respective bank. Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature and name. Make sure you provide the exact account number and other details necessary accurately.

How can I close my bank account permanently?

To close your bank account permanently, you have to visit the bank and enquire about the process of closing a bank account and then write a letter to the branch manager by providing the reasons for closing the account. Also, provide the required documents for proof and verification.

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Application for Closing Bank Account

Sometimes you have got to close your bank account for various reasons. You need to draft an application for closing bank account properly. Along with it, you need to attach a few important documents as well. This article let us learn how to write an application for closing bank account, the guidelines to be followed and a few sample letters to understand the topic in depth.

Application for Closing Bank Account

To close your bank account, you must write an application letter to the manager of your respective bank branch. Along with the application, you must also include/attach the documentation required to shut your account, such as a passbook, chequebook, ATM card (debit/credit), identity proof and so on. It is also important to mention the reason for closing your bank account.

A person’s bank account might be closed for a variety of reasons. Some common causes include difficulties maintaining several accounts, inadequate response or service, unnecessarily charged fees, personal or financial troubles, the death of a family member, an untrustworthy online service, or an inability to maintain a minimum balance.

Guidelines to follow before Closing your Bank Account

  • It is critical to double-check your account balance before closing it.
  • Check your balance and then write a cheque to withdraw your money.
  • Before requesting closure, ensure that all of your transactions and bank-related operations have been completed.
  • Using an ATM card may result in less than 500 remaining. Hence, use a cheque whenever emptying the money in your bank account.
  • Deposit or destroy a blank chequebook and ATM card for security and personal reasons.
  • Confirm that your account has been closed.

Format for Application for Closing Bank Account

The Branch manager

Bank Address

Subject: Application to Close Bank Account

Body of the letter: Mention the reason for closing the bank account, also mention the required bank details such as account number, member ID, passbook, identity proof, etc.

Complimentary Closing

Sender’s Name

Application for Closing Bank Account Samples

Sample 1 – letter for closing current account.

The Branch Manager

State Bank of India

SV Road Branch

12 th October 2022

Subject: Request for Closing Current Account

Respected Sir/Madam,

My name is Ramesh Pawar and I am holding a Current Account in your bank. I would like to close my account because I am having difficulties in maintaining multiple bank accounts. Along with this letter, I am submitting the account passbook and my identity confirmation. Please perform the necessary and begin the closing procedure as soon as feasible.

Thanking you.

Yours Sincerely,

Ramesh Pawar

(Attach original passbook and identity copy)

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Sample 2 – Letter for Closing Savings Account

Dhana Lakshmi Bank

MG Road Branch

18 th April 2022

Subject: Request for Closing Savings Account

Dear Sir/Madam,

My name is Rahul Tripathi and I have a savings bank account with you. XXXXXXXXXXXXXXX is my account number. I haven’t used my account in a long time and don’t need it right now.

As a result, I respectfully recommend that you close this bank account. I’ve attached all of the paperwork needed to close the bank account. If you can complete this in less time, I will be eternally thankful.

Yours truly,

Rahul Tripathi

Sample 3 – Letter for Closing Account Due to Excessive Charges

3 rd July 2022

Subject: Request for Closing my Bank Account

I’m requesting that you close my current account via this application since I’ve seen that unnecessary and excessive costs are being deducted from it over the past few days. Despite the fact that I have not engaged in any unusual transactions. My account information is as follows:

Account Holder’s Name:

Account No.:

Aadhar Card No.:

Registered Email:

Registered Mobile:

Along with my application, I will be returning my passbook, chequebook, and ATM cards. As a result, please accept my application and begin the process of terminating my account.

Kapil Dhuria

Sample 4 – Letter for Closing Account Due to Personal Reasons

Union Bank of India

Noida Branch

30 th September 2021

My name is Sakshi Malik, and I have a savings account at your branch with account number 1147693627569. Because I am relocating to Mumbai for personal reasons, I would like to liquidate my savings account and take the money. I would appreciate it if you could please terminate my account as soon as possible because I will be travelling next week.

For your convenience, I have enclosed the bank passbook, identity, and address evidence.

Yours faithfully,

Sakshi Malik

Frequently Asked Questions

Q1. What documentation is needed to close a bank account?

Answer. All account information, including account holder name, address, account number, associated mobile number, signature, original passbook and original chequebook (if issued). Your Identification Proof (Aadhar Card, Voter ID Card, Electricity Bill, etc.), Address Proof (Aadhar Card, Voter ID Card), and Debit Card / Credit Card are also required (if issued).

Q2. What is the average time it takes to close a bank account?

Answer. It is entirely dependent on your bank. Request that your bank manager performs this activity as soon as feasible. However, it just takes five to 10 days. However, in some government banks, this process can take up to two months.

Q3. Can a bank reinstate a previously closed account?

Answer. Yes, you can reopen a bank account that has been closed. However, whether you can reopen the bank account relies on the bank in specific situations.

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Letter To Close Bank Accounts

Other ways to close your account, tips for a successful account closure, the bottom line, frequently asked questions (faqs).

Sometimes an old-fashioned letter is the best way to get the job done. To close a bank account, you might be required to mail your request in a traditional letter or submit it in person at a bank branch. There's no need to wait on hold or in a line, explain yourself to customer service, and hope that the account is closed expeditiously—you can just send the letter and be done with it. Even if a letter isn’t required, using one creates a paper trail that may give you peace of mind, should any errors or complications arise.

Use the text below as a template and fill in the information between brackets (“[“ and “]”) as necessary. See the tips below the letter for more details and other easy ways to close an account.

Sample Account Closing Letter

[Today's Date]

To whom it may concern,

Please close the account(s) listed below. Please send any remaining funds in those accounts by check to the address below, and reject any further requests for transactions in these accounts.

Checking Account: [Account Number]

Savings Account: [Account Number]

Money Market Account: [Account Number]

Other Account: [Account Number]

Please provide written confirmation that the accounts are closed.

If you have any questions, please contact me at the phone number below.

[Account Owner's Original Signature]

[Account Owner’s Printed Name]

[Mailing Address]

[Phone Number]

There might be easier ways to close your account. If you don’t want to print, sign, and mail a letter, try a higher-tech or more personal approach. In some cases, banks may prefer one of these methods over a letter. Check your bank's website to see what steps they recommend taking.

Submit an Online Request

Online banks allow you to transfer all of your funds out and request a closure online. It can be as easy as clicking “Close Account.” Other banks require you to write a request to customer service while you’re logged in to your account.  

Call Customer Service

A quick phone call might also do the trick. If you’ve got a few minutes, just call customer service and ask to close your account.   Be prepared for a few attempts at keeping your business, which you can firmly (but politely) decline.

In many cases, submitting a written, online, or over-the-phone request is all you need to do to close an account. However, you can take extra steps to ensure the process goes as smoothly as possible. Before you finalize your account closure, review these optional steps and special scenarios.

Make Sure You're Done

Before closing your account, double-check to make sure there are no outstanding checks or automatic payments scheduled to hit your account. Change your direct deposit instructions to your new account, and wait to see that the update has taken place before you close an account.

Empty It Yourself

It is usually best to empty your bank account before you send the letter to close it. In most cases, transferring the funds yourself will get the money in your hands more quickly than if you wait for the bank to process your request.

There are several free and easy ways to send funds to yourself electronically, including basic bank-to-bank transfers . Apps and non-bank  services for sending money can also do the job.

If you do it yourself, you’ll know exactly when and where to expect the money. The alternative is to wait for a check in the mail (which you’ll have to deposit before you can withdraw and spend the money). Be careful not to empty your old account too soon if there are pending fees or charges. A fee or charge that you can't cover could complicate and delay the process.  

Be Direct, But Polite

To  close your bank account , you just need to make the request (whether it’s in writing or by clicking a button). The wording isn't the most important thing. It’s not necessary to instruct them to do it “promptly” or “immediately” because they will do it as soon as possible anyway.

Banks do not drag their feet on these things until somebody notices and applies pressure. Just make it easy  for the person who opens your letter (tell them exactly what to do and where to send the money), and it’s more likely to get done quickly and accurately. If you have complaints about the bank or its services, send that feedback separately and wait until after your account is closed.

Download Statements or Transactions

Once you close your account, you may lose access to your account history. Someday, you may wish you had a record of an important transaction. Download several years’ worth of statements before you close your account—just in case. Alternatively, download your transactions into a software program that stores the information for you.

You May Need To Provide an Original Signature

You may be required to sign your letter with ink, rather than with an e-signature or stamp, depending on bank policy. If a bank asks for a written letter, a component of that requirement may include a real signature in order to authorize the account closure.  

Use Wire Transfers or Cashier's Checks in Time-Sensitive Situations

If you  really  need the money to move immediately and be available for spending, send the money to your new account by wire transfer . Alternatively, get a cashier's check , which will cost a bit less and still provide "cleared" funds.

Changes of Address Can Delay the Process

If you’re closing the account because you’ve moved, be aware that bank policies typically only allow them to send funds to your address of record (the address they currently have on file at the bank). Address changes followed by check requests could potentially raise a red flag—they could worry an identity thief is attempting to steal your money. If the bank questions the legitimacy of the transfer, you may have to wait longer for your money, or you may have to do additional paperwork and  get your request notarized . 

Ask your bank what is required to mail a check to a new address (better yet, get the money out yourself, as described above).

If you use a credit union, you might not need to close your account just because you've moved. Many credit unions participate in shared branching, which allows you to  use a different credit union's branches (with thousands of locations available to you nationwide).   You might eventually need an account at a local institution for more complex needs—or you might be just fine using your old account.

Use an App To Deposit the Check

If the bank sends a check for the leftover money in the closed account, you'll need to deposit that check somewhere—and many people these days hardly ever deal with paper checks. The easiest way to make that deposit is with your new bank's mobile app (if available).

Verify the Closure

Don’t just assume your instructions will be followed. Double-check by logging in to your account or calling the bank to ensure that your account is closed. Sometimes instructions get lost, or something needs to be done before you can close the account. If you’re not aware of problems that arise, you risk having inactivity charges or low balance fees charged to your account. They might not be your fault, but it’s easier to clean everything up while it’s fresh in your mind.

While not always required, using a hand-signed letter to request an account closure is an easy way to add an extra layer of financial protection. If any complications or errors occur during the process, you have handwritten and dated proof of key details like what exactly you requested, when you requested it, and where any remaining funds were supposed to go—just remember to keep a copy for yourself.

If the process does go awry at some point, make sure to reach out as soon as you notice the discrepancies. Be direct in your conversations with customer service, but don't burn bridges. Rude comments won't speed up the process, only clear communication will.

If you still have questions about the process, you can read more about what to do  before you change banks  or closing a joint checking account .

Which bank has the highest interest rate on savings accounts?

Some of the banks with the highest interest rates on savings accounts include Sallie Mae Bank, Affirm, and ConnectOne.

How do you remove a bank account from Google Pay?

To delete a bank account from your Google Pay app , tap your photo, then tap "bank account," and select the account you want to delete. Tap the three dots to bring up the option to remove the bank account.

How do you transfer money to another bank account?

There are many ways to transfer money to another bank account. You can directly transfer the money to another account via ACH transfer . You can use a payment app like Venmo. You can use a money order or personal check. You can also withdraw the cash and physically bring it to your new bank, but that may be unnecessarily burdensome when so many digital options exist.

BBVA. " Closing a Checking Account ."

Consumer Financial Protection Bureau (CFPB). " Can I Close My Account Whenever I Want? "

Capital One. " How to Close a Bank Account ."

First National Bank of Moose Lake. " Account Closing Letter ."

Bank of America. " International Wire Transfers ."

Capital One. " What Is a Cashier's Check and How Do You Use It? "

CO-OP Financial Services. " CO-OP Shared Branch ."

application letter for bank account closing

application letter for bank account closing

How to Write a Letter to Close Bank Account: Examples Included

Letter to Close Bank Account

You can write a letter to close your bank account for many reasons. This can be from unnecessary charges, bad customer service, or others. 

Whatever the motive, it’s important to follow the right procedures when closing a bank account. This would create an understanding of the crisis in the bank manager’s mind or whoever opens the letter. 

In this article, we will discuss everything you need to know about writing letters to close your bank account and include samples on how to close a bank account. 

How to Close Your Bank Account

  • Contacting the bank’s customer service department: Before diving headfirst into the account closure. It’s important to contact the customer service department. You need to be well versed in the bank’s operations as this may differ from bank to bank. Remember to be polite and friendly. Waiting can be exhausting, but it will be worth it when the results come out favorable. 
  • Reviewing the bank’s website for information about closing accounts: Most banks have websites that cater to problems like closing an account. Bank-related issues are sensitive since they are related to money. It’s important to understand how your bank handles situations like this. Bank policies differ from bank to bank. There’s always a FAQ page on most websites. If you can’t reach customer service, you may find information about closing an account there.
  • Checking the account agreement for specific procedures or fees: It’s important to clear your account before making any move to close it. Although before you move the money out of your account, clear the outstanding transactions to avoid the payment of overdraft fees. If there’s still money in the account after the transactions are cleared, withdraw it or transfer it to another account.
How to Write a Bank Authorization Letter: Tips, and Sample Letter Formats

How to Write a Letter to Close Bank Account

The format of the letter should be formal, and it should be addressed to the bank manager. You should state your reason clearly for deciding to close the bank account. Every detail connected to your bank account, such as account number, branch code, full name, signature, etc., should be mentioned or indicated in the letter. 

