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Giving members more resources in governmental accounting, auditing, and financial reporting.

Need more in-depth guidance in local government accounting, auditing, and financial reporting? GFOA’s GAAFR Plus offers important resources to help navigate the ever-changing world of public finance. Take advantage of this subscription today!

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The Different Books for Car Valuations

What vehicle are you interested in?

You need to know how much your vehicle is worth, plain and simple. However, there are seemingly countless books for car valuations out there. Which ones are worth your time and which ones should you ignore?

Today, we’ll go over the different value books, examining how they get their values and when they should be used.

What’s My Car Worth?

You need to understand the worth of your car before you start selling it. Where do you start?

What’s my car worth? Well, the first step is understanding how you’ll be selling it. The vast majority of the time, your car will be worth far more when you sell it privately as opposed to trading it in. 

Why doesn’t everyone just sell privately? In order for you to land that higher selling price, you’ll need to list it on a classifieds site, talk to multiple would-be buyers, have plenty of people come look at it, and eventually you’ll find the right buyer.

Compare that process to simply handing the keys over when you buy your new car. Trading-in is much easier. You’ll be sacrificing some profits for the ease of trading the car in. 

If you’re looking at trading the car in, most price books will tell you that your car is worth less when being traded in. This begs the question, why are trade in values so low? The short answer is that the dealership has to recondition your car before it can be sold, which costs money. Alternatively, they may simply sell it as-is at a wholesale auction, which means less money than selling it to another car buyer. Oh, and not to mention, the dealer needs to buy the car cheap enough to be able to turn around and make a profit.

In order to determine your car’s true worth, you need to look at a few different book values in addition to understanding that it will vary based on how you sell it, who you sell it to, and your negotiation skills. 

What Are All These Books?

Why are there so many vehicle value books? Why can’t someone just tell me what my car is worth?

Some books are intended for car dealership usage. This means that they’ll be focused on overall profitability and will often suggest lower prices than other books.

Some books are used primarily by financial institutions for setting loan to value ratios, and other books are intended for consumer usage. Different book values serve different purposes, and as a savvy car seller, it’s important you understand the distinction between each. 

Another difference between the different book values is how they gather data, along with how they analyze it. Every book has its own data sources and evaluation algorithm, which is why the price is always different. 

You should use multiple books and tools to understand the value of your vehicle, since there’s no definitive source. You should also understand that just because a vehicle valuation book says that your car is worth X, that doesn’t mean you’ll receive X. These values are data to use in negotiations. 

What is Kelley Blue Book?

Kelley Blue Book is perhaps the first name that comes to mind when most people think of a car evaluation tool. KBB has been around since 1926 and has grown by leaps and bounds since the first booklet was published.

Kelley Blue Book is known for providing different values based on whether you are trading a vehicle in or selling it privately. There are also different price estimates for vehicles based on the condition that they’re in. This actually harms the accuracy of Kelley Blue Book, since people often overestimate the condition of their vehicle.

When Should I Use It?

You should use Kelley Blue Book with every car transaction that you make. However, be aware that this book is known for giving values that are higher than what a car dealer will offer you for your vehicle. Kelley Blue Book is better for evaluating the price of a car sold privately.

Read the full Kelley Blue Book guide.

What is Black Book?

Founded in 1955, Black Book has been on a mission to provide accurate car valuations since its inception. Black Book charges a subscription fee, which means it’s typically only used by dealerships and financial institutions that will use it enough to justify the cost. Black Book is heavily used by car dealers to determine how much you should be offered for your trade-in.

Black Book reaches its values by evaluating the sales data generated by over 60 auction companies around the country. Some of this data is even obtained by physically visiting auction houses and viewing their books.

Black Book values are typically not available to individual consumers, since they focus on serving car dealerships. However, here at CarEdge we partnered with Black Book to get their data into your hands. CarEdge members can now see Black Book trade-in, private party, and retail valuations in their dashboard. This means you’ll have the exact same information the dealer is using when you  visit them. 

Read the full Black Book guide .

CarEdge is the first non-dealer, non-financial institution to provide Black Book values directly to consumers. Become a CarEdge member and access Black Book data.

What is NADA?

Short for the National Automobile Dealers Association, NADA has been in operation since 1917. Shortly after forming, they released NADA Guides to help determine the value of any given vehicle. These guides were published as books for quite some time. These days, NADA Guides are trusted by millions of consumers that want to understand the value of their vehicles.

NADA Guides uses local market demand, wholesale prices, and retail market prices to determine the valuation of any given vehicle. One downside of this approach is that they do not factor in condition or mileage, which creates estimates that are usually higher than what might be realistic.

You can use NADA Guides whenever you might otherwise use Kelley Blue Book. In fact, combining multiple books is a great way to help paint a picture of what your car is worth. Use NADA Guides in conjunction with other valuation tools and you’ll be ready to negotiate with the dealership. Take note that car dealerships and lending institutions often use NADA Guides to come up with financing offers, since they tend to overvalue vehicles (this helps with loan to value ratios).

NADA Guides are often used by financial institutions when they’re deciding how large of a loan they can approve for you.

Read the full NADA guide.

What is Edmunds?

Edmunds began publishing a car-buying guide in 1966. Over time, it evolved into becoming one of the most frequently referenced sources for car buying information. In the 1990s, Edmunds pivoted into the digital space and started to help consumers evaluate car prices.

These days, Edmunds is known for two impressive tools:

True Market Value

This car evaluator helps consumers to decide what they should be paying for a new car and how much they should sell their current car for. While some have criticized the aging design of this tool, it’s still well worth using when you want to gain more insight into your car’s value.

Total Cost of Ownership

Ever wanted to know how much it would cost to own a BMW? This tool can help you to compare cars by presenting facts about the ongoing costs of ownership. It’s based largely on reported maintenance costs, along with gas mileage information.

Edmunds also publishes plenty of videos, guides, and walkthroughs on a variety of auto topics. They’ve earned their place as an authority in the auto industry.

You should use Edmunds whenever you’d like to know the value of a car. Since it’s free to use the tool, you should use it to evaluate your new car, along with the car you’ll be selling. Combined with other value books, this information can help you to negotiate with the dealership or a private buyer.

Read the full Edmunds guide.

What is Galves?