Below are the preferred layout for the closing account letter; 

Heading: This will include your name, address, and that of the bank. This part should be written in the appropriate format:

Salutation: Move on to address the bank representative politely. 

Body: State your intention to close the account. Add the necessary details like your account number, the reason for closing the account, name, and code. 

Closing: Request confirmation that the account has been closed and input the closing salutations. 

Sending the Letter to Close Bank Account

Whether you are mailing the letter, sending an email, or making an in-person complaint in the customer service department, your delivery method should be mapped out. 

Following certain tips is advisable to ensure the letter is received and processed promptly. 

  • Clean your bank account before you send the letter to close it.
  • Before you close your account, it’s important to ensure no automated payments are scheduled to hit your account.
  • Get your account statement and original signature. 
  • Be thoughtful and civil. 
  • Get a written confirmation, and don’t assume the account is closed just because you sent a mail or filed a complaint. 

Bank Account Closing Letter Sample Format

Sample letter to close company bank account, authorization letter to close bank account, letter to bank manager for closing account, after the account is closed.

Remember to follow the necessities to enhance the smooth closure of your account. 

Confirm your bank balance . It’s the most important task before your bank transactions shut. 

Shut the account down . After following the pre-account closure procedures, Send a closing letter to the bank management. Always remember to request a formulated report from your bank. Attach the bank passbook and a photo ID proof to the letter. 

Destroy your cards and Cheques . It is a smart move to destroy your cards and checks. This will also help your security guarantee. Some banks request to reclaim your cards and checks alongside your application letter. Depending on the bank, you should adhere to the directions referenced in the bank’s website or customer service hearsay.

Following up to confirm the account closure and ensure no further charges are incurred is important. It normally takes around three to five working dates to close a bank account after the letter or complaint has been tendered to the bank. 

Closing a bank account is quick and easy, especially if you follow the essential rules and tips.

Naturally, it doesn’t cost anything to close an account, be it a current, savings, or money market account. If you need to close a bank account, you can speed up the process by following the steps above. Make sure to keep all the records of your transactions with your bank to guarantee that your account will be closed properly.

With the help of the sample letters to close a bank account stated in the article, you can easily get to work with your complaints. Keep your letter professional, go straight to the point, and include all the vital information needed. Also, make sure to acknowledge all the provisions of your bank to make the account closure process much faster.

About The Author

application letter for bank account closing

Jim Blessed

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Application For Closing Bank Account – Letter Format & 15+ Samples

application for closing bank account

If you’re in need of some  Application For Closing Bank Account examples, or looking for Bank Account closing Letter Format?  then you’ve come to the right place!

This comprehensive guide offers everything you need to know about writing a bank account closure application letter, plus 15+ samples to help you get started.

So, lets get started..

Table of Contents

Application for closing bank account in english

To, The Bank Manager [Bank name] [Branch name] [Name of city/vill]

Date : day/month/year

Subject: Application to close bank account.

Respected sir/madam,

This is to draw your kind attention that I have been holding a savings account in your esteemed bank for many years. Due to some inevitable circumstances, I will not be able to continue with the current account.

My bank details are cited below: [Name]  [Account number] [IFSC Code] [Registered mobile number]

I therefore request you to close my current account and credit the money to me in cash at the earliest possible. Your promptness in this regard will be highly appreciated.

Thanking you

Yours faithfully [Signature] [Address with pin code]

Simple bank account closing application request letter

Subject : Letter requesting bank account closure.

I hold a savings account in your bank, __ (branch name) branch. My account number is __ (your account number) . I wish to close my account since I do not require it anymore. I am handing over my bank ATM card, cheque book and passbook along with this letter.

I therefore request you humbly to do the needful and close this savings account and hand over the remaining balance to me in cash. I will be ever grateful to you for this act of benevolence.

Yours sincerely [Signature] [Address with pincode] [Contact details]

Also Read: Application for bank statement for 6/3 months

Application for closing bank account due to death

Subject : Application for closing bank account due to death.

I am writing this letter with the intention to inform you that my father and I hold a joint account in your bank, __ (branch name) branch. With a heavy heart I wish to convey that my father Mr. Rajiv Verma has recently expired. I want you to close the savings account and transfer the money to my new account. 

Old bank account details:  [Name ] [Account number] [Account type] [IFSC code]

New bank account details :  [Name ] [Account number] [Account type] [IFSC code]

Kindly consider the matter and do the needful at the earliest possible for which I shall be grateful to you

Yours sincerely [Signature] [Phone no]

Application for closing current bank account

Date: day/month/year

Subject: Application for the closure of current bank account.

Respected sir/madam

With due respect and humble submission I seek to state to you that I am holding a current account in your reputed bank, __ (branch name) branch under the name __ (your name).

I am unable to operate this account anymore and I want you to close the account with immediate effect and hand the money to me in cash.

Kindly act with promptness in this regard for which I shall be very thankful to you.

Thanking you [Name] [Account number] [IFSC code] [Registered phone number] [Email id]

Application for closing bank account due to death of husband

Subject : Application for closing bank account due to death of husband

My husband Rakesh Singh has held a savings account in your esteemed bank since 2018.

Due to his demise very recently, I want you to close his account and credit the balance into my account.

The bank details are mentioned below [Name]  [Account number] [IFSC Code] [Registered mobile number]

I hope that you look into the matter earnestly and do the needful at the earliest possible.

I shall be grateful to you for this act of kindness.

Yours sincerely [Name] [Signature] [Address with pin code] [Contact number]

Indusind bank account closing letter format

To, The Bank Manager Indusland Bank [Branch name] [Name of city/vill]

Subject : Request letter for closing bank account.

I am Leela Jain, an account holder in your esteemed bank for a few years now. My account number is __ (your account number) . Due to some personal reasons I will not be able to carry on with the current account. Hence, I would like you to kindly close the account and hand me the balance in cash.

I therefore request you to do the needful as soon as possible. My convenience through your cooperation will be highly appreciated.

Yours sincerely  [Signature] [Contact details] [Address with pin code]

HDFC bank account closing letter format

To, The Bank Manager HDFC Bank [Branch name] [Name of city/vill]

Date :  day/month/year

Subject: Letter requesting the closure of bank account.

With reference to the subject cited above I wish to draw your kind attention to the fact that I am an account holder of your esteemed bank, __ (branch name) branch. Due to some issues I am unable to maintain the account. I urge you to kindly stop the transactions and close the bank account. Also please transfer the available balance to my new account.

Old bank account details: [Name ] [Account number] [IFSC code] [Registered mobile number]

New bank account  details [Name ] [Account number] [IFSC code]

The consideration of this letter at the earliest will be highly appreciated.

Yours faithfully [Signature] [Contact details]

Corporation bank account closing letter format

To, The Bank Manager Corporation Bank [Branch name] [Name of city/vill]

Subject: Request letter for bank account closure.

With due respect I would like to bring it into your notice that I am an account holder of your esteemed bank. My account number is __ (your account number) . 

Therefore you are humbly requested to kindly close my savings account and stop the transactions. Also I would like the account balance to be handed over to me in cash.

Your eagerness in this cause shall be highly appreciated.

Yours faithfully  [Signature] [Address with pin code] [Account number]

Application for closing bank account and transfer money to another account

Subject : Application for the closing of bank account.

With reference to the subject cited above I wish to state to you that I am an account holder of your esteemed bank. My account number is __( your account number). I am shifting permanently to another city and I wish to close my account as I have recently opened a new one in a different branch.Kindly close my account and transfer the available balance to my new account.  

New bank account details:  [Name ] [Account number] [Account type] [IFSC code]

I therefore request you to kindly look at the matter at the earliest possible and consider this as a matter of urgency. I shall always be grateful to you for your promptness in this regard.

Yours faithfully [signature] [Address with pin code]

Application for closing bank account in SBI 

To, The Bank Manager State Bank Of India [Branch name] [Name of city/vill]

Subject: Application letter requesting to close bank account.

My account number is ___ (your account number) .I have been holding a savings account in your esteemed bank for the last few years. Due to some inescapable circumstances, I am unable to operate the account. I request you to close the account and stop the transactions.

Your promptness in this matter will be highly appreciated.

Yours sincerely, [Signature] [Address with pin code] [Contact details]

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About the author.

Golam md

Golam Md is the founder of Applicationloop.in, a blog that is exclusively dedicated to providing helpful tips, Samples and advice on writing effective application letters.

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Application for Closing Bank Account – Format

Application for Closing Account - Format

Do you hold a bank account that is either inactive or that you are unable to keep up with? It’s not complicated to close your account; all you need to do is write the manager a request letter. For your convenience and comprehension, we are providing the format for the application for Closing Bank Account.

SPOKEN ENGLISH EBOOK FREE

Why should I Close a Bank Account?

Different people may have different motives for closing a bank account. The most frequent causes include inadequate service or response, excessive fees, use of online services, etc. Other reasons can be that you can’t keep up with the account or need the money, or just want to open a new account.

Another situation can be that the bank may shut your account if it has been dormant for a very long time, if it has had zero balance for an extended length of time if there have been too many bounced checks or overdrafts, or if identity theft has occurred, etc.

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What Documents will you Require to Close a Bank Account?

To terminate a bank account, you must provide certain items to the bank that are highly significant. For instance,

  • Account Number in a bank.
  • Name of the account holder.
  • The account holder’s signature.
  • Original bank account passbook.
  • Paycheck Book (If Issue).
  • An ATM Card (If Issue).
  • Identify Evidence (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
  • The Address Is (Ex. Aadhar Card, Voter ID Card)

With the aforementioned items in hand, you should be able to shut your bank account without incident if you visit your local branch of the bank. You could have to pay it, though, as many banks may impose “account closing costs.”

Format of a Letter in order to Close a Bank Account

You must submit a letter to the bank manager each time you want to open or close a bank account outlining your motives. Here are some sample letters to assist you.

Format of an Account Closing Letter

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

  • Account Holder’s Name: [Your Full Name]
  • Account Number: [Your Account Number]
  • Account Type: [Savings/Current/Other]

I would like to request a written confirmation of the account closure once the process is completed. Kindly provide me with an official statement stating that the account has been closed, along with a zero balance verification. Should you require any further information or documentation from my end to expedite the account closure process, please do not hesitate to contact me via the contact details provided below.

Thank you for your attention to this matter. I look forward to your prompt action and the closure of my bank account. I appreciate your cooperation throughout this process.

Yours Sincerely.

Sample 2: Simple Bank Account Close Application Letter

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My bank’s savings account number is XXXXXXX. I’m now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.

Thanking you,

Sample 3 – Bank Account Close Application

To The Bank Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

  • Account Holder Name –
  • Account No – XXXXXXXX
  • IFSC code – XXXXXX
  • Current Balance – Rs. XXXXX.XX

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

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Sample 4 – Bank Account Close Application Letter

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

Yours truly, Name- Address – Mobile No- Email ID-

Sample 5 – Application For Closing Bank Account

To The Branch Manager, Name of the Branch, Address of the Branch (example: Bigoram, Kolkata, 700386)

Subject: Request for pre-closing ongoing recurring deposit (RD) account

My savings account no. is XXXXXXXXXX and RD account no. is XXXXXXXXXX in your bank. Due to some unavoidable reasons, I’m not able to continue the RD payment.

So you are requested kindly to pre-close the RD account before the maturity period and deposit the so far amount from RD to my savings account.

Yours sincerely, Signature – Name – Mobile No –

FAQs on Application For Closing Bank Account Letter

Question 1 – Is it required to write a letter to close a bank account?

Answer: Writing a letter to the manager and asking him to permanently shut your account is a simple and safe method.

Question 2 – How long is the time frame for closing a bank account?

Answer: It entirely depends on your bank, to be honest. You can ask the bank manager to finish this task as quickly as feasible. But it only takes five to 10 days at most.

Question 3: Can a bank account be closed online?

Answer: Either yes, no, or both are acceptable answers to this question. Due to the fact that some banks in India allow you to close your bank account online while others do not.

Bank account closure is much simpler than you would imagine. You can attempt to develop your own application using the aforementioned examples as a guide.

application letter for bank account closing

Shibani Ghosh

Pouring out my thoughts through words!

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application letter for bank account closing

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Ultimate Letter

Letter For Everyone

Ultimate letters

11 Sample of Application For Closing Bank Account

Sometimes you have to close your bank account for various reasons. You need to draft an application for closing your bank account properly. Along with it, you need to attach a few important documents as well. This article let us learn how to write an application for closing a bank account, the guidelines to be followed and a few sample letters to understand the topic in depth. So, see below 11 easy samples of application for closing bank account.

Format Of Bank Account Closing Application:

You need to compose an application to the bank office administrator to close your record and you need to connect your checkbook, passbook, and ATM card alongside this application. You can likewise move the financial balance to another branch without shutting it. For the most part, the bank will take around 5 to 10 days to close it.

If any application is composed without help from anyone else, at that point it is consistently a decent practice however because of the absence of time, It isn’t feasible for us to compose an expert application. In this way, just to save you time we have made a few examples of ledger shutting letters for you which will make your work simpler.

Probably the most widely recognized reasons that account holders generally close their ledgers, for example, individual reasons, moving to different nations, impolite bank representatives, untrustworthy financial frameworks, a high premium on credits, or Internet banking issues.

In this article, we are going to discuss how to write a bank account closing letter in a proper format. People who do not know how to write a closing letter, need not worry about it. Read the complete article here and get to know how to write such letters.