Galves began in the 1920s as a wholesale car dealership that sold hundreds of cars per month. As the company evolved, they saw a need for a tool that could evaluate the price of vehicles. Since nothing else existed, they created it. It was a printed book that aimed at helping car dealers to understand which prices they should use for buying and selling vehicles.

Much like their old books, modern Galves is a tool that helps car dealerships to price their cars. They also use the same data to power a platform called Accu-Trade, which is specifically geared toward advising car dealerships about the amount to offer a client on a trade-in vehicle.

Unless you get a job at a car dealership, you likely will not be using Galves. Instead, use tools like Edmunds, NADA Guides, and the Kelley Blue Book to evaluate your car. 

Galves exists to serve car dealerships, though, which means that you should be aware of it. Galves often provides lower valuations than other services, which is one reason why dealerships like to use it.

Read the full Galves guide.

What is Red Book?

Red Book is a unique entry on this list, since this service doesn’t actually operate in the United States (or even in North America). Instead, this service is for Australia and the Asian Pacific. It’s similar to Kelley Blue Book in that it uses the make, model, mileage, and condition to reach the value of a given vehicle. Red Book is well-respected throughout Australia and used by car buyers and car dealers alike.

Australian and Asian Pacific consumers should use the Red Book for any auto transaction that they’re making. It’s always worth understanding the value of your vehicle when you’re about to buy or sell a vehicle

Read the full Red Book guide.

What is vAuto?

Dealerships around the country use vAuto to manage their inventory and evaluate car prices. This subscription-based service is only available for people who are willing to pay an expensive fee, which means that this tool is often used exclusively by car dealerships. vAuto has access to data from two different sources:  Manheim and Autotrader. All of their data is parsed and analyzed to determine how much a vehicle is worth.  

As a car buyer, you won’t be likely to use vAuto. Instead, you’d be better served to use sites like Kelley Blue Book and the NADA Guides to evaluate your car’s worth.

Read the full vAuto guide.

What is MMR?

Manheim Market Report, otherwise known as MMR, is a service that provides wholesale car buyers with valuable insights into car values. Manheim is an auction house that has branches all around the country, so they have millions of auto sales that they can analyze. 

When analysis is done, MMR provides its users with precise reports that include the retail and wholesale value of a given car, along with predictions and insights into how much the car will be worth in the future.

As a consumer, you won’t have access to the MMR unless you decide to pay their expensive membership fees. It’s not worth it for someone who just wants to know the value of their trade-in or new car. Instead, use services like our Market Price Report, NADA Guides, Edmunds, and the Kelley Blue Book.

Read the full MMR guide.

Online Tools:

In addition to referencing book values we recommend you get quotes from “digital car dealers” that are desperate to buy your used car. We’ve gathered some useful online tools that you can use to generate quotes for your trade-in. These quotes will be massively helpful when you are at the dealership. 

Carvana . Known as the “Cardian Angel,” this easy to use tool provides a customized trade-in quote that you can either accept or use in negotiations.

CarMax . Simply input your VIN and receive an online quote for a trade-in. Most cars will receive a quote, while other car owners will be asked to come in to receive a quote. 

Vroom . Get a quote based on your VIN and mileage instantly. You’ll receive a redeemable quote that you can use as a negotiation tool. 

Which Book is Right for You?

There’s no rule that says that you can only use one value book. Combine our Market Price Report with NADA Guides and CarEdge’s Black Book evaluation to showcase that you know the value of your car when you’re at the dealership or selling your care to a private party. 

Every piece of data that you bring with you will become an important tool when you’re looking to trade in a car or sell it privately. You can even secure quotes from sites like Carvana and Vroom when you want to effectively negotiate for a higher trade-in value .

Dealership Operations , Trade-in

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Are Kelley Blue Book Values Accurate and Reliable?

How Kelley Blue Book determines used-car prices

When buying or selling a used car, many people rely on the  Kelley Blue Book (KBB), which has been around since 1926. One sign of its popularity: In 2017, over 20 million unique visitors per month visited the Kelley Blue Book website , today the number is likely even higher.

Although automotive experts acknowledge that the Kelley Blue Book is one of the most popular and trusted guides in automotive pricing, the question remains: Is it accurate and reliable? Here’s a look at how Kelley determines car pricing, an assessment of some issues consumers might encounter with KBB pricing, and a brief review of some of the top competitors in the industry.

Key Takeaways

• The Kelley Blue Book—and its equally popular website—is one of the most trusted guides for automobile pricing, used by those who are buying or selling cars.
• Kelley assesses a wide array of different values to both used and new vehicles. For used vehicles some of them include: Trade-in value, typical listing price, fair purchasing price (CPO), and private party.
• Kelley determines Blue Book values by analyzing pricing information from real-world used car prices, as well as industry developments, economic conditions, and location.
• Potential problems with Blue Book values include a delay as price information is assessed, the consumer tendency to overrate the value of the car they are selling or trading in, and a mismatch between wholesale values listed by Kelley and the prices used by dealers, who access special industry-only pricing info.

How Kelley Blue Book Determines Car Values

Kelley Blue Book receives real-world used car prices from wholesale auctions , independent and franchised dealers, rental fleets, auto manufacturers, lessors , and private party transactions. Using this data, they make weekly updates to prices.

Kelley’s proprietary algorithm analyzes pricing data along with historical trends, current economic conditions , industry developments, time of year, and location to determine Kelley Blue Book values.

That process results in 12 different used car values, in addition to several new car values. Some of the most crucial used car values are:

• Private-party value: The starting point for a negotiation between a private buyer and seller for "as is" sales.
• Trade-in value: The amount you are likely to get from a dealer for a trade-in.
• Typical listing price: Represents what dealers are typically asking for the used car.
• Fair purchase price (CPO): The price consumers may reasonably expect to pay for a certified pre owned car of this year, make, and model.

Some factors that could affect the accuracy of KBB values are lag time, consumer bias, and mismatched data.

It takes time for data and analysis to make its way through KBB. Prices listed may not always reflect the very latest trends and economic conditions.

Consumer Bias

Most people think the car they are selling or trading in is in better condition than it really is. If you misjudge the condition of a car for trade-in or purchase, your expectations may not match the reality of KBB’s valuation structure.

Mismatched Data 

Most dealers do not use KBB for trade-in (wholesale) values. Instead, many rely on National Auto Research’s Black Book  or the Manheim Market Report , neither of which is available to the public. More important, both tend to skew lower than KBB in wholesale pricing.

The year Les Kelley, a Los Angeles car dealer, published the first Kelley Blue Book.  

If you use KBB as a general guide and follow the suggestions below, Kelley Blue Book data can be very useful.

Print out Definitions

If negotiating to buy a used car from a private seller, show KBB’s car condition definitions to the seller, especially if you believe the car is priced too high. 

KBB’s pricing structure tends to favor dealers, meaning listed retail prices can be higher than other guides. Start with the listed retail price and bargain down. 

Ask for Sources 

Be aware that insider guides like Manheim or Black Book tend to show lower wholesale prices than KBB. Ask about the source of the trade-in offer or wholesale price.

Consult Other Guides 

Consult one or more other websites or pricing guides to get an “average” for the vehicle you are trading in, selling, or planning to buy.

Since the three main consumer guides—KBB, Edmunds.com, and NADA with J.D. Power—use different algorithms, your best bet is to check all three and calculate an average price .

The following are several sources you can check for pricing and rating information before buying, trading in, or selling a used car.

Edmunds : This website offers an appraisal engine that includes five car condition categories compared with KBB’s four. This can be helpful—or generate confusion—depending on how realistic you are about your car’s condition. Many experts believe Edmunds' values are more accurate than KBB's. That’s not always the case, of course, which is why getting several estimates and averaging still makes the most sense.

NADA with J.D. Power : One of the oldest guides, NADA guides were designed for dealer members of the National Automobile Dealers Association (NADA) trade group. For consumers, NADA partners with J.D. Power. Their website will lead you to J.D. Power's site where you can research new and used vehicle values by make and body style.

Consumer Reports :   The well-respected, noncommercial (no advertising accepted) publication offers lots of information if you buy an online subscription, less if you don’t. The website features general pricing on used cars, information on reliability, cars to avoid, and much more.

Kelley Blue Book is a very good resource, but it should not be the only one you consult. Although none of the top used car buying guides is perfect, when taken together—along with additional information gained from other websites and tools, such as auto loan calculators —they can provide reasonably reliable and accurate information for your used car transaction.

Kelley Blue Book. " Kelley Blue Book Expands Its Trusted Vehicle Values Into Portugal ."

Kelley Blue Book. " Definitions of Our Values ."

Kelley Blue Book. " History ."

Edmunds. " What Are the Vehicle Conditions Used for True Market Value Pricing? "

Kelley Blue Book. " Frequently Asked Questions ."

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Last Updated 5/31/2023

Most insurers authorized to do business in the United States and its territories are required to prepare statutory financial statements in accordance with statutory accounting principles (SAP). SAP are detailed within the  NAIC Accounting Practices and Procedures Manual  (AP&P Manual). However, the AP&P Manual does not preempt state legislative and regulatory authority, therefore state variations may occur in accordance with prescribed or permitted practices: 

Prescribed Accounting Practices: Accounting practices that are incorporated directly or by reference to state laws, regulations and general administrative rules applicable to all insurance enterprises domiciled in a particular state. 

Permitted Accounting Practices: Accounting practices specifically requested by an insurer that depart from NAIC SAP and state prescribed accounting practices and have received approval from the insurer’s domiciliary state regulatory authority. 

Statutory Accounting Principles are designed to 1) ensure consistent reporting among insurers, and 2) assist state insurance departments in the regulation of insurance companies. The ultimate objective for regulators is to ensure an insurer is solvent as this is critical to ensure that policyholders, contract holders and other legal obligations are met when they come due and that companies maintain capital and surplus at all times and in such forms as required by statute to provide an adequate margin of safety. The cornerstone of solvency measurement is financial reporting. Therefore, the regulator’s ability to effectively determine relative financial condition using financial statements is of paramount importance to the protection of policyholders. Although SAP utilizes the framework established under U.S. GAAP (Generally Accepted Accounting Principles), the SAP and GAAP accounting standards have distinct differences. In contrast to the SAP focus on the balance sheet and solvency, GAAP is typically more focused on providing decision-useful information to investors (e.g., income statement). 

SAP is developed in accordance with the concepts of consistency, recognition and conservatism: 

Conservatism: Conservative valuation procedures provide protection to policyholders against adverse fluctuations in financial condition or operating results. Statutory accounting should be reasonably conservative over the span of economic cycles, and in recognition of the primary responsibility to regulate for financial solvency. 

Recognition: The ability to meet policyholder obligations is predicated on the existence of readily marketable assets available when both current and future obligations are due. Assets having economic value other than those which can be used to fulfill policyholder obligations, or those assets which are unavailable due to encumbrances or other third party interests should not be recognized on the balance sheet but rather should be charged against surplus when acquired or when availability otherwise becomes questionable. 

Consistency: The regulators’ need for meaningful, comparable financial information to determine an insurer’s financial condition requires consistency in the development and application of statutory accounting principles. 

All authoritative GAAP is reviewed and considered by the Statutory Accounting Principles (E) Working Group for statutory accounting. The GAAP guidance can be 1) adopted; 2) adopted with modification; or 3) rejected for statutory accounting. Information regarding the decision for GAAP guidance can be found in the various SSAPs (Statements of Statutory Accounting Principles) and collectively in Appendix D – GAAP Cross-Reference to SAP . 

Committees Related to This Topic

Accounting Practices and Procedures (E) Task Force

Statutory Accounting Principles (E) Working Group

Additional Resources

Accounting Practices and Procedures Manual

Accounting Practices and Procedures Manual Updates

Financial Analysis Handbook

Media queries should be directed to the NAIC Communications Division at 816-783-8909 or [email protected] .

Julie Gann Assistant Director - Solvency Policy 816-783-8966

Robin Marcotte  Senior Manager II, Accounting Policy 816-783-8124

Jake Stultz Manager II – Accounting Policy 816-783-8481

Jason Farr Senior SCA Valuation and Accounting Policy Advisor 816-783-8132

William Oden Senior Technical Accounting Policy Advisor 816-783-8482

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Kelley Blue Book® Price Advisor

Trust matters.

For many customers, buying a car is one of the biggest financial decisions they make in a year. Their decision often comes down to building trust with you. Kelley Blue Book ® Price Advisor creates that trust through transparent pricing, allowing you to move beyond the pricing discussion and spend more time understanding what your customers want.