Bank Account Closing Letter Format:

The format of the bank account closing letter should include the below-given details:

  • Addressing the Branch manager
  • Name and address of the bank
  • Subject line
  • Salutation (Sir/Madam)
  • Body of the letter
  • Closing with yours Sincerely, truly, etc.
  • Name and Signature

To, The Manager, [Name Of The Bank], [Name Of The Branch], [Branch Address]

Subject: Application For Closing Bank Account

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

  • Account Holder Name:
  • Account No:
  • Current Balance:

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully,

Name:  [Your Name] Account No.: Address: Mobile no:

Your signature

Download Application In MS Word File

application letter for bank account closing

Dear Sir/Madam,

I am [Your Name] , and I would like to close my bank account for account number XXXXXXXX with your bank. The account has been inactive for some time now, and I no longer have any use for it.

I would appreciate it if you could process my request to close my account as soon as possible. I have attached all the necessary documents that are needed to close the account.

Thank you for your time and attention.

I humbly request that I be an account holder with [Account Holder Name] in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

I, [Your Name], have a savings account with the account number [Your Account Number] at your branch. Due to a personal move to another city, I would like to close this account and withdraw the balance amount. I request you to expedite the process as I will be relocating soon.

Enclosed are the bank passbook, identification, and address proof for your reference.

Thank you for your assistance.

Yours sincerely,

I am [Your Name] , and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, so I would like to close the account. I am enclosing the account passbook along with this letter. Kindly do the needful and initiate the closing process as soon as possible.

Yours faithfully,

I am writing this letter to formally request the closure of my bank account with [Bank Name]. After careful consideration and evaluation of my financial requirements, I have decided to discontinue my banking services with your esteemed institution.

I kindly request your assistance in initiating the necessary procedures to close my account as per the policies and guidelines. Below are the details of my bank account:

  • Account Holder’s Name: [Your Full Name]
  • Account Number: [Your Account Number]
  • Account Type: [Savings/Current/Other]

I would like to request a written confirmation of the account closure once the process is completed. Kindly provide me with an official statement stating that the account has been closed, along with a zero balance verification. Should you require any further information or documentation from my end to expedite the account closure process, please do not hesitate to contact me via the contact details provided below.

Thank you for your attention to this matter. I look forward to your prompt action and the closure of my bank account. I appreciate your cooperation throughout this process.

Yours Sincerely.

I hold an account with the account number [Your Account Number] at your bank. I have been relocated to another city, and so I need to close the account as it would be inconvenient to manage it from afar. Please clear all pending transactions and transfer the remaining balance to my other account (Account number: [Your Other Account Number]).

Thank you in advance.

I, [Your Name], hold a Savings Account in your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it. Please find the account passbook enclosed with this letter. I request you to initiate the account closure process at the earliest.

Thank you for your cooperation.

My bank’s savings account number is XXXXXXX. I’m now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.

Thanking you,

Yours sincerely

I hold Account No. XXXXXXXX with your Branch and presently I am not able to maintain this account due to some personal issues. I request you to please close my savings account and not proceed with any transactions. I will be returning my passbook, checkbook, and cards along with my application.

Kindly close my bank account and transfer the balance amount to the below-mentioned account details. It would be highly appreciable if you do the needful to initiate the process as soon as possible.

Thanking You

Yours Sincerely

Dear Sir / Madam,

I would like to request you to please close my savings bank account with your bank. The account number is XXXXXXXXX. This request is because I am no longer using this account, and it has been inactive for some time.

I would appreciate it if you could process this request as soon as possible. Please let me know if you need any further information from me.

same bank existing bank account saving bank account kindly transfer bank account to another account to another branch bank branch bank account transfer bank account transfer letter bank account transfer application application for bank account

Q. How do I write a letter to close my bank account?

A. You have to address the letter to the branch manager of the respective bank. Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature, and name. Make sure you provide the exact account number and other details necessary accurately.

Q. How can I close my bank account permanently?

A. To close your bank account permanently, you have to visit the bank and enquire about the process of closing a bank account and then write a letter to the branch manager providing the reasons for closing the account. Also, provide the required documents for proof and verification.

Q. Is it required to write a letter to close a bank account?

A. Writing a letter to the manager and asking him to permanently shut your account is a simple and safe method.

Q. How long is the time frame for closing a bank account?

A. It entirely depends on your bank, to be honest. You can ask the bank manager to finish this task as quickly as feasible. But it only takes five to 10 days at most.

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College Learn Up

Application for Closing Bank Account- 10+ Samples & Formats

Closing a bank account can be necessary for various reasons. You may be moving to a new city, switching banks, or simply no longer needing the account. Whatever the reason, you will need to formally notify your bank and request that they close the account.

The best way to do this is with a written application letter or bank account closure letter. This provides a paper trail of the request and its date. It also allows you to clearly state your reasons and instructions.

Follow these steps when writing an application to close a bank account:

Format the Letter Professionally

Use a formal business letter format for the application. This includes:

  • Your contact information is at the top right
  • The bank’s contact information and date below your information
  • A formal salutation (e.g. Dear Sir/Madam)
  • Clear subject line indicating an account closure request
  • Polite and formal language
  • Your signature at the bottom with the typed name

Identify Yourself and the Account

Early in the letter, provide your full legal name and the account number. This clearly identifies the account you wish to close.

You may also provide contact details like your phone number, email, and current address. That allows the bank to contact you if needed.

State Your Request to Close the Account

Directly state that you want to close the account in question. For example:

“I am writing to formally request that you close my savings account number 123455678 with your bank.”

You can additionally say that you are giving notice to close the account so they expect the forthcoming closure.

Give Reasons for Closing the Account

Briefly explain why you need to close the account. Common reasons include:

  • Moving out of the area
  • Consolidating accounts at another bank
  • No longer using or need an account
  • Poor customer service
  • Excess fees or charges

This context helps the bank understand and process your account closure request.

Ask for Any Remaining Balance to be Sent

Ask the bank to return any remaining account balance to you. Provide instructions on how you want to receive those funds.

For example, you may request:

  • A bank check mailed to your current or forwarding address
  • Cash withdrawal in person at a branch
  • Funds transferred to another bank account

List Any Remaining Checks, Cards, etc.

If you still have unused checks, bank cards, or other affiliated items, list those. State that you will return them in person or by mail. This shows the bank you do not intend to continue using account features.

Thank the Bank

Conclude by thanking the bank for their time and attention in processing your request. This maintains goodwill after closing an account. You can also state appreciation for prior banking services.

Formally Sign the Letter

Sign your name at the bottom of the print letter. Leave space to do so above your typed name. This validates the account closure request.

For added security, signatures can be notarized at a bank or post office.

Include the Return of Materials

When you submit the letter in person or by mail, attach any relevant account materials. This commonly includes unused checks, bank cards, passbooks, or statements. Returning these items immediately further shows the account closure.

Keep a Copy

Retain a photocopy of your account closure letter and attachments. This document that you formally notified the bank to close the account on a certain date. It can help resolve any issues later on.

Confirm Account Closure

Follow up with the bank after around two weeks to confirm your account is closed. You can verify by phone, online, or by visiting a branch. This ensures the closure process completed as expected.

Now that you understand the steps involved, here are some sample letters and application formats for closing a bank account:

1. Bank Account Closing Application in English

The Manager,

[Bank Name]

[Bank Address]

Date: [DD/MM/YYYY]

Subject: Application for closing bank account

I, [Your Name], hereby submit a request to close my savings bank account number [Account Number] with your bank.

I opened this account on [DD/MM/YYYY] at your [Branch Name] branch. The account is in my name only and no other person operates it.

I request you to close this account and refund the total balance along with accrued interest to my address mentioned below through demand draft or NEFT transfer.

Please note I have destroyed all unused cheque leaves issued to me against this account. I will be liable for any financial transactions made through this account until it is closed.

Please acknowledge receipt of this application and confirm once the account is closed.

Yours faithfully,

[Your name]

[Your address]

[City, State, Pin code]

[Phone number]

[Email address]

2. Bank Account Closing Letter Format

The Branch Manager

Sub: Closure of Bank Account No. [XXXXXX]

Dear Sir/Madam,

I want to bring to your kind notice that I am maintaining a savings bank account no. [XXXXXX] with your esteemed bank branch. I opened this account on [DD/MM/YYYY].

Due to personal reasons, I will not be operating this account anymore. Therefore, I request you to close this account with immediate effect.

Please transfer the closing balance along with accrued interest to my other account no. [YYYYYY] maintained with your bank only. I shall be highly obliged.

I have destroyed all unused cheque leaves provided for this account. Please note that I shall be responsible for any cheque presented against this account until it is closed.

I request you to send me the account closure confirmation letter at the earliest on my below-mentioned address.

If any clarification or documents are required, please feel free to contact me.

Thank you for your cooperation.

[Your name] [Your address] [City, State, Pin code] Phone no.: Email ID:

3. Application for Bank Account Close

Sub: Request for closure of Bank Account no. [XXXXXX]

Respected Sir/Madam,

I, [Your Name], am maintaining a savings account no. [XXXXXX] with your bank’s [Branch Name] branch.

I opened this account on [DD/MM/YYYY] and have been operating it satisfactorily since then.

Due to [provide reason], I have decided to close this account permanently. I request you close my savings account and send me the account closure confirmation letter.

Please transfer the total balance along with accrued interest to my other account no. [YYYYYY] maintained at your bank through NEFT/RTGS.

I have destroyed all unused cheques provided against this account. I shall be liable for all cheque transactions from this account until confirmed closure.

Please let me know if any additional documents or clarifications are needed for closure of this account. I shall visit the branch personally if required.

Looking forward to a quick closure.

4. Account Closure Application

The Manager

Sub: Closure of Account Number [XXXXXX]

I, [Your Name], am maintaining a savings bank account number [XXXXXX] with your esteemed branch. I had opened this account on [DD/MM/YYYY].

Due to [provide reason], I have decided to close this account permanently. I request you to initiate the account closure process at the earliest and send me the account closure confirmation.

I hereby surrender all unused cheque leaves provided against this account. Please transfer the closing balance along with accrued interest to my other account no. [YYYYYY] maintained at your bank through NEFT/RTGS.

Please note that I shall remain liable for all cheque-based transactions from this account until confirmed closure.

I shall be obliged if the account closure is completed at the earliest. Please let me know if you need any documents or clarification from my side. I can visit the branch personally if required.

5. Bank Account Close Letter

Subject: Request for closure of Account No. [XXXXXX]

I, [Your Name], have a savings account no. [XXXXXX] with your bank’s [Branch Name] branch, which was opened on [DD/MM/YYYY].

Due to relocation, I will no longer be able to operate this account. I request you to permanently close this account with immediate effect.

Please transfer the total balance along with accrued interest to my other account no. [YYYYYY] at your bank through NEFT/RTGS.

I have destroyed all unused cheques provided against this account. Please note that I will be liable for all transactions made through this account until confirmed closure.

I shall be highly obliged if the closure formalities are completed at the earliest. Please send the account closure confirmation to my email ID mentioned below.

Please let me know if you need any additional documents or clarification from my side for this closure request. I can visit the branch personally if required.

6. Application to Close Bank Account

I, [Your Name], hold a savings account no. [XXXXXX] with your esteemed [Branch Name] branch, which was opened on [DD/MM/YYYY].

I am planning to migrate abroad permanently and will no longer operate this account. Therefore, I request you to initiate the account closure process and close my aforesaid account with immediate effect.

Please transfer the total closing balance along with accrued interest to my NRE account no. [YYYYYY] maintained at your bank through NEFT/RTGS mode.

I have destroyed all unused cheque leaves issued for this account. I shall remain liable for any cheque-based transactions from this account until confirmed closure.

Please send the account closure confirmation to my registered email ID mentioned below. I shall visit the branch personally if any additional documents or clarifications are needed from my side.

7. Closing a Bank Account Letter

Subject: Request for closing savings account no. [XXXXXX]

I, [Your Name], hold a savings account no. [XXXXXX] with your esteemed bank’s [Branch Name] branch, which was opened on [DD/MM/YYYY].

Due to relocation, I have decided to close this account permanently. Please initiate the closure process and send me the account closure confirmation letter.

I have destroyed all unused cheques provided against this account. Please transfer the total closing balance along with accrued interest to my other account no. [YYYYYY] maintained at your bank through NEFT mode.

Please note that I will remain liable for all transactions made from this account until confirmed closure.

I request you to complete the closure formalities at the earliest for my aforesaid savings account. Please let me know if any additional documents or clarifications are required from my end. I can visit the branch personally if needed.

Yours sincerely,

8. Letter to Bank for Closure of Account

The Branch Manager,

Subject: Closure of Account Number [XXXXXX]

I, [Your Name], hold a savings account number [XXXXXX] with your esteemed bank branch. This account was opened on [DD/MM/YYYY].

Due to relocation, I have decided to close this account permanently. I request you initiate the closure process and provide me with the account closure confirmation letter.

Please transfer the total closing balance along with accrued interest to my other account no. [YYYYYY] maintained at your bank through NEFT mode.

I have destroyed all unused cheques provided against this account. Please note that I shall be liable for all transactions made through this account until confirmed closure.

I would highly appreciate if the closure formalities are completed at the earliest. Please feel free to contact me if any additional documents or clarification are needed from my end. I can visit the branch personally if required.

Looking forward to a quick closure of my aforesaid account.