Building trust

Trust matters. At Kelley Blue Book, we are committed to being The Trusted Resource ® for consumers and dealers by offering objective information that reflects actual market conditions. Integrating Price Advisor onto your website’s Vehicle Detail Pages helps give your shoppers confidence in knowing they can get a fair price. Sales teams can use Price Advisor in the showroom to help buyers understand why vehicles are priced a certain way, creating trust through transparency.

Kelley Blue Book valuations

A Kelley Blue Book® Value is more than a number. The Kelley Blue Book Price Advisor uses data from 250+ sources to update prices on a weekly basis to deliver a market reflective price range. Clearly understanding and being able to discuss new and used car valuations is an important part of the car shopping process.

Helping you and your customers speak the same language about pricing is what the Kelley Blue Book Price Advisor is all about. Price Advisor provides the tools you need to manage any challenging pricing conversation.

Priced below Kelley Blue Book Fair Market Range

Kelley Blue Book Fair Market Range

Priced above the Fair Market Range

Putting it into practice

The Kelley Blue Book Price Advisor provides you with a trusted vehicle valuation allowing you to move beyond the pricing discussion, while providing your customers with the information they need to make a confident buying decision.

Increase shopper engagement and urgency on your website

With Kelley Blue Book Price Advisor, you can enable Kelley Blue Book’s “Good Price” and “Great Price” badging within your website’s used car SRPs and VDPs to help drive even more shopper engagement and urgency. ?

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We are here to help, so please do not hesitate to contact your Cox Automotive Sales Representative or the Dealer Support Team at 1-877-353-9350 if there is anything that we can do to ensure your complete satisfaction.

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What is a CLUE report and how does it affect your insurance rates?

A clue report contains the history of insurance claims for a specific property or vehicle..

When insurance companies deciding on coverage and premiums, they typically request a Comprehensive Loss Underwriting Exchange (CLUE) report, which contains the history of claims for a given property or vehicle.

CLUE reports are primarily utilized by insurers, but consumers can request them to ensure their accuracy or to get information about a home or car they're considering buying.

Here's what you need to know about CLUE reports, what they include and how they impact your insurance.

What we'll cover

What is a clue report, how to get a clue report, how does a clue report affect your insurance rates, how to use your clue report, bottom line, compare offers to find the best homeowners insurance.

A CLUE report provides a history of all insurance claims made on a specific property or vehicle over the past seven years. They're generated by analytics firm LexisNexis to help insurers decide whether to approve or deny coverage , how much coverage to provide and what premiums to charge.

Over 95% of home insurance companies and more than 99% of auto insurers rely on CLUE reports, according to LexisNexis.

The files contain a variety of information , much of it relating to specific claims and basic information regarding the policyholder at the time of the claim :

• Insurance company
• Policyholder's personal information and policy number
• Date of losses and claims
• Type of loss (water damage, fire, etc.)
• If the claim was denied
• Amount paid on the claim if approved

Policyholders can also add notations to their CLUE reports: If, for example, a homeowner gets rid of a dog after a dog-bite claim, according to the Wisconsin Office of the Commissioner of Insurance , "[they] can add this notation to the CLUE report for the property."

In 2023, LexisNexis launched C.L.U.E. Auto 360 , which adds data from police records and other vehicle-specific sources outside of insurance claims that indicate damage.

The Fair Credit Reporting Act of 1970 gives individuals the right to ask for at least one free CLUE report for their property or vehicle each year. You can request a report from LexisNext online , by phone or by mail. You'll need to provide your full name, date of birth, address, city, state and zip code, as well as your Social Security number and driver's license number.

You can't request a CLUE report about a property or vehicle if you are not the owner. But if you're buying a house or used car, you can ask the current owner to show you its CLUE report.

Since it can affect your coverage and rates, it's a good idea to review the information in your own report. Consumers have the right to dispute inaccurate information with LexisNexis.

You may receive a blank CLUE report but that doesn't mean there have been no claims: CLUE reports only keep information for seven years and a few insurers don't report claims to LexisNexis. It's also possible there were problems with the car or house that the policyholder paid out of pocket to repair.

Insurers use CLUE reports to determine how likely it is that a claim will be filed in the future. A CLUE Property report will include prior losses from previous owners of a home while CLUE Auto will do the same for a used vehicle.

According to the Office of the Commissioner of Insurance, if a company can prove a correlation between a previous owner's loss and the probability of a future loss, it can use that information in determining coverage and rates. A claim relating to theft could indicate a car may be stolen again, according to Lexis-Nexis, while claims for fire damage might mean a home is in a wildfire zone.

More claims typically will mean higher premiums. But some claims — like one to cover a new roof or replacement tires — can indicate future repairs are less likely and lead to lower rates.

If you reach out. to your insurer, be clear about whether you're filing a claim or just making an inquiry, so that your report is accurate. Even a serious inquiry may be noted in your CLUE report and used to adjust your rates.

Compare offers to find the best auto insurance

When shopping for insurance.

Your CLUE report can influence your coverage and rates, so it's important to ensure it's accurate. Dispute any errors with LexisNexis before applying for insurance.

Before selling your home or car

A prospective buyer may ask the owner to see the CLUE report to get an idea what condition the property or vehicle is in, and what they may have to pay for insurance. A CLUE report can also show what improvements have been made—like that a roof was recently replaced or a security system was installed.

When buying a home

Insurance costs should be factored in when considering your monthly home payments and how much house you can afford . A CLUE report will show you what issues a property may have and what you might expect to pay for a policy. Buyers can't request a CLUE report from Lexis-Nexis but they can ask the current owner for the CLUE Home Seller's Disclosure. If you're in the market for a home, PNC Bank offers adjustable- and fixed-rate conventional mortgages, as well as FHA, VA and USDA loans . Eligible homebuyers can put as little as 3% down without private mortgage insurance and qualify for grants of up to $5,000 to help cover closing costs .

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When buying a used car

A CLUE report on a preowned vehicle provides insight into its repair history and what you could face when trying to get auto insurance . If a car hasn't had any claims in the last seven years, it could mean lower rates for you

Available in all 50 states, Geico has among the lowest rates for auto insurance in the market. It offers numerous discounts, including ones for student drivers, safe drivers, anti-theft devices and a multi-car discount of up to 25%.

Geico Auto Insurance

The best way to estimate your costs is to request a quote

App available

Policy highlights.