9. Letter for Closing Bank Account

Subject: Request for closure of Account Number [XXXXXX]

I, [Your Name], hold a savings account number [XXXXXX] with your bank’s [Branch Name] branch. This account was opened on [DD/MM/YYYY].

Due to [provide reason], I have decided to close this account permanently. I request you to please initiate the closure process and provide me an account closure confirmation letter.

I have destroyed all unused cheques and leaves provided against the aforesaid account. Please note that I will remain liable for all transactions made from this account until confirmed closure.

I shall highly appreciate if the closure process is completed at the earliest. Please feel free to contact me if any additional documents or clarifications are required from my end. I can visit the branch personally if needed.

Looking forward to a quick closure of my account.

Thank you for your cooperation in this matter.

10. Closing Letter for Bank Account

Subject: Account closure request for Account Number [XXXXXX]

I, [Your Name], hold a savings bank account number [XXXXXX] with your esteemed branch. This account was opened on [DD/MM/YYYY].

Due to relocation to another city, I have decided to close this account permanently. I request you to please initiate the account closure process and provide me the closure confirmation letter.

Please transfer the total closing balance along with accrued interest to my another account no. [YYYYYY] maintained at your bank through NEFT transfer.

I have destroyed all unused cheque leaves provided against the aforesaid account. Please note that I will be liable for all transactions made from this account until confirmed closure.

I would highly appreciate if the closure formalities are completed at the earliest. Please feel free to contact me if you need any additional documents or clarification from my end. I can visit the branch personally if required.

Looking forward to a quick closure of my account. Thank you for your cooperation.

11. Bank Account Close Application in English

Subject: Application for closure of Account Number [XXXXXX]

I, [Your Name], am maintaining a savings account number [XXXXXX] with your esteemed bank branch. This account was opened on [DD/MM/YYYY].

Due to relocation, I have decided to close this account permanently. I request you to please initiate the closure process and provide me the account closure confirmation letter.

Please transfer the total closing balance along with accrued interest to my NRE account number [YYYYYY] maintained at your bank through NEFT mode.

I would highly appreciate if the closure formalities are completed at the earliest. Please feel free to contact me if you need any additional documents or clarifications from my end. I can visit the branch personally if required.

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Application Letter for Closing Bank Account with Format and Samples

application letter for bank account closing

Table of Contents

Writing a bank account closing letter is a formal way to request your bank to close your account. It’s important to clearly state your account details, the reason for closing the account, and any specific instructions regarding the remaining balance. This letter should be concise yet complete, ensuring that all necessary information is provided to avoid any delays. It’s also a good practice to mention your contact information for any further communication needed during the process. Remember, a well-written bank account closing letter can make the account closing process smooth and efficient.

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How to Write Bank Account Closing Letter

Writing a bank account closing letter is simple. Follow these steps:

  • Start with Your Details : Write your name, address, and the date at the top of the letter.
  • Bank’s Details : Add the bank’s name and address.
  • Subject Line : Clearly state the purpose of your letter, like “Request for Bank Account Closure.”
  • Introduction : Begin by mentioning your account details (account number, account type).
  • Request for Closure : Clearly state that you want to close your account.
  • Reason for Closure : Briefly mention why you are closing the account (optional).
  • Instructions for Remaining Balance : Provide instructions on what to do with any remaining balance in the account, like transferring it to another account.
  • Contact Information : Include your phone number or email for contact.
  • Closing : Politely end the letter with “Sincerely” or “Regards,” followed by your signature and printed name.
  • Enclosures : If you are enclosing any documents (like chequebook, debit card), mention them.

How to Write Application Letter

Bank Account Closing Letter Format

This format is also suitable as bank account closing letter word format

(Your Full Name) (Your Address) (City, State, Zip Code) (Date)

(Bank’s Name) (Bank’s Address) (City, State, Zip Code)

Subject: Request for Closure of Bank Account

Dear [Bank Manager’s Name/Bank’s Name],

I am writing to request the closure of my bank account with your institution. My account details are as follows:

Account Name: [Your Full Name] Account Number: [Your Account Number] Type of Account: [Savings/Checking] I have decided to close this account for [briefly state reason, if comfortable doing so]. Please process the closure and transfer any remaining balance to my account at [Name of New Bank] with account number [New Account Number]. Alternatively, you may issue a check for the remaining balance payable to my name.

I have attached any bank-related items (like a chequebook or debit card) for your disposal. Please confirm the closure of my account through [your email address] or [your phone number].

Thank you for attending to this request promptly.

(Your Signature) (Your Name)

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Bank Account Closing Letter Samples

Application for closing bank account letter.

Your Name Your Address City, State, Zip Date

Bank’s Name Bank’s Address City, State, Zip

Subject: Request for Bank Account Closure

Dear (Bank’s Name/Branch Manager),

I am writing to request the closure of my bank account with the account number (Your Account Number) at your branch. I have decided to close this account for personal reasons.

Please proceed with the closure of my bank account as soon as possible. If there are any funds remaining in the account, kindly (transfer them to another account or send me a check) as per my instructions.

(Optional: I have included all necessary documents with this letter.)

I would appreciate a confirmation of the account closure. For any further information or queries, please contact me at (Your Phone Number) or (Your Email Address).

Thank you for your assistance.

Also Check: Application for Bank Statement

Account Closing Letter for Bank

Subject: Request for Account Closure

I am writing to ask for the closing of my bank account with the number (Your Account Number) at your branch. I have decided to close this account (you can add your reason here if you want, like moving to a new place or having another account).

Please close my account soon. If there is any money left in the account, I would like it to be (sent to another account, given as a check, or however you prefer to receive the balance).

(If you have attached any documents, mention them here. For example, “I have attached my passbook and debit card for your reference.”)

Please let me know when my account is closed and send me any documents that confirm this. If you need more information, you can call me at (Your Phone Number) or email me at (Your Email Address).

Thank you for your help with this.

Yours sincerely,

Also Check: Application for Closing Bank Statement

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Letter to Bank Manager for Closing Account

Bank Manager’s Name Bank’s Name Bank’s Address City, State, Zip

Dear (Bank Manager’s Name),

I am writing to request the closure of my bank account (Your Account Number) with (Bank’s Name).

I have decided to close this account for personal reasons. Please process this request at your earliest convenience. If there are any funds remaining in my account, kindly arrange to transfer them to my other account or issue a cheque for the same.

Please let me know if you need any further information or actions from my side to complete this process.

Also Check: Application for ATM Card

Bank Account Closing Letter in English

I am writing to request the closure of my bank account with the number (Your Account Number) at your branch. I have decided to close this account for personal reasons.

Please process the closure of my account promptly. If there are any funds remaining in the account, I would like them to be (choose one: transferred to another account, mailed to me as a check, or state another preference).

Please confirm the closure of my account and send me any relevant documents as confirmation. For any further information or clarification, you can reach me at (Your Phone Number) or (Your Email Address).

Thank you for your attention to this matter.

Also Check: Complaint Letter

Bank Account Closing Letter in Tamil

உங்கள் பெயர் உங்கள் முகவரி நகரம், மாநிலம், அஞ்சல் குறியீடு தேதி

வங்கியின் பெயர் வங்கியின் முகவரி நகரம், மாநிலம், அஞ்சல் குறியீடு

குறிப்பு: வங்கிக் கணக்கை மூடும் கோரிக்கை

அன்புள்ள (வங்கியின் பெயர்/மேலாளர்),

நான் எனது வங்கிக் கணக்கு (உங்கள் கணக்கு எண்) மூடுவதற்கான கோரிக்கையை இந்த கடிதத்தில் முன்வைக்கிறேன். இந்த கணக்கை மூடுவதற்கான காரணம் (உங்கள் காரணம், உதாரணமாக மாற்று இடத்திற்கு மாற்றம், பல கணக்குகள் இருப்பது போன்றவை).

எனது கணக்கில் மீதமுள்ள பணத்தை (மற்றொரு கணக்கிற்கு மாற்றுதல், செக் மூலம் அனுப்புதல் அல்லது உங்கள் விருப்பமான முறை) மூலம் கையாளுமாறு கேட்டுக் கொள்கிறேன்.

எனது கணக்கு மூடப்பட்டது குறித்து உறுதியாக்கும் ஆவணங்களை எனக்கு அனுப்புமாறும், மேலும் தகவல்கள் அல்லது விளக்கங்களுக்கு (உங்கள் தொலைபேசி எண்) அல்லது (உங்கள் மின்னஞ்சல் முகவரி) என்னை அணுகலாம்.

உங்கள் விரைவான கவனத்திற்கு நன்றி.

(உங்கள் கையொப்பம்) (உங்கள் பெயர்)

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Bank Account Closing Letter Reason

When writing a bank account closing letter, it’s common to include a reason for the closure. However, it’s important to note that providing a reason is usually optional and depends on your comfort level and the bank’s policies.

  • Relocation : If you’re moving to a new city or country where your current bank does not have branches.
  • Found Better Services : Switching to another bank that offers better interest rates, lower fees, or more convenient services.
  • Consolidating Accounts : Closing accounts to simplify finances, often when having multiple bank accounts.
  • Dissatisfaction with Service : Experiencing poor customer service or frequent issues with the bank.
  • Minimal Usage : The account is no longer in use or has become redundant.
  • Financial Strategy Change : Changing financial plans or strategies, like investing in different financial instruments.
  • High Fees or Charges : The bank may have high maintenance fees or other charges.
  • Personal or Family Reasons : Personal financial situations like managing a family member’s estate.
  • Business Closure : If it’s a business account and the business is closing down.
  • Death of Account Holder : In the case of joint accounts, if one of the account holders has passed away.

Tips to Write Bank Account Closing Letter

When writing the reason for closing your bank account in your letter, consider these tips for clarity and effectiveness:

  • Be Direct and Clear : State your reason for closing the account straightforwardly. There’s no need for lengthy explanations; a simple, clear statement is enough.
  • Keep it Professional : While it’s important to be honest about your reason, maintain a professional tone. Avoid emotional or overly personal language.
  • Optional Disclosure : Remember, providing a reason is often optional. Only include it if you’re comfortable or if the bank specifically asks for it.
  • Common Reasons : Common reasons include relocating to a place without bank branches, finding better account options elsewhere, consolidating accounts, or dissatisfaction with services or fees.
  • Be Polite : Even if you’re closing the account due to negative reasons, such as poor service, it’s important to remain courteous in your wording.
  • Brief Explanation : If your reason is complex, like closing a business account, a brief explanation can be helpful but keep it concise.
  • Future Correspondence : If you’re open to discussing the matter further or if you’re closing the account due to an unresolved issue, indicate your willingness to talk it over.
  • Finality : Ensure that your wording doesn’t leave room for ambiguity. Make it clear that your decision to close the account is final.
  • Personalize Appropriately : If you had a long-standing relationship with the bank, a brief mention of your positive experiences before stating your reason can be a thoughtful touch.
  • Review and Proofread : Before sending, review your letter to ensure the reason is stated clearly and there are no errors. This helps maintain a professional impression.

FAQs on Bank Account Closing Letter

Is it necessary to close bank account.

It's not always necessary to close a bank account, but it's a good idea if you're not using it. This helps avoid fees or issues with unused accounts.

How many days I can close my bank account?

The time to close a bank account varies by bank. It usually takes a few days to a week, but it's best to check with your specific bank for their timeline.

How do I permanently close my bank account?

To permanently close your bank account, write a letter to your bank or visit a branch. Include your account details and request account closure.

How do I close my bank account notice?

For closing your bank account, give notice by writing a letter to your bank, stating your intention to close the account and providing necessary details.

How do you write a letter to close a bank account?

Write a formal letter to your bank. Include your account information, state your wish to close the account, and provide instructions for any remaining balance.

Can I close a bank account from home?

Yes, many banks allow you to close an account from home, either online, through an app, or by sending a closure request letter via mail.

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11+ Application for Closing Bank Account [Format with Sample]

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Why Close a Bank Account?

People often need to close their bank accounts. There are many reasons. Here are some of the most common ones:

Multiple accounts

Some people open extra accounts for savings goals or budgeting purposes. Once the plan is met, they may close the extraneous account.

Fraud/Security

If your account becomes compromised by fraud or security breaches, you may wish to cut ties with the bank and start fresh elsewhere.

Relationship changes

A joint account with an ex-spouse or partner must be closed. It is necessary to open separate accounts.

Minimal use

If you have an old account with minimal funds or transaction activity, the bank may ask you to close it to streamline operations.

No matter the reason, closing an account is a simple process but requires you to notify your bank formally.

Best way to Write a Letter to Close a Bank Account? 

The bank will require a formal letter or application from you to initiate the closure of your account. 

  • Format of an Account Closing Letter
  • Here are the key details to include:
  • Date of letter
  • Address and phone number
  • Account number
  • Request to close an account
  • The date you wish it closed 
  • Details for dispensing the remaining balance

Current Account Closing Letter [Sample 1]

Name: [your name]

Address: [your address] 

The Branch Manager

HDFC Bank Ltd

Silicon City Branch

Udaipur, Rajasthan

Account Number: [502000456789654]

Sub: Request to Close My Current Account

Dear Sir/Madam, 

I want to close my account with your bank as I no longer have frequent transactions. Please complete account number [502000456789654] by [date]. 

I’m sharing the unused cheques and ATM cards with this letter. Please send me the account closure letter and the final settlement cheque for the remaining balance to my Address above.