Geico coverage and services are available in all 50 states and the District of Columbia and there are 16 different types of discounts available. In addition to the standard coverage options, Geico offers various optional add-ons, such as emergency roadside assistance, rental car reimbursement and mechanical breakdown insurance.

Read our Geico Auto Insurance review.

Available everywhere but Alaska, Louisiana and Massachusetts, Nationwide is one of the few top insurers to offer a pay-per-mile policy , which can save you money if you don't drive often, and a safe-driving discount worth up to 40%. It has a very low number of consumer complaints compared to similar carriers, according to the National Association of Insurance Commissioners.

Nationwide Auto Insurance

Nationwide offers near-nationwide availability and personalized services, such as On Your Side® Review, a free annual insurance evaluation to ensure you are adequately protected and are taking advantage of any discounts available to you.

Can a CLUE report be blank?

Yes, a CLUE report could be blank if the policyholder didn't file any claims or if the insurer doesn't report information to LexisNexis.

How far back does a clue report go?

A CLUE report will contain claims information from the past seven years.

Can a CLUE report contain errors?

It is possible for CLUE reports to contain inaccurate information. If you notice this in your report, contact LexisNexis to make a correction.

Do all insurance companies use CLUE reports?

According to LexisNexis, 95% of property insurers and 99% of auto insurers use the CLUE database.

How much does it cost to get a CLUE report?

You can request a free CLUE report about your home or car at least once a year.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

CLUE reports not only provide important insights for insurance companies, but they can help buyers learn more about a car or home. Since CLUE reports can influence your insurance rates, review them periodically to make sure all the information is accurate.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of financial products . While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

• How can I get homeowners insurance after nonrenewal? Liz Knueven
• What to do if your homeowners insurance claim is denied Liz Knueven
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Actor Jonathan Majors avoids jail time for assaulting his ex-girlfriend

AP is live outside New York federal court as actor Jonathan Majors appears for his sentencing in a domestic violence case filed by Grace Jabbari, a 31-year-old British dancer.

Actor Jonathan Majors leaves Criminal Court with his girlfriend Megan Good after his sentencing in Manhattan on Monday April 8, 2024 in New York. (AP Photo/Brittainy Newman)

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Actor Jonathan Majors and Meagan Good arrive at Criminal Court on Monday, April 8, 2024 in New York. (AP Photo/Brittainy Newman)

Priya Chaudhry, Jonathan Majors lawyer, leaves Criminal Court after Majors’ sentencing on Monday April 8, 2024 in New York. (AP Photo/Brittainy Newman)

Actor Jonathan Majors shakes hands with court police officers after leaving Criminal Court after his sentencing on Monday, April 8, 2024 in New York. (AP Photo/Brittainy Newman)

Actor Jonathan Majors shakes hands with court police officers after leaving Criminal Court after his sentencing on Monday April 8, 2024 in New York. (AP Photo/Brittainy Newman)

Actor Jonathan Majors leaves Criminal Court with his girlfriend Megan Good after his sentencing on Monday April 8, 2024 in New York. (AP Photo/Brittainy Newman)

Priya Chaudhry, Jonathan Majors lawyer, leaves Criminal Court after Majors’ sentencing in Manhattan on Monday April 8, 2024 in New York. (AP Photo/Brittainy Newman)

Jonathan Majors and Meagan Good arrive at Criminal Court on Monday, April 8, 2024 in New York. (AP Photo/Brittainy Newman)

NEW YORK (AP) — Actor Jonathan Majors has been ordered to complete a yearlong counseling program but avoided jail time Monday for assaulting his ex-girlfriend in a high-profile case that derailed the once-promising star’s career.

The 34-year-old star of “Creed III” and other films had faced up to a year behind bars after he was convicted of misdemeanor assault by a Manhattan jury in December.

In court Monday, Judge Michael Gaffey sentenced Majors to conditional discharge after noting that both sides in the case agreed the charges did not warrant jail time, given the actor was a first time offender with no prior criminal record.

He said Majors must complete a 52-week, in-person batterer’s intervention program in Los Angeles, where the actor lives. He also has to continue with the mental health therapy his lawyers say he’s been participating in. Majors faces a year in jail if found in violation of the terms, which also included a no contact order with his former girlfriend, Grace Jabbari.

Majors, dressed in all black and accompanied by his girlfriend, actor Meagan Good, declined to address the court and left the courthouse without speaking to reporters.

His lawyer, Priya Chaudhry, said the actor did not want to make any public statement that Jabbari could use against him in the civil suit she’s filed against the actor.

Majors, she added, is “committed to growing as a person” and will complete any court-mandated programs “with an open heart” even as he maintains his innocence and plans to appeal.

“He’s lost his whole career,” Chaudhry said in court. “This has been the most challenging year of his life.”

But Jabbari, fighting back tears as she addressed the court, said Majors refuses to acknowledge his guilt and remains a danger to those around him.

“He’s not sorry. He has not accepted responsibility, ” she said. “He will do this again and he will hurt other women. He believes he is above the law.”

Jabbari said Majors had made her believe the two were in a loving relationship, but, in reality, he isolated her from the rest of the world and cut her off from family and friends.

“I was so emotionally dependent on him,” she said. “I became a different person around him — small, scared and vulnerable.”

Rather than acknowledge his actions, Majors has been openly critical of the court proceedings, launching a “high-powered PR campaign” that included a nationally televised interview, added Assistant District Attorney Kelli Galloway as she argued for a sentence of violence counseling for Majors.

Following the December guilty verdict , Majors was immediately dropped by Marvel Studios, which had cast him as Kang the Conqueror, a role envisioned as the main villain in the entertainment empire’s movies and television shows for years to come.

The conviction stemmed from an altercation last March in which Jabbari accused him of attacking her in the backseat of a chauffeured car, saying he hit her head with his open hand, twisted her arm behind her back and squeezed her middle finger until it fractured.

Majors claimed the 31-year-old British dancer was the aggressor, flying into a jealous rage after reading a text message from another woman on his phone. He maintained he was only trying to regain his phone and get away from Jabbari safely.

Majors had hoped his two-week criminal trial would vindicate him. In a television interview shortly after his conviction, he said he deserves a second chance .

But the California native and Yale University graduate still faces Jabbari’s civil suit, which she filed last month in Manhattan federal court. In the suit, Jabbari accuses Majors of assault, battery, defamation and inflicting emotional distress, claiming he subjected her to escalating incidents of physical and verbal abuse during their relationship. The two met in 2021 on the set of Marvel’s “Ant-Man and the Wasp: Quantumania,” in which Majors played Kang.

Majors’ lawyers have declined to respond to the claims, saying only that they are preparing to file counterclaims against Jabbari.

The actor had his breakthrough role in 2019’s “The Last Black Man in San Francisco.” He also starred in the HBO horror series “Lovecraft Country,” which earned him an Emmy nomination, and as the nemesis to fictional boxing champ Adonis Creed in the blockbuster “Creed III.”

As for Marvel, a looming question remains whether the studio will recast the role of Kang or pivot in a new direction.

Majors’ departure was among a recent series of high-profile setbacks for the vaunted superhero factory, which has earned an unprecedented $30 billion worldwide from 33 films.

Follow Philip Marcelo at twitter.com/philmarcelo

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Join the Hunt: How to Catch a Blue Catfish in Maryland

Angler Melissa Blair caught a 32-inch blue catfish at Kent Narrows Bridge in April 2021. Photo by Tristan Bapst

The bad news: Blue catfish can be easily found in a majority of Maryland’s rivers, both tidal and non-tidal and out in the Bay itself, and they eat almost anything.

The good news: Blue catfish can be easily found in a majority of Maryland’s rivers, both tidal and non-tidal and in the Bay itself, and they eat almost anything.

For anglers, blue catfish have become an attractive target because they are challenging to catch, but not elusive. They can be fished with light tackle from shore or on a boat. They can be found easily and are attracted to a variety of bait.

There is no offseason and no creel limit for blue catfish or any invasive species. It’s also a species with a long-standing state record catch – since 2012 – that’s just waiting to be broken. As an added bonus, they are highly regarded as table fare.

Blue catfish were first introduced in Virginia in the 1970s to create a new sport fishery. In some American river systems, the blue catfish is just another fish. Native to the river basins of the Mississippi, Missouri, Ohio, and Rio Grande, blue catfish share these waters with a range of other species. Those who brought them east made a critical error, believing they were a freshwater species only and would stay contained by the salty boundaries of the Chesapeake Bay watershed. It was quickly discovered that blue catfish are capable of living in both fresh and brackish water – and it wasn’t long before they traversed the Chesapeake watershed into new territory. 

Where can I find blue catfish?

According to Keith Lockwood, Maryland Department of Natural Resources fisheries biologist and author of the weekly Maryland Fishing Report , blue catfish can now be found to some degree in every tidal river feeding into the Chesapeake Bay. 

Lockwood notes there are an increasing number of charter boats offering fishing trips for blue catfish. The DNR website provides a list of fishing charter boats , anglers can ask if they have blue catfish trips.

“Sharing the charter fee with five of your fishing buddies makes this a very affordable trip with plenty of action and delicious filets to take home,” Lockwood said. “As an added bonus, there is no catch limit.” 

Experts agree on the locations and tactics ideal for catching these fish. Blue catfish are typically found where the water is brackish, says Captain Marcus Wilson of Hot Licks Charters. 

“In March and April, when the water is still cool, they tend to be on the edges of channels, coming out of the deeper waters,” Wilson said. “As the waters warm, they eventually get up to the flatter areas where it’s shallow.”

Shaded areas show the known locations of blue catfish around the Chesapeake Bay.

A fair portion of ​blue catfish tend to move downriver during the summer and move upriver in the spring and usually are found along channel edges. During the winter, blue catfish tend to seek out deeper waters in the channels of the tidal rivers’ middle to upper sections. They will often stack up in holes and channel sections where they will hold through the winter months. If fishing from a small boat, a depth finder can be very helpful to find these areas – they tend to run adjacent to high banks and the outside curves of the river. These are good things to keep in mind when fishing from the riverbanks.

There are plenty of large blue catfish in the upper Bay, all the way south to the Bay Bridge.  The Susquehanna River in the Havre de Grace area and the deep hole just below the railroad bridge is a popular location. The lower Susquehanna, Middle River, Magothy and Chester rivers are all excellent places to fish for blue catfish. 

Zack Minnick was fishing below Great Falls on the Potomac River in 2021 and managed to land this whopper of a blue catfish. Photo by Zack Minnick

Several rivers with large populations include the tidal Potomac, Patuxent, and Susquehanna rivers, along with the Choptank, Nanticoke, and Wicomico rivers. On the tidal Potomac, the waters below the Wilson Bridge are good places to fish during the winter. 

In the Patuxent River, the area at and above the Benedict Bridge tends to be one of the better areas to fish for them.  The Jug Bay area of the Patuxent River is another hot spot.The area near the Sharptown and Marshyhope Creek area on the Nanticoke River is another excellent place to fish for blue catfish. The Dover Bridge to the Denton area on the Choptank River and the Sharpstown area on the Nanticoke River are excellent places to fish for blue catfish. In the Wicomico River, below Salisbury is a good location.​

The department features blue catfish hotspots each week in the Maryland Fishing Report, and also on a dedicated webpage.

What do I need to fish for blue cats?

Catfish like fresh cut bait from most any kind of fish. Common baits include menhaden, gizzard shad, white perch, bluegill sunfish, eel, or a selection from the fish market. Wild shrimp works as does chicken liver. Anglers seeking out the largest blue catfish of 60 pounds or more often use live bait. There is a prepared dough-like bait usually made with blood, cheese, and other stinky stuff and is placed on a treble hook, often with a spring-like device around the hook to hold the bait in place. 

Chumming with ground fish can work wonders when fishing for blue catfish, especially from a boat, Lockwood said. Ground menhaden is easily purchased, and it is a good oily fish to use to attract catfish. A metal chum pot weighted to rest on the bottom is one of the best ways to develop a chum slick to attract blue catfish to an anchored boat.

Catfish have a very well-developed lateral line which helps them detect movement, their barbels also help detect smell. Any kind of extra added oil or scents also make the fish curious, Wilson adds.

“Chumming definitely attracts them,” Wilson said. 

All catfish are fished on bottom rigs with hooks in the 1/0 size range; anglers should avoid small hooks because catfish have large mouths and tend to swallow them. Snelled hooks can make rigging easier. Usually a sinker of 1 to half-ounce size is good, and if the current is strong, a pyramid-style sinker can be a good choice to hold the rig to the bottom of the water body.

Sunfish, minnows and white perch are all good choices to bait the hook Nightcrawlers and chicken liver are also good.