[Signature]

Application for Letter to Bank Manager for Closing Account [Sample 2]

Name: Rahul Verma

Address: B7 Lotus Boulevard, Civil Lines

The Bank Manager 

State Bank of India

Civil Lines Branch 

Account Number: [0123456789123]

I want to close my savings account [0123456789123] with the State Bank of India, Civil Lines branch.  Please close this account on [date]. I am relocating to a new city and will no longer need this local account. 

Kindly transfer any remaining balance to my SBI account at the Janakpuri branch in New Delhi (account number: [012456789321], IFSC: SBIN0011238). I’m sharing the passbook and ATM card with you along with this letter.

I appreciate your assistance in closing this account right away. Please send me the account closure confirmation letter at the above Address.

Rahul Verma

Bank Account Closing Letter [ Sample 3]

Name: Ankita Rai

ICICI Bank Ltd. 

Linking Road Branch

Account Number: 

Dear Sir/Madam,

I am requesting the closing of my savings account [10021556892135] with the ICICI Bank Linking Road branch.  I want to close this account on [date], as I no longer require it for my needs. Please transfer the closing balance to my ICICI current account (account number: [10022556895236], IFSC: ICIC0001122) and send the account closure confirmation letter to my registered Address.

I have enclosed the passbook, ATM card, and canceled cheques along with this letter for your reference. Please let me know if any other documents are needed from my end to close this savings account. I appreciate your quick assistance. I am looking forward to a smooth closure.

What is required to close a bank account?

To close a bank account, you typically need to:

Submit an application or letter : This formally requests account closure and specifies the closure date. Follow your bank’s format.

Return materials: Any unused checks, ATM/debit cards, and passbooks must be returned to the bank. This prevents future misuse.

Settle the balance: Indicate how you want the remaining balance handled: funds transfer, cash payout, etc.

Provide KYC details: You may need to furnish KYC documents again for verification before closure.

Pay fees if applicable: Some banks may deduct a closure fee. Ask about this. 

With the above steps completed, the bank will process the request and close your account.

Bank Account Close Application Letter [Sample 4]

Name: Ramesh Gupta

The Branch Manager,

Bank of Baroda,

Churchgate Branch, 

  I want to close my savings bank account [1234556789] with your Branch. Please complete this account with effect from October 01, 2023.

I am enclosing the passbook and ATM card along with this letter. After deducting the applicable charges, kindly send me the account closure confirmation letter and the check for the balance amount.

Yours faithfully,

Ramesh Gupta

Bank Account Close Application In English [sample 5]

Subject: Request for closure of bank account no. X

Respected Sir/Madam,

I, (your name), bearing account number X at your Branch, wish to close my savings bank account permanently due to personal reasons. 

My registered address is (your Address). Please close my account immediately and transfer the closing balance to my other active account, no. X at your ________ Branch. 

I am enclosing the account’s passbook, ATM card, and unused cheque leaves to be closed. Please send the account closure confirmation letter to my registered Address.

(Your name)

Application For Closing Bank Account Letter [sample 6]

Subject: Application for closure of account no. X

I wish to close my savings account (account number XXXXXXXXX) with your Branch permanently due to relocation/change of residence. 

Please close my account and send the account closure confirmation letter and the cheque for the closing balance to my registered Address mentioned below.

I’m sharing the passbook, signed unused cheque leaves, ATM card, and other necessary documents with this letter. 

Account Holder’s Name

Phone Number

Example Letter To Close Bank Account And Transfer Funds [sample 7]

HDFC Bank Limited,

I, (your name), wish to close my savings account (account number XXXXXXXXXX) with your Branch permanently due to (reason). 

Please close my account and transfer the closing balance as follows:

  • Rs. XXXXX to my HDFC account no. X
  • Rs. XXXXX to my Citibank account no. X 

I have submitted the passbook, signed unused cheque leaves, ATM card, and other necessary documents along with this letter. Kindly send the account closure confirmation to my registered Address mentioned below. 

[Your Signature]

[Your name]

[Phone no.] 

Bank Account Close Application Letter [sample 8]

Subject: Bank account closure request

I want to close my savings bank account number XXXXXXXXXXX with your Branch. My account details are as follows:

Account Holder’s Name:  

Contact Number:

  • Account Type: Savings Account 
  • Account Number:   

Please close my account and send the account closure confirmation letter and the remaining balance to my registered Address. 

I have submitted the passbook, signed unused cheques, ATM card, and other required documents. Please let me know if any additional information is needed to close my account.

Yours faithfully, 

Application To Bank Manager For Closing Account [sample 9]

I want to close my savings bank account number XXXXXXXXX with your Branch. My account details are:

Account Type: Savings Account

Please close my account and transfer the closing balance to my Union Bank account number XXXXXXXXXX.  I’m sharing the passbook, signed unused cheques, ATM card, and other documents required for account closure.

Please send the account closure confirmation letter to my registered Address once the closure is processed. Let me know if any other information is required from my end.

[Your Signature] 

Bank Account Closing Application [sample 10]

Branch name

I, (your name), wish to close my savings bank account number XXXXXXXXX with your Branch permanently due to (reason).

My account details are as follows:

Account holder name:

Account number:  

Branch name:

Please close my account and send the account closure confirmation letter along with the remaining balance cheque to my registered Address mentioned below.

I have submitted the passbook, signed unused cheques, ATM card, and other documents required to close my account.

[Phone number]

Application For Closing Bank Account [sample 11]

The Manager 

I, (your name), wish to close my savings bank account number XXXXXXXX at your Branch.  Please arrange to close my account and send the account closure confirmation letter and the cheque for the closing balance to my registered Address mentioned below.

I have submitted the passbook, ATM card, and signed unused cheque leaves along with this application to close my account. Please carry out the necessary formalities to close my account at the earliest.

[Phone number]  

Bank Account Closing Application [sample 12]

Branch address

Please be informed that I wish to close my savings bank account number XXXXXXXXXX at your Branch. 

Account Holder’s Name: 

Contact Number: 

Please close my account and send the account closure confirmation letter and the cheque for the remaining balance to my abovementioned Registered Address. 

I’m sharing the passbook, signed unused cheque leaves, ATM card, and other documents required for account closure.

Please carry out the necessary procedures for permanently closing my account and inform me if any other details are required.

List Of 11+ Applications For Closing Bank Account With Pictures

11+ Application for Closing Bank Account in English

Bilal Rafique, the person behind Ilmhere.com, works hard to create real and detailed educational content that helps people get better at English. Ilmhere.com is a website where you can learn English online. It covers lots of topics like English grammar, how to write applications, and other useful things to make learning easier.

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it appears to be an application form for reporting a lost ATM card to a police station. It is not an official form, but it can be used as a template to fill out when reporting a lost ATM card. The form includes space for the following information: Applicant's name Applicant's address Applicant's phone number Date of application Name of bank Account number Card number Description of the card (e.g., color, design) Date the card was lost Circumstances of the loss (e.g., lost, stolen) There is also space for a police officer to take additional notes. It is important to note that reporting a lost ATM card to the police is not always necessary. If you think your card may have been stolen, you should report it to the police immediately. However, if you simply lost your card, you may be able to get a new one from your bank without filing a police report. Here are some steps to take if you lose your ATM card: Contact your bank immediately to report the card lost or stolen. The bank will cancel your old card and issue you a new one. If you think your card may have been stolen, you should also file a police report.

6+ Application For Cash Stuck In CDM Machine With Sample

The image is a sample application form for reporting a lost ATM card to a police station. It is not an official form, but it can be used as a template to fill out when reporting a lost ATM card. The form includes space for the following information: Applicant's name Applicant's address Applicant's phone number Date of application Name of bank Account number Card number Description of the card (e.g., color, design) Date the card was lost Circumstances of the loss (e.g., lost, stolen) There is also space for a police officer to take additional notes. It is important to note that reporting a lost ATM card to the police is not always necessary. If you think your card may have been stolen, you should report it to the police immediately. However, if you simply lost your card, you may be able to get a new one from your bank without filing a police report. Here are some steps to take if you lose your ATM card: Contact your bank immediately to report the card lost or stolen. The bank will cancel your old card and issue you a new one. If you think your card may have been stolen, you should also file a police report.

5 Best Application For Lost ATM Card At Police Station

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Application for Closing Bank Account (10+ Samples)

If you are searching for the format of the application for closing a bank account or sample letters to close a bank account then you have visited the right site. Here you can get the format of the bank account closing application and also get a lot of sample applications.

To close your bank account, you must have to write an application letter to your respective bank branch manager. Along with the application, you need to include/attach the necessary documents that are required to close your account such as a passbook, chequebook, card (debit/credit), etc.

You can either visit the bank branch and submit the application to the branch manager or you can send the application along with the documents to the branch manager’s email. Generally, it may take up to 5 to 10 days for the bank to close your account.

Make sure to write the application properly and in a proper format. Also, the date and reason for closing your bank account should be mentioned in the body of the material. However, there can be many reasons for closing a bank account like being charged unnecessarily, poor customer service, switching banks, too few facilities/benefits, moving to another location, you cannot maintain the account, having died, etc.

1. Bank Account Close Application

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Here are some documents and required things that are needed to close your bank account.

  • Your Bank Account Number
  • Your Account Holder Name
  • Your Original Passbook
  • Your Original Chequebook (If Issued)
  • Debit Card/ ATM Card
  • Credit Card (If Issued)
  • Your Signature
  • Identification Proof (Aadhaar Card, PAN card, Voter ID Card, Electricity Bill, Passport)
  • Address Proof (Aadhaar Card, Voter ID Card)

Points you need to know before closing your account

  • Be sure to check your balance in the bank account. If you have any amount in your account then transfer your money to another account or withdraw your money by visiting your respective branch before applying for closure.
  • Make sure to clear all your transactions and bank-related operations before applying for closure because if you don’t then you may face problems while closing your bank account.
  • For security and personal concern, if you have closed your bank account then make sure to dispose of all types of cards and chequebooks issued to you through the bank.

To, The Branch Manager, Union Bank of India, A Block XYZ Road, Mumbai.

Date:- Date/Month/Year

Subject:- Application for bank account closure.

Dear Sir/Madam, My name is “mention your name” and I am holding a savings bank account in your branch. My account number is “mention your account number”. I have not been operating my account for a very long time and currently do not need this account.

Therefore, I request you to please close this bank account. I have attached all the necessary documents required to close the bank account. If you do this in less time, then I will be forever grateful to you.

Thanking You, Yours Faithfully Signature

To, The Branch Manager, UCO Bank, B Block XYZ Road, Delhi.

Subject:- Letter for a closing bank account.

Dear Sir/Madam, I would like to inform you that I am an account holder in your branch having account number XXXXXXXX. Due to some personal reasons, I want to completely close this account.

So, kindly close this bank account as soon as possible. I have attached my passbook, chequebook, and cards to this application.

Thanking You, Yours Sincerely Signature

To, The Branch Manager, State Bank of India, B Block XYZ Road, Jaipur.

Subject:- Closing bank account application.

Requested Sir/Madam, I request through this application that I want to close my current account because, for the last few days, I am seeing that unnecessary charges are being deducted from this account of mine. Although I haven’t done any special transactions. The details of my account are as follows:

Account Holder Name:- _____________ Account Number:- _____________ Registered Email:- _____________ Aadhaar Number:- _____________ Mobile Number:- _____________

Hence, please accept my application and start the process of closing my account.

Thank you in Advance, Yours Obediently Signature

To, The Branch Manager, Punjab National Bank, C Block XYZ Road, Bangalore.

Subject:- Account closure application.

Requested Sir/Madam, I am “mention your name” as an account holder in your branch for the last 5 years. Now, I want to close my savings bank account because I am shifting to “mention your new city” and I have already 3 bank accounts in different banks.

Therefore, I humbly request you to close this account as soon as possible.

Thanking You, Yours Truly Signature

To, The Branch Manager, Punjab and Sind Bank, D Block XYZ Road, Chandigarh.

Subject:- Bank account closing letter.

Requested Sir/Madam, With due respect, I want to inform you that I am maintaining a current account in your branch with the name “mention your account holder name”. I have faced a lot of problems in your branch and the customer service of your branch is also not good.

Therefore, I request you to please close this account. My account number is XXXXXXXX and my account holder name is Raghu Saw. I have also attached the documents that are required to close a bank account.

Thanking You, Regards Signature

To, The Branch Manager, Indian Overseas Bank, E Block XYZ Road, Chennai.

Subject:- Application to close my bank account.

Requested Sir/Madam, I am not able to maintain my savings account which is currently open in your branch because I do not have enough money to save it by keeping it in my savings account. My account number is XXXXXXXX and my account holder name is “your account holder name”.

So, please close my account. If you close my account in less time I will be forever grateful to you.

Thanking You, Your Trusty Signature

To, The Branch Manager, Central Bank of India, F Block XYZ Road, Bhubaneswar.

Subject:- Closing a current bank account.

Requested Sir/Madam, For the last 8 years, I have been maintaining a current account in your branch. I have seen a lot of ups and downs using this account. Now I want to open a new account. Therefore, please close this account as soon as possible. My account number is XXXXXXXX and the name holder in the account is “your holder name”.

To, The Branch Manager, Central Bank of India, G Block XYZ Road, Bhubaneswar.

Subject:- Bank account closure letter.

Requested Sir/Madam, Due to some personal reasons, I want to close my account which is running in your branch. My name is “mention your name” and my account holder name is “your account holder name”. My account number is XXXXXXXX.

Hence, please close my account as soon as possible.

To, The Branch Manager, State Bank of India, H Block XYZ Road, Kolkata.