Those who have been targeting blue catfish for some time agree that a slit 2-inch cork float helps keep the bait slightly off the bottom, Lockwood said. Many blue catfish anglers also believe in some type of rattle that is rigged ahead of the circle hook to help attract catfish. A barrel swivel is usually placed about 24 inches or so from the float and circle hook as a stop for the sliding sinker. The length of the leader can be adjusted, depending on the current, a shorter leader for swift current. 

Sliding sinkers or fish-finder rigs are needed when fishing with circle hooks. When fishing from a boat, egg sinkers are commonly used. If fishing from shore, a bank or pyramid sinker may be needed to hold bottom in river currents. When fishing from a boat, conventional reels placed on free spool with the clicker on works well by allowing the catfish to move off with the bait and hook itself in the corner of the mouth when the reel is engaged. Spinning reels are popular when one must cast from shore and a bait runner type reel can be a real asset.

“We put the weight about two feet ahead of the bait, so if (the catfish) picks it up, the line will slide up the weight,” Wilson said. “He won’t feel the tension, he won’t spit it out or drop it when he knows something is up.”

One note of caution upon landing any kind of catfish – they have spines on three of their fins, so anglers should be careful when handling. Most importantly, do not return a blue catfish to the water alive. Another piece of equipment to have is a large enough cooler to carry the blue cats. 

I caught a blue catfish! Now what?

T he Maryland Department of Natural Resources urges anglers to kill all invasive species they catch; due to the damage they cause, blue catfish should not be caught and released back into the water. 

Anglers who catch invasive species in Maryland waters have several options to make use of the fish – eat them, freeze them for future use as cut bait, fertilize your garden with them. However they are used, one less blue catfish in Maryland waters is always a good thing!

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Ethiopian economy grapples with parallel market rates: The Blue Book report reveals

By our staff reporter, Photo by Anteneh Aklilu

Car prices be 54% cheaper if dealers acquired 100% of the forex

Ethiopia’s economic landscape has been facing a multitude of challenges in recent years, and one of the key issues highlighted in the latest edition of The Blue Book, an annual economic publication by First Consult, is the prevalence and impact of parallel market rates. The report sheds light on how these rates have affected businesses and consumers, further complicating an already uncertain economic environment.

The Ethiopian economy, in its quest for transformation and growth, has experienced various macroeconomic trends and shocks. However, the report emphasizes the importance of understanding how these developments are perceived and experienced by economic agents on the ground, such as businesses and consumers. This year’s edition of The Blue Book focuses on the microeconomy, specifically exploring the challenges faced by 312 micro and small businesses in Addis Ababa, Adama, Hawassa, and Dire Dawa.

One of the significant findings of the report is the impact of parallel market rates on businesses operating in Ethiopia. Parallel market rates refer to the exchange rates for foreign currencies, such as the U.S. dollar, that are determined outside of the official banking system. These rates often deviate significantly from the official exchange rate set by the government, creating a complex economic environment.

The report reveals that businesses heavily reliant on imported inputs have been particularly affected by the scarcity and volatility of foreign currencies in the parallel market. The unavailability and supply challenges for key imported inputs have hindered their operations and performance, leading to cost increases and disruptions in production. The magnitude of these cost increases has been a significant concern for many businesses, forcing them to adopt coping strategies to navigate through these challenges.

Furthermore, the report highlights the impact of parallel market rates on inflationary pressures. The rising costs of inputs due to inflation have compelled businesses to make pricing adjustments, which, in turn, have affected consumer demand. This vicious cycle of inflation and pricing adjustments has had implications for the quality and quantity of products and services offered by businesses.

One of the key findings of the report is the adverse effect of parallel market rates on the automotive industry. Car dealers heavily rely on imported vehicles and parts, which require foreign currencies for procurement. However, due to the scarcity and volatility of foreign exchange in the parallel market, car dealers have been forced to acquire the necessary foreign currencies at exorbitant rates.

The report reveals that if car dealers had obtained 100% of the required foreign exchange through official channels, the domestic prices of cars could have been significantly lower. In fact, the prices could have been 54% cheaper, offering a much-needed relief to consumers who aspire to own a vehicle.

The impact of parallel market rates on the automotive industry extends beyond inflated prices. The scarcity of foreign exchange has resulted in delays in the importation of vehicles and parts, leading to supply chain disruptions and a limited selection of vehicles available in the market. This has further fueled the price surge, as the demand outweighs the supply.

Car dealers and importers have been grappling with the challenges posed by parallel market rates, hindering their ability to offer affordable options to consumers. The report underscores the urgent need for policymakers and stakeholders to address the issue of foreign exchange availability and stability. Measures should be taken to enhance foreign exchange reserves and ensure a more efficient and accessible system for acquiring foreign currencies through official channels.

The Blue Book also explores into the issue of access to finance and liquidity in the context of parallel market rates. Businesses, especially micro, small, and medium enterprises (MSMEs), have faced challenges in securing financing from banks and microfinance institutions. The scarcity of foreign currencies in the parallel market has created difficulties in accessing loans and credit, hindering business growth and expansion.

The findings of The Blue Book’s report on parallel market rates underscore the need for policymakers and stakeholders to address the underlying causes and consequences of these rates. It calls for measures to enhance foreign exchange reserves, improve access to finance for businesses, and develop strategies to mitigate inflationary pressures.

The Ethiopian government, in collaboration with development partners, businesses, and individuals, should work towards stabilizing the exchange rate and ensuring a conducive business environment. Efforts to promote financial inclusion, enhance liquidity, and support the growth of MSMEs will be crucial in navigating the challenges posed by parallel market rates.

As Ethiopia continues its economic journey, the insights provided in The Blue Book serve as a valuable resource for understanding the complexities of the microeconomy and devising effective strategies to cope with change and uncertainty.

New excise stamp directive implemented to enhance tax compliance

Debt service set to surpass social spending, capital market authority gives the first license  , ethiopia nears budget limit despite central bank’s borrowing restrictions, nyala insurance commits to major investment in esx, editor picks, rise of pseudoscience, combating corruption, when those entrusted with upholding the law become its primary violators, popular posts, popular category.

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Report: LGBTQ content drove book banning efforts in 2023

The latest report marks the start of National Library Week.

The American Library Association released its annual list of the top 10 most targeted books of 2023 on Monday, the majority of which were challenges because of their LGBTQ content.