Subject:- Letter to close bank account.

Dear Sir/Madam, I am a savings bank account holder in your branch. Recently I’ve had a really bad experience with your customer service. Due to this, I have lost 2 thousand rupees and now I am very angry and I want this savings account of mine to be closed. My account number is XXXXXXXX and my account holder name is ________.

Hence, close my account as soon as possible.

To, The Branch Manager, Bank of Maharashtra, I Block XYZ Road, Pune.

Subject:- Closing letter of a bank account.

Dear Sir/Madam, My self Manish Saw and I have a current account in your branch. Now, I want to close this current account whose account number is “mention your account number” and the account holder’s name is “holder name” because recently my job has shifted to Dubai. Therefore, I have to move to Dubai.

So, I request you close my account as soon as possible.

To, The Branch Manager, Bank of India, J Block XYZ Road, Ranchi.

Subject:- Application for closing a bank account.

Dear Sir/Madam, I am “your name” and I am maintaining a savings bank account in your branch but now my financial condition is not so good and I am not able to maintain my account. My account number is ________ and my name in the account is ________.

Therefore I request you please close this account.

Thanking You in Advance, Yours Obediently Signature

Related Read

  • Account Reopen Application for Bank
  • Bank Account Mobile Number Change Application
  • Bank Branch Change Letter
  • Bank Statement Application Letter

Frequently Asked Questions (FAQs)

What is a good reason to close a bank account.

You may find reasons to close a bank account because your account is not being used or too many charges are being deducted from your account.

Is closing a bank account free?

Yes, the majority of bank offer free closure of account, if your account doesn’t, has any unpaid loan amount.

How long does it take to close a bank account?

Within a week your bank account is closed in most cases. If you have any payment pending, it may take time to close your account.

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Letter For Closing Bank Account: Check Format and Samples

Imagine you just opened a bank account to avail of online banking services. You are excited to use your bank account to make online payments but you realize that online shopping makes you vulnerable to hackers and online frauds. What would you do in such a case? You probably want to close your bank account. However, there is a formal process to do so. You must write a letter to close the bank account to the bank manager.

Writing a letter to close a bank account is quite common these days. In such letters, you are required to mention details like the reason for closing your bank account, your name, address, contact details, parents’ name, and banking details. Let’s discuss how you can perfectly write a letter for closing a bank account to your bank manager.

Table of Content

Format Letter for Closing Bank Account

Letter for closing bank account: sample 1, letter for closing bank account: sample 2, reasons for closing bank account.

Here is a format letter for closing the bank account. Make sure you understand the entire format before writing a letter for closing a bank account.

There can be several reasons for closing a bank account. When writing a letter to your bank manager to close your account or address any other issue, it is very important to highlight the purpose and what has led to the purpose in your letter. Here are some of the popular reasons that can be used for writing a letter to close your bank account.

1. Switching Banks

Sometimes we close our accounts because we’re switching to a different bank for various reasons such as better interest rates, lower fees, better customer service, or more convenient locations.

2. Relocation

When we are moving to a different city, state, or country where our current bank doesn’t have branches or services, we might choose to close our account and open one with a more accessible institution.

3. Dissatisfaction with Services

As customers, we are often dissatisfied with the banking services, unexpected fees, or dissatisfaction with the bank’s policies or practices can lead us to close our accounts and move our money elsewhere.

4. Financial Reasons

If we are faced with any financial issues, we might close our accounts to avoid fees that we can’t afford or to prevent creditors from accessing our funds.

5. Death of the Account Holder

In the event of the account holder’s death, their estate may close their accounts and distribute the funds according to their will or legal requirements.

6. Security Concerns

Security concerns is one of the popular reasons for closing bank account (s). Instances of fraud, identity theft, or unauthorized access to an account can prompt us to close our accounts to protect our finances and personal information.

7. Changes in Financial Goals

Developments like starting a business, getting married, or having children might prompt us to reassess our financial goals and banking needs, leading us to close our current accounts and open new ones that better align with our objectives.

8. Consolidation

Some people might choose to consolidate their banking relationships by closing accounts they no longer use or need, simplifying their financial management.

9. Legal Reasons

Legal reasons like court orders, divorce settlements, or other legal obligations might require us to close or divide joint accounts.

This was all about how to write a letter for closing a bank account. We hope the above-listed format and sample letters will help you understand the letter-writing process. For more information on such informative articles, visit GeeksforGeeks.

Letter for Closing Bank Account- FAQs

What is the purpose of writing a letter to bank manager.

The purpose of writing a letter to your bank manager is to address an issue related to your bank account. It can be any type of issue, such as fraudulent action, security breach, fake calls, etc.

How to write a letter for closing a bank account?

Dear Sir/Madam, Subject: Request for Closure of Bank Account Due to Security Concerns I am writing to formally request the closure of my bank account [Account Number: XXXXXXXX] held with the State Bank of India due to significant security concerns.

What is a format letter for closing a bank account?

Dear Sir/Madam, Subject: Request for Closure of Bank Account I am writing to formally request the closure of my bank account [Account Number: XXXXXXXX] held with [Bank Name]. [cite the reason for closing your bank account].

What details are required to close a bank account?

Your name, address, contact details, bank account number, bank’s name, IFSC Code, reason for closing your bank account, etc.

What is the purpose of letter writing?

Letter writing is an important part of academic and professional writing. Academic writing involves writing engaging letters where students are required to express their thoughts, ideas and experiences on a given topic. Profession letters are utilized to make formal requests. Whether it’s requesting information, action, or cooperation, a well-written letter can effectively communicate the request and its rationale.

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Letter Solution

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Welcome to "Letter Solution" Everything is about letter and application writing.

Closing Bank Account Letter With 20+ Sample

Closing bank account letter with a format and 20+ sample.

Table of Contents

Closing Bank Account Letter : Opening a bank account is very important to everyone. On the other hand, closing bank account for many reasons is necessary. And you should follow several steps. You will have to compose a letter to the bank manager. The cause of closing a bank account should be written clearly in the letter. Besides you should mention all the details relevant bank like bank account number, branch code, full name and etc in the application.

Reason to close a bank account

When you will close your bank account, there are some simple reasons below.

  • Bad customer service
  • Your account might be misused
  • You may have many accounts
  • Excessive fee
  • Not possible to maintain the minimum balance
  • Due to death

Important documents to close bank account

I hope you will be successful to close your bank account easily if you go to brunch with the below-mentioned important documents. Again some banks charge account closer fees. So you will be compelled to pay the charge. The charge depends on the bank.

  • A written request letter or application
  • Bank passbook [Original]
  • Bank chequebook
  • Account number
  • Account holder’s signature
  • Name of the account holder
  • Identity proof (Aadhar card, voter id card, pan card )
  • Address proof (Aadhar card, ration card, voter card)

You should follow the below points to write a closing bank account letter.

  • Address to the branch manager
  • Name of the bank
  • Name of the branch
  • Address of the branch
  • Salutation (Sir/Madam)
  • Body of the letter

Thanking you

  • Closing with your faithfully/truly/sincerely
  • Name or signature

Contact details

Letter/Applictaion Format

Closing bank account letter.

The Bank Manager

[Name of the bank]

[Name of the branch]

[Address of the branch]

Date:00/00/00

Sub: [Application for closing account]

Respected Sir/Madam,

I am a savings/current account holder with your branch for a long time. My account number is ________________. Recently it is not possible for me to continue this account due to ____________ [Mention reason]. Please close my account and do not do any transactions. I am returning the passbook, unused checkbook and ATM card. I request you to hand over the current balance by cash to me.

Please close the account at your earliest. Your cooperation will be highly appreciated.

Yours sincerely

[Signature of the applicant]

Contact information

Application For Closing Bank Account

Date: 00/00/00

Sub: _______________

I have recently retired from my service. I have intended to live in my village house. I had been holding this account for the last fifteen years. Now this account is not useful to me. I am depositing the passbook, unused check book, ATM card. I request you to close the account and credit the remaining balance to my hand.

Therefore I pray your goodness to do the needful to close my account and then I shall be grateful to you.

Thanking you 

Application For Closing Bank Account Letter

Sub: [Application for closing bank account]

I have a savings bank account in your branch. The account number is ______________. Recently I have resigned from my job. So I want to close my account.

I shall be highly obliged to you if you take steps to close my account as soon as possible.

Yours faithfully

Joint Bank Account Closing Letter

[Address of the bank]                                                

Subject:[Request for closing joint account]

With a lot of respect, we would like to inform you that we hold a joint account (No.XXXXXXXXXXXX) in your branch for a long time. Now we are not able to continue the transactions as our business is going down. So we want to close it. Kindly stop the transactions. We have enclosed all the required documents along with it. And we are returning the passbook, check book, debit and credit card.

Please close our joint account and hand over the rest balance to us at your earliest.  

Your signature

Application For Closing Bank Account Due To Death

Date: 00/000/00

Sub: __________________

I would like to draw your attention that I am Rohit Poddar. My mother’s name is _____________. She had a savings account in your branch. The account number is ______________. She passed away due to __________ on _________.  Now I want to close the account. I have enclosed the necessary documents with this application.

Therefore I request you to do the needful as soon as possible so that I am able to close the account.

Yours truly

How To Write Application For Closing Bank Account

Punjab National Bank

Subject:[ ]

With due respect, I beg to state that I am an account [No._________] holder in your branch. Due to a personal issue, I would like to close my account and transfer the remaining balance to another account that’s copy has been attached along with this application.

Please consider my request and I will be obliged to you for your concern.

Closing Bank Account Letter Sample

United Bank of India

[Address of the bank]

Respected Sir/ Madam,

I wish to close my savings bank account in your bank. My name is Ram Krishna Bhattacharya and my account number is XXXXXXXXX. Now it is not possible for me as the distance from the bank to my house is so far. I have adjoined the necessary documents like aadhaar card, pan card, voter id and passport photo.  I am returning the passbook, checkbook and debit card.

Therefore I earnestly request you to close my savings bank account and hand over the remaining balance. 

(Signature)

(Contact details)

Request For Closing Bank Account Letter

Branch name

Branch address

Sub: [Request for closing bank account]

With the best regard, I beg to state that I have intended to close my savings account (No. XXXXXXXXXX) in your branch. My account details are below.

  • Account number:
  • A/C holder name:
  • Available balance:

Please close the above-mentioned account and credit the remaining balance to my hand. Your cooperation will be highly appreciated.

[Signature]

Mobile number

How To Write Closing Bank Account Letter

Union Bank of India

My account number is XXXXXXXXXXX in your branch for five years. Recently I face a money problem to do transactions.

Therefore I request you to close my account and return the existing amount to me in cash.

[Name of the applicant]

Bank Current Account Close Application In English

Alahabad Bank

My name is Sukanto Gatkari. I have a current account (No. XXXXXXXXXX) in your branch. I have maintained the transactions for eight years. Now my business is not running well. That is why I am compelled to close my current account. I am returning the passbook, checkbook and ATM card. I request you to transfer the remaining balance to the below-mentioned savings account.

I, therefore, would pray to your goodness for closing the current account and thereby I shall be highly obliged.

Bank Account no. _______________

IFSC Code: ________________

Request Letter For Closing Bank Account

Bank of Boroda

I have a savings account (No. XXXXXXXXX) with your branch. Now I am not able to continue this account due to some issue. So I earnestly request you to close my account and do not keep on any transactions. Please hand over the remaining balance to me.

I will be thankful to you if you do the needful as early as possible.

Write An Application To The Bank Manager For Closing Bank Account

Bank of India

This is to inform you that I want to close my savings account in your bank due to some reasons. So I have decided not to continue this account. I have attached the new bank account copy. I am returning the passbook, ATM Card, Cheque book.

I, therefore, request you to transfer my existing balance to my new account.

Letter Asking To Close Bank Account

State Bank of India

Sub: [Asking to close bank account]

Dear Sir/Madam,

With due respect, I beg to state that I have a savings account with your branch for ten years. My account number is xxxxxxxxxx. Now I would like to close my account as I have been shifted to another city. So it is not possible to do the transactions here. I am returning the passbook, ATM card and chequebook.

Therefore, I request you to close my account as soon as possible and then I will be grateful to you.

FAQ’s On Application/Letter For Closing Bank Account

How do I write a letter to close my bank account?

Answer: Follow any format that will help you the most and read the samples. It will be easy to write a letter for closing bank accoutn.

Can I ask my bank to close my account?

Answer: Yes. You can ask the bank to close your account but you will have to visit the bank and talk over it. You are told to submit a written request letter.

Is there any charge to close a bank account?

Answer: There is a charge to close a bank account if you would like to close your account after 14 days of opening a new account. Within 14 days the bank will not take any charge of the closing bank account. The charge is depended on the bank.

Can I close bank account online?

Answer: You can close your bank account online if your bank provides the facility. Otherwise, you can not do it.

How much time does it take to close a bank account?

Answer: Naturally it takes business time two or three days. Besides it totally depends on the process.

What documents are needed to close a bank account?

Answer: The bank will want aadhar card, pan card, voter id card, ration card and etc as identity proof. The next documents are the original passbook, chequebook, ATM, signature and account number.

Whom should I write a letter to close a bank account?

Answer: You should write a letter or application to the bank manager for a closing bank account.

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I hope you have got the right information and chosen Closing Bank Account Letter . If you like the post, you can do a little help by sharing it with your friends, relatives and do comment in the below comment box.