“Gender Queer” by Maia Kobabe topped the list for the third year in a row. The graphic memoir, which chronicles the author's experience with sexuality and gender from childhood to adulthood, was challenged for its LGBTQ content and for claims that it is sexually explicit.

“At ALA, we are fighting for the freedom to choose what you want to read," said ALA President Emily Drabinski in the announcement. "Shining a light on the harmful workings of these pressure groups is one of the actions we must take to protect our right to read.”

In 2023, the ALA recorded 4,240 unique titles that have been targeted for removal or restriction in libraries and schools. It's a record-breaking 65% increase from 2022, the highest totals recorded by the ALA since it began collecting data more than 20 years ago.

MORE: What's in some of the most challenged books in America?

Jennie Pu, ALA member and Hoboken Public Library Director, told ABC News that "this list affirms the pattern that we're seeing, that it's a small group of people who don't want their stories to be told and the retargeting of historically underrepresented and marginalized voices."

Hoboken's library system was declared a book sanctuary in 2023.

Across the country, classroom and library content has been at the center of contentious debates between educators, librarians, parents and politicians. Conservative-led legislative efforts to restrict what discussions and content could be had in classrooms regarding race, gender, sex, and sexual orientation has ignited a debate about the materials students and their families have access to.

Advocates of such legislation say these policies ensure that "inappropriate" content is weeded out of classrooms to protect children from "indoctrination," Florida Gov. Ron DeSantis and Texas Gov. Greg Abbott have said.

Politicized groups or individuals have been at the center of large swaths of book challenges nationwide, sometimes demanding the censorship of multiple titles -- often dozens or hundreds at a time. This helped drive the surge in book challenges, according to the ALA.

The other most-targeted titles, in order of the number of challenges, are:

2. “All Boys Aren’t Blue,” by George M. Johnson, for LGBTQ content and claims of sexually explicit content.

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3. “This Book is Gay,” by Juno Dawson, for LGBTQ content, sex education, and claims of sexually explicit content.

4. “The Perks of Being a Wallflower,” by Stephen Chbosky, for LGBTQ content, rape, drugs, profanity and claims of sexually explicit content.

5. “Flamer,” by Mike Curato, for LGBTQ content and claims of sexually explicit content.

MORE: Book bans and anti-LGBTQ laws: how queer authors are responding

6. “The Bluest Eye,” by Toni Morrison, for themes about rape, incest, DEI content and claims of sexually explicit content.

7. “Tricks,” by Ellen Hopkins, for LGBTQ content, themes concerning drugs, rape, and claims of sexually explicit content, tied with “Me and Earl and the Dying Girl,” by Jesse Andrews for claims of sexually explicit content.

9. “Let’s Talk About It,” by Erika Moen and Matthew Nolan, for LGBTQ content, sex education, and claims of sexually explicit content.

10. “Sold,” by Patricia McCormick, for claims of sexually explicit content and themes concerning rape.

The ALA compiles its data from reports filed with its Office for Intellectual Freedom by library professionals and news reports. However, the organization says the data is only a "snapshot" of book censorship attempts because it's not likely that all attempts are reported to the ALA or covered by the press.

The latest report marks the start of the organization's National Library Week.

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Politics | Missing Florida GOP leader wrecked Kissimmee…

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Politics | missing florida gop leader wrecked kissimmee hotel room, later found near disney, report says.

A leader of the Florida Republican Party reported missing by his family was kicked out of a hotel in Kissimmee for “excessive drinking” and trashing his room, according to an Osceola County Sheriff’s office report.

George Riley Jr., reappointed executive director of the Florida GOP last month after serving in that job from 2016 to 2019, was eventually found at a hotel outside Walt Disney World and reunited with his family.

Riley did not respond to requests for comment from the Orlando Sentinel but told the Tampa Bay Times he was “deeply sorry.”

“I have been dealing with alcoholism and mental health issues,” Riley told the Times. “I will pay for any damages that were caused. I apologize to the employees for my bad behavior and I will be seeking help soon.”

“I’ll be seeking help so I can be a better father, a better person and a better all-around employee,” he added.

Riley, of Tallahassee, was reported missing on Friday after his sister, Ellen, told the Sheriff’s Office that she hadn’t spoken to him since March 29, one week earlier.

He said he had been headed to a Hampton Inn on Centerview Boulevard in Kissimmee for what she said was a business meeting, the report stated. His father, George Riley Sr., said he also hadn’t spoken to him in a week.

Both his sister and father added that Riley had a medical condition and that he was taking medication, the specifics of which were both retracted in the report.

A deputy went out to the motel on Friday, where a front desk employee said Riley had checked in on Thursday, March 28 as usual, but then checked out at 2 a.m. the next day, created a new reservation, and checked into a different room.

The assistant general manager for the motel told the deputy that he visited Riley with a maintenance worker on  April 2, telling him that he had “broken the electric blinds in the room and had urinated and vomited throughout,” the report stated.

Riley was “regularly purchasing alcohol, and he purchased so much from the store inside the hotel that he had to order more,” the assistant manager said, according to the report.

The assistant manager told Felipe told Riley he would be charged extra due to the room needing a deep cleaning.

Riley later asked the front desk employee on Wednesday, April 3 to extend his stay, but she “had to politely decline due to George’ s excessive drinking and damage caused to the room,” according to the report.

Riley then left the hotel without saying anything. The employee said Riley “appeared to be of sound mind and did not appear under the influence.”

The next day, Thursday, was Riley’s 43rd birthday.

He eventually was found on Saturday at the B Resort & Spa in Lake Buena Vista outside Walt Disney World by pinging his cellphone, the report said.

Riley was “under the influence of alcohol,” but the Osceola Sheriff’s deputy and other Orange County deputies determined after an evaluation that he did not meet the criteria to be held under Baker Act or Marchman Act, which permit law enforcement to intervene if someone is deemed a threat to themselves or others due to addiction or mental illness.

Riley was able to “state his location, name, date, and stated he did not want to hurt himself,” the report stated, adding that he was not erratic and answered all questions. He was reunited with his family soon after.

According to the Republican Party of Florida, Riley had served since 2020 as executive director for Conservatives for Clean Energy-Florida and as a senior adviser to the party before his reappointment.

Florida GOP chair Evan Power, who named Riley to his position on March 8, did not return a request for comment.

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