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Application For Closing Bank Account Letter

Do you want to close your bank account? If you want to close your bank account, then you are at the right place. Because in this article you will get 6 + Application For Closing Bank Account Letter Format with samples.

I know that you are looking for some bank account closing letter or application samples for this. A person can close his bank account for various reasons, Some common reasons are difficulty in managing multiple accounts, due to some unavoidable circumstances, Due to some personal or financial problems, death of someone in the family or being unable to maintain a minimum balance. That’s why I have given below more than 6+ Bank Account Close Application samples for you.

Bank Account Closing Letter Sample Format In Word, Application For Closing Bank Account Letter

From the sample below, you can choose a sample of your choice and write your own perfect bank account closing letter without any problem.

Bank Account Close Application In English

To The Bank Manager [Bank Name], [Branch Name], [Date].

Subject: Application For Closing Bank Account Letter.

Dear Sir/Madam,

Most respectfully, I am writing this letter to inform you that I am ______ (Account Holder Name), and I hold a Saving Account in your bank. My account number is ______ (Mention Your Account No) & Now I am not interested to continue this account due to some personal financial problem (Here you can mention your own reasons).

Therefore, I would like to request you to close the account and credit the amount to me in cash.

Yours Sincerely, [Your Name], [Your Register Mobile Number], [Your Address].

To The Branch Manager, [Bank Name], [Branch Name], [Date].

Subject: Bank Account Close Application.

Greetings Sir/Madam,

Most respectfully, I want to inform you that I am ________ (Mention Your Name), I have a Saving/Current/Salary account in your bank & Its bearing no is ________ (Mention Your Account Number). As I have multiple bank accounts, I am unable to maintain the minimum balance in this account. That’s why I want to close this account.

Therefore, I request you to close the account permanently and please credit the remaining amount to this bank account [Mention Your Any Other A/c Number].

Yours Truly, [Account Holder Name], [Account Number], [Mobile No], [Address].

Bank Account Closing Letter Sample Format

To, The Bank Manager, [Name of the bank], [Branch Address], [Date].

Subject: Bank Account Closing Letter.

Respected Sir/Madam,

With due respect, I beg to say that I hold a savings account in your branch for the last 5 years and my account no is ___________ [Mention Your Ac Number]. But now I want to close my account for some personal reasons with immediate effect.

The account’s details are shown below – Account Holder Name: Account Number: Account Type: Debit Card No: Linked Mobile No:

Also with this bank account closure letter, I am giving my passbook, chequebook and ATM card. It would be very helpful if you do the needful.

Thanking you in advance.

Yours Faithfully, [Your Name], [Mobile No], [Email ID].

Sample Letter To Close Bank Account And Transfer Funds

To The Manager, [Bank Name], [Bank Address], [dd/mm/yy].

Subject: Letter To Close Bank Account And Transfer Funds.

I am writing this application letter to inform you that, I hold a savings account in your _______ [Mention Your Branch Name] branch & the account number is ___________ [Write Your Account Number]. Now I am not operating this account for a long period of time.

Therefore, I request you to close this account and please transfer my existing funds through the demand draft or transfer it to this bank account – Bank Name: Account Number: IFSC Code:

I will be very grateful to you If you consider my request.

Thank you very much in advance.

Yours faithfully, [Your Name], [Email/Mobile No].

Sample Letter To Close Bank Account For Business

To The Bank Manager, [Bank Name], [Bank Address], [Date].

Subject: Application For Closing Bank Account For Business.

I would like to inform you that my name is _______ [Mention Your Name] and my account number is ________ [Mention Your A/c No]. I had this current bank account at your branch for the last 4 years because of my business.

The business is not doing well at the moment due to various problems. So, I decide that I want to close this bank account & I hope you will help me to do this.

Because of this reason, I request you to process my account closing request and transfer the remaining amount as soon as possible.

I will always be grateful to you in this respect.

Yours sincerely, [Your Name], [Contact Details], [Address].

Bank Account Band Karne Ke Liye Application In English

To, The Branch Manager, [Bank Name], [Bank Address], Date- [Date/Month/Year].

Subject: Bank Account Band Karne Ke Liye Application In English.

Respected sir/madam,

I am _______ [Your Name] & I have opened a savings bank account in this branch about 5 years ago. My account no is ________ . But right now my financial condition is not so good and I am not able to maintain a minimum balance in my account.

Therefore I request you to please close this account. Also, I want the remaining balance of the account to be transferred to me in cash. Please do the needful & close this account as soon as possible.

Thanks in Advance.

Yours faithfully, [Signature], [Address with Pin code], [Mobile No].

Application For Closing Bank Account Letter PDF

Application For Closing Bank Account Letter Pdf, Bank Account Closing Letter Pdf , Bank Account Closing Letter Sample Format

Download Bank Account Closing Letter PDF ➪ Click Here

FAQ’s on Application For Closing Bank Account Letter

What documents are required to close a bank account? All details related to your account, such as account holder name, address, account number, linked mobile number, signature, your original passbook and original checkbook (if issued). Also, your Identification Proof (Aadhar Card, Voter ID Card, Electricity Bill), Your Address Proof (Aadhar Card, Voter ID Card) and Debit Card / ATM Card (if issued).

Can a bank reopen a closed account? Yes, you can reopen a closed bank account. But in some cases, whether you can reopen the account depends on the bank. Because banks have some policies that you have to follow. Also, download and write your own letter using our bank account closing letter sample format in word sample.

How long does it take to close a bank account? It usually takes 10 to 15 days to complete the entire process of closing your bank account. However, in some government banks , this process takes more than 1 to 2 months to complete.

Can a bank refuse to close your account? Generally, overdraft bank accounts cannot be closed. So they may refuse to close it. If you follow your bank’s policies properly, you will be able to close your account without any problem.

Is passbook required for closing bank account? Yes, banks ask you to return your passbook, debit card, unused checkbook and any other documents issued by the bank. These need to be surrendered when closing the account.

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Home » Letters » Bank Letters » Request Letter to Close Current Bank Account – Sample Letter to Bank Requesting Closure of Current Bank Account and Transfer Funds

Request Letter to Close Current Bank Account – Sample Letter to Bank Requesting Closure of Current Bank Account and Transfer Funds

application letter for bank account closing

To, The Branch Manager, ______________ (Name of the Bank) ______________ (Address of the Branch)

Date: __/__/_____ (Date)

Subject: Request to close current bank account and transfer funds

Respected sir/madam,

With due respect, I would like to inform you that my name is ____________ (mention name) having a current account ____________ (account number) in your ____________ (location) branch.

I am writing this letter to request you to kindly close the above-mentioned current bank account bearing account number ____________ (account number) and transfer the funds to the account ______________ (mention the account number).

As per the requirements, I have already attached the necessary forms/self–attested documents/application/transfer cheque/other for the verification process. I request you to process my request at the earliest to avoid any further inconvenience. If you wish to contact me regarding the same, you can contact me at ______________ (contact details)

Thank you for your valuable time. I would be highly obliged if you can process my request at the earliest.

Regards, ______________ (Signature), ______________ (Your Name), ______________ (Account number), ______________ (Contact details)

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  • Letter to bank for fund transfer
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Related post, loan application letter | sample application letter to bank manager for loan.

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  • application for closing bank account

Application For Closing Bank Account: Check Documents Required, Letter Format And Samples

Jul 12 2023

application letter for bank account closing

Application For Closing Bank Account: The important details and samples for the application for closing a bank account are added in this application for closing bank account article. Do you hold a bank account that is either that you are unable to keep up or not used? For that, you want to close your bank account. That is not so much difficult to close the bank account. You can refer to this application for closing bank account article to know how to close a bank account simply. So for closing a bank account, all you need to do is to write a request letter to the bank manager by referring to this application for closing bank account post. So hereby referring to this application for closing bank account article and application for closing bank account format and samples, you will come to know how to close a bank account that is inactive or not able to maintain. We are provided detailed clarification about the format and samples for the application for Closing Bank Account in this application for closing bank account post. Those who want to close their bank account due to some reasons can utilize this application for closing bank account article to know the exact application for closing bank account format and application for closing bank account samples. 

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Why Should Close A Bank Account?

In this application for closing bank account, we have added some of the reasons why should close a bank account. Different persons have different reasons and motives for closing a bank account. The most common reasons for closing a bank account are added in this application for closing bank account article. The most frequent reasons for closing bank account are inadequate service or response, excessive fees, use of online services, etc. And also other reasons can include you can’t keep up with the account or need the money, or just want to open a new account.

Closing the bank account has additional situations too. It can be the bank may slam your bank account because if it has been inactive for a very long time, if you maintained zero balance over a period of time, if you have too many bounced checks or overdrafts, or if you have been subjected to identity theft, etc. To know more information regarding the application for closing bank account, application for closing bank account format, and application for closing bank account samples, you can exploit this application for closing bank account post. 

Documents Required To Close A Bank Account

Here we have given the information regarding the documents required to close a bank account in this application for closing bank account article. You can go through this application for closing bank account post, to check the application for closing bank account format, application for closing bank account samples, and the documents needed to close a bank account. To terminate a bank account, you must give certain items to the bank that are highly needed. For example,

  • Account Number in a bank.
  • Name of the account holder.
  • The account holder’s signature.
  • Original bank account passbook.
  • Paycheck Book (If Issue).
  • An ATM Card (If Issue).
  • Identify Evidence (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
  • The Address Is (Ex. Aadhar Card, Voter ID Card)

If you have the above items in hand, you can be able to close a bank account without any queries in your local branch of the bank. As many banks impose “account closing costs.” for closing a bank account, you could also have to pay for it. 

Application For Closing Bank Account: Format of A Letter

You can check the format of a letter for the application for closing bank account in this application for closing bank account format article. You should submit this application for closing bank account format letter in the local branch of the bank while closing a bank account. The application for closing bank account format should be, 

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

Application For Closing Bank Account Samples

We have provided some of the application for closing bank account samples in this application for closing bank account article. Those who need to close a bank account can refer to this application for closing bank account samples which is added in this application for closing bank account article. 

Application For Closing Bank Account: Sample 1

The Branch Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

  • Account Holder Name –
  • Account No – XXXXXXXX
  • IFSC code – XXXXXX
  • Current Balance – Rs. XXXXX.XX

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account: Sample 2

The Manager

State Bank of India

Chennai – 600054

Subject: Request to close the account

I hold an account with the account number 0305000002356777 at your bank. I have been transferred to Mumbai, so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000707).

Thank you in advance.

Yours sincerely,

Application For Closing Bank Account: Sample 3

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My bank’s savings account number is XXXXXXX. Now I am unable to maintain this account. Therefore, I respectfully ask that you to terminate the account and credit the money to my cash or debit card.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Application For Closing Bank Account: Sample 4

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

Yours truly, Name- Address – Mobile No- Email ID-

Application For Closing Bank Account: Sample 5

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th  March, 2021

Subject: Closure of savings account

Ma’am,

I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch. I am moving to Chennai for personal reasons, and so I would like to close my savings account and withdraw the amount. I request you to kindly do the needful and close my account at the earliest as I will be leaving next week.

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Application For Closing Bank Account FAQs

Q. How to close my bank account?

A.  To close your bank account you have to submit the application for closing the bank account to the branch manager in the format mentioned above. 

Q. How much time the bank will take for closing a bank account ?

A. It entirely depends on your bank. You can request the bank manager to close your bank account as soon as possible. But it only takes 5 to 10 days at most.

application letter for bank account closing

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application letter for bank account closing

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Application For Closing Bank Account | Bank Account Close Application

Post by Mita Maji

If you are looking for the application for closing bank account letter OR are you searching for the best samples of bank account close application then you have come to the right place. To close a bank account there is no hard process. It is a very easy process.

Firstly, You have to write an application to the bank branch manager to close your account and you have to attach your checkbook, passbook & ATM card along with this bank account closing application. You can also transfer the bank account to another branch without closing it. Generally, the bank will take about 5 to 10 days to close it.

Bank Account Close Application Letter, Bank Account Close Application In English, Application to close bank account, Bank Account Closing Letter Sample Format

As we know it is always a good practice to write an application yourself but due to lack of time, It is not possible for us to write a professional application. So, just to save your time we have created some samples of bank account closing letters for you which will make your work more easier.

Some of the most common reasons that account holders usually close their bank accounts such as personal reasons, moving to other countries, rude bank employees, unreliable banking systems, high interest on loans or online banking issues.

What is required to close a bank account?

There are need some things that are very important to close a bank account, which you have to take to the bank. For Example,

  • Bank Account Number.
  • Account Holder Name.
  • Signature Of Account Holder.
  • Original Passbook of Bank Account.
  • Cheque Book (If Issue).
  • Atm Card (If Issue).
  • Identify Proof (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
  • Address Proof (Ex. Aadhar Card, Voter ID Card)

Hopefully, if you go to your bank branch with the above-mentioned items, you will be able to close your bank account without any problem. However, many banks may charge “account closure fees” so you may have to pay it.

Read Also:-  Application For Bank Account Close In Hindi

Simple Bank Account Close Application Letter

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My savings account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So you are requested kindly to close the account and credit the amount to me by cash/dd.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Bank Account Close Application In English

To The Bank Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a saving account in your branch and I want to close this account due to some personal reason with immediate effect. Details of the account are as under –

  • Account Holder Name –
  • Account No – XXXXXXXX
  • IFSC code – XXXXXX
  • Current Balance – Rs. XXXXX.XX

Kindly close my abovementioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account Letter

To The Manager, Name of the bank, Branch Name, Branch Address, Date-

Subject: Close Bank Account.

This letter is to inform you that kindly close my bạnk account no XXXXXXXXX in your bank. I am not operating this account for a long period of time. Now, I decided not to continue this account. I am returning my Debit/credit card, pass-book, and checkbook to the bank branch.

I request you to please return my existing balance through the demand draft or transfer it to my new account.

Thanking you.

Yours Sincerely Name: Account Number: XXXXXXXXX Date: XX/XX/XXXX

Bank Account Closing Letter Sample And Format

To, The Branch Manager, Bank Name, City Date

Subject- Application to close bank account

I would like to close my saving account no – XXXXXXXX due to some personal reasons with immediate effect. Hence, I request you to please close my said account and hand over the balance amount in cash and oblige. I am also returning my passbook, checkbook, debit and credit cards to the bank.

Please proceed with my request as soon as possible and I would appreciate it if you can close the account.

Yours Faithfully, [Your Name] [Signature] [Contact Details] [Your Address]

Read Also:  Bank Passbook Missing Letter

Sample Letter To Close Bank Account And Transfer Funds

To The Bank Manager, Bank Name, Branch Name, Branch Address, Date-

Subject- Application for closing bank account.

I have a saving account in your bank for the past four years but now due to some unavoidable circumstances. I want to close my account and transfer my amount to the new account. My saving account details are:-

  • Current Account Number –
  • New Account Number –
  • Home Branch Name –

Yours Faithfully, [Name] [Signature]

Bank Account Close Application Letter

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Yours truly, Name- Address- Mobile No- Email ID-

Read Also:  Application For Opening Bank Account

Application To Bank Manager For Closing Account

To, The Bank Manager, Bank Name, Branch Address – Date –

Subject: Application for Closure of Current Bank account

With reference to the subject above it is stated that I have two accounts in your bank and I want to close my one account. Having account number – XXXXXXXXX, date of opening DD/MM/YY. This account is not functional since last and I do not need this account anymore.

Therefore, I request you to close my above current account. Your cooperation in this regard will be highly appreciated.

Thanking you in anticipation.

Sincerely, [Name] [Signature] [Date] [Contact No]

Bank Account Closing Letter Sample Format

To, The Branch Manager [Bank Name], [Branch Name & Address], [Date].

Subject – Bank account closing application & account no XXXXXXXXX.

With due respect, I Beg to say that I hold a saving account no ___________ [Mention Your Bank Account No] with your __________ [Mention Your Branch Name] branch and I am unable to maintain this bank account due to some personal circumstances.

This is a request letter to please close my saving account and reject any further transactions request. I am returning my passbook, chequebook and my cards along with my request letter. My bank account details are –

Account Holder Name – Account No – IFSC code – Current Balance – Card Number –

Therefore, I request you to please close my account and return my outstanding balance to the account details mentioned below. It Would be highly appreciable if you do the needful to initiate the process as soon as possible. [Mention the details of the bank account you want to take the remaining money from your old bank account] Account Holder Name – Bank Account Number – IFSC Code –

Thanking You.

Yours Faithfully, [Your Name], [Your Address], [Contact Details].

Application For Closing Bank Account

To The Branch Manager, Name of the Branch, Address of the Branch (example: Bigoram, Kolkata, 700386)

Subject: Request for pre-closing ongoing recurring deposit (RD) account

My savings account no. is XXXXXXXXXX and RD account no. is XXXXXXXXXX in your bank. Due to some unavoidable reasons, I’m not able to continue the RD payment.

So you are requested kindly to pre-close the RD account before maturity period and deposit the so far amount from RD to my savings account.

Yours sincerely, Signature – Name – Mobile No –

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Bank Account Closing Application

To The Bank Manager [Name of the Bank], [Branch Name], [Branch Address], [Date].

Subject: letter to bank manager for closing account. (Account Number___________)

With reference to my savings bank account number with your branch as mentioned above, I am willing to close my account since I am not in need of the account further and I regret not being able to continue with this.

I am handing over my passbook, unused check, ATM card along with this bank account closing letter.

Also, the details of my account are given below – Account No – Account Holder Name – ATM Card No – Mobile No –

Therefore, I request you to please close my said bank account as soon as possible and let the remaining balance be handed over to me.

It would be highly appreciable if you do the needful in this matter.

Yours faithfully, [Your Name], [Your Address].

Best and Easy to write Application For Closing Bank Account Letter Sample Image

Bank Account Close Application In English, Bank Account Closing Letter Sample Format, Bank Account Close Application Letter, Application to close bank account, bank account closing letter

[ Download Image Format ]

[ Download Bank Account Closing Letter PDF ]

FAQ’s on Application For Closing Bank Account Letter

1) How do I write a letter to close my bank account? Answer: To, The manager. Dear Sir/Madam, I want to say that I am an account holder in your bank. My account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So, I request you to please close my account as early as possible. Thank you.

If you can’t write the letter at all then try to write by following the sample of the application that we have given at first.

2) How long does it take to close a bank account? Answer:  It totally depends on your bank. You can request your bank manager to complete this action as soon as possible. Yet it takes a maximum of five to ten days.

3) Is there a charge to close a bank account? Answer:  YES,  many banks charge  “Account Closure Fees”  for closing accounts. So you should look at these before opening a bank account. However, most banks usually take it if they want to close the account within  90  to  180  days of opening the account. We can’t say exactly how much you charge for it, but you can find out from your bank manager.

4) What documents do I need to close a bank account? Answer: As we told you earlier, you will need two types of documents to close the bank account. The first is some of your ID verification documents (E.g – Aadhar Card, Pan Card, Voter ID Card, DL) and the second is some of your bank account documents (E.g – Account Number, Signature Of Account Holder, Original Passbook, Atm Card).

5) Can you close out a bank account online? Answer:  The answer to this question may be yes or no or both. Because in our India some banks give the opportunity to close your bank account online and some banks do not give that opportunity. So, below are the links to some bank’s closure forms. Which you can fill up and submit to your bank.

  • State Bank of India
  • Bank of Baroda
  • Punjab National Bank
  • Canara Bank
  • Indian Overseas Bank
  • Union Bank of India

I hope you find the exact sample or format of the bank account closing application you were looking for on the internet.

Bank of America's dealings with Leon Black and Jeffrey Epstein are in the Senate's crosshairs

  • A Senate committee is asking Bank of America about payments from Leon Black to Jeffrey Epstein.
  • The Senate is investigating tax avoidance strategies used by the mega-rich, The New York Times reports .
  • The transactions were "lawful," a spokesman for Black told BI.

Insider Today

A Senate committee investigating $158 million in payments that private equity investor Leon Black made to Jeffrey Epstein has brought Bank of America into the mix.

Oregon Senator Ron Wyden, chairman of the Senate Finance Committee, sent a letter to the bank earlier this month asking whether it had followed proper protocols in clearing the payments, The New York Times reports .

The payments were related to tax work done by Epstein for Black — the former CEO of Apollo Global Management — between 2012 and 2017, according to the Times.

Related stories

The letter asked whether the payments — which included fees for Epstein's advice on a trust that helped Black save massively on taxes, according to the Times — had raised any concerns at Bank of America.

It also inquired whether any art transactions involving Epstein and Black had flagged concerns.

"The transactions the Committee reviewed were both lawful and conceived, vetted and executed by reputable law firms and tax advisors," Whit Clay, a spokesman for Black, told Business Insider in a statement. "Mr. Black has paid all taxes owed to the government and has provided detailed information on these matters to the Committee."

Bank of America declined to comment. The Senate Finance Committee did not immediately respond to BI's request for comment.

The Senate Finance Committee said in July it was looking into the $158 million that Black had paid Epstein as part of a larger investigation into tax avoidance strategies used by the uber-wealthy, according to the Times.

Earlier this month, Black told Puck that he hadn't realized he'd paid the convicted pedophile — who died in jail shortly after being arrested on federal sex trafficking charges in 2019 — $158 million.

Black said it's because that wasn't a "material" sum in the context of his vast wealth .

Watch: Gold bars, cash found in home of senator charged with bribery

application letter for bank account closing

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COMMENTS

  1. Application for Closing Bank Account

    Coimbatore- 641022. 12/10/2021. Subject: Request for closing current account. Sir, I am Sneha, and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, and so I would like to close the account. I am enclosing the account passbook along with this letter.

  2. Application for Closing Bank Account

    The Branch manager. Bank Name. Bank Address. Date. Subject: Application to Close Bank Account. Salutation. Body of the letter: Mention the reason for closing the bank account, also mention the required bank details such as account number, member ID, passbook, identity proof, etc. Complimentary Closing. Sender's Name.

  3. Letter To Close Bank Accounts: Free Template

    Sample Account Closing Letter. Please close the account (s) listed below. Please send any remaining funds in those accounts by check to the address below, and reject any further requests for transactions in these accounts. Please provide written confirmation that the accounts are closed.

  4. How to Write a Letter to Close Bank Account: Examples Included

    The Branch Manager. Name of the Bank. Bank Address. dd/mm/yy. Salutation: Move on to address the bank representative politely. Sir/ Ma'am, Body: State your intention to close the account. Add the necessary details like your account number, the reason for closing the account, name, and code. Body of the letter.

  5. What Is a Bank Letter to Close an Account? With a Sample

    A bank account closure letter is a letter you write to your bank or credit union asking them to close your account. If you're closing a savings account at one bank so you can open a new account elsewhere, for example, the bank might ask you to do so in writing. Writing a letter to close a bank account can ensure that it's actually closed ...

  6. Application For Closing Bank Account

    To, The Bank Manager. [Bank name] [Branch name] [Name of city/vill] Date : day/month/year. Subject : Application for closing bank account due to death. Respected sir/madam, I am writing this letter with the intention to inform you that my father and I hold a joint account in your bank, __ (branch name) branch.

  7. Application for Closing Bank Account

    Incoming Search Terms: bank account closing letter sample format; request letter to close bank account and transfer funds; bank account closure application format

  8. How To Close A Bank Account

    If Required, Send a Letter to Close Your Bank Account. You can write a letter to your bank to close an account. To do so, you can use the template below or a similar format. Date. To whom it may ...

  9. Application for Closing Bank Account

    Name of the Bank. Name of the Branch. Address of the Branch. Sub: Application to close bank account. Dear Sir/Madam, My bank's savings account number is XXXXXXX. I'm now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.

  10. 11 Sample of Application For Closing Bank Account

    Subject: Application For Closing Bank Account. Dear Sir/Madam, I am writing this letter to formally request the closure of my bank account with [Bank Name]. After careful consideration and evaluation of my financial requirements, I have decided to discontinue my banking services with your esteemed institution.

  11. Application for Closing Bank Account- 10+ Samples & Formats

    Closing a bank account can be necessary for various reasons. You may be moving to a new city, switching banks, or simply no longer needing the account. Whatever the reason, you will need to formally notify your bank and request that they close the account. The best way to do this is with a written application letter or bank account closure letter.

  12. Application for Closing Bank Account with Format and Samples

    Writing a bank account closing letter is simple. Follow these steps: Start with Your Details: Write your name, address, and the date at the top of the letter. Bank's Details: Add the bank's name and address. Subject Line: Clearly state the purpose of your letter, like "Request for Bank Account Closure.". Body of the Letter :

  13. Bank Account Closing Letter

    Bank Account Closing Letter: To close the account in a bank it is necessary to write the official letter to the bank manager. The reason for closing the bank account should be mentioned in the letter very clearly. Also, all the details related to your bank account such as Account number, Branch code, Full name, etc., should be mentioned in the application letter.

  14. 11+ Application for Closing Bank Account [Format with Sample]

    To close a bank account, you typically need to: Submit an application or letter: This formally requests account closure and specifies the closure date. Follow your bank's format. Return materials: Any unused checks, ATM/debit cards, and passbooks must be returned to the bank. This prevents future misuse.

  15. How to Write a Letter for Closing Bank Account

    Subject: Request for closing savings account. Dear Sir, I, [Your Name], hold a Savings Account in your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it. Please find the account passbook enclosed with this letter. I request you to initiate the account closure process at the earliest.

  16. Application for Closing Bank Account (10+ Samples)

    For security and personal concern, if you have closed your bank account then make sure to dispose of all types of cards and chequebooks issued to you through the bank. 1. Bank Account Close Application. To, The Branch Manager, Union Bank of India, A Block XYZ Road, Mumbai. Date:- Date/Month/Year.

  17. Letter For Closing Bank Account: Check Format and Samples

    Letter for Closing Bank Account: Sample 1. I am writing to formally request the closure of my bank account [Account Number: XXXXXXXX] held with the State Bank of India due to significant security concerns. In the past couple of weeks, there have been many cases of online fraud, scams and security breaches.

  18. Closing Bank Account Letter With 20+ Sample » Letter Solution

    Branch name. Branch address. Date: 00/00/00. Sub: [Application for closing bank account] Sir/Madam, My account number is XXXXXXXXXXX in your branch for five years. Recently I face a money problem to do transactions. Therefore I request you to close my account and return the existing amount to me in cash. Thanking you.

  19. Application For Closing Bank Account Letter (New Samples)

    Subject: Bank Account Closing Letter. Respected Sir/Madam, With due respect, I beg to say that I hold a savings account in your branch for the last 5 years and my account no is ___________ [Mention Your Ac Number]. But now I want to close my account for some personal reasons with immediate effect.

  20. Request Letter to Close Current Bank Account

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  21. Application For Closing Bank Account: Format, Samples

